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Comments
That's when I started going to local independant garages. You can watch them work (usually) they do all the fluid topping off that J.L. does, and it's cheaper.
My local place charges $15 if I bring my own oil and filter. Well worth it during the cold months, and I do it myslef when it's warm out.
Bumper cover- $229.00
Right splash shield-$21.85
Left splash shield- $21.85
Front Wheel Alignment-$59.95
Paint Labor- $144.00
Body Labor- $100.00
Supplies-$75.75
Misc.-$71.95
Sales Tax $39.87
Grand Total: $704.32
Customer Pays-$500.00
Insurances Pays- $204.32
This is the same car I hit the deer with less than 2 months ago! BTW, with-in 4 miles of each other, urrrggghh!!! I'm in hell!!!!
Cut to the music, Whoops you did it again,... your breakin my car...your breakin my heart...I'm hatin that repair estimate, and I'm not that innocent...
-Britney "The Body Shop" Spears
-Larry "
CRASHKlineBTW, how did the car look after the deer hit was repaired? They're gonna be loving you at that autobody shop, I bet!
PF
PF
Glad to see you are ok as well. Sorry to hear about your poor Protege though.
-Larry
P.S. to Paul:
You are a driving fool, my friend
-Larry
If I'm driving around in my Pro and Mr. Ahole decides to run into me, isn't the only insurance company involved his? What I mean is that I make a claim to my company and then they go after his company. Is that right? I've never (knock on wood) been in an accident and had to really deal with this sort of stuff yet.
Thanks
PF
Will, Mr. Ahole is a pretty good driver and it is doubtful he will ever run into you. However, look out for Mr. Dinkystink. It is reported that Dinkystink is a known "aggressive driver" with an extremely poor driving record!
-Larry
Go straight to his, unless you get a ticket, then you are screwed. If you go to yours for a claim, you get screwed.. you can tell your agent, but its best to go to theirs...
What happens if their agent, will call Mr. Aloha and verify everything if there wasn't an immediate police report. Then once that is settled, they will get an adjuster that gets an estimate of the repair. However, they will tell you that you can use thier preferred shops, which normally do the estimates there. If its their preferred shop, you get your car fixed right away.
if you go to your shop who isn't on their list, the company will tell them this is our estimate, fix it for this...
few days later you get the car back...
They will tell you which car rental agency to get a car from. Did you know that many General Motors and Ford dealers rent cars CHEAPER than the big rental agencies? Best used when you want to rent a car and your's in for service, painting etc.
If Mr.Aloha's insurance company takes too long to settle, call them back and tell them your lawyer said he would file suit if they didn't pay in the next two days. That's if it has been three weeks or more. And that it is clearly their liability. If they stall, hint that you are suffering some type of post-accident trauma or pain and that's why your lawyer is suing. You will be surprised how quickly they get their heads out of their.... and pay up!
The minute they pay you, the rental car payments are your's, so return it immediately! They pay up to the minute you get the check.
Also, it is OK to tell your insurance agent. They want to know. Their lawyers may be helpful.
fowler3
fowler3
His Coronado jumped up in the air and came down on the steel cube real hard, ruining his engine and transmission. Ouch!
If you don't recall a Coronado, it had a long hood, sculptured headlights similar to Jaguars, and a vinyl top. Very popular in the 70's.
fowler3
stall, hint that you are suffering some type of post-accident trauma or pain and
that's why your lawyer is suing. You will be surprised how quickly they get their
heads out of their.... and pay up!
not really.. my wife works for our insurance, and theyget letters all the time from lawyers threatening to sue for 50K+ for trauma.... they cut a check for like 5-10K and be done with it... all the while laughing at the lawyers...
I drove over a retread (big chunk, but not massive) at about 80mph in Wyoming on my very first road trip in my Protege about 2 years ago, and the tire started losing air and was in shreds within a few hundred yards! No other damage, though - luckily. But let me tell you, its not fun driving 120 miles on the little donut, at 40mph, to the next sleepy town and hunting for a tire shop with decent tires in the size I needed! Had an alignment done a couple thousand miles later (didn't think about it then!) after getting back from the road trip! According to the guy, the wheel wasn't out of synch at all, which was surprising to hear. Although the car did, as always, track perfectly well on good pavement at all speeds.
As for accidents, if its Mr Aloha's fault, his insurance pays everything, but you should call and mention it to your own insurance company, as I was advised. I got a choice of 3-4 body shops after my only no-fault accident, and a 5 day repair estimate, as well as a rental car of my choice (rented a mini-Ute - Suzuki Grand Vitara - and within 5 days I had decided I'd never buy one!)
Insurance - are you guys kidding me? No-fault accidents are NEVER supposed to raise your rates or increase your liability! Although I've never had to make a claim to my own insurance, I'd like to hear what the consensus on this is!
Manchesterhonda.com offers the transverse bars for Ody roof racks for about 30% under dealer.
-Larry
Forgot to mention that his insurance company paid all my medical bills, my therapy bill (7 months, 6 days a week), and a pretty good settlement as well.
Precisely my point!
protegextwo:
I thought maybe that was it.
I have been to Lancaster, it's a beautiful area with lots of things to see and do. The most beautiful farms I have ever seen and old stone houses. Reminds me of primative paintings by Grandma Moses.
Have you looked at ancestry.com? Forget "Family Tree Maker", it's expensive and not good at all. Their geanology.com web site may have help though. Or check Yahoo.com and Google.com using keyword "geanology".
fowler3
As for insurance, my real question is: If you have a big accident or a couple of accidents close together, how badly does it kill your premiums? How long after your last accident do you have to have a spotless driving record for your rates to return to near normal?
And FL is no-fault, but you still go thru the hitter's company... and also, did you know that you are entitled during an accident from the other guy, for a rental car OF SIMILAR size and options as your car... so if you drive a large Lincoln, they can't put you in a Geo.
I was basing the post on my experience in a wreck.
The accident: I was at the end of a line of cars stopped at a traffic light. A Buick Roadmaster came down the ramp of an overpass at approximately 48mph
and slammed into the back of my '86 Accord. It was totaled. The spare tire in the trunk was driven up under the rear seat knocking the fuel tank out and under the car. Rear fenders were crumpled up under the back window. I had chest and neck injuries.
It took the other guy's insurance company a month to pay up. I rented a '92 Honda Accord and wanted to buy that model year. The accident was in '92.
I finally called them and told them that I was having pains in my side where gall bladder surgery had been performed one month earlier, and had talked to my lawyer about it a few minutes earlier. They said,"you didn't tell us about the surgery!" Then I was put on Hold. When the woman returned she said the check would be cut in two hours. It was.
I did have the surgery, it hurt a little bit.
fowler3
If it is costing the insurance company $500 or less, I would pay it out of my own pocket. Your rate will increase when it comes time for renewal (or even before). The $500 you might save will end up costing your more in the long run (say 2 years down the road).
And yeah the chat Thursday was pretty good with a good CDN showing! I'll be there next week again (if we're not too busy).
Dinu
-Larry
How awesome is that? We will try your web links to organize and further are search.
Respectfully,
Larry
-Larry
Also ... Sorry to hear about your latest "direct hit," my friend. But, um, how closely were you following that rig? If you'd been far enough back, scared of getting beamed by a kicked-up rock like I am, maybe you could have seen the debris in time to get out of the way? Hmmmm?
Insurance ... I had three no-fault accidents (a deer, debris from a vehicle -- er, an entire front door to a HOUSE, Larry!, and a parking lot collision) in my 1994 B2300 pickup in 18 months' time back in the mid-'90s. My insurance company, Erie (from your good ol' home state, Larry), dropped me like a hot potato and I had to go with Progressive (YUCK YUCK YUCK) for a few years until I got my rating back up and get something more affordable again. Don't think no-fault will necessarily keep you from getting dumped -- FREQUENCY has a whole lot to do with it!
I think they classified me as "high risk" even though I caused none of the above run-ins. And BTW, the three claims were $2100, $1980 and $1200 respectively -- that's before my $250 deductible. Nothing astronomical. And for that I had to go with a company whose rates were about $500 more per year. Purchasing a house and getting good rates on the house and both cars from the same company five years later was the only thing that saved my wallet.
Meade
Meade
PF
Meade
portegextwo: You have a lot of material for a good headstart on your family tree. You know the old saying about family trees -- like the potato plant, the best part is underground.
fowler3
PF
Thanks,
Letocha
I personally think it's a great car for city driving. It has a smooth manual tranny and the 2.0L has plenty of torque to save you from winding the engine up just to move one car length ahead.
1.)Ford Focus*
2.)Volkswagen Golf
3.)Honda Civic
4.)Toyoya Prius
5.)Toyota Echo
6.)Mazda Protege
7.Hyundai Elantra*
8.)Volkswagen Jetta
* Not Recommended because of below average reliability.
PF
The automatic makes city driving much easier and a lot smoother. Automatics are city cars. You don't over-rev as much between traffic lights and burn less fuel for the distance traveled. I have often read that 5-speed drivers, on average, are in the wrong gear at the wrong time over-reving in city driving.
The power band on the Protegé is set up more for the automatic than the manual tranny.
fowler3