Chronic Car Buyers Anonymous (Archived)

roadburner

nyccarguy said:

oldfarmer50 said:

mjfloyd1 said:

Swap of wrangler for x3m40i went almost without a hitch. They had loan APR as 1.9% and it was supposed to be 0.9% but they corrected it right away. They had me in and out within 30 minutes since I sent all paperwork in and loan was taken care of yesterday. There was a $4500 rebate if I financed for 3 months with BMW FS

The ride back was uneventful. The ride was great on the highway. I must have been aiming for potholes when I initially test drove one but it was at night and on unfamiliar roads.

Congratulations. Isn’t it interesting how when they make “mistakes” it’s always in their favor?

When my Dad bought his Yukon in 2018, he took 0% financing for 5 years. We respectfully & politely declined everything that the F&I woman offered (VIN Etching, prepaid maintenance, wheel & tire insurance, extended warranty, scotch guard...). She then said: “this is what your payment will be. Just sign right here.” I held my hand up to prevent my Dad from signing the giant table sized tablet, whipped out my phone and added selling price plus sales tax, DMV Fees then divided by 60. The number I got was lower than what they wanted him to sign. The woman told me that I must have made a mistake. I then did the calculation in front of her and she went back through all the paperwork. The VIN etching was “mistakenly” automatically put on to the contract because “everybody just takes it.”

On the other hand, I remember one salesman on here telling of a customer who complained that he thought the payment would be lower if the APR was 0% for 60 months. The sales guy did the same thing you did- he took the OTD price and divided it by 60- but the customer still complained that he was being ripped off...

cdnpinhead

Buy the car. Pay cash. Keep it for 10-15 years, Simple.

stickguy

If you have $45,000 in the bank that you have nothing else to do with it is!

28firefighter

cdnpinhead said:

Buy the car. Pay cash. Keep it for 10-15 years, Simple.

But then I’d have no hobby.

stickguy

I notice that the only aspect you have a problem with is the keeping it part. If you are only in for the short term anyway, it really doesn't matter much how you pay for it.

I figure that by the time I hit my target to get the next car (4/1) I will have about $4,500 in the bank saved as the result of going down to one car for 7 months. So enough for a cheap set of spare wheels or a nice DP on something nicer.

nyccarguy

cdnpinhead said:

Buy the car. Pay cash. Keep it for 10-15 years, Simple.

I have 1 car I bought outright and have kept it. My problem is every car I’ve bought/leased since then;)

xwesx

cdnpinhead said:

Buy the car. Pay cash. Keep it for 10-15 years, Simple.

With the interest rates right now, one would waste money paying cash. Even if the funds are available, don't do it! Taking my own advice is why I'm now in debt again, but I feel good about it because I'm choosing to be in debt rather than being forced to it.

qbrozen

I parked next to one of these in this color last night. I just love it.
https://images.classic.com/vehicles/4099d79992961c09c507b38909cbb1c491daa312.jpg?auto=format&fit=crop&ar=16:9&w=798

mjfloyd1

qbrozen said:

I parked next to one of these in this color last night. I just love it.
https://images.classic.com/vehicles/4099d79992961c09c507b38909cbb1c491daa312.jpg?auto=format&fit=crop&ar=16:9&w=798

Kermit the frog green. Resale would be rough as you would have to wait for the next @qbrozen who actually likes that color.

nyccarguy

qbrozen said:

I parked next to one of these in this color last night. I just love it.
https://images.classic.com/vehicles/4099d79992961c09c507b38909cbb1c491daa312.jpg?auto=format&fit=crop&ar=16:9&w=798

I LOVE the look of the MACAN. I saw a White Macan Turbo with those wheels last night.

oldfarmer50

cdnpinhead said:

Buy the car. Pay cash. Keep it for 10-15 years, Simple.

Isn’t that blasphemy on this board?

Don’t tell anyone that’s exactly what I do. 😄

coldinohio

qbrozen said:

I parked next to one of these in this color last night. I just love it.
https://images.classic.com/vehicles/4099d79992961c09c507b38909cbb1c491daa312.jpg?auto=format&fit=crop&ar=16:9&w=798

Mamba Green has , IMHO, overtaken Miami Blue as the 'it' unusual or unique Porsche color; similar to Benz Green Hell...
much prettier in person and in natural light

oldfarmer50

xwesx said:

cdnpinhead said:

Buy the car. Pay cash. Keep it for 10-15 years, Simple.

With the interest rates right now, one would waste money paying cash. Even if the funds are available, don't do it! Taking my own advice is why I'm now in debt again, but I feel good about it because I'm choosing to be in debt rather than being forced to it.

But if you keep your cash what kind of return can you get from it? I suppose that choice keeps your cash free if you stumble on a 2nd must-have car.

oldfarmer50

qbrozen said:

I parked next to one of these in this color last night. I just love it.
https://images.classic.com/vehicles/4099d79992961c09c507b38909cbb1c491daa312.jpg?auto=format&fit=crop&ar=16:9&w=798

That is a striking color for sure.

We were moving a bunch of Dodge Journeys the other day and one of them was a bright orange. Even though we all cringed at the color, the boss said the more garish colors were in high demand by dealers because they were the easiest to sell.

kyfdx

Seems like every other Crosstrek is this color:

mjfloyd1

coldinohio said:

qbrozen said:

I parked next to one of these in this color last night. I just love it.
https://images.classic.com/vehicles/4099d79992961c09c507b38909cbb1c491daa312.jpg?auto=format&fit=crop&ar=16:9&w=798

Mamba Green has , IMHO, overtaken Miami Blue as the 'it' unusual or unique Porsche color; similar to Benz Green Hell...
much prettier in person and in natural light

It sets the bar low for looking better in person. Kinda like what they say about the new BMW M3 and M4 grille/ front end

mjfloyd1

kyfdx said:

Seems like every other Crosstrek is this color:

Most of them here are bright orange

stickguy

I love the green Porsche

ab348

qbrozen said:

I parked next to one of these in this color last night. I just love it.
https://images.classic.com/vehicles/4099d79992961c09c507b38909cbb1c491daa312.jpg?auto=format&fit=crop&ar=16:9&w=798

That color is the same color as a kind of Christmas hard candy we used to get when I was a kid and I always hated it.

oldfarmer50

kyfdx said:

Seems like every other Crosstrek is this color:

Orange is big on them too.

mjfloyd1

When I picked up the X3 m40i, she handed me not one, but two key fobs

28firefighter

Do you have photographic evidence?

fintail

I don't mind that. Seems most here I notice are white (including the one near me that has either a poorly chosen exhaust mod, or some kind of exhaust defect). Also a big tray style roof rack, because PNW Subaru.

kyfdx said:

Seems like every other Crosstrek is this color:

mjfloyd1

28firefighter said:

Do you have photographic evidence?

I have a photo and I asked for a receipt as well😂

28firefighter

fintail said:

I don't mind that. Seems most here I notice are white (including the one near me that has either a poorly chosen exhaust mod, or some kind of exhaust defect). Also a big tray style roof rack, because PNW Subaru.

kyfdx said:

Seems like every other Crosstrek is this color:

Colors up here vary - lots of black and white. I do happen to like that cement color.

But yes, nearly every single one has the obligatory roof rack or roof box on all year round (regardless of whether it is in use...).

qbrozen

ab348 said:

qbrozen said:

I parked next to one of these in this color last night. I just love it.
https://images.classic.com/vehicles/4099d79992961c09c507b38909cbb1c491daa312.jpg?auto=format&fit=crop&ar=16:9&w=798

That color is the same color as a kind of Christmas hard candy we used to get when I was a kid and I always hated it.

OMG! I know exactly the candy you are talking about! Way to dig up a long forgotten memory. lol.

ab348

mjfloyd1 said:

28firefighter said:

Do you have photographic evidence?

I have a photo and I asked for a receipt as well😂

Shouldn't she have asked for a receipt from you?

mjfloyd1

ab348 said:

mjfloyd1 said:

28firefighter said:

Do you have photographic evidence?

I have a photo and I asked for a receipt as well😂

Shouldn't she have asked for a receipt from you?

I like how you think

mjfloyd1

The Wrangler had a clean autocheck history with a score of “95”. My wife got rear ended in it and the police came. It had a plastic bumper that had a small crease. I ended up putting a steel bumper with LED backup lights instead of replacing the plastic cover. It was not turned in to the girl’s insurance. The stepdad paid me with a check.

Last summer my daughter rear ended a Toyota Avalon in it. It did $5k damage to Avalon. It only scuffed the front plastic bumper of the Jeep. No police came, they just exchanged information but the Avalon repairs were paid for by my insurance company.

Interesting

fintail

It's the PNW lifestyle/image thing. I still recall an old co-worker wanting to put a ski rack on his Impreza, for "the look" (he didn't ski). Also needs at least 8 stickers, at least three of those related to being "local" (but not really), a heart with a WA/OR map, something from a trendy brewery or related to dogs, etc.

I might not be one to talk, as the fintail is currently wearing a 1962 issue Thule ski rack, but it's all about the vintage accessory, and will be removed after winter.

28firefighter said:

But yes, nearly every single one has the obligatory roof rack or roof box on all year round (regardless of whether it is in use...).

laurasdada

I'm considering a Macan, all around here are black, white, gray or silver. A smattering of blue, an occasional red. Green has been Bengal-Super Bowl appearance-like.

corvette

The Grand Tour’s “A Massive Hunt” Episode Sums Up a Show Well Past its Prime...

What a dumpster fire.

The corny, ridiculous script shines through everywhere. Conversations are clearly practiced well in advance, with no room left for improvisation. The guys spend almost no time together during their travels, and when there’s an overnight stop it’s at a luxurious hotel.

And it’s so stale. The rigid plot isn’t believable or interesting, and it builds to a non-climax...

An hour and a half after it started, “A Massive Hunt” proves itself a massive flop.

28firefighter

So someone blew past me today in a blue Veloster N. Hadn't really thought of it and I think it is probably too small for my tastes, but it gave me something to chase down the rabbit hole. I'd consider reaching out for a test drive if I wasn't dreading the interaction with any of the local Hyundai dealers.

stickguy

not sure when it is coming out, but if you can't deal with the goofy styling and terrible visibility (and small back seat) the Elantra N is coming. The reviews are out online already. Same drivetrain so basically the sedan version.

Michaell

Testing the post picture icon in Safari from my iPad - looks like it works!

stickguy

40k? Worn out. time for a new one.

Did tech support fix something to allow pictures again?

roadburner

The Veloster N DCT is very close to fast- 0-60 in 4.8 seconds, according to Car and Driver. I was surprised that it returns worse fuel economy than my 2 Series(18 mpg vs. 21 mpg).

cdnpinhead

If you add enough complexity, the fuel mileage definitely improves. Then the issue becomes the reliability of the complexity.

kyfdx

Test

Michaell

stickguy said:

40k? Worn out. time for a new one.

Did tech support fix something to allow pictures again?

Yes, a fix was implemented today.

About every second or third day, the wife comments how much she likes not having a car payment.

Darn it!

xwesx

qbrozen said:

I parked next to one of these in this color last night. I just love it.
https://images.classic.com/vehicles/4099d79992961c09c507b38909cbb1c491daa312.jpg?auto=format&fit=crop&ar=16:9&w=798

Dang; that is so pretty. I love it!

xwesx

oldfarmer50 said:

xwesx said:

cdnpinhead said:

Buy the car. Pay cash. Keep it for 10-15 years, Simple.

With the interest rates right now, one would waste money paying cash. Even if the funds are available, don't do it! Taking my own advice is why I'm now in debt again, but I feel good about it because I'm choosing to be in debt rather than being forced to it.

But if you keep your cash what kind of return can you get from it? I suppose that choice keeps your cash free if you stumble on a 2nd must-have car.

Depends on what you do with it. With the current stock market, you can pull 40%+ returns on it in short order... which seems like a pretty good deal to me. If you have it sitting in a savings or money market account? Okay, spend it on a car before it depreciates any further!

xwesx

mjfloyd1 said:

Most of them here are bright orange

Are they? Or, are the orange ones just the ones you notice... Ah! It works!

tjc78

Test

tjc78

YES! Works even from the mobile site which it never has!!

xwesx

tjc78 said:

Test

Snarky pic.... but smart move!

xwesx

I just received confirmation that the purchasing paperwork arrived back at the NY dealer today. So, hopefully delivery on Monday or Tuesday is doable. There's supposed to be another big storm in the area, at least in the lakes area, so all of you in the region take care over the holiday... and have a little fun in the snow!

stickguy

my wife does not complain once a month when the 2nd car payment no longer auto deducts. Not quite the same as having a paid off car though. Though she also does not complain when the payment of her fancy new luxury car comes out.

speaking of that, was out with the kid today and I let her drive home since she never drove the RDX before. She was quite impressed. liked the seats, steering and zoom zoom. Commented that is was quite a step up from her Jetta and maybe she should get one. Though her current fixation has been the Volvo XC40.

mjfloyd1

Snarky I resemble that

tjc78

I have no idea what you all are talking about....