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As I have mentioned before, if someone ever offers me an obscene amount of money for the farm we are going to build a 2-3 bedroom house(with a 4 car garage) on Seabrook Island, SC.
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Even the experts can't give an exact reason why the structure failed, so I doubt the people who owned their homes were aware of what could happen.
As mentioned, it is best to really check a place out before buying, but sometimes the faults can't be found - these may have been hard to spot unless you had a really good inspection before buying.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
I can't say this is accurate but here is simulation of the collapse.
But I would never choose to live in a high rise.
I remember back in 1966, I had just arrived in Chicago for my MA degree studies. I had not found a place to live yet, so a friend of mine offered to put me up for a few nights in her Marina Towers apartment.
It was on the 26th floor on a very windy night. While laying in bed. The entire building swayed from one side to the other. My friend came out of her bedroom to make sure I was handling the significant movement of the building. I was not handling it well so we stayed up all night drinking several bottles of her wine collection and ate a variety of cheeses. There was no way I could get to sleep in that wind with the significant building movement. I could never live in a high rise building for that reason. Scary as heck! 🤓
2024 Genesis G90 Super-Charger
Trying to determine what exactly caused it I'd difficult as for it to happen there likely were several things that happened none of which by themselves would have caused the collapse. It would have been a cascading effect with each cause contributing a bit to the collapse.
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
2017 Cadillac ATS Performance Premium 3.6
Absolutely positively shows the absurdity of some of the "speed limit" is the law crowd, but of course, the video flies right over the head of some "lesser" minds and lesser drivers.
The good news- Liberty Mutual finally spoke to the bus driver and has accepted 100% liability.
The bad news- my insurance is still at $300 less than auction value and won’t go up. I filed a complaint with the state department insurance this afternoon. I’ll see what happens.
Anyone have recommendations for home and auto insurance carriers?
My dad is deceased and was in Air Force but I don’t think ever a USAA member..
Wife’s dad was in Army but I don’t think ever a USAA member
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
I'm pretty sure the lift slab style of construction is banned in CT after a failure during the assembly stage resulted in several deaths when the slabs collapsed.
I switched to Allstate for my auto and condo insurance last October. They were the best in terms of premiums.
I use their Drivewise APP which sends me a refund check of $139 every 6 months for safe driving on my auto policy and just for using it, I get a $41 discount every 6 months.
2024 Genesis G90 Super-Charger
I am a member, but USAA won’t insure my condo here in south Florida and their auto rates are double what I pay with Allstate. They wanted $2200 every 6 months. They just don’t want any business from this area of the country.
2024 Genesis G90 Super-Charger
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
I use USAA for the BMW and State Farm for the Sonata, as well as the home. I found USAA better for auto insurance but State Farm better for home as well as bundling home and auto (hence the one car with them). I use Progressive for the bike.
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
The pyramids were built 4500 years ago and they are fine.....what's the deal?
The city just did an audit of road construction. It found that many road repairs weren't done properly, and companies that bent the rules were still awarded contracts. Work over $500000 is supposed to be put to bid, so in some cases they made the job into 2 jobs at $100000 and $399000. Since the lowest bid is always the one they use some cities are now awarding points for excellent work, and though that companies bid might be higher they can and probably should win the contract.
If this is going on all the time I can imagine how many condos have inferior construction.....scary!
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
Well the pyramids aren't fine, the vast majority of the smooth outer stonework is gone. That being said the pyramids are basically just very large square blocks of stone sitting on top of other very large square blocks of stone. Not much to go wrong there. It's not like there are lots of rooms, elevators, plumbing, heating ducts, electrical work, doors and such. not to mention people running around the place causing wear and tear.
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
This week it was Stellantis' turn to lay out its electrification strategy. A bit late but moving in the right direction. Read full details at:
https://link.autoweek.com/view/601d6b6ea175d0646e72df7dej2ew.739/b871df8e
I am a member, but USAA won’t insure my condo here in south Florida and their auto rates are double what I pay with Allstate. They wanted $2200 every 6 months. They just don’t want any business from this area of the country.
--------------------end quoted material-----------------------
You are probably correct that they don't want any more business in Florida. As you are aware, USAA is member owned, and any excess funds at the end of the year are distributed to the members. In a good year, that can be a very tidy sum. But there are a lot of military retirees living in Florida (and Hawaii), and when hurricanes hit, there is usually nothing left over and sometimes we even see an across the board rate increase.
I based my recommendation strictly on the fact that when you do have a claim (as a member), they treat you very well. Very well indeed.
Residential houses can be even worse - it seems a lot of material from the past 50 or so years can quickly become a teardown unless kept up and original construction flaws dealt with. I suspect some recent builds in this age of expensive materials will be even shoddier.
Lowest bidder mentality and corrupt well-connected contractors can also make things fun. There are a few reasons why so much infrastructure is decaying, and at the same time the leaders of certain firms are untouchable coddled undertaxed zillionaires.
A condo apartment building was not my first choice of way to live, but since we have a dog, and because you have to go up and down elevators all the time, and since covid, and since that condo collapsed, it is way down on my list of places to make home.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
Well the pyramids aren't fine, the vast majority of the smooth outer stonework is gone. That being said the pyramids are basically just very large square blocks of stone sitting on top of other very large square blocks of stone. Not much to go wrong there. It's not like there are lots of rooms, elevators, plumbing, heating ducts, electrical work, doors and such. not to mention people running around the place causing wear and tear.
I am exaggerating by comparing a 1960 city hall to the pyramids, but there are castles, buildings and homes that are 150 and 200 years old or more that don't fall apart.2017 MB E400 , 2015 MB GLK350, 2014 MB C250
I'm no engineer, but what seemed odd to me watching an animation of the Florida collapse was how the pool deck was used as a structural member. According to the animation, when that deck failed it brought down the buildings. In the one I used to live in there was no such deck and the weight of the building bore on a great many concrete columns that went through the garage to either bedrock or footings. I expect that is typical.
The apartment block I lived in for a while in the '80s was 14 or 15 floors, also with 2 levels of underground parking. The the lowest of those 2 levels permanently had several inches of water on the floor, presumably from underground springs in the area. They still rented parking there!
2017 Cadillac ATS Performance Premium 3.6
A similar building in the neighborhood was under a plastic tent for the greater portion of a year, having its cladding replaced. I wonder how many buildings of this era have significant build quality defects.
"Inspection: A study last year showed signs the building was sinking at a rate of about 2 millimeters a year between 1993 and 1999, said Shimon Wdowinski, a professor with Florida International University's Institute of Environment.
"Sinking was unique to the area of Champlain Towers South, not surrounding buildings, he said. Buildings in nearby western Miami Beach, which was built on reclaimed wetlands, were moving at higher rates, "so we didn't think it was something unusual," he said.
"While the sinking alone likely would not cause the tower's collapse, it could be a contributing factor because "if one part of the building moves with respect to the other, that could cause some tension and cracks," Wdowinski said."
Same article also says this is built on a barrier island.
Sinking rate was from 1993 to 1999. Long time ago. Wonder what the sink rate was for the last 5 years.
https://www.cnn.com/2021/06/24/us/what-to-know-about-the-surfside-building-collapse/index.html
2014 Malibu 2LT, 2015 Cruze 2LT,
The water collected in “lakes” that accumulated in what were presumably low areas of the floor. I only used that level for a short time when I had 2 cars overlapping ownership and needed a temporary spot. I was stunned the first time I saw it. It seemed about 30% occupied.
2017 Cadillac ATS Performance Premium 3.6
To this in 25 years:
Interestingly, the left hand side of the second picture was my farmers market booth.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
To this, in 2000:
IIRC it wasn't paid for until 2015, as the public subsidization of venues for privately owned toys/teams is such a responsible use of resources.
Our current courthouse was built over several years-due to numerous fiascos-but I remember that there were serious issues with some of the structural steel beams not being correctly bolted to the foundation. Fourteen years on it has numerous roof leaks and electrical issues. The building that houses my office is considerably better.
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
The reason those 150 + buildings don't fall down is plenty of maintenance and renovations. Buildings need maintenance.
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
2017 Cadillac ATS Performance Premium 3.6
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
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