2013 and earlier-Acura TL Prices Paid and Buying Experience

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Comments

  • cadub49ercadub49er Member Posts: 42
    one of the other posters (a64marc), said that he was seeing offers of $900 over invoice on non-Navi and add on destination plus package (wheel locks, splash guards and trunk tray)...coming out to just over $31,500. You are right - $30K may be unrealistic but I meant to emphasize that somewhere between $30-31K was possible. Judging by what a64marc was quoted, the base price before destination and add-ons was $30,299.
  • purnamspurnams Member Posts: 5
    What dealership in So Cal? $2000 below MSRP is great. I may fly down from the Bay area and drive back with kind of a deal...
  • bmwdougbmwdoug Member Posts: 248
    Any comments on the A-SPEC kit? I believe it is about $1800 extra. It lowers the car an inch, adds sport shocks, suspension, and 18 inch wheels, plus rear spoiler (I am not sure how I feel about spoilers) Do you folks think it is worth the price? Or are you better just adding 18 inch wheels and forgetting the A-SPEC package? Can you get the car lowered an inch without the A-SPEC package and add 18 inch wheels?
  • shenkarshenkar Member Posts: 159
    The WHEELS alone are almost $1,800 ($1,500 to be exact). The FULL A-Spec will set you back FIVE LARGE, PLUS installation cost. Worth it? You be the judge!

    Yes you can buy the wheels alone (from the dealer), and have the car lowered (NOT from the dealer!).
  • s852s852 Member Posts: 1,051
    People post supposed prices they paid, but don't understand that when you trade a car in, the dealer can just give you less on the trade to make up for the discount they "gave" you on the new car.
    The next person with a different trade-in vehicle or no trade-in at all may not be able to get the same price, so the info was not really useful.
  • kangolkangol Member Posts: 8
    Cadub49er - From your information, I guess what I was offered is the good deal. Without the options, it's 33,153. So, minus the destination charge, it's 32,608, which is 1,033 over invoice.

    Yucca80, Purnams - I am going to get the car this sunday. I'll let you know after the deal is done. You know how some dealers will change their minds once you walk in the door or that they add tons of fees that are bogus.

    So bottom line is this:

    TL w/ Navi: 32,608
    Dest.: 545
    Option: 2,047 (MSRP from Acura.com, which are 18" Alloy wheel, Wood Knob, body-side molding, wheel lock, splash-guard, trunk tray)

    I hope they won't weasel out when I pick up the car this sunday. When everything is set and done, I'll let you know where.
  • cadub49ercadub49er Member Posts: 42
    good luck to you!
  • sr_shahsr_shah Member Posts: 16
    cadub49er,
    That was like music to my ears. My bottom line is 31k for non-navi - which seems more and more realistic as weeks pass by. If I can get some goodies thrown in for free, even better. I talked to a salesman over the phone in NJ and told him I was gonna wait until he is ready to offer 31k - even if that means i have to wait till president's day sale. He hasnt called back yet. But I have a feeling that if I walk-in with a check in the last week of the month, he will be more likely to sell at that price.
  • dulnevdulnev Member Posts: 652
    You're stating the obvious; one has to be really dumb not to understand it. BUT the prices that I have mentioned do not have a trade-in in the equation at all; that's the best way to structure a car buying transaction: to separate purchase and trade-in.
  • skillcatskillcat Member Posts: 3
    Narnia,

    I have emailed or talked to dealers in Manhattan, Brooklyn and Queens. I am getting a quote variance of about $2K. However, vehicle availability is sometime in January (mid to late) - at least in my case for the TL w/Nav (Anthracite/ebony). I'm not having a pleasant experience ...

    I am going to expand my dealership search beyond my original 20 miles - sounds like a tactical operation! Is there an Idiot's Guide to Buying Acura TLs?

    And I need to check out the dealer in Montclair, NJ as other posters have suggested (thanks!). As well as Long Island ...

    And yes ... I have received a few online quotes.

    SkillCat
  • archerlanearcherlane Member Posts: 9
    I'm seriously considering a TL. I've never spent more than $24K on a car so this is a pretty big jump but Mr. Stockmarket has been very good to me this year so I kind of want to splurge after living in misery the past 3 years while the stock market was in the toilet.

    Anyone got a silver/ebony TL? I've never been a big fan of silver cars but tonight I was walking around the Acura lot after it closed looking at all the TLs and the silver/ebony combo really stood out as my favorite.

    I just need them to sell it to me w/out the BS $4K dealer markup and I'm ready to write them a check.
  • raherraher Member Posts: 99
    I have been trying to buy a 2004 TL with nav for about two weeks. Only four Acura dealers in Seattle metro area. All quoting MSRP and very few TL's with nav on their lots. One dealership wants $1000 non refundable deposit to place order for late January delivery. None of the lots have either a silver/ebony nav or anthracite/ebony nav. I am being low balled everywhere on my immaculate 2000TL with nav 50K miles. Edmunds trade value is 17K but one dealer offered 15K and the other 16K. Looks like a sellers market here until cars start showing up on their lots. I am concerned about a TL vibration problem I am seeing in the other forum from recent buyers. Anyone know anything about it ?
  • dulnevdulnev Member Posts: 652
    Montclaire Acura offered me the dark green TL with NAV that they had in stock, but I really wanted an Anthracite so they got me one with ebony interior. It's only taking one week. The price is $1,500 under MSRP and includes protection package (wheel locks, trunk mat and splash guards).
  • aciampiaciampi Member Posts: 66
    I just recently spoke with a dealer in NH and he offered me $1200 off MSRP which is $500 more than the other dealers I spoke to, and they gave me 10% off any accesories. Also they offered me a good price on a trade in. (The same it listed for in KBB.) I wanted a red with parchment but the dealer said that I wouldn't be able to take delivery unti some time in febuary because it had to be a ordered. But he did have a blue with quartz with nav being built for inventory, so I choose that instead. All and all I would have rathered the red, but the blue is very nice, and I feel as though it is an awesome car for the money.
  • ctsoxfanctsoxfan Member Posts: 3
    You are in luck, as I purchased a non-nav TL w/ silver/Ebony 2 days after Thanksgiving. While all the colors are nice, my last 2 cars were black, and while nice looking when clean, I live in CT where a foot of snow is now falling. I've received tons of complements on the silver color, and it should look good even with the minor scratches my kids are sure to inflict. I was tossin' about the ebony vs. quartz interior. I went with Ebony as the aluminum trim really comes out, and over time, my hope is that dirt, grime, and grease will be better hidden. On pricing, I got $1,500 off msrp, and $6,500 trade in on a 98 Honda Accord 5 spd 4dr EX w/ 87K miles, or roughly $500 more than 4 other dealers would give. Reply if you need dealer info.
  • backcourtbackcourt Member Posts: 9
    Would you please email me the name of the dealer and sales rep. @rtgold@worldnet.att.net? Thanks.
  • narnianarnia Member Posts: 8
    skillcat,

    The internet mgr. of a local dealership (not sure if I can mention names here!) e-mailed a quote for a TL w/o Nav (I want Nav) and it was $1,846 under MSRP, which sounds like a good price.

    I got a quote of $1,575 under MSRP for the TL 5-speed Automatic w/Nav, Anthracite Metallicw/Ebony Leather. I was told they could have this car for me by the end of the month.

    Do you think you get a better price on a car they have in stock rather than one that has to be ordered? Also I think the cars w/Nav aren't discounted as much - do you agree?

    I can't take a test drive until the week after next, but I'm not in a rush for the car anyway.
  • narnianarnia Member Posts: 8
    How would you compare the visibility from the driver's seat through the front and back windows in the TL vs. your Accord?

    I always had black cars before I bought the Metallic Silver Accord I have now and I won't ever buy a black car again. The silver color really hides dirt and scratches.

    nyyankeefan :-)
  • dulnevdulnev Member Posts: 652
    There appears to be about $500 to $1,000 difference in discounts on NAV versus non-NAV. That's because dealers have about 5-10 times more non-NAV cars coming in and on the lot.
  • kangolkangol Member Posts: 8
    I just picked up my car today at a Dealer in SoCal. I am loving it. Here's what I got:

    '04 TL AT with Navigation
    Options: Wood Knob
             Body-side Molding
             Wheel Locks
             Splash-Guard
             Trunk-Tray

    Price was 33,055 (not including destination charge.) I forgo the 18" wheel b/c I know I can get a nicer after-market wheels and tires that are cheaper than Acura. And I get to sell my wheels & tires to stores that sell OEM products.

    I guess I got decent deal. I suppose it could have been better. Opinion anyone on my deal?

    Yucca80, Purnams - Also if you need the addy to the dealer, let me know. I know that you can't mention dealer's name in here. Hence, you give your email addy and i'll give you the information.

    Note: Too bad the forum doesn't let you send message directly to a user by clicking on the nick
  • patpat Member Posts: 10,421
    Check the info in the header of the discussion - you may name the dealer and general location of the store, but we do ask that you not provide specifics such as salesfolks' names or any kind of direct contact info.

    :)
  • skillcatskillcat Member Posts: 3
    Narnia,
    I have been trying to locate a TL 5A w/Nav (Anthracite/Ebony) and have always been told it would have to be ordered - none available on the lot. So that one you mentioned sounds elusive! You can mentioned the dealer (see #379 from HOST).

    Yes - I have gotten lower prices on the cars available on the lot. And there is a premium on the cars with nav.

    SkillCat
  • cadub49ercadub49er Member Posts: 42
    If you got those extras thrown in, that is a good price considering MSRP is $34,650. That is over $2000 from MSRP. It may have been better at the end of the month but considering when you bought I think it is a decent deal. As the host said, you can mention dealer name but not the specific salesman. Can you list the total price with tax, title, etc.? I am very curious because I am planning to buy at end of month and live in Orange County. Congrats on your purchase. Good luck
  • kangolkangol Member Posts: 8
    Cadul49er, Yucca80, Purnams

    I bought the car at South Coast Acura off Harbor Blvd in Costa Mesa. If you want the contact information of the guy I dealt with, you can email me at kangol2k@yahoo.com.
  • kangolkangol Member Posts: 8
    Cadub49er,

    Here's what I paid:

    Price: $33055
    Destination Charge: $545
    Document Fee: $45
    Sale Tax (CA): $2607.49
    License Fees: $265
    Tire Fees: $5

    Total Paid: $36,522.49
  • exb0exb0 Member Posts: 539
    I am in the Washington DC area. On Friday we had a snowstorm, so yesterday I decided to take advantage of the weather and try to buy a sporty car and trade a 4WD Explorer in.

    This is a 98 Explorer XLT w/ 69K miles. The truck is in excellent running condition, but has $2500 worth of hail damage on it. The wholesale value average condition (the black book for dealer’s only auction prices) is $7250. I wanted $5750 for the Explorer (wholesale - $1500 for the hail damage) and $500 over invoice for the Anthracite/Camel TL. The dealer had 2 of them in stock. They also told me that this is not a very popular combination, but I love it. I hate dark interiors.

    Originally dealer offered me $4500 trade-in, and I refused. Eventually they agreed to my trade-in number, but only discounted $1K off the sticker for the TL. Then, they agreed to $750 over invoice for the TL on condition that I take the trade-in off the table. There are no free accessories and no junk fees (processing, doc etc.) Also, they offered to hold this price for me until the end of the month (as long as they have the car in stock) so that I could unload the Explorer myself.

    After that, I took the truck to Carmax and a Ford dealer. Carmax offered me $4800 and the Ford dealer is willing to buy it for $5k.

    What do you guys think? My other option would be to keep the truck for another year and then donate to the Salvation Army. I really don’t want to sell the truck myself and have all kinds of people over to my house.
  • dulnevdulnev Member Posts: 652
    You're asking too much for the Explorer it seems. I've talked about trading in my 2003 TL-S to several dealers and I got the best offer for it from Carmax! Actually, that's not exactly true: Radley Acura in Falls Church was willing to give me $300 more than Carmax, but they were only willing to take $500 off MSRP on the NAVI version.

    So my advice to you is to take the deal offered by Acura dealership by separating the Explorer transaction. Cheap junky and popular SUVs like that should be very easy to unload through private sales.
  • dulnevdulnev Member Posts: 652
    By the way, which DC area dealership was it? Given that there are no junk fees, it can't be a Virginia dealer.
  • mattlanamattlana Member Posts: 2
    I shopped (and ordered) during the last weekend of November. Prices I encountered ranged from MSRP to over $1600 off. I could have had a non-navigation / automatic / SSM / Ebony TL that was on the lot for $1630 off MSRP if I would have taken it before December 1. I really wanted the navigation and placed an order for everything listed above with navigation. The deal was $1250 off MSRP, protection package thrown in (splash guards, wheel locks, trunk tray) and my first oil change. Car might be in before Xmas. If anyone wants dealer info, leave an email addy or email me.
  • luegoluego Member Posts: 13
    Can you advise how much dealers are offering on your 03 TLS if you trade it? Do they use the KBB or any other source? I plan to do the same thing too. I know I would lose a bit of money but I just want to get as close as possible to a fair trade in value for my car.
    And how do you deal with Carmax to sell your car? I just do not have the time to do a private party sale.
    Thanks in advance.
  • ctsoxfanctsoxfan Member Posts: 3
    From driver side out front windshield, both 2004 TL and 1998 Honda Accord were equally excellent in terms of visibility. Accord was just a bit better out rear than TL, due to TL's rear seat head rests slightly impeding the view. However, you will find the TL's automatic dimming rear view mirror a nice feature, and driving position with multi-seat adjustments, and tilt/telescoping wheel, major advantages. A long test drive along roads you are familiar with should help.
  • archerlanearcherlane Member Posts: 9
    I have a 97 car I'm going to trade-in. If I wait until Jan or Feb to buy the car, will my trade-in value decline due to the additional year? Right now the car is 6 years old, if I trade-in on Jan 1, 2004 does it become 7 years old?

    I know I can get more selling it myself but the car needs some work and I just don't want to deal with the hassle. I'm willing to take the wholesale price on the trade-in but I just don't want to see my trade-in value fall another $1,000 because I wait a couple of weeks.
  • dulnevdulnev Member Posts: 652
    I was offered $23,800 by Radley Acura, but they wanted to charge me a high price on the new TL. Carmax is very simple: you come there, they take about 20-30 minutes to appraise your car and give you a fixed price offer that is valid for 7 days or 300 miles. No gimmicks, no fees, no problems. They'll pay off your loan and do all the documentation. Carmax offered me $23,500 on my 2003 TL-S with 10,500 miles. That's a steep depriciation, of course, but it's to be expected with all the incentives out on the 2003 TLs.

    If you have a car that's worth more than $15,000, don't even try to do a private sale, it's a waste of time and advertising money. I've tried it twice on expensive cars (including 2000 TL last year) and was asking for only $500 more than what the dealers offered me as trade-in, i.e. about $2,000-3,000 below KBB "retail" value. I had just couple inquiries even though I advertised in Washington Post, another local newspaper, cars.com and autoweb.com. No takers!

    archerlane: No, your car does not suddenly become worth a lot less as the Jan 1 rolls around. The process is smooth and gradual. Also, it is typically a lot harder to sell used cars before Christmas; almost impossible. You're much better off waiting until mid-January.
  • bodble2bodble2 Member Posts: 4,514
    For only $500 more, wouldn't it be a no-brainer to trade rather than sell privately? I'm assuming you guys can save the sales tax on the value of the trade-in.

    Up here, our sales taxes can total as much as 17.5%, so if you have a car that has significant value, the savings from the sales taxes will almost make up for the price difference between wholesale and private sale.
  • yucca80yucca80 Member Posts: 3
    Called So. Coast Acura to approximate your deal.
    Was told this was a special deal since your TL/Nav
    was on their lot for a"while".
    Disappointed in their response.
    Comments?
  • dulnevdulnev Member Posts: 652
    You misunderstood. Of course it would be a no-brainer to get the extra $500, but as I said: no takers. Some people try to price cars in the middle between trade-in and wholesale, when doing private sale. Not me, I go for the low end on pricing, figuring that any extra dollar I get over trade-in price is a dollar in my pocket. But, again, no takers at ANY price above trade-in.

    In Virginia the tax on new cars is only 3%. And trade-in value is not deducted from the purchase price for the purpose of reducing the taxable amount. You pay taxes on the whole purchase price.
  • cadub49ercadub49er Member Posts: 42
    That makes no sense - "on the lot for awhile" -- The TLs w/ Nav have been supposedly selling very fast. I am sure kangol will reply.

    That is a bunch of b.s from that dealer and they have been calling me wanting my business.

    Either that or we have a bogus poster on our hands. I am sure that dealers read these boards and pose as posters or hire companies to do that because I know there are p.r. companies who do that for their clients to create "buzz" about their products.

    I don't think there is anything one can do about it unless the Host knows something we don't.
  • dulnevdulnev Member Posts: 652
    I'm sure some dealers' staff read Edmunds boards, but what you're suggesting, if I understand it correctly, doesn't make any sense. There is no incentive for a dealer to post a message saying that some person got a low price from that dealer.

    It goes against what the dealers are trying to do right now: they are trying to create an appearance that NAVI cars are in such a high demand and short supply, that NO ONE is discounting them. That's just simply not true. Yes, you have to wait to get certain color combos, if you're limiting your search to a single dealer. But if your area (100-150 mile radius) has 5-10 dealers, you should be able to find a car that you want that's coming in during the next 2-3 weeks and that doesn't have a name (deposit) on it. And some dealers have one or two cars like that already on their lots. That's the cars that you can get deeper discounts on.

    Every single dealer I called, when pressed, admitted to discounting up to $700 off MSRP. Some dealers go much further than that, especially if they have the car in stock or coming in shortly. I know at least one person who got $2,000 off on NAVI, for sure. I'm getting $1,400 off plus $300 worth of free accessories.

    You can get a good discount, if you're not too lazy to call around a bit, and if you're willing to travel couple hours to get an extra $1,000 off.
  • bodble2bodble2 Member Posts: 4,514
    "And trade-in value is not deducted from the purchase price for the purpose of reducing the taxable amount."

    That's a bummer! But still, to get $500 more on a private sale, you have to put up with all the tire-kickers, and also pay for advertising, and worry about the timing between selling your car and getting the new one. For me, the $$ advantage has to be in the 4-figures before I would even consider a private sale.
  • cadub49ercadub49er Member Posts: 42
    I apologize for my skepticism -- the response that Yucca80 got does seems to contradict my point but it is not far-fetched to have a p.r. companies or a dealer post a message to generate buzz about the product/dealership. (I know this because my wife's company has hired a firm to do this and I don't like it and there's no law against it)

    But going back to the "been on the lot awhile" response, that just does not make sense unless it was some off the wall color which I don't believe was the case.

    I agree with you that if you press, you will get a good deal especially with end of year coming and I am fortunate to be in SoCal where there are many dealerrships within a 25-50 mile radius.

    I should not be surprised that a dealership would respond like it did to yucca80 but it would be refreshing if one would just say, "Yeah, we got him a good deal -- come on down!" :::::sigh:::: only in America lol
  • dulnevdulnev Member Posts: 652
    "But going back to the "been on the lot awhile" response, that just does not make sense unless it was some off the wall color which I don't believe was the case."

    Well, fortunatelly there are no terrible colors for TL. There seems to be plenty of buyers for every color offered. The only way that the dealer's statement was true, was if it was a program car used for test drives; those would be the only NAVI TLs on the lot for more than a week. Dealers are always willing to heavily discount such cars with 200-300 miles on them.
  • cadub49ercadub49er Member Posts: 42
    I understand where you're coming from and completely agree. I was being faceitious on the color coment.
  • luegoluego Member Posts: 13
    ...and thanks for the advise as well when selling a car worth over $15,000.
       Do you know if dealers in Calif deduct the value of the trade-in car from the price of the new car to compute the sales tax? luego
  • kangolkangol Member Posts: 8
    Yucca80,

    I got your email and I'll send you the contact info tomorrow. Regarding about the car being in the lot for awhile, whoever you talked was b.s.'ing you. When I picked up my car on Sat., they had to take the tape off the car and the plastic inside. Hence, It's new on the lot. Furthermore, if it's been sitting on the lot for awhile, that means the TLs are not in high demand as they all said when you tried to negotiate the price. Salesman are all the same everywhere, they'll try to milk you as much as they can out of you by comments like that. From reading all the messages in the forum, I guess i've been very lucky in paying the price I paid.

    I got another email from someone who want the contact info too, but didn't leave me the nick he/she's using in this forum. So, I don't know who this person is. Nevertheless, I'll give him/her the contact information.

    My suggestion is this - if you and he/she are also in SoCal. When you guys contact the saleman, you two should team up and negotiate the price. Tell him that you guys know how much he sold on a car over the weekend. And if he's willing to work with you guys. He'll sale 2 more cars. Since it's the end of the year, I am sure all these guys will want to meet or beat their quota and get a nice bonus check or whatever it is that they get.

    Caldub49er - I understand your skepticism. I hate all the aggravation of dealing with these guys when buying a new car. But I love the car, it's been fun driving today to work first time and get to test all the toys. And since I've been lucky that this dude gave me a good deal, I just want to reward him with a referral. Furthermore, we all hate the negotiation process, I just want to help anyone who's in the market for a new car. We all know the pain. Believe me, it took me over 2 months to finally get a car. I am a bargain hunter and will want to get the best deal when it comes to new car. My other choice was the G35 Coupe. But that car is totall a ripped off when they all want sticker price. So I've gone with the TL. And I've found TL interior much nicer. For past 2 months, I've probably been to at least 10 or 11 dealers (both Infiniti & Acura). Now I feel big relief. With all this aggravation, I just want to help lessen it for you guys, that's all.

    For those who's planning to buy a TL, I recommend to get the Navi. I've compared the two. Without the Navi, the place where the LCD is! It doesn't look right, it look cheap. With the Navi, it's so much fun. It shows full information about a song when you're playing the XM radio. Since it's touch-screen, you can use it to punch up the stations that are in the memory instead of those 1-6 buttons. And if you want to look up a restaurant nearby, it can even go by ethnicity food too. There's gas, bank, etc. It's so cool. Maybe it's my first Navi, but I love it. Beside, my thinking is that it'll be a lot easier to sale the car with a Navi later on. (But not anytime soon :))))

    P.S. - Hahahha.. Damn! sorry for the long post folks!!! :)

    Kangol
  • kangolkangol Member Posts: 8
    Does anyone know of a place in SoCal that are willing to buy Acura rims and tires (OEM). I just got a 2004 TL and don't like their rim. I want to buy after-market rims and high-performance tire. Acura charges too much for the 18". And I don't want the OEM rim when I get a new set. Any info. for a place in SoCal is greatly appreciated. Thought about Ebay, but I don't want the hassle of posting, selling and shipping. Just want to get rid of them.

    Thanks in advance
  • dulnevdulnev Member Posts: 652
    I think it's a mistake not to use E-bay to sell the rims/tires. I did it twice and got great prices for the rims/tires both times. The "hassle" is minimal compared to the payoff. If you don't want to deal with packing/shipping the wheels, you can take them to Mailboxes Etc. and they'd do it all for you. Even after shipping charges, you'd probably still make twice as much as you can get from a local shop.
  • cadub49ercadub49er Member Posts: 42
    Thanks for the post -- I think I am going to lean toward the Navi....congrats again on your purchase!
  • exb0exb0 Member Posts: 539
    I took delivery of my Anthracite/Camel w/o Nav last night from Pohanka Acura in Chantilly VA.

    Invoice: 30300
    Profit: 750
    Processing fee: 249
    Protection Package: 311 (trunk tray, all season floor mats, mud guards installed)
    Free wheel locks
    Tags 50
    Tax ~3.1%

    And they kicked my trade-in. If the trade-in was involved the price would have been higher.

    Basically my deal was $1000 over the invoice (including the junk fee) or $1895 off MSRP. But remember I took the car off the lot, and they had two off them. It took me 3.5 hours to grind the price down.

    I know, the last time I posted I said there were no junk fees. That was a bad assumption on my part. The reason for it was that when I was considering the 2003 type-s last summer, the same salesman quoted me $300 over the invoice and they waive the processing fee. Also, when I test drove the 2004 at Radly, the salesman told me that they waive the processing fee. So, I just assumed that was standard practice for VA Acura dealers. That was a bad assumption on my part, because when I pinged my Pohanka salesman on the processing fee he told me that the fee is pure profit and that some deals are structured in such a way were they waive it. At 750 over the invoice, they have to have the processing fee or there is no deal. My advice is that if you are dealing with Pohanka or Radly have them waive the processing fee first, and then grind them down on the price.

    BTW, I highly recommend Pohanka. The sales staff was very professional. No tricks, no games, just good old fashion grinding :) I was especially impressed with the F&I guy. When he was going through the list of add on’s like mop and glow and all kinds of stupid insurances that they sell, he was very honest. Basically he said “you don’t need this, this is BS, you might think about that” type of thing. Oh, I got 3.69% interest rate from Honda. Originally he offered 4.29%, but then he was trying to match the rate of all credit unions I belong to, or can sign up with, and he matched the Pentagon CU.
  • dulnevdulnev Member Posts: 652
    Was it for 60-months or 48-months financing?

    As far as junk fees, my understanding that you can never get them waived in Virginia. They are pre-printed on contracts and dealers would not cross them off. The explanation that I believe was that they can't do it for anyone, because they are afraid of law suits claiming discrimination (racial, gender, etc.) from people who didn't get the waiver.

    So when they say that the "waive" the fee in Virginia, what they do is deduct the amount of the fee from the purchase price. This way you're even-Steven, and the appearance of charging everyone the same fee is preserved.
  • dulnevdulnev Member Posts: 652
    Is there an official "Protection Package" for the TL? My deal includes a protection package, but I wasn't sure what was included in it. Is it wheel locks, all-season floor mats, trunk tray and mud guards? Is there any official reference (link or brochure) that someone can point me to? Thanks.
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