Dealer is now letting me know there are dealer fees (approx $500) and bank fees (approx $500) that are added on to the cap cost. Does this sound right?
Also @michaell, you had said the residuals were 59-61% and the Denali was most likely 59%, they are giving me 57%, should I be pressing for the better residual?
@rferraro21 said:
Dealer is now letting me know there are dealer fees (approx $500) and bank fees (approx $500) that are added on to the cap cost. Does this sound right?
@rferraro21 said:
Also michaell, you had said the residuals were 59-61% and the Denali was most likely 59%, they are giving me 57%, should I be pressing for the better residual?
Confirm they are using Ally for finance. We don't have any other numbers for GM.
@wiscottsin said:
Hey KYFDX, regarding the 2014/15 Acadia Denali lease, when you say "depending on option packages" which packages do the residual values line up with? Thanks again!
With 3SA or 3SB, you get the higher residual. What is 3SA or 3SB? Beats me.. try Google. ;-)
@silveradosand said:
Any idea what I am looking at for monthly payments and upfront fees for this below? and is this a decent deal? Southern Minnesota area.
2014 Acadia Denali MSRP $53,585.00
Agreed Price $48,900.00
Down Payment $5,000.00
36month/12,000 miles
Thanks!
We don't recommend making a down payment on a lease - if the car is stolen or totaled, you are out that money.
With that said, using your MSRP and net cap cost of $43,900, I get a pre-tax payment of $374.47 (MF is 1.05% or .00044 and RV is 59% for 36/12).
Hi,
I received following quote on a 2014 Acadia Denali lease for 36mo/12k miles yr. Does it look right? A good deal?
MSPR $53180.00
Cap cost $48568.66
Residual $31376.20
MF .00035
Monthly including MA 6.25% sales tax $537.15
Out of door costs including first month but no cap reduction $1685.33
Thank you in advance to the leasing gurus thoughts here as very close to pulling trigger.
D
@d3bos said:
Hi,
I received following quote on a 2014 Acadia Denali lease for 36mo/12k miles yr. Does it look right? A good deal?
MSPR $53180.00
Cap cost $48568.66
Residual $31376.20
MF .00035
Monthly including MA 6.25% sales tax $537.15
Out of door costs including first month but no cap reduction $1685.33
Thank you in advance to the leasing gurus thoughts here as very close to pulling trigger.
D
Is that 36mo, 15K/yr? The money factor is lower than what we show (2.00% APR = .00083), but using your numbers, I get $505/mo., so it looks to be right on the money.
Here is an offer and wanted to know if it is good. 2014 AWD SLT1 with Nav/leather/sunroof at 36 months/12K and only first month payment upfront- Quote of $490 (inclusive of tax)
@zachman1 said:
Here is an offer and wanted to know if it is good. 2014 AWD SLT1 with Nav/leather/sunroof at 36 months/12K and only first month payment upfront- Quote of $490 (inclusive of tax)
We will need both the MSRP and the negotiated selling price in order to fully evaluate the deal.
Negotiated the following 2 deals, but the MF and residual are a little different than what I see on the feed. Please let me know if this looks legit or if their numbers are off. Both are 39 months, 12K/yr in MA
'14 Acadia 4WD SLT2
MSRP - $48,645
Net Cap - $43,310
MF - .00055 (GMF) 1.5% (Ally)
Residual - 55%
$1455 due up front
$491.98/mo
'14 Acadia Denali
MSRP - $51,040
Net Cap - $45,781.15
MF - .00055 (GMF) 1.5% (Ally)
Residual - 55%
$1489 due up front
$525.62/mo
They seem very up front and gave me print outs with all the info, but it doesn't make sense that their MF's and residuals seem to be off. What do you think?
Negotiated the following 2 deals, but the MF and residual are a little different than what I see on the feed. Please let me know if this looks legit or if their numbers are off. Both are 39 months, 12K/yr in MA
'14 Acadia 4WD SLT2
MSRP - $48,645
Net Cap - $43,310
MF - .00055 (GMF) 1.5% (Ally)
Residual - 55%
$1455 due up front
$491.98/mo
'14 Acadia Denali
MSRP - $51,040
Net Cap - $45,781.15
MF - .00055 (GMF) 1.5% (Ally)
Residual - 55%
$1489 due up front
$525.62/mo
They seem very up front and gave me print outs with all the info, but it doesn't make sense that their MF's and residuals seem to be off. What do you think?
I don't have any numbers from GMF,but the base MF from Ally for the 2014 Acadia is 1.00%, so your dealer is marking that up on you for a bit of extra profit. I can confirm that the 39/12 residual on both the SLT2 and Denali are 55%.
Hoping someone can help confirm that dealership is trying to lead me astray! Can anyone provide APR, residual, and lease cash for both 2014 AND 2015 Acadia SLT-1? Salesman is claiming that 2015 Acadia "does not lease good at all" (his words not mine) because he's trying to sell me on leasing a 2014 model. Haven't even been able to get a lease quote on a 2015 so I'm 24 hours away from going to a different dealer that is further away. Just trying to do my own research so I am in a better negotiating position regardless of where I end up. Thanks so much in advance!
Hoping someone can help confirm that dealership is trying to lead me astray! Can anyone provide APR, residual, and lease cash for both 2014 AND 2015 Acadia SLT-1? Salesman is claiming that 2015 Acadia "does not lease good at all" (his words not mine) because he's trying to sell me on leasing a 2014 model. Haven't even been able to get a lease quote on a 2015 so I'm 24 hours away from going to a different dealer that is further away. Just trying to do my own research so I am in a better negotiating position regardless of where I end up. Thanks so much in advance!
2015: 1.60% APR and either 59% or 61% residual, depending on packages.
2014: 1.00% APR and either 55% or 57% residual, depending on packages. $1100 lease cash.
36 month, 15K/yr lease
What will determine which one is really cheaper, is what sort of other incentives might be available to lower the selling price. I would assume that the 2014 can be discounted a lot more, though I don't have that information.
Hoping someone can help tell me if this is a good deal! Having trouble being certain with online lease calculators, very few have a 39 month option. This is for a 12K mile lease for 39 months on an SLT-1 in red with trailering pkg, navigation, forward collision warning, and all weather mats. $398 monthly payment. Good deal??
MSRP $43,855.00 Invoice $42,204.75 Lease sale price $41,000.00 Incentives $1,000.00 Equity in trade-in based on verbal dealer buyout figure $1,432.00 ($22,068) Cash down $2000 Rate 1.6 Residual 59% Acquisition fee $595.00 Government fees $273.50 Doc fee $599.00 Payment pre tax $372.14 Payment with tax $398.19
Hoping someone can help tell me if this is a good deal! Having trouble being certain with online lease calculators, very few have a 39 month option. This is for a 12K mile lease for 39 months on an SLT-1 in red with trailering pkg, navigation, forward collision warning, and all weather mats. $398 monthly payment. Good deal??
MSRP $43,855.00 Invoice $42,204.75 Lease sale price $41,000.00 Incentives $1,000.00 Equity in trade-in based on verbal dealer buyout figure $1,432.00 ($22,068) Cash down $2000 Rate 1.6 Residual 59% Acquisition fee $595.00 Government fees $273.50 Doc fee $599.00 Payment pre tax $372.14 Payment with tax $398.19
How much of the $2000 cash and $1432 trade equity is going to the up front fees, and how much to buying down the cap cost?
We recommend against using trade equity and down payments to reduce your lease payment - if the car is stolen or totaled, you are out that money.
The RV and MF are 1.6% and 59%, as stated.
If I use the $43,855 MSRP and net cap of $41,000 (before incentives, down payment and fees), I get a pre-tax payment of $431.97.
Lease term of 39 months and 12K per year. They are offering us a lease of $430 a month on SLT-1 with Navigation and Rear Seat Entertainment system and sunroof. No money down. We are paying tax, title reg. of $2,802. Any thoughts?
Lease term of 39 months and 12K per year. They are offering us a lease of $430 a month on SLT-1 with Navigation and Rear Seat Entertainment system and sunroof. No money down. We are paying tax, title reg. of $2,802. Any thoughts?
What is the MSRP and negotiated selling price? What state?
They were giving us a MF of .00045 and 58% residual. (Offered 60% residual o 36 months). Unfortunately, we were negotiating on a number of models, and I of course walked out without exact selling price of SLT-1 (the only added options were Navigation, DVD and sunroof). We are in NY. Do I have room to negotiate here?
They were giving us a MF of .00045 and 58% residual. (Offered 60% residual o 36 months). Unfortunately, we were negotiating on a number of models, and I of course walked out without exact selling price of SLT-1 (the only added options were Navigation, DVD and sunroof). We are in NY. Do I have room to negotiate here?
1.30% works out to .00054. Could be your dealer is using a different bank other than ALLY, which are the only GM numbers I have.
Comments
And that was for 36 months/10k per...
FWD
Also @michaell, you had said the residuals were 59-61% and the Denali was most likely 59%, they are giving me 57%, should I be pressing for the better residual?
$1000 equates to an extra $28/mo on your payment
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Confirm they are using Ally for finance. We don't have any other numbers for GM.
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With 3SA or 3SB, you get the higher residual. What is 3SA or 3SB? Beats me.. try Google. ;-)
For 12K/yr, add 2% to the 15K/yr residual.
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Ha! Thanks, KYFDX!
Any idea what I am looking at for monthly payments and upfront fees for this below? and is this a decent deal? Southern Minnesota area.
2014 Acadia Denali MSRP $53,585.00
Agreed Price $48,900.00
Down Payment $5,000.00
36month/12,000 miles
Thanks!
We don't recommend making a down payment on a lease - if the car is stolen or totaled, you are out that money.
With that said, using your MSRP and net cap cost of $43,900, I get a pre-tax payment of $374.47 (MF is 1.05% or .00044 and RV is 59% for 36/12).
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Hi,
I received following quote on a 2014 Acadia Denali lease for 36mo/12k miles yr. Does it look right? A good deal?
MSPR $53180.00
Cap cost $48568.66
Residual $31376.20
MF .00035
Monthly including MA 6.25% sales tax $537.15
Out of door costs including first month but no cap reduction $1685.33
Thank you in advance to the leasing gurus thoughts here as very close to pulling trigger.
D
Is that 36mo, 15K/yr? The money factor is lower than what we show (2.00% APR = .00083), but using your numbers, I get $505/mo., so it looks to be right on the money.
Is it an ALLY lease, or some other bank?
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It is GMF. I appreciate the reply and info!
Thanks.
We don't have numbers for GM Financial. Sorry
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Hello, I was hoping you could provide me the APR, residual % and lease cash on the following:
Acadia Denali AWD - both 36 and 39 mo / 10k miles/yr
Acadia SLT-2 AWD - both 36 and 39 mo / 10k miles/yr
Thanks!
I should have also specified I'd like to know the difference between 2014 and 2015 as well.
2015 - 2.15% and 62% (36); subtract 2% for 39mo.
2014 - 1.00% and 58% (36); subtract 2% for 39mo. $1100 lease cash
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2014 and 2015 Acadia Denali, FWD, 36mo/15k residual and mf please. Thank you.
2015 - 2.15% and 59%
2014 - 1.00% and 55%. $1100 lease cash.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Here is an offer and wanted to know if it is good. 2014 AWD SLT1 with Nav/leather/sunroof at 36 months/12K and only first month payment upfront- Quote of $490 (inclusive of tax)
We will need both the MSRP and the negotiated selling price in order to fully evaluate the deal.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
'14 Acadia 4WD SLT2
- MSRP - $48,645
- Net Cap - $43,310
- MF - .00055 (GMF) 1.5% (Ally)
- Residual - 55%
- $1455 due up front
- $491.98/mo
'14 Acadia Denali- MSRP - $51,040
- Net Cap - $45,781.15
- MF - .00055 (GMF) 1.5% (Ally)
- Residual - 55%
- $1489 due up front
- $525.62/mo
They seem very up front and gave me print outs with all the info, but it doesn't make sense that their MF's and residuals seem to be off. What do you think?Edmunds Price Checker
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Also note there is $1100 lease cash this month.
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APR, residual % and lease cash on the following for both 2014 and 2015:
Acadia Denali AWD - both 36 and 39 mo / 10k miles/yr
Acadia SLT-2 AWD - both 36 and 39 mo / 10k miles/yr
Thanks! Also, any confirmation on lease pull ahead programs?
September was:
2015 - 2.15% and 62% (36); subtract 2% for 39mo.
2014 - 1.00% and 58% (36); subtract 2% for 39mo. $1100 lease cash
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Looking for apr, residual and lease cash for 39 mnth SlT. Thanks.
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2015: 1.60% APR and either 59% or 61% residual, depending on packages.
2014: 1.00% APR and either 55% or 57% residual, depending on packages. $1100 lease cash.
36 month, 15K/yr lease
What will determine which one is really cheaper, is what sort of other incentives might be available to lower the selling price. I would assume that the 2014 can be discounted a lot more, though I don't have that information.
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This is for a 12K mile lease for 39 months on an SLT-1 in red with trailering pkg, navigation, forward collision warning, and all weather mats. $398 monthly payment. Good deal??
MSRP $43,855.00
Invoice $42,204.75
Lease sale price $41,000.00
Incentives $1,000.00
Equity in trade-in based on verbal dealer buyout figure $1,432.00 ($22,068)
Cash down $2000
Rate 1.6
Residual 59%
Acquisition fee $595.00
Government fees $273.50
Doc fee $599.00
Payment pre tax $372.14
Payment with tax $398.19
We recommend against using trade equity and down payments to reduce your lease payment - if the car is stolen or totaled, you are out that money.
The RV and MF are 1.6% and 59%, as stated.
If I use the $43,855 MSRP and net cap of $41,000 (before incentives, down payment and fees), I get a pre-tax payment of $431.97.
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36mo, 15K/yr. No info on 17K/yr leases
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MF and RV are 1.30% and 60%. $400 lease cash.
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