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Chronic Car Buyers Anonymous (Archived)

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  • roadburnerroadburner Member Posts: 18,353
    nyccarguy said:

    mjfloyd1 said:

    Swap of wrangler for x3m40i went almost without a hitch. They had loan APR as 1.9% and it was supposed to be 0.9% but they corrected it right away. They had me in and out within 30 minutes since I sent all paperwork in and loan was taken care of yesterday. There was a $4500 rebate if I financed for 3 months with BMW FS

    The ride back was uneventful. The ride was great on the highway. I must have been aiming for potholes when I initially test drove one but it was at night and on unfamiliar roads.

    Congratulations. Isn’t it interesting how when they make “mistakes” it’s always in their favor?
    When my Dad bought his Yukon in 2018, he took 0% financing for 5 years. We respectfully & politely declined everything that the F&I woman offered (VIN Etching, prepaid maintenance, wheel & tire insurance, extended warranty, scotch guard...). She then said: “this is what your payment will be. Just sign right here.” I held my hand up to prevent my Dad from signing the giant table sized tablet, whipped out my phone and added selling price plus sales tax, DMV Fees then divided by 60. The number I got was lower than what they wanted him to sign. The woman told me that I must have made a mistake. I then did the calculation in front of her and she went back through all the paperwork. The VIN etching was “mistakenly” automatically put on to the contract because “everybody just takes it.”
    On the other hand, I remember one salesman on here telling of a customer who complained that he thought the payment would be lower if the APR was 0% for 60 months. The sales guy did the same thing you did- he took the OTD price and divided it by 60- but the customer still complained that he was being ripped off...

    Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
    Wife's: 2021 Sahara 4xe
    Son's: 2018 330i xDrive

  • cdnpinheadcdnpinhead Member Posts: 5,618
    Buy the car. Pay cash. Keep it for 10-15 years, Simple.
    '08 Acura TSX, '17 Subaru Forester
  • stickguystickguy Member Posts: 53,436
    If you have $45,000 in the bank that you have nothing else to do with it is!

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • stickguystickguy Member Posts: 53,436
    I notice that the only aspect you have a problem with is the keeping it part. If you are only in for the short term anyway, it really doesn't matter much how you pay for it.

    I figure that by the time I hit my target to get the next car (4/1) I will have about $4,500 in the bank saved as the result of going down to one car for 7 months. So enough for a cheap set of spare wheels or a nice DP on something nicer.

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • nyccarguynyccarguy Member Posts: 17,516

    Buy the car. Pay cash. Keep it for 10-15 years, Simple.

    I have 1 car I bought outright and have kept it. My problem is every car I’ve bought/leased since then;)

    2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD

  • xwesxxwesx Member Posts: 17,697

    Buy the car. Pay cash. Keep it for 10-15 years, Simple.

    With the interest rates right now, one would waste money paying cash. Even if the funds are available, don't do it! Taking my own advice is why I'm now in debt again, but I feel good about it because I'm choosing to be in debt rather than being forced to it. ;)
    2018 Subaru Crosstrek, 2014 Audi Q7 TDI, 2013 Subaru Forester, 2013 Ford F250 Lariat D, 1976 Ford F250, 1969 Chevrolet C20, 1969 Ford Econoline 100
  • qbrozenqbrozen Member Posts: 33,748

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • mjfloyd1mjfloyd1 Member Posts: 3,806
    qbrozen said:
    Kermit the frog green. Resale would be rough as you would have to wait for the next @qbrozen who actually likes that color.
  • nyccarguynyccarguy Member Posts: 17,516
    qbrozen said:
    I LOVE the look of the MACAN. I saw a White Macan Turbo with those wheels last night.

    2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD

  • oldfarmer50oldfarmer50 Member Posts: 24,237

    Buy the car. Pay cash. Keep it for 10-15 years, Simple.

    Isn’t that blasphemy on this board?

    Don’t tell anyone that’s exactly what I do. 😄

    2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible

  • coldinohiocoldinohio Member Posts: 170
    qbrozen said:
    Mamba Green has , IMHO, overtaken Miami Blue as the 'it' unusual or unique Porsche color; similar to Benz Green Hell...
    much prettier in person and in natural light
  • oldfarmer50oldfarmer50 Member Posts: 24,237
    xwesx said:

    Buy the car. Pay cash. Keep it for 10-15 years, Simple.

    With the interest rates right now, one would waste money paying cash. Even if the funds are available, don't do it! Taking my own advice is why I'm now in debt again, but I feel good about it because I'm choosing to be in debt rather than being forced to it. ;)
    But if you keep your cash what kind of return can you get from it? I suppose that choice keeps your cash free if you stumble on a 2nd must-have car.

    2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible

  • oldfarmer50oldfarmer50 Member Posts: 24,237
    qbrozen said:
    That is a striking color for sure.

    We were moving a bunch of Dodge Journeys the other day and one of them was a bright orange. Even though we all cringed at the color, the boss said the more garish colors were in high demand by dealers because they were the easiest to sell.

    2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible

  • kyfdxkyfdx Moderator Posts: 266,660
    Seems like every other Crosstrek is this color:


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  • mjfloyd1mjfloyd1 Member Posts: 3,806

    qbrozen said:
    Mamba Green has , IMHO, overtaken Miami Blue as the 'it' unusual or unique Porsche color; similar to Benz Green Hell...
    much prettier in person and in natural light
    It sets the bar low for looking better in person. Kinda like what they say about the new BMW M3 and M4 grille/ front end
  • mjfloyd1mjfloyd1 Member Posts: 3,806
    kyfdx said:

    Seems like every other Crosstrek is this color:


    Most of them here are bright orange
  • stickguystickguy Member Posts: 53,436
    I love the green Porsche

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • ab348ab348 Member Posts: 20,316
    qbrozen said:
    That color is the same color as a kind of Christmas hard candy we used to get when I was a kid and I always hated it.

    2017 Cadillac ATS Performance Premium 3.6

  • oldfarmer50oldfarmer50 Member Posts: 24,237
    kyfdx said:

    Seems like every other Crosstrek is this color:


    Orange is big on them too.

    2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible

  • 28firefighter28firefighter Member Posts: 9,841
    Do you have photographic evidence?
    2025 Jetta GLI Autobahn, 2024 Jeep Grand Cherokee 4xE
  • fintailfintail Member Posts: 58,460
    I don't mind that. Seems most here I notice are white (including the one near me that has either a poorly chosen exhaust mod, or some kind of exhaust defect). Also a big tray style roof rack, because PNW Subaru.
    kyfdx said:

    Seems like every other Crosstrek is this color:

  • mjfloyd1mjfloyd1 Member Posts: 3,806
    edited December 2020

    Do you have photographic evidence?

    I have a photo and I asked for a receipt as well😂
  • 28firefighter28firefighter Member Posts: 9,841
    fintail said:

    I don't mind that. Seems most here I notice are white (including the one near me that has either a poorly chosen exhaust mod, or some kind of exhaust defect). Also a big tray style roof rack, because PNW Subaru.


    kyfdx said:

    Seems like every other Crosstrek is this color:

    Colors up here vary - lots of black and white. I do happen to like that cement color.

    But yes, nearly every single one has the obligatory roof rack or roof box on all year round (regardless of whether it is in use...).
    2025 Jetta GLI Autobahn, 2024 Jeep Grand Cherokee 4xE
  • qbrozenqbrozen Member Posts: 33,748
    ab348 said:

    qbrozen said:
    That color is the same color as a kind of Christmas hard candy we used to get when I was a kid and I always hated it.
    OMG! I know exactly the candy you are talking about! Way to dig up a long forgotten memory. lol.

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • ab348ab348 Member Posts: 20,316
    mjfloyd1 said:

    Do you have photographic evidence?

    I have a photo and I asked for a receipt as well😂
    Shouldn't she have asked for a receipt from you? :stuck_out_tongue:

    2017 Cadillac ATS Performance Premium 3.6

  • mjfloyd1mjfloyd1 Member Posts: 3,806
    ab348 said:

    mjfloyd1 said:

    Do you have photographic evidence?

    I have a photo and I asked for a receipt as well😂
    Shouldn't she have asked for a receipt from you? :stuck_out_tongue:
    I like how you think
  • mjfloyd1mjfloyd1 Member Posts: 3,806
    edited December 2020
    The Wrangler had a clean autocheck history with a score of “95”. My wife got rear ended in it and the police came. It had a plastic bumper that had a small crease. I ended up putting a steel bumper with LED backup lights instead of replacing the plastic cover. It was not turned in to the girl’s insurance. The stepdad paid me with a check.

    Last summer my daughter rear ended a Toyota Avalon in it. It did $5k damage to Avalon. It only scuffed the front plastic bumper of the Jeep. No police came, they just exchanged information but the Avalon repairs were paid for by my insurance company.

    Interesting
  • fintailfintail Member Posts: 58,460
    edited December 2020
    It's the PNW lifestyle/image thing. I still recall an old co-worker wanting to put a ski rack on his Impreza, for "the look" (he didn't ski). Also needs at least 8 stickers, at least three of those related to being "local" (but not really), a heart with a WA/OR map, something from a trendy brewery or related to dogs, etc.

    I might not be one to talk, as the fintail is currently wearing a 1962 issue Thule ski rack, but it's all about the vintage accessory, and will be removed after winter.


    But yes, nearly every single one has the obligatory roof rack or roof box on all year round (regardless of whether it is in use...).

  • laurasdadalaurasdada Member Posts: 5,196
    I'm considering a Macan, all around here are black, white, gray or silver. A smattering of blue, an occasional red. Green has been Bengal-Super Bowl appearance-like.

    '21 Dark Blue/Black Audi A7 PHEV (mine); '22 White/Beige BMW X3 (hers); '20 Estoril Blue/Oyster BMW M240xi 'Vert (Ours, read: hers in 'vert weather; mine during Nor'easters...)

  • corvettecorvette Member Posts: 11,316
    The Grand Tour’s “A Massive Hunt” Episode Sums Up a Show Well Past its Prime...

    What a dumpster fire.

    The corny, ridiculous script shines through everywhere. Conversations are clearly practiced well in advance, with no room left for improvisation. The guys spend almost no time together during their travels, and when there’s an overnight stop it’s at a luxurious hotel.

    And it’s so stale. The rigid plot isn’t believable or interesting, and it builds to a non-climax...

    An hour and a half after it started, “A Massive Hunt” proves itself a massive flop.
  • 28firefighter28firefighter Member Posts: 9,841
    So someone blew past me today in a blue Veloster N. Hadn't really thought of it and I think it is probably too small for my tastes, but it gave me something to chase down the rabbit hole. I'd consider reaching out for a test drive if I wasn't dreading the interaction with any of the local Hyundai dealers.
    2025 Jetta GLI Autobahn, 2024 Jeep Grand Cherokee 4xE
  • stickguystickguy Member Posts: 53,436
    not sure when it is coming out, but if you can't deal with the goofy styling and terrible visibility (and small back seat) the Elantra N is coming. The reviews are out online already. Same drivetrain so basically the sedan version.

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • MichaellMichaell Moderator Posts: 262,993
    Testing the post picture icon in Safari from my iPad - looks like it works!


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    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • stickguystickguy Member Posts: 53,436
    40k? Worn out. time for a new one.

    Did tech support fix something to allow pictures again?

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • roadburnerroadburner Member Posts: 18,353
    The Veloster N DCT is very close to fast- 0-60 in 4.8 seconds, according to Car and Driver. I was surprised that it returns worse fuel economy than my 2 Series(18 mpg vs. 21 mpg).

    Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
    Wife's: 2021 Sahara 4xe
    Son's: 2018 330i xDrive

  • cdnpinheadcdnpinhead Member Posts: 5,618
    If you add enough complexity, the fuel mileage definitely improves. Then the issue becomes the reliability of the complexity.
    '08 Acura TSX, '17 Subaru Forester
  • kyfdxkyfdx Moderator Posts: 266,660
    Test



    ;)

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    Did you get a good deal? Be sure to come back and share!

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  • MichaellMichaell Moderator Posts: 262,993
    edited December 2020
    stickguy said:

    40k? Worn out. time for a new one.

    Did tech support fix something to allow pictures again?

    Yes, a fix was implemented today.

    About every second or third day, the wife comments how much she likes not having a car payment.

    Darn it!

    Edmunds Price Checker
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    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


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    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • xwesxxwesx Member Posts: 17,697
    qbrozen said:
    Dang; that is so pretty. I love it!
    2018 Subaru Crosstrek, 2014 Audi Q7 TDI, 2013 Subaru Forester, 2013 Ford F250 Lariat D, 1976 Ford F250, 1969 Chevrolet C20, 1969 Ford Econoline 100
  • xwesxxwesx Member Posts: 17,697

    xwesx said:

    Buy the car. Pay cash. Keep it for 10-15 years, Simple.

    With the interest rates right now, one would waste money paying cash. Even if the funds are available, don't do it! Taking my own advice is why I'm now in debt again, but I feel good about it because I'm choosing to be in debt rather than being forced to it. ;)
    But if you keep your cash what kind of return can you get from it? I suppose that choice keeps your cash free if you stumble on a 2nd must-have car.
    Depends on what you do with it. With the current stock market, you can pull 40%+ returns on it in short order... which seems like a pretty good deal to me. If you have it sitting in a savings or money market account? Okay, spend it on a car before it depreciates any further!
    2018 Subaru Crosstrek, 2014 Audi Q7 TDI, 2013 Subaru Forester, 2013 Ford F250 Lariat D, 1976 Ford F250, 1969 Chevrolet C20, 1969 Ford Econoline 100
  • xwesxxwesx Member Posts: 17,697
    mjfloyd1 said:

    Most of them here are bright orange

    Are they? Or, are the orange ones just the ones you notice... Ah! It works! :D

    2018 Subaru Crosstrek, 2014 Audi Q7 TDI, 2013 Subaru Forester, 2013 Ford F250 Lariat D, 1976 Ford F250, 1969 Chevrolet C20, 1969 Ford Econoline 100
  • tjc78tjc78 Member Posts: 17,018
    YES! Works even from the mobile site which it never has!!

    2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic

  • xwesxxwesx Member Posts: 17,697
    tjc78 said:

    Test

    Snarky pic.... but smart move! :D
    2018 Subaru Crosstrek, 2014 Audi Q7 TDI, 2013 Subaru Forester, 2013 Ford F250 Lariat D, 1976 Ford F250, 1969 Chevrolet C20, 1969 Ford Econoline 100
  • xwesxxwesx Member Posts: 17,697
    I just received confirmation that the purchasing paperwork arrived back at the NY dealer today. So, hopefully delivery on Monday or Tuesday is doable. There's supposed to be another big storm in the area, at least in the lakes area, so all of you in the region take care over the holiday... and have a little fun in the snow! ;)
    2018 Subaru Crosstrek, 2014 Audi Q7 TDI, 2013 Subaru Forester, 2013 Ford F250 Lariat D, 1976 Ford F250, 1969 Chevrolet C20, 1969 Ford Econoline 100
  • stickguystickguy Member Posts: 53,436
    my wife does not complain once a month when the 2nd car payment no longer auto deducts. Not quite the same as having a paid off car though. Though she also does not complain when the payment of her fancy new luxury car comes out.

    speaking of that, was out with the kid today and I let her drive home since she never drove the RDX before. She was quite impressed. liked the seats, steering and zoom zoom. Commented that is was quite a step up from her Jetta and maybe she should get one. Though her current fixation has been the Volvo XC40.

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • mjfloyd1mjfloyd1 Member Posts: 3,806
    Snarky I resemble that
  • tjc78tjc78 Member Posts: 17,018
    I have no idea what you all are talking about....

    2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic

This discussion has been closed.