Edmunds Members - Cars and Conversations (Archived)

carnaught

Is it possible they’re asking these questions for identification purposes, as when security questions are established to verify a caller’s identity?

qbrozen

oldfarmer50 said:

I had one glitch in an otherwise good day. When I was at the bank this am waiting with all the other old fossils for my money they were asking everyone to "update their profile". They wanted to know my occupation. I refused to answer of course. The other old folks were answering and if they pressed them they would tell what they did before retirement. I just thought that was awful intrusive especially since other people in line could hear the conversation. What's the deal with that?

I get your frustration. My bank, my AMEX, my gas and electric provider, etc....all of them want information from me. Even when I buy something on line, the e-store wants personal info. It’s all marketing data they want. And, they want me (and you) to provide it to them instead of them paying for their own research. Ain’t happening. If I want to provide it, throw me a bone to do so (and not some made up type of “chance to win” garbage). Otherwise, my personal information is just that....PERSONAL!

After I ranted here I was still miffed so I shot an email off to the corporate HQs. They responded that it was required by government regulations and then said it was for bank security. Not very convincing. Next time they ask my occupation I'll say gigelo or drug dealer.

That's what I was thinking. Just say something that will make them want to get away from you.

oldfarmer50

stickguy said:

you should just say retired.

Some poor old woman tried that at the drivethru and they kept badgering her for what she did "before". Felt bad for her since the interior speaker in the bank broadcast her responses to everyone in line.

oldfarmer50

carnaught said:

Is it possible they’re asking these questions for identification purposes, as when security questions are established to verify a caller’s identity?

Possible, although they've required photo ID on cash withdrawals for some time. Amazing what I do for 400 bucks. :@

If they just want a standard response then gigelo should work just fine.

pensfan83

oldfarmer50 said:

After I ranted here I was still miffed so I shot an email off to the corporate HQs. They responded that it was required by government regulations and then said it was for bank security. Not very convincing. Next time they ask my occupation I'll say gigelo or drug dealer.

Many banks do require a periodic refresh of KYC (Know Your Customer) information. If you are taking out money for example and the teller sees your ID on file is expired they should be asking for updated information. It really is collected for satisfaction of regulators though I do agree conversations involving any personal information should be done away from the general public in a secluded office or cubicle. Next time I would just politely tell them you aren't comfortable giving that information out front of strangers, most bank branch offices should be happy to accommodate you.

Oh and if you think what consumers deal with is bad, I could really make you shake your head by telling you all about new Federal bank regulations that went into effect last month for business owners.

laurasdada

Hello: Day one of the Greenwich Concourse d'Elegance. Domestics day, but a bit more. From what I understand, 24 of the 25 Brigg's Cunningham cars ever produced were there. The Bonhams auction had all kinds of temptations. Including a '74 ALFA GTV that was really well restored and presented. And affordable.... Lead me not into temptation. Several lovely Series 1 & 1.5 E-Types, Panteras, Lotus Esprit, MB 280sls, flotsam & jetsam.

Day 2 will be the imports. The wealth is palpable, a Guggenheim was discussing how small the back seat is in his Aston Martin and was viewing/considering the new Ferrari Portofino. Of course, Wayne Carini was there as well as several auto journalists we've all read. I think Pamela Yates was there, too. Time flew, amazing.

driver100

I wonder if you said you were a professional computer hacker?

My brother sent me a site that shows the new RDX. It looks pretty good on the outside, but I came across this picture and felt nauseous.....blue exterior with red and black seats.

The exterior looks pretty good. I would like it better if they just left the blue paint near the back roofline....and not made a floating roof with the black gloss piece added.

stickguy

that is an A spec model. I saw a white over espresso interior, and it was gorgeous.

nyccarguy

laurasdada said:

Hello: Day one of the Greenwich Concourse d'Elegance. Domestics day, but a bit more. From what I understand, 24 of the 25 Brigg's Cunningham cars ever produced were there. The Bonhams auction had all kinds of temptations. Including a '74 ALFA GTV that was really well restored and presented. And affordable.... Lead me not into temptation. Several lovely Series 1 & 1.5 E-Types, Panteras, Lotus Esprit, MB 280sls, flotsam & jetsam. Day 2 will be the imports. The wealth is palpable, a Guggenheim was discussing how small the back seat is in his Aston Martin and was viewing/considering the new Ferrari Portofino. Of course, Wayne Carini was there as well as several auto journalists we've all read. I think Pamela Yates was there, too. Time flew, amazing.

I didn’t know you were going to be in town.  I would have made plans to meet up for coffee.  That would have proved difficult today since I didn’t get home from work until 4:00 pm.

Enjoy!

laurasdada

Thanks, Bradd. Due to life, it was a last minute decision. Always nice to return to the places of my youth. This Concourse is really kindling the fires of a second midlife crisis...

oldfarmer50

pensfan83 said:

oldfarmer50 said:

After I ranted here I was still miffed so I shot an email off to the corporate HQs. They responded that it was required by government regulations and then said it was for bank security. Not very convincing. Next time they ask my occupation I'll say gigelo or drug dealer.

Many banks do require a periodic refresh of KYC (Know Your Customer) information. If you are taking out money for example and the teller sees your ID on file is expired they should be asking for updated information. It really is collected for satisfaction of regulators though I do agree conversations involving any personal information should be done away from the general public in a secluded office or cubicle. Next time I would just politely tell them you aren't comfortable giving that information out front of strangers, most bank branch offices should be happy to accommodate you.

Oh and if you think what consumers deal with is bad, I could really make you shake your head by telling you all about new Federal bank regulations that went into effect last month for business owners.

Oh, don't I know it. Gave up my business account years ago due to increasing balance requirements and now if someone writes a check to the business name I can't cash it.

bwia

driver100 said:

I wonder if you said you were a professional computer hacker? My brother sent me a site that shows the new RDX. It looks pretty good on the outside, but I came across this picture and felt nauseous.....blue exterior

bwia

The RDX is nice looking in profile but in my opinion it would look even more attractive if the overall was shortened by 8 inches.

ab348

From where would you take those 8 inches? It's not like it has long overhangs at either end.

bwia

abacomike said:

Just got home from the hospital.  They found scar tissue blockage in my upper intestine due to the surgery I had 1-1/2 years ago to resect my liver.  They did an endoscopy which was not very comfortable.  They had to put in a foly catheter into my bladder to get me to empty my bladder - that too was not very comfortable.

They put me on some new pills because my kidneys were not functioning properly - but on discharge, the kidney functions were good.  It took them 2 hours to find an IV line in my arm which delayed procedures.

At least I am home and no longer in pain.  Thanks to those of you who prayed for me and/or wished me the best.  Much appreciated.  Hopefully I will heal up well and not have any recurrences. 

Welcome home Mike and hope you continue to be pain free. Get well soon and Be Blessed.

driver100

ab348 said:

From where would you take those 8 inches? It's not like it has long overhangs at either end.

Maybe off the bottom and it would look like a station wagon!

roadburner

I just read where one of the Subaru WRXs used in Baby Driver only went for a bit under $20k at auction. Another WRX from the film went for nearly $70k so my son and I didn't bother to bid. We sure wish we had now.
In case you haven't seen it, here's the six minute sequence where the two cars were used.
:@

tjc78

roadburner said:

The last Mitsu that interested me was the EVO 8.

The only Mitsubishi I could ever see myself owning is a Starion.

graphicguy

OF...it wasn’t my bank, but I think it was an AMEX “courtesy call” (presumably to gauge my satisfaction with their card). I told them I had been a customer for 25 years, and if I wasn’t happy, I wouldn’t be a customer for that period of time.

Anyway, the person on the othe end of the phone kept pushing me for info, little of it related to my personal financials. Finally she told me they were required by law “to update individual files”.

I asked her politely to point me to the law that requires sharing that information. She said they’d get back to me. That was 2 months ago and I haven’t heard a peep from them since then.

I’m with you....those requests are dubious.....at best!

It’s a cheap and easy way for them to tailor ads and services to each person based on the data they collect from you.

roadburner

tjc78 said:

The last Mitsu that interested me was the EVO 8.

The only Mitsubishi I could ever see myself owning is a Starion.

The Starion was a nice car. Chrysler also sold a version known as the Conquest. When the car was new I recall arguing with two idiots at a Chrysler dealer who insisted that the Laser was a better sports coupe because it was FWD. 

tjc78

Ha ha now that’s funny.  The Starion/Conquesr would run circles around the Laser 

stickguy

man, the roads around here are in terrible shape. Just the potholes and normal wear is bad enough, they have a few major local routes that have been getting rebuilt (replacing pipes or sewers below, and redoing sidewalks, etc. at the same time). Problem is, the work has been going on forever, and the roads are a series of patches and plates (and holes) most of the time. There are a few areas I just refuse to take my car into because I don't think the wheels/tires would survive.

at this point I am getting more used to driving the RDX with big meaty sidewall tires. Much safer!

fintail

Remember in Cannoball Run II, a Laser/Daytona is faster than a Corvette

fintail

You live in suburban Seattle? Sounds like here. I've changed my commute route for the past couple weeks, as a repaving project (which needed to be done, the prior road surface was embarrassing) is taking forever, and the work is being done with no hurry. Foreign visitors here remark that such projects would be done much faster at home.

Maybe the CUV/SUV makers have lobbied our oh-so-skilled and accountable local "authorities" into taking their time and creating rough construction zones

stickguy said:

man, the roads around here are in terrible shape. Just the potholes and normal wear is bad enough, they have a few major local routes that have been getting rebuilt (replacing pipes or sewers below, and redoing sidewalks, etc. at the same time). Problem is, the work has been going on forever, and the roads are a series of patches and plates (and holes) most of the time. There are a few areas I just refuse to take my car into because I don't think the wheels/tires would survive.

at this point I am getting more used to driving the RDX with big meaty sidewall tires. Much safer!

graphicguy

I flirted with one of these when I was going through my Cadillac buy back fiasco. That was a ‘17.

I thought the Avalon could give the E Class/5 series a run for the money. Plus, it cost a lot less even all loaded up.

This one looks even better.
https://www.google.com/url?sa=t&source=web&cd=23&ved=0ahUKEwiBoo7dgrjbAhUs0YMKHSTrCmUQwqsBCHgwFg&url=https://www.youtube.com/watch?v=xrZZAlrVJxE&usg=AOvVaw0LQRcaHuTeN0-yw0qfGgd5

stickguy

they keep getting worse and worse. I am starting to think that a Raptor is the way to go now.

qbrozen

Ha.
we had a minor road trip yesterday and about halfway through, the wife said "guess we should have taken your truck."

stickguy

this was actually one of the reasons I decided not to pass the Elantra on to the kid. She is like a magnet for hitting potholes. Poor thing might not survive her. At least the Jetta has 55 series tires!

fintail

I still see the Avalon as a 21st century traditional Buick (in a good way) than a real premium brand lux competitor. It is comfortable and reliable, and it is still quite homely. I don't think the current pretend-aggressive Toyota styling ethos will be considered a classic in the future.

fintail

Some roads around here probably have those behind me thinking I am drunk - I weave all over the place dodging ruts, holes, and negligently designed manholes/service covers.

stickguy

that is a particularly bad application of the corporate face. Even worse since this should be their conservative car option.

oldfarmer50

fintail said:

I still see the Avalon as a 21st century traditional Buick (in a good way) than a real premium brand lux competitor. It is comfortable and reliable, and it is still quite homely. I don't think the current pretend-aggressive Toyota styling ethos will be considered a classic in the future.

That's a photoshop joke, right?

fintail

Yes. Well, probably. They are already pushing the barrier on how much grille can fit on a front clip, making it taller might be the next answer. If anything, the joke photoshop could inspire Toyota designers.

oldfarmer50 said:

That's a photoshop joke, right?

bwia

The 2018 Kia Cadenza with the Tech Package, at $39,200 is worthy competitor to the Avalon. (insert pic here)

Sandman6472

Am feeling much better today, feel like me again! Glad Mike is home to. Going forward, no more illnesses!!

The Sandman

oldfarmer50

I saw a segment on the BMW M5. Looked real hot but at $100k isn't that into Corvette Z06 territory? Is it competitive or only for someone who wants a back seat?

qbrozen

Completely different vehicle intentions, of course. Not just a back seat and 4 doors but also a great deal more luxury.

driver100

graphicguy said:

I flirted with one of these when I was going through my Cadillac buy back fiasco. That was a ‘17.

I thought the Avalon could give the E Class/5 series a run for the money. Plus, it cost a lot less even all loaded up.

This one looks even better.
https://www.google.com/url?sa=t&source=web&cd=23&ved=0ahUKEwiBoo7dgrjbAhUs0YMKHSTrCmUQwqsBCHgwFg&url=https://www.youtube.com/watch?v=xrZZAlrVJxE&usg=AOvVaw0LQRcaHuTeN0-yw0qfGgd5

If I didn't care so much about "the feel of the road", handling, European common sense styling, European interior layout, looks that will last for decades.....i would consider that Avalon. Not crazy about the styling, but it is OK - not too offensive, and it probably does everything well....and will be reliable.

driver100

bwia said:

The 2018 Kia Cadenza with the Tech Package, at $39,200 is worthy competitor to the Avalon. (insert pic here)

bwia said:

The 2018 Kia Cadenza with the Tech Package, at $39,200 is worthy competitor to the Avalon. (insert pic here)

For exterior styling....I would choose the Cadenza;



especially from the front view.

Interior;

Hyundai/Kia is always a little bit behind on interior styling trends....play it real safe. Hard to be an original and creative....when you are the copycat wannabe.

thebean

driver100 said:

The 2018 Kia Cadenza with the Tech Package, at $39,200 is worthy competitor to the Avalon. (insert pic here)

The 2018 Kia Cadenza with the Tech Package, at $39,200 is worthy competitor to the Avalon. (insert pic here)

For exterior styling....I would choose the Cadenza; especially from the front view. Interior; Hyundai/Kia is always a little bit behind on interior styling trends....play it real safe. Hard to be an original and creative....when you are the copycat wannabe.

@jmonroe, in case you missed it, this is a shot at you.  

fintail

In terms of design, I would choose the "Credenza" (as I call it), too. Probably more room for negotiation as well, as around here at least, Toyota can sell all they have in stock.

Not a huge delta between an Avalon and Lexus ES, might be worth it for the assumption of refinement, mildly less brash styling, and the dealer experience.

bwia

driver100 said:

The 2018 Kia Cadenza with the Tech Package, at $39,200 is a worthy competitor to the Avalon. (insert pic here)

For exterior styling....I would choose the Cadenza; especially from the front view. Interior; Hyundai/Kia is always a little bit behind on interior styling trends....play it real safe. Hard to be an original and creative....when you are the copycat wannabe.

Thanks @driver for r posting the pics but I believe the Cadenza's interior was updated for 2018 or 2019.

driver100

thebean said:

driver100 said:

bwia said:

The 2018 Kia Cadenza with the Tech Package, at $39,200 is worthy competitor to the Avalon. (insert pic here)

bwia said:

The 2018 Kia Cadenza with the Tech Package, at $39,200 is worthy competitor to the Avalon. (insert pic here)

For exterior styling....I would choose the Cadenza;



especially from the front view.

Interior;

Hyundai/Kia is always a little bit behind on interior styling trends....play it real safe. Hard to be an original and creative....when you are the copycat wannabe.

@jmonroe, in case you missed it, this is a shot at you.  

I thought I could slip it in there without him figuring it out!

driver100

bwia said:

driver100 said:

bwia said:

The 2018 Kia Cadenza with the Tech Package, at $39,200 is a worthy competitor to the Avalon. (insert pic here)

For exterior styling....I would choose the Cadenza;



especially from the front view.

Interior;

Hyundai/Kia is always a little bit behind on interior styling trends....play it real safe. Hard to be an original and creative....when you are the copycat wannabe.

Thanks @driver for r posting the pics but I believe the Cadenza's interior was updated for 2018 or 2019.

I think the interior on the 2018 looks nicer. Here is a 60 second view of a 2019, at 40 seconds you can see the interior. When you see it like this, no offense to my good buddy JMonroe, but the Avalon is miles (ha ha) ahead for interior styling.
https://youtu.be/X9FWOynHXe4

qbrozen

Feels like I stepped into the middle of retirement community car debate. ;b

roadburner

qbrozen said:

Feels like I stepped into the middle of retirement community car debate. ;b

Next we’ll hear, “You blasted kids, get off my lawn!”

imidazol97

Is the Cadenza what was marketed elsewhere as the K-9 when they brought it to these shores, but they didn't want to call it the K-9 because people would connect it with "canine."

A Kia salesman tried to upgrade me to looking at the Credenza and all I could see was the Optima I'd just looked at.

venture

roadburner said:

I just read where one of the Subaru WRXs used in Baby Driver only went for a bit under $20k at auction. Another WRX from the film went for nearly $70k so my son and I didn't bother to bid. We sure wish we had now.
In case you haven't seen it, here's the six minute sequence where the two cars were used.
:@

Before I bought the Legacy I drove a WRX. I knew my wife would have gone nuts if I brought that home. Fun car.

venture

roadburner said:

tjc78 said:

roadburner said:

The last Mitsu that interested me was the EVO 8.

The only Mitsubishi I could ever see myself owning is a Starion.

The Starion was a nice car. Chrysler also sold a version known as the Conquest. When the car was new I recall arguing with two idiots at a Chrysler dealer who insisted that the Laser was a better sports coupe because it was FWD. 

Never argue with an idiot.

fintail

Cadenza is a smaller car than a K9, think Lexus ES vs LS. K9 is a large car sharing components with the Hyundai Equus, top of the line Hyunkia.

imidazol97 said:

Is the Cadenza what was marketed elsewhere as the K-9 when they brought it to these shores, but they didn't want to call it the K-9 because people would connect it with "canine."

A Kia salesman tried to upgrade me to looking at the Credenza and all I could see was the Optima I'd just looked at.