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Car_man
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In your post, you mentioned that you are considering making a $3,000 down payment on your lease. I always advise consumers against making any sort of down payment when leasing. I do so for two main reasons. The first is if your vehicle is totaled in an accident or stolen during your lease, your insurance company pays off the bank that you were leasing it through and your down payment essentially disappears. The second main reason is that down payments on leased vehicles do nothing to reduce their lease-end purchase prices. So your lease-end purchase option price for your G35 would be exactly the same, regardless of whether you had put $3,000 down, or had made absolutely no down payment at all.
Car_man
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Because Infiniti has pseudoGap insurance, they said they'll accept whatever settlement amount my car insurance company gets to and expunge my lease. (By the way, my old lease was $424 per month before tax w/ 12k miles per year over 42 months.)
I'd like to get the same exact car: 2005 Automatic Coupe, black on black, premium pkg, splash guards.
If you have a moment, please provide the residuals and money factors for this car (w/ 12k miles per year) over 24, 36, 39, and 42 months.
Also, I read something about $1k cash to dealers. Will this apply to leases too? Should I fight for a cap cost of invoice minus $1k?
Thanks,
Mitch
Looking at an 05 G35 6SPD sedan, could you provide the residual and money factor for 36 month 10K per year please. Thanks.
Exterior: Diamond Graphite
Interior: Graphite Leather, Premium Pkg, Aero Pkg, Splash Guards.
The MSRP was $37,800
06 Acura TL Auto w/ Nav 42 month lease, 15K miles, $2000 out of pocket with total monthly payments with tax of $475.
or
06 Infiniti G35 w/ prem & Nav 6MT 42 month lease, 15K miles, $2000 out of pocket with total monthly payments with tax of $485.
I had to make a similar decision a few weeks back.
I went with the g35x, wanted the AWD. Decision between front and rear wheel is tougher.
TL has better/quiter interior, WAY better navi, way better radio and torque steer.
The g35 imho is still more fun to drive, but loses points on everything else, though it is still outstanding.
Between those 2, i think i would get the tl.
P.S. He said that the payments would stay the same even if he lowered the residual.
Thank You.
regards,
kyfdx
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I'm in Los Angeles and I'm interested in leasing a 2006 G35 Coupe before the end of November. What are the residual value and the lease money factors on a 24-month/24,000 mile lease and a 36-month/36,000 mile lease? Are the numbers the same for the auto and the manual in both cases?
Thanks!
I'm in the DFW area and am looking to lease a 2006 automatic Sedan. I have one picked out with performance package B, sports suspension, and Sirrius radio for 34,400. The MSRP is 36,400. What is the residual and money factor for this lease?
Thanks
Car_man
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Andy
I'm planning on getting a g35 but not currently ready yet. Do you know if the same money factor and factory to dealer incentives will still be availabe in december for an 05 g35 sedan? I've checked the online inventory of some dealers near me and there seems to be quite a bit of 05's left.
Thanks
05 G35x premium package with full spare
MSRP 37,100
Negotiated price 34,200
3 year/ 15k miles per year
55% residual
didn't qualify for the .00076MF got .00091 instead ~2.18%
$490 down, $490/month
Next to last 05 Sedan they had on the lot that was new, only other one had Navi which I didn't want
Rosenthal Infiniti, Tysons Corner (my second Infiniti, we are very, very satisfied with their service)
05 Coupe w/ premium & sport
MSRP 37490 (plus 774 dealer accessories - tint etc)
Offer 35650
39 months/12K yr
2450 down
Here is where it gets sticky: He is telling me it is a 57% residual, and a money factor of .00242. I asked to change it to a 15k lease and all he said is that it adds $12/month. I asked for a breakdown of the 2450 and he said it is for plates, doc fee, acq fee but does not include 1st payment. I'm assuming there must be some cap reduction in there, but I'm not sure.
I also think the money factor seems high for an 05 - I would think they would mark it down as there seem to be quite a few left in Phoenix
Sorry to be long winded, but any thoughts or help would be appreciated
Thanks
36 months, 10k miles/year
$1250 down (included first month, bank fee, etc.)
Monthly payment = $436 (INCL. tax)
As an aside, I was actually able to get the dealer to amortize the $1250 down into the monthly payment, giving a "sign and drive" 35-month payment amount of $472/month (incl. tax).
Hope this helps. Good luck!
I'm looking to lease an Infinity G35 coupe with the premium package and nav.
It's my first experience leasing the car, so forgive me if I sound silly
What would be the average price difference between 2005 and 2006? I know it will depend on many factors, but is it really worth paying more for the lease of 06 vs 05?
I can obviously get a better deal on 2005's right now, but if to wait a month or two, will I be able to get a deal on 2006 better than it is now?
Thanks a lot for any advise
I'm hoping you can help - I'm about to lease a 2005 G35 with the Premium Package and Navigation within the next day or two. Could you tell me what the residuals and money factors are for the different lease terms? Is it still worth getting a 2005 instead of a 2006 on a lease if I find a 2005 in the colo/package I want? Thanks so much!
I dont know if im getting a good deal with my credit score(602). MSRP is $39,000 Cap cost is $36,700...money factor is .0023...my drive off is $954 and my monthly payments are $588 w/tax. The depreciation is $14,612, plus RENT CHARGE of $4958(which I believe is finance charge from what I was told by finance) for a total base monthly payments of $19,571 amortized for 36 months. Finance told me this equates to 5.52% interest rate. But that really doesnt seem right to me at all!!!.
My question is am I getting the "bend over and grab your ankles" deal? Anyway of finding out if im truely getting that money factor aswell as that 5.52% that I was told. This is at Frontier Infiniti in Santa Clara, Ca.
Thank You,
Romel
What should I expect for 36 months and 12K per year on this car? Invoice is $36,797 so that puts the car at $37,597. My Experian credit score is 766, so I should qualify for an aggressive lease. I know that there is a security deposit and acquisition fee that together total $1,100. So, the total should be $38,597. They are offering the following:
39 months, 15K $655 month. This is just dishonest. But what is fair?
I was deal making for 3 days before they came down as low as they did for me. My experian fico is 602!!! and I'm driving off with $954 out of pocket. and my payments are $588/month w/tax. Your cap cost is only 897 more than mine! From my understand that buy down rate on a tier 1 credit score is .00215(money factor). Ask them what your money factor is.
Romel
15k/yr miles
MSRP 35,100
$3199 down (incl. tax/first month pmt)
$425/month (all inclusive)
36 months
Am I paying too much?
1)My potential trade in is worth about 6k and I owe 12k
2)I drive about 23k a year in sales
I'm looking at the TL or the G35. Based on mileage,I'm wondering if I should go with a lease and buy miles up front, or should I buy straight out.
Second, with me being upside down on the car so bad, should I not even bring that into the lease/buy equation at the dealer as they will out leverage me from the get go?? Should I close the gap on that car and go in even-steven? Or should I just sell it on the open market and not even bring a trade to the game?
Any thoughts on this lousy situation??
I've been in the sales game for 25 years. I always look for a 1-3 year old model with 20K miles or so. Let someone else take the hit on depreciation.
My car is a 2001 Saab 9-5 and is ok for the next 60 days. Selling it on the open market may be a challenge here in TX, but I'll give it a try. Your comments smartened me up and I'll be looking for a 2004 Acura TL and I'll be saving big $$ by not getting snaked into a new G35 or TL at the dealership.
Why do you have to sell it in the next 60 days? If you can continue driving your current ride, you can save some $$ for the next one
Car_man
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Car_man
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It is difficult for me to say exactly how much of a difference there will be between the lease payment for a 2006 and a 2005 G35 without doing some calculations. I can tell you exactly how much the difference will be if you provide me with MSRPs and selling prices for the '06 and '05 models that you are interested in. You can find information on the MSRPs by visiting the following section of this site: Edmunds.com - New Vehicle Pricing. You should be able to get an idea of what the selling prices should be like by checking out this discussion: "Infiniti G35: Prices Paid & Buying Experience".
Car_man
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Car_man
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Car_man
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One thing that I notice about it right off the bat is the large down payment that you are making. You will have to pay things like your car's first month's payment at signing, but you should be able to roll any sort of taxes and the acquisition fee into its capitalized cost and should not make any sort of cap cost reduction. I always advise consumers against making any sort of down payment when leasing. I do so for two main reasons. The first is if your vehicle is totaled in an accident or stolen during your lease, your insurance company pays off the bank that you were leasing it through and your down payment essentially disappears. The second main reason is that down payments on leased vehicles do nothing to reduce their lease-end purchase prices. So your lease-end purchase option price for your G35 would be exactly the same, regardless of whether you had put several thousand dollars down, or had made absolutely no down payment at all.
Car_man
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