2014 BMW X5 Lease Questions

Michaell

@abokhari said:
Please post MF and residual for 2015 X5 3.5i XDrive 15K/Yr. 36mo.

.00130 and 54%

igo2

Please post MF and residual for 2015 X5 3.5 xDrive diesel 12K/Yr. 36mo. Thx

kyfdx

@igo2 said:
Please post MF and residual for 2015 X5 3.5 xDrive diesel 12K/Yr. 36mo. Thx

.00129 MF and 56% residual.

lambusser

Please post MF and RV for 2015 X5 3.5 xDrive diesel 10K/Yr. for 36mo and 24mo.

Thank you!

kyfdx

@lambusser said:
Please post MF and RV for 2015 X5 3.5 xDrive diesel 10K/Yr. for 36mo and 24mo.

Thank you!

.00129 MF and 57%/65% residual.

mya14

2015 X5 Diesel: Original MSRP $74,225 Residual 56% for 12K miles with MF 0.00170 and 4% off of MSRP ~ $3,000.

mya14

Cool experience if a bmw is ordered. Dealer said if placed a bmw order, it can be picked up at the BMW factory in South Carolina. Includes a one night stay at a Marriott, 8am-3pm Museum/factory tour and a few rounds around the circuit in a bmw (could be M cars). Pick up and drop-off from the airport in a bmw as well.

igo2

Please post MF and RV for 2015 X5 3.5 xDrive diesel 12k/Yr. for 36mo

Thank you!

kyfdx

igo2 said:

Please post MF and RV for 2015 X5 3.5 xDrive diesel 12k/Yr. for 36mo

Thank you!

.00129 MF and 58% residual

hk007

Hi! Can you please post the residual for xDrive35i and xDrive50i (12k/yr 36mo)?
Thanks!

kyfdx

hk007 said:

Hi! Can you please post the residual for xDrive35i and xDrive50i (12k/yr 36mo)?
Thanks!

2014: .00129 MF and 57% residual

hk007

kyfdx said:

2014: .00129 MF and 57% residual

Thanks but I was looking for 2015s. Do you have residual numbers for those yet?

Michaell

hk007 said:

kyfdx said:

2014: .00129 MF and 57% residual

Thanks but I was looking for 2015s. Do you have residual numbers for those yet?

Same MF of .00129 but residual is 58%

hk007

Michaell said:

Same MF of .00129 but residual is 58%

Thanks! 2% increase!

deecroch224

Hi can you please post MF and RV of 2015 xdrive 35i 15k/36mo and the same for the 2014

kyfdx

deecroch224 said:

Hi can you please post MF and RV of 2015 xdrive 35i 15k/36mo and the same for the 2014

2015: .00129 MF and 56% residual.

2014: .00129 MF and 55% residual

dill9394

Hi all, I'm new here. I'm not sure how the lease formula works. So hoping someone will help here. 

I Got a offer from a leasing company in NY, not a dealer. 2015 x5 x35i with metallic white with beige leather and back up camera only. No other option. 10000/36 months for $675 and $3200 upfront. 

Is this a good deal? Thx!!

Michaell

dill9394 said:

Hi all, I'm new here. I'm not sure how the lease formula works. So hoping someone will help here. 

I Got a offer from a leasing company in NY, not a dealer. 2015 x5 x35i with metallic white with beige leather and back up camera only. No other option. 10000/36 months for $675 and $3200 upfront. 

Is this a good deal? Thx!!

Not enough information ....

What are the MSRP and selling prices?

Is all of the $3200 going to fees, taxes, etc, or is some of it being used as a cap cost reduction.

Negotiate the selling price just like you would for a purchase, and we can help model a payment to ensure that the MF isn't being marked up on you.

dill9394

MSRP is $57900. They Didn't mention the selling price. 

Yes $3200 included tax,fee...everything. 

My question is the dealer would request 4k-5k down payment plus tax,and fee...

But this leasing company only needs $3200 upfront. Is it too good to be true?

Thanks. 

Michaell

dill9394 said:

MSRP is $57900. They Didn't mention the selling price. 

Yes $3200 included tax,fee...everything. 

My question is the dealer would request 4k-5k down payment plus tax,and fee...

But this leasing company only needs $3200 upfront. Is it too good to be true?

Thanks. 

We would need to know the selling price in order to model the payment using the base MF and residual.

We don't recommend putting any money down on a lease - the only up front costs are the first payment, fees and taxes.

dill9394

Another offer: 2015 x5 x35i. Only backup camera added. MSRP $56850 selling price $52500. 10000/36 months $669 and $3158 upfront (tax,fee...etc included)

How's this? Thx. 

qliu34

Can someone please give me the RV and MF for 2015 x5 50i. thanks!

Michaell

qliu34 said:

Can someone please give me the RV and MF for 2015 x5 50i. thanks!

.00129 and 56% for 36 months, 15K per year.

kchopra

What all components of Lease we can bargain like MV, RF and MRP?

kyfdx

kchopra said:

What all components of Lease we can bargain like MV, RF and MRP?

I don't know what any of those initials stand for... .but...

1) Selling price
2) money factor (if marked up from the base rate)
3) acquisition fee (if marked up from base of $725)
4) Any bogus, BS fee, or any dealer accessories

The MSRP is fixed, as is the residual..

segma98

hi all...i am looking into x5 to lease
i read allot but i still dont understand anything about the process (MF, residual..etc). i never leased, always bought

i am interested in the 2015 X5 xDrive35d
TwinPower Turbo 6-cylinder in-line, 3.0 liter engine
xDrive, intelligent all-wheel drive
BASE MSRP $57,000
Black Sapphire Metallic$550
Black Dakota Leather$0
Poplar Wood Trim$0
Cold Weather Package$550
Driver Assistance Plus$1,900
Driver Assistance Package$1,400
ACC Stop & Go + Active Driving Assistant$1,200
Premium Package$2,550
3rd row seat + rear axle air suspension$1,700
Harman Kardon surround sound system$875
Destination & Handling:$950
(BMW Ultimate Service®
A suite of premium benefits that are included at no cost with all new BMW Vehicles.Up to 4 Years/50,000 Miles Warranty Included
Up to 4 Years/50,000 Miles Maintenance Program Included
Up to 4 Years/Unlimited Mileage Roadside Assistance Included
Total MSRP as Built $68,675

This is from bmw website (what i would like to get in the car)

according to website. estimated lease is $874. 2500 down, 0 security, 825 acquisition fee, 10000 miles/ yr

*what would i expect from a dealer to offer, if any different?
*what would be the MF, residual..etc based on this build?
*this should have Nav as well, right?

thanks allot

i appreciate every help i can get

Michaell

segma98 said:

hi all...i am looking into x5 to lease
i read allot but i still dont understand anything about the process (MF, residual..etc). i never leased, always bought

i am interested in the 2015 X5 xDrive35d
TwinPower Turbo 6-cylinder in-line, 3.0 liter engine
xDrive, intelligent all-wheel drive
BASE MSRP $57,000
Black Sapphire Metallic$550
Black Dakota Leather$0
Poplar Wood Trim$0
Cold Weather Package$550
Driver Assistance Plus$1,900
Driver Assistance Package$1,400
ACC Stop & Go + Active Driving Assistant$1,200
Premium Package$2,550
3rd row seat + rear axle air suspension$1,700
Harman Kardon surround sound system$875
Destination & Handling:$950
(BMW Ultimate Service®
A suite of premium benefits that are included at no cost with all new BMW Vehicles.Up to 4 Years/50,000 Miles Warranty Included
Up to 4 Years/50,000 Miles Maintenance Program Included
Up to 4 Years/Unlimited Mileage Roadside Assistance Included
Total MSRP as Built $68,675

This is from bmw website (what i would like to get in the car)

according to website. estimated lease is $874. 2500 down, 0 security, 825 acquisition fee, 10000 miles/ yr

*what would i expect from a dealer to offer, if any different?
*what would be the MF, residual..etc based on this build?
*this should have Nav as well, right?

thanks allot

i appreciate every help i can get

X5's are expensive to lease, as they are very popular.

The base MF is .00129 and the 36 month, 10,000 mile per year residual is 59%.

The base acquisition fee is $725; we do not recommend putting any money down (other than up front taxes, fees, etc.).

Use the pricing tools at the top of the page to help determine the best selling price, then make that offer (or whatever you are comfortable with) to the dealer. We can help model a payment once we know what the selling price is.

fastmarka

Hello! Thanks for using this platform as an invaluable resource. I would like to get the residual percentages and money factors for:

2015 X5 3.5 xDrive - 36/39/42 months, 7.5k/10k miles year

Thank you!

kyfdx

fastmarka said:

Hello! Thanks for using this platform as an invaluable resource. I would like to get the residual percentages and money factors for:

2015 X5 3.5 xDrive - 36/39/42 months, 7.5k/10k miles year

Thank you!

.00129 MF and 59% for 36mo, 10K/yr. BMW doesn't offer a 7.5K/yr program.

42 month residual is 5% lower.

fastmarka

Are there still 2014 rates 36/10k for X5 xdrive? I also read on a BMW forum that they were bumped 2% this past Saturday, October 25. Is that true?

kyfdx

fastmarka said:

Are there still 2014 rates 36/10k for X5 xdrive? I also read on a BMW forum that they were bumped 2% this past Saturday, October 25. Is that true?

.00129 MF and 58% residual.

While mid-month updates are always possible, it wouldn't make much sense for BMW to alter the residual. Mid-month incentives are usually in the form of dealer/lease cash.

Either way, it's doubtful we would hear about it.. The current program runs through Friday.

gamegeek27

Hi,

Looking at a 2015 X5 with MSRP of $67,925 Dealer came back with the following:

Selling Price - $65,925 ($2k less than MSRP)
- $4k due at signing (not inclusive of TT&L)
- 36mo; 12k mile/yr lease
- 58% residual
- .00169 Money Factor
- $946/mo payment

Questions are:
Is this a good deal? I see a base MF on this forum of .00129, but the dealer states that pertains to the lender and that the dealership has to raise it to .00169. Not sure if that is them trying to increase profit and/or if I am able to negotiate this?

Also, I have a trade in that he quoted a fair market value on. Vehicle worth $18k with $3k still due on lease. I told them that we could apply $4k of the remaining trade in value to what is due at signing which would leave me with $11k in cash. Guessing I should take this and not apply the remaining trade in value towards the lease?

Thanks for your help!

Michaell

gamegeek27 said:

Hi,

Looking at a 2015 X5 with MSRP of $67,925 Dealer came back with the following:

Selling Price - $65,925 ($2k less than MSRP)
- $4k due at signing (not inclusive of TT&L)
- 36mo; 12k mile/yr lease
- 58% residual
- .00169 Money Factor
- $946/mo payment

Questions are:
Is this a good deal? I see a base MF on this forum of .00129, but the dealer states that pertains to the lender and that the dealership has to raise it to .00169. Not sure if that is them trying to increase profit and/or if I am able to negotiate this?

Also, I have a trade in that he quoted a fair market value on. Vehicle worth $18k with $3k still due on lease. I told them that we could apply $4k of the remaining trade in value to what is due at signing which would leave me with $11k in cash. Guessing I should take this and not apply the remaining trade in value towards the lease?

Thanks for your help!

Lots going on here ...

Dealer is inflating the MF for extra profit. Ask for the .00129 MF and find a different dealer if they are unwilling to negotiate.

Not sure that you have $15K of equity in your lease .. head over to the "Real World Trade in Values" discussion for an honest appraisal, and call your current lease finance company to get a buyout value.

If you have $3K in unmade payments, you still have to deal with the residual value of the car as well. This may eat up any equity you may have.

With the MSRP and selling price you've provided, and using the base MF of .00129 and the 58% residual, I calculate a pre-tax payment of $872.77/mo for 36 months.

rolex21

Trying to close out a deal on a 2014 demo X5 xdrive 3.5. Do we know the November MF and 10k Residual yet and any holiday cash they might have offered on the remained 2014? thanks for your help !!!!!

kyfdx

rolex21 said:

Trying to close out a deal on a 2014 demo X5 xdrive 3.5. Do we know the November MF and 10k Residual yet and any holiday cash they might have offered on the remained 2014? thanks for your help !!!!!

We don't have the full slate of info for BMW, yet.. Only 2015 model info.

ny2ca

Any ideas from the community?

I saw the 2015 X5 lease specials for November on the BMWUSA web site; x5 35i @ 36/10, it has an MSRP of $61,450 and a residual value of $36,256 (59%) assuming the MF is .00129 and a stated down payment of $3500 - there is no way that I calculate $669 a month - I get +/- $724. Unless there is an error on the web site, $669 would indicate that there are other incentives, lower MF, or higher residual around 62%/63%
-
While I have not yet looked at the other series, all the X5 seem to have this variance of ~$75 which equates to 3-4 points on the residual.

Any thoughts?

Michaell

ny2ca said:

Any ideas from the community?

I saw the 2015 X5 lease specials for November on the BMWUSA web site; x5 35i @ 36/10, it has an MSRP of $61,450 and a residual value of $36,256 (59%) assuming the MF is .00129 and a stated down payment of $3500 - there is no way that I calculate $669 a month - I get +/- $724. Unless there is an error on the web site, $669 would indicate that there are other incentives, lower MF, or higher residual around 62%/63%
-
While I have not yet looked at the other series, all the X5 seem to have this variance of ~$75 which equates to 3-4 points on the residual.

Any thoughts?

There is a dealer contribution (aka discount from MSRP) included in the national lease deal.

ny2ca

Michaell said:

ny2ca said:

Any ideas from the community?

I saw the 2015 X5 lease specials for November on the BMWUSA web site; x5 35i @ 36/10, it has an MSRP of $61,450 and a residual value of $36,256 (59%) assuming the MF is .00129 and a stated down payment of $3500 - there is no way that I calculate $669 a month - I get +/- $724. Unless there is an error on the web site, $669 would indicate that there are other incentives, lower MF, or higher residual around 62%/63%
-
While I have not yet looked at the other series, all the X5 seem to have this variance of ~$75 which equates to 3-4 points on the residual.

Any thoughts?

There is a dealer contribution (aka discount from MSRP) included in the national lease deal.

Hey Michael, thanks. Do you have further insights or details into the contribution value you mentioned? Mathematically, it will appear to be ~$2K. However, the value or required dealer contribution is not disclosed on the manufacturer's web site, perhaps the laws may have recently changed? I have rarely seen such a high dealer contribution on an initial model - appreciate any additional insights.

senoromar

Hi, do you have the november MF and residual for a 2015 xDrive35i for both 36 and 39 months?

Thank you in advance!

Michaell

ny2ca said:

Michaell said:

ny2ca said:

Any ideas from the community?

I saw the 2015 X5 lease specials for November on the BMWUSA web site; x5 35i @ 36/10, it has an MSRP of $61,450 and a residual value of $36,256 (59%) assuming the MF is .00129 and a stated down payment of $3500 - there is no way that I calculate $669 a month - I get +/- $724. Unless there is an error on the web site, $669 would indicate that there are other incentives, lower MF, or higher residual around 62%/63%
-
While I have not yet looked at the other series, all the X5 seem to have this variance of ~$75 which equates to 3-4 points on the residual.

Any thoughts?

There is a dealer contribution (aka discount from MSRP) included in the national lease deal.

Hey Michael, thanks. Do you have further insights or details into the contribution value you mentioned? Mathematically, it will appear to be ~$2K. However, the value or required dealer contribution is not disclosed on the manufacturer's web site, perhaps the laws may have recently changed? I have rarely seen such a high dealer contribution on an initial model - appreciate any additional insights.

$1925 contribution.

No other thoughts on this ... at the moment.

Michaell

senoromar said:

Hi, do you have the november MF and residual for a 2015 xDrive35i for both 36 and 39 months?

Thank you in advance!

39 months is the sweet spot this month. .00130 and 59% for 39/10.

angelo20

Hi everyone, I am wondering if I am getting a good deal. I appogize in advance if I shouldn't be asking, but I am new to leasing.

2014 x5 35 leftover demo with 400 miles. MSRP 60,750 sale price 56,495
36/10k
$2500 out of pocket (according to dealer this does not include any money down only fees)
$760 per month includes sales tax

senoromar

Michaell said:

senoromar said:

Hi, do you have the november MF and residual for a 2015 xDrive35i for both 36 and 39 months?

Thank you in advance!

39 months is the sweet spot this month. .00130 and 59% for 39/10.

Thanks Michaell, however it looks like dealers are saying there is no 39mo program for the X5. I saw your post on the other forum stating you were having the case of the Mondays!

Do you have confirmed 36 month numbers for the 35i? I have an order from October and am taking delivery soon so I was hoping for some holiday improvement. Thanks!

Michaell

senoromar said:

Michaell said:

senoromar said:

Hi, do you have the november MF and residual for a 2015 xDrive35i for both 36 and 39 months?

Thank you in advance!

39 months is the sweet spot this month. .00130 and 59% for 39/10.

Thanks Michaell, however it looks like dealers are saying there is no 39mo program for the X5. I saw your post on the other forum stating you were having the case of the Mondays!

Do you have confirmed 36 month numbers for the 35i? I have an order from October and am taking delivery soon so I was hoping for some holiday improvement. Thanks!

The numbers I quoted above are for the 36 month, 10K miles per year program.

.00130 MF and 59% for all but the sDrive; add 1% for that model.

trchicago

senoromar said:

Michaell said:

senoromar said:

Hi, do you have the november MF and residual for a 2015 xDrive35i for both 36 and 39 months?

Thank you in advance!

39 months is the sweet spot this month. .00130 and 59% for 39/10.

Thanks Michaell, however it looks like dealers are saying there is no 39mo program for the X5. I saw your post on the other forum stating you were having the case of the Mondays!

Do you have confirmed 36 month numbers for the 35i? I have an order from October and am taking delivery soon so I was hoping for some holiday improvement. Thanks!

I also have an order I did late October on a 2015 xDrive35i. I sent my dealer a request to quote the 39mo/10K rate and they did not have a 39mo program. Frankly I trust the posts on this forum feed. They have not been wrong. The dealer was telling me the program for Nov/Dec would be the same and that BMW was going to be aggressive to beat out Mercedes this year. Is there any incentive money on the X5? Also I'm guessing we are pretty positive this 39/mo residual and money factor is correct?

kyfdx

trchicago said:

senoromar said:

Michaell said:

senoromar said:

Hi, do you have the november MF and residual for a 2015 xDrive35i for both 36 and 39 months?

Thank you in advance!

39 months is the sweet spot this month. .00130 and 59% for 39/10.

Thanks Michaell, however it looks like dealers are saying there is no 39mo program for the X5. I saw your post on the other forum stating you were having the case of the Mondays!

Do you have confirmed 36 month numbers for the 35i? I have an order from October and am taking delivery soon so I was hoping for some holiday improvement. Thanks!

I also have an order I did late October on a 2015 xDrive35i. I sent my dealer a request to quote the 39mo/10K rate and they did not have a 39mo program. Frankly I trust the posts on this forum feed. They have not been wrong. The dealer was telling me the program for Nov/Dec would be the same and that BMW was going to be aggressive to beat out Mercedes this year. Is there any incentive money on the X5? Also I'm guessing we are pretty positive this 39/mo residual and money factor is correct?

.00130 MF and 59% residual for 36 month, 10K/yr.

There is no 39 month program for the X5. We had limited information over the weekend.

rtiss1078

Does anyone have MF and RV for 2015 BMW X5 x35i? I see the national deal changed off of BMW.com offers from 699 to 669. All numbers are same on site (MSRP, Terms, and RV)

Michaell

rtiss1078 said:

Does anyone have MF and RV for 2015 BMW X5 x35i? I see the national deal changed off of BMW.com offers from 699 to 669. All numbers are same on site (MSRP, Terms, and RV)

.00130 and 56% for 36/15.

The national deal assumes both money down (which we don't recommend) and a dealer contribution (aka discount from sticker).

beoperson

I'm on the market for 2014/2015 x5i/x5d. Anyone can share possible discount from the MSRP on x5i/x5d?
Car I'm looking to get is about 63K. Dealers are promising to match the true car offer of 68K ($5000 below) Has anyone gotten better deals?

Should I wait for December deals/Holiday cash etc?

Michaell

beoperson said:

I'm on the market for 2014/2015 x5i/x5d. Anyone can share possible discount from the MSRP on x5i/x5d?
Car I'm looking to get is about 63K. Dealers are promising to match the true car offer of 68K ($5000 below) Has anyone gotten better deals?

Should I wait for December deals/Holiday cash etc?

5-7% off sticker would be a good target. X5 is one of the best selling cars on the market - as in, very limited supply - so great deals are hard to find. Might have to settle for a good deal.