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2014 BMW X3 Lease Questions

Kirstie@EdmundsKirstie@Edmunds Posts: 10,676
edited January 29 in BMW
Ask questions about leasing the 2014 BMW X3, or share your deal here! Here you can find and discuss all the latest lease details, including cap costs, money factors, residual values, acquisition fees, etc. Please post any leasing questions you have or any details you’d like to share about your own lease deals.

You can also research local dealer inventory and pricing, reviews, features, and specifications, on our 2014 BMW X3 page.

To see all forums discussions about the BMW X3, including earlier model years, please visit our list of BMW X3 discussions.

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  • sarubinsarubin Posts: 4
    New to the leasing world and need some guidance. I am looking to lease a 2014 BMW X3. MSRP is $47,375 ( haven't negotiated this yet). 42 months with 16k miles per year ( wanted 48 months, but he said it was more expensive) - License and fees of $400 and first month payment up front - $727.65 per month. Tax rate where I live is 8% and is factored into the lease payment. Seems very high to me compared to the $630 I was quoted on a $51k Lexus for 48 months. Is the $727 way out of line?

    Thank you for the advice.
  • richzrichz Posts: 125
    You can't compare payments on different vehicles like that. Money factors and residuals, which determine the payment, can vary significantly depending on the vehicle. For example, I've leased BMWs with a higher MSRP for a much lower payment than a much cheaper Audi because of the reasons I mentioned. Use a lease calculator online and familiarize yourself with how the payments are computed. You negotiate the sale price of the car just like you would if you were buying the car.
  • sarubinsarubin Posts: 4
    I understand that I can't compare rates on different cars as the residuals are different. I was just using it as a point of reference. I was hoping others could chime in and express whether they thought my rates were high in comparison to what they may have been quoted.
  • tonka858tonka858 Posts: 21
    You could get a X5 for that price, that is way to much
  • mattyg412mattyg412 Posts: 7
    Hi Carman. Thank you for your great guidance in these forums!

    Can you please provide the August 2013 Residual and Money Factor for a 2014 BMW X3? 36 months, 15k/year.

    Thank you!
  • richzrichz Posts: 125
    BMWFS doesn't release that information to dealers until August.
  • maosey05maosey05 Posts: 4
    Leasing is very new to me. I have the following scenario...

    2014 X3 28i
    Alpine white with black leatherette
    -M Sport package
    -Lighting package
    -Panoramic moonroof
    -Heated front seats

    MSRP: $46,275
    Best price: $43,491
    Lease payment: $553 (36 months/10k miles per year)
    Money factor: .00127

    My trade-in of $3500 has also been factored in.

    I think it seems a bit high compared to what others have been offered.

    What are your thoughts?
  • flightnurseflightnurse at 35K feetPosts: 1,523
    What is the residual of this BMW? How is the 3500 being applied?
  • CarMan@EdmundsCarMan@Edmunds Posts: 38,518
    You're welcome MattyG. BMW Financial Services' July buy rate lease money factor and residual value for a 2014 xDrive28i with 15,000 miles per year are .00127 and 54% for consumers who qualify for its top credit tiers.

    BMW has not announced its program for August yet.

    Prices Paid: Buying & Leasing Experiences Forum
  • maosey05maosey05 Posts: 4
    Residual is 57%.

    $3500 trade-in is being applied towards tax, title, license, other fees. $380 of balance will be applied towards cap cost reduction.

    Thank you in advance for your input!
  • steevosteevo Posts: 330
    That was a great deal. Do you or anyone know if the 2014 x3 numbers changed for august? The corporate advertised lease special was extended so I am guessing that the MF and residual remains at .00127 and 54% for august but I haven't confirmed it yet.
  • steevosteevo Posts: 330
    For anyone following along here, the August MF is .00125.
  • I am considering a lease on a 2014 X3 35i. I am contemplating leasing for either 36 or 39 months. Could someone please tell me what the residual and MF would be? I have tier 1 credit.

    Thank You.
  • .00125 MF and 54% residual for 36mo, 15K/yr


    Moderator - Prices Paid, Lease Questions, SUVs

  • Hi,

    Is this a good deal?

    2014 BMW X3
    Premium Package
    Heated Seats

    MSRP 46,875
    Negotiated Price: 44,435
    Residual 56%
    Money Factor .00125
    Monthly Payment: $623 with $0 down.

    Thanks in advance for you're help.
  • Hi Car Man! Can you please provide the October 2014 residual and money factor for an X3 28i for 36 months and 15,000 miles per year?

    Been back and forth off and on with a dealer for a few months about this and I feel like I'm getting taken.

    Matty G.
  • 2014 X3 28i 36mo, 15K/yr lease
    .00125 MF and 56% residual


    Moderator - Prices Paid, Lease Questions, SUVs

  • My dealer claims 56% residual is for 12k/per year lease. Is that not the case?
  • I am interested to know whether this is the case as well. Thanks!
  • Hello! I put together the following deal on my own after going round and round with a local BMW dealer.

    I am using the following data:

    October MF (.00125) and Residual (56%) -- are these correct for October?

    36 months
    15,000 miles/year

    2014 BMW X3 28i
    M Sport Package
    Panoramic Roof
    Heated front seats
    Lighting Package

    MSRP: $46,275
    Edmunds TMV Price: $44,000
    Assume $1,000 cash down and $1,000 BMW Ultimate Drive cash

    Price for calculation: $42,000

    Monthly payment: $531.72 + 10% tax

    Does this number see right based on my assumptions above?
    Also, what else could I expect to pay at signing other than the $1,000 down?

    I appreciate your help!
    Matty G.
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