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Comments
LWitt
I got into a minor accident in a car park when I collided into a stationary car while making a left turn. Now the front left side of the car's body is dented. It is the part just next to the front left head light. Some of the paint have peeled off. The head light is not damage and there is only a little scratch on the transparent plastic hood of the head light. There is no other damage to the car.
My insurance is with Progressive and the deductible is high ($1k), so I think I will have to pay for all the repair expenses and not be able to claim anything.
For the repair of the car, should I send it to the Progressive service center, or to the Honda dealer that I bought the car from (which is a reputable dealer)?
My main concern is to get a proper repair, and though cost is also a concern, it is not the most important factor.
Thanks in advance for any advice!
As for the repair, I would ask the dealer which body shop they use. I would get an estimate from them directly, and I would get an estimate from one other reputable shop. I'd probably not deal with the ins co, unless the number was significantly above my deductible.
Reading further is optional.....
As to the insurance thing, not sure what the rules are where you are, however in my state it works like this: Both people report the matter to their own insurance carriers, and file claims through them. The carriers pay their own insured, and then the carries discuss percentage of fault etc with each other, and come to settlement that way. So in short, if he files a claim, your carrier ultimately pays to have his car fixed. His insurance rates are not affected. Even if you do not file a claim (repair cost under deductible etc), you might be affected if they had to pay out to repair his car.
I'm not sure what the rules are around the fact that they know about the incident, if that affects you, and I'm sure that wiser heads on the Insurance boards can help, if you are interested.
I think my insurance premium will definitely go up the next time I am to renew it. I just hope it will not be a big jump
In the end I sent the car to Progressive's service center, because the entire process with them is much simpler.
They gave me a very detailed estimate after about two hours (which is accessible online, 6 pages long) and the total is about $1600, approximately $600 for parts and $800 for labor. When I first saw the cost I almost fell off my chair. To me, they are replacing quite a number of parts. For example, to me from outside the left headlight looks perfectly fine and it is still fully functional, but I was that when they examined it they found the mounting inside damaged and so the entire headlight has to be replaced. I am not too sure what I am going to do with the damaged headlight after they return it to me. I might try to turn it into an expensive spot light (:
Anyway, I have found the experience so far with Progressive to be positive. They are professional, and when I enquired about the cost they told me that they will give me all the receipts for the parts purchased, so everything seems very transparent. I guess the only thing I don't have control over is the labor cost for repair.
My wife called up our Honda dealer too and they told us that usually the insurance company will be able to repair for less. Overall, we were just quite shock to find that a repair which we deem quite simple and straight-forward could cost about 10% of the price of the car. The lesson learnt is that we now have to drive very very very carefully.
Thanks
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How would this be done? Drill the welds, realign, and re-weld/paint?
Use 1 and only 1 polish. It is called "Liquid Glass." You can find it at NAPA or Pep Boys. Trust me or see for yourself. Go to a car show, and I mean a top dollar show and ask the owners of these fine 100K cars what they use on the finish. The last time I went to the "Cavalcade of Wheels" all I saw were cans of Liquid Glass. It will even fill in the swirl marks in your clearcoat. It is a bit expensive, but withh all things, "you get what you pay for."
I thought I knew but now I'm not sure.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
You can test your car to see if it has clear coat by finding a hidden area and after making sure it is very clean, wipe it with a cotton cloth and a little bit of paint cleaner on it. If the paint color shows up on the cloth, you probably don't have clear coat.
hmmm... I thought all cars came with clearcoat.
Without going down the list of every manufacturer's paint processes, in general all modern cars use a 2 step "basecoat/clearcoat" process - I'd say everything in at least the last 10 years.
Actually I was asking about both. You guys answered my question very well. Thanks.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
I got good flow on the pontiac with canned paint. It is slighly dull.
I got some flow of paint on the Toyota, and it is dull.
Both cats need a clear coat. Do I need to hit both with 2000 grit wet to get more shine, before clear coat??
Not looking for perfection, just passable to sell both cars.
Thanks
Bill, the "shade tree mechanic of the Smokey Mountains"
Also is there anything special you can put on new lenses to prevent them from dulling up? :confuse:
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Asked the dealer if he had any touch-up paint for the dings which are sure to occur. He said they don't have touch-up paint in the little bottles anymore. he said they are more like a Magic Marker.
What's up with that? How do you apply that? Does it cover and last like the little nail polish bottles they used to have?
Man, it stinks to be so out of the loop.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Already tried soap and water, did not help. It's been 48 hours or more since it was sprayed.
Meguiar’s Professional Clay Bar (approximately $24.99), which is ideal for handling contaminated paint surfaces. Begin the process with a product such as Pinnacle Clay Lubricant, which will allow the Clay Bar to spread a lot easier.
Yep, it's about $35 in materials and a few hours work perhaps, but it's cheaper than a new paint job.
Unless you are doing a complete color change, and unless the old paint is totally screwed up with rust, checking, etc., you might not in fact have to remove all the old paint.
If you DO though, the shop is right--it's a long arduous task. Don't underestimate the hours, days, even weeks of work involved to strip a car to bare metal. Or the god-awful mess of it. Or the toxicity of the process.
Any suggestions on how to get it off without scratching the paint? :sick:
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
That's what my wife suggested but I wasn't talking to her after she defiled my baby.
Anyway, it was in the 50s this morning and I noticed I could just peel it off with my fingernail. Another cool morning any It'll be back to perfect.
I may trade in my wife though :mad:
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Rust never sleeps. You have to surgically remove it or you are wasting your time with fillers, cover-ups, etc.
I ask this because a woman at work has a car that is identical to mine. I hand wash and she almost always uses the local automatic wash. I noticed some really bad swirls in the paint on her hood while mine is still like a mirror.
Granted her car is two years older than mine but I wonder if the automatic wash did that.
What do the experts say?
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Even hand-washing can produce swirls if you aren't careful. As most of you know, it's a good idea before you even touch the car to run water over it to "float" as much debris off as you can, prior to applying a wash mitt or whatever you use.
Beware also of those high-pressure hoses in coin-op car washes. If held too close, they can blast off trim pieces and peel paint like an onion.
I remember a previous poster warning that the hand brush in those washes can contain dirt which can scratch paint also.
I've always felt uncomfortable taking my car into those high pressure "touchless" washes as well. Our school district recently installed one to wash the buses and the water is blasting the lettering off the sides of the vehicles. That can't be doing the paint any good either.
Guess I'll just stick with my wash mitt and microfiber towels.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible