Infiniti G37 Lease Questions

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  • topgun7topgun7 Member Posts: 412
    Car_man, what is the residual and money factor of an G37 convertible/Jouney/Nav, 15K mi/36 months lease in Ca? thanks.
  • topgun7topgun7 Member Posts: 412
    Anyone use infiniti dealer in the greater bay area recently? I am ready to pull my trigger for a G37 and any pointer will be greatly appreciated.
  • chakpchakp Member Posts: 6
    Wondering if the 2011 model coming next month would have the same MF and residual value like sep 2010. Do the dealers typically sell the cars at MSRP during the first couple of months or do they sell 1k-2k close to the invoice price?
  • rlbjr2rlbjr2 Member Posts: 91
    So what would be a very good price to shoot for on a 2010 G37 Journey or X? There is $1,000 Conquest Bonus Cash until 9/30. I was thinking Invoice - $1,000 Conquest Cash. Is that reasonable?
  • sasha2000sasha2000 Member Posts: 2
    Need help with deal in NY on G37X Sedan AWD and Premium MSRP $39,230.00
    What Residual should I use 59 or 56% for this car ?? is anyone got money factor is 0.89 in NY ??
    Also I found out that the state of N.Y. does not allow multiple security deposits . So anyone got lucky with MSD in NY ???

    Best deal I able to find so far on AWD and Premium
    MSRP 39,230.00
    Selling Price 35850

    Term 39
    Mileage Allowed 10000
    Residual Percentage 59%
    Base Money Factor 1.09 ( noone even offer 0.89 to me )
    Number of Security Deposits ( noone even offer MDS to me in NY )
    Thanks
  • rlbjr2rlbjr2 Member Posts: 91
    The MF on a G37 Journey is 0.00089 now. If I pay 9 MSD's(9x0.0001) it will lower my MF by 0.0009 which is below 0. Is this possible? So would the MF(interest rate) be 0?
  • carchic1carchic1 Member Posts: 22
    I live in Long Island, New York, and just got offered the following lease deal for a 2010 G37x AWD sedan with Premium package, w/out navi:

    39 mos., 10K miles
    400/mo. + $90 tax on cap. reduction rebate + $75 documentation fee + $10 inspection fee + registration fees + $12.50 tire recycling fee + $395 disposition fee + $0 security deposit.

    Can you tell me what the money factor is and the residual on this deal?
    I qualify for the loyalty bonus of $1000 off because I am already in an Infiniti and the dealership is charging me sales tax on that capitalized reduction -- is that standard / allowed?
    Finally, can you evaluate whether you think I got a good deal on the adjusted cap cost?
    For my area, the MSRP, dealer invoice price and TMV according to Edmunds is:
    MSRP = $38,200 (including Premium pkg.), excluding destination charge
    Invoice + $35,167 (incl. Premium), excluding destination charge
    TMV = $35,617 (same as above)
    I signed a binder, so I can only get out of this until tomorrow. If you could respond to me as promptly as you can, I would greatly appreciate it.
    By the way, is the $875 destination charge waivable?
    Thank you, Carman and anyone else who can respond.
    Carchic1
  • carchic1carchic1 Member Posts: 22
    This sounds like an excellent deal to me. I just priced out the identical deal in NY and the best adj. cap cost I got was $36730.
  • topgun7topgun7 Member Posts: 412
    The MF on a G37 Journey is 0.00089 now. If I pay 9 MSD's(9x0.0001) it will lower my MF by 0.0009 which is below 0. Is this possible? So would the MF(interest rate) be 0?

    no, money factor won't go negative, they will just be zero..
  • topgun7topgun7 Member Posts: 412
    2010 Journey coupe with Nav, flash guard, cargo mat/net/first aid. Blue Slate/stone interior, MSRP 43520 invoice 39928, sales price 39772, money factor 0.00023 (equivalent to about 0.55% interest rate).

    here is the breakdown:

    Drive off
    Cap cost reduction: 28.89
    first month payment 436.69 (including tax)
    Security deposit 3950
    title fee 1
    registraton fee 543 (california car registration)
    tax on cap cost reduction: 2.67
    DMV electronic filing 29
    california tire fee 8.75
    Total drive off 4000 + 1000 rebate

    Now the fun part for the monthly payment

    Cap cost
    sale price of the car 39772
    document fee 45
    acquisition fee 595
    Total cap cost 40412.

    total depreciation: 13835.88

    total rent: 554.04

    Monthly payment: 399.04 + 36.91 tax

    I am in the N. California bay area. Some observation of the local market.

    There are about 9 dealers withing 100 miles of where I live. 1 of them don't have any coupe in the color/equipment combo that I am looking for. So I am down to only about 8 dealers to work with. And some of them has only one coupe that fit what I requested. 5 responded to the query: Fairfield, Pleasanton, Frontier, Beshoff, and Elk Grove. Beshoff has two people responded but they did not talk to each other (so the offer are not coordinate and differ quite widely). I talked to 3 of the dealers on the phone (Pleasanton, Fairfield, Elk Grove) and they are very professional. And as it turn out, they are the 3 lowest bidders as well. I would have no problem buying from anyone of them. Price are also very close to each other (a few hundred separate the three). The Elk Grove offer is not the cheapest one (Fairfield offer is about 200-300 less and Pleasanton is about 200-300 more). But Elk Grove is the only one of 3 dealers with that lowest bid that provide me a detail break down even though I specifically asked everyone for a breakdown (I guess they won my business for listening my request). I won't mind going with any one of the lowest 3 bidder since the price are all within my range and the salesperson I worked with are very professional. But one of the higher bid that I received has a very low sales price but very high monthly payment. I suspected that there is either some miscalculation or some pretty good size fee embeded in the quote. So it is shopper beware. . I started the shopping process Friday night (sending out emails). And Saturaday, I talked on the phone for a total of may be an hours 15 minutes. Sunday, I was on the phone for may be 35-40 minutes.. Today, it took me 2 hours driving one way + 4 hours for the car delievery (Our salesperson make the delivery process fun but we may be 2 hours too long).

    The inventory in the greater bay area is shrinking pertty fast. I am not sure if they are replenishing the inventory or not. Out of my equipment/color combo, I count about 6 to 7 coupe witin 100 miles of where I live that fit what I want. It is going to be harder to get good deal if there is no inventory. It will be helpful to check dealer inventory before all the shopping if good deal is a pre-requisit of completing the transaction. Sedan seem to be in a pretty decent shape in term of inventory. In general, wheat interior is very hard to get, and stone is the next most popular color interior. There is a lot more graphite interior available.
  • johnl810johnl810 Member Posts: 1
    What dealership did you get this pricing from?
  • holdmyownholdmyown Member Posts: 12
    $41,280 MSRP
    38,850 selling price
    1,000 conquest
    0.00 out of pocket at signing
    39 months/ 15 k@yr/ 489.59 monthly/ includes addition $600(to payoff the other car)

    Infiniti G37x Sedan
    Moonlight White/ Graphite
    Premium/ Navigation

    Thanks
  • Joe00Joe00 Member Posts: 3
    Car_Man-

    Would you mind providing the MF and Residual(Boston area) for G37x with premium package and Nav? I would be looking at 12K and 15k miles.

    Thank you!
  • rlbjr2rlbjr2 Member Posts: 91
    I have an offer for a G37X w/ Sport/Prem/NAV and some other stuff w/ an MSRP of $42,390. Invoice is about $38,850. The dealer is asking $38,450 and that includes the $1,000 Conquest Cash. So it looks like it's about $600 over invoice - $1,000 Conquest Cash. Is this a good deal for Northern NJ? This will be a lease with the standard values plugged in.
  • rlbjr2rlbjr2 Member Posts: 91
    Do these #'s look correct?

    2010 G37X w/ Sport/Prem/NAV
    Lease: 36 mo./15,000 mi. per yr./$0 downpayment
    MSRP: $42,390
    Cap Cost: $38,000
    Residual: 57%
    Money Factor: 0.00004(Base MF Rate of 0.00094-0.0009 for nine MSD's)

    Total Monthly Payment: $415 ($388+$27 tax)
    Total Due at Signing: 9 MSD's($4,050) + License/Registration and Doc fees.
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hey topgun7. Here you go.

    Infiniti Financial Services' September buy rate lease money factor and residual value for a 36 month lease of a 2010 G37 Convertible Journey with 15,000 miles per year are .00173 and 59%, respectively.

    When negotiating your lease on this car, make sure to take advantage of the $1,000 dealer cash that is currently available on leases of it.

    Car_man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi chakp. I heard a rumor that Infiniti may have introduced its lease program for the 2011 G37 Sedan yesterday. I'll look into it and see what I can find out for you. Post a reminder for me in a day or two and I'll gladly fill you in on what I have been able to find out.

    Typically dealers are willing to provide significantly larger discounts on leftover models than they are on brand new ones. Doing so helps them clear their old inventory off of their lots.

    Car_man
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    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi rlbjr2. Dealer invoice minus the conquest cash would be a very attractive selling price for this car. Given how late we are in the model year and the fact that the 2011 models will begin arriving soon, it's possible that you'd be able to find a dealer that was willing to do this price, or at least something within a couple hundred dollars of it if you are in an area that has a decent level of competition.

    Car_man
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    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi holdmyown. The car that you are interested in probably has a spread of around $3,200 between its full MSRP and its dealer invoice price. You were quoted a dealer discount of $2,430. That's probably equivalent to around $700 to $800 over invoice, which isn't bad. It wouldn't shock me if you were able to shave a couple hundred dollars off of this car's selling price if you are in an area that has a decent level of competition and you do some comparison shopping, but again this price isn't bad.

    Just make sure that the dealer uses Infiniti Financial Services' buy rate lease money factor of .00109 to calculate your payment.

    Car_man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    I'd be happy to help you out, Joe00.

    Infiniti Financial Services' September buy rate lease money factor and residual value for a 36 month lease of a 2010 G37x Sedan with 15,000 miles per year are .00094 and 57%, respectively for consumers who qualify for its top credit tiers.

    The residual value for a lease with only 12,000 miles per year would be 2% higher.

    Car_man
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    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi rlbjr2. $600 over invoice is a pretty good deal. Since you are in an area that has a decent level of competition, if you really beat the street you might be able to beat this offer by a couple hundred dollars, but again this is a good deal.

    Just make sure that the dealer uses Infiniti Financial Services' buy rate lease money factor to calculate your monthly payment and you're in business.

    Car_man
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    Prices Paid: Buying & Leasing Experiences Forum
  • holdmyownholdmyown Member Posts: 12
    I guess that's where the payment of $600 for my other car comes in, since they are paying off two payments on the Camry.
    Actually of out a dozen or so dealership, they are the only ones to come to that price.
    Thanks for the feedback.
  • uboat316uboat316 Member Posts: 3
    Carman, can you help me understand if this is a good lease or not, based in central NJ if that matters:

    2010 G37x coupe with premium, navi, wood package
    The MSRP of the vehicle is $45,710
    The Sales Price on the lease is based on- $41,800
    Consumer reports has the MSRP at $44,775 and the invoice price at $40,758.00 but I dont know if it's missing something
    The Money Factor is .00148
    The residual is 60%
    $2775 upfront payment (don’t have a breakdown of this)
    $459/month which include NJ tax
    39 months with 15K miles/year
  • kingpcgeekkingpcgeek Member Posts: 1,051
    If the only options are premium, nav and wood then the invoice is $41,626. Usually there is the Carpeted Trunk Mat, Trunk Net and First Aid Kit that is added to all cars for $137 invoice price. That takes the invoice to 41,763 real close to the 41,800 they are charging you. Invoice price is what you are shooting for.

    There is $1000 in lease cash available right now. You need to find out where that $1000 is in the deal from the dealer. I'm not sure of NJ lease tax rules, but the $1000 might be defraying part of the cash at close. If not then the dealer is charging your $1000 too much.
    2005 G35 Sedan
    2007 G35 Sedan
    2008 G37 Sedan
    2010 G37 Coupe
    2012 G37 Sedan
    2014 Q50 RWD

    2017 Q60 3.0t RWD
    2018 QX60 RWD
  • z4maudiomanz4maudioman Member Posts: 143
    Hi Car_man,

    Can you please post the 36 month/15K miles and 39 month/15K miles lease rates for a 2010 G37 Sport 6MT Convertible? I only see rates posted for Journeys and other automatic models, but I'm interested in the Sport 6mt convertible. Thanks!
  • joekor1234joekor1234 Member Posts: 6
    Hi Everyone...below is a lease offering I have...currently holding it w/ a 500 deposit and have till monday to decide so any input would be greatly appreciated

    G37X Coupe w/ premium
    MSRP 43,125
    Selling Price - think it was 39,125
    Residual=62%
    Term =39 months @12K miles per year
    Money factor before Security Deposits .00148
    Security Deposits- Yes, 9 =$4050
    Money Factor after Security Deposites .00058
    Due at Signing $1878 which includes:
    First Month Payment $378
    Security Etch $199
    Bank Fee 595
    Doc Fee 299
    -THeres another few hundred for i guess title licence, tires, etc. but dont remember exact breakdown

    Monthly Payment = 378 including New Jersey tax
    Also includes every other oil change free

    Please let me know what you think! I have one day to decide I guess!
  • chakpchakp Member Posts: 6
    Hello Car_man,

    Just a reminder, if you have received any info on the residual value and money factor for new g37 in Oct. I am looking for a fully loaded 2011 G37x.
  • kingpcgeekkingpcgeek Member Posts: 1,051
    You will have to wait until October. No one on this board has access to numbers in advance.
    2005 G35 Sedan
    2007 G35 Sedan
    2008 G37 Sedan
    2010 G37 Coupe
    2012 G37 Sedan
    2014 Q50 RWD

    2017 Q60 3.0t RWD
    2018 QX60 RWD
  • dealmakingdealmaking Member Posts: 5
    Hi,car_man, infinity G37x with Prem/Nav&accessory leasing from NJ dealer
    MSRP 41,830 invoice 37,774
    selling price-38,409 +1000 in cash avail. now $850 used towards two payments due on lease the rest taking off price.1,495 due at signing for fees and the first payment of $459. Only getting 10k per year,but I use much less.
  • dealmakingdealmaking Member Posts: 5
    Hi,again Car_man
    The Lease is for 39months
    !0k per year
    price 38,409 - $150 from $1000
  • kingpcgeekkingpcgeek Member Posts: 1,051
    In an area with a lot of competition you should be shooting for a selling price of invoice - $1,000, or in your case invoice - $150.
    2005 G35 Sedan
    2007 G35 Sedan
    2008 G37 Sedan
    2010 G37 Coupe
    2012 G37 Sedan
    2014 Q50 RWD

    2017 Q60 3.0t RWD
    2018 QX60 RWD
  • chakpchakp Member Posts: 6
    See message #5717
    Car_man replied to me that Infiniti may have introduced its lease program for the 2011 G37 Sedan 3 days ago. He will look into it and stated to post a reminder in a day or two.
  • river37river37 Member Posts: 1
    edited September 2010
    Thanks to everyone who contributed to this forum over the last year. I got a great education which certainly led to the great deal that I scored. Here are the details:

    Black/Graphite 2010 G37X with Premium, Splash Guards, Trunk Mat, Net
    MSRP - $39,440
    Selling Price - $34,500
    36 month lease
    12,000 miles
    $0 down
    Monthly Payment $400.61 (including tax)
    Paid up front - $1,537.61 (1st payment, Registration $302.50, Doc Fee $239.50, Bank Fee $595.00)

    I selected the vehicle from the inventory on the dealer's site and requested a quote on Saturday evening. I received a call on Monday morning and was quoted the selling price. I went to the dealership for a test drive and signed the papers. I picked the car up yesterday. No hassles at all. I highly recommend Holman Infiniti in Maple Shade NJ.
  • gooddeal2gooddeal2 Member Posts: 750
    edited September 2010
    That's a nice number. If I can get a 2 years lease with this payment, I stop buying and start leasing instead.

    I tried to deal w/ this dealer, Holman Infiniti, several times in the past. Their price is usually way higher than others.
  • dealmakingdealmaking Member Posts: 5
    2010 G37x sedan with nav/prem./inter./cargo(splash guards added for free)
    MSRP-41,670
    selling price-38,319.26
    monthly payments-$459
    $0 down
    10k miles
    39 months
    due at signing $1494-doc.fee $249.-sales tax @8.875%-$66.19-
    1st.months payment-$459. fee -595. NY license fee $125.
    $850 of $1000 conquest used towards two months of payments due on old car.
    remaining $150 used as cap cost reduction (already taken off selling price)
    But here is the part that confuses me:
    Value of vehicle +AMO's 38,319.26
    Gross cap cost $39,440
    Adj. cap cost-39,902
    residual 24,585.30
    depreciation 15,165.89
    rent-2,735.07
    total base of payments 17,900.96
    59% residual
    .00109 money factor
    It seems to me the selling price of the car is higher than my quote.
    Is the gross cap cost actually the selling price?
    What is a AMO?
    Is this a good deal?
    I tried to get the car for invoice -$150 from conquest cash
    The invoice for the car without the splash guards is 38,258
    The dealer said this does not include a dealer warranty of $100,
    if true, the invoice should be $38,358 please help! Conquest cash ends today.TY!
  • dealmakingdealmaking Member Posts: 5
    I put a $100 deposit on the above deal. I sign and drive tomorrow as if the deal was made today. Thank you!
  • chicagomhchicagomh Member Posts: 3
    I may have posted this in the wrong forum previously.

    2010 G37 Convertible.

    Premium, Navi, sport packages.

    MF .00173

    Sales tax (9%) rolled into lease.

    615 month, first month plus 200 in title, docs, fees are the only thing down.

    Good deal?
  • kingpcgeekkingpcgeek Member Posts: 1,051
    No one here will evaluate you lease deal without knowing the selling price of the car and its relation to invoice.
    2005 G35 Sedan
    2007 G35 Sedan
    2008 G37 Sedan
    2010 G37 Coupe
    2012 G37 Sedan
    2014 Q50 RWD

    2017 Q60 3.0t RWD
    2018 QX60 RWD
  • ares1819ares1819 Member Posts: 10
    Carman, do you know the residuals and money factors for oct for the 2010 g37 journey and the g37x and also the 2011 journey and g37x?
  • dealmakingdealmaking Member Posts: 5
    Can anyone look over this deal and let me know if it is good?Post #5735 TY!
  • chicagomhchicagomh Member Posts: 3
    MSRP 51475

    Gross Capilized Cost 44966

    Rent (?) 5344

    Adjusted Cap Cost 48848

    Residual 30370

    Depreciation 18478

    total of payments 24592

    base monthly payment 610 X 38 months

    down payment, first months plus $214 in title and doc fees

    Good Deal?
  • rosenkreuzrosenkreuz Member Posts: 6
    Hello, Car_Man.

    Could you please provide me the MF and residual information for 2010 G37 coupe journey with 10,000 miles /year and 39 months lease?

    Thank you.
  • 09_Audi_Fan09_Audi_Fan Member Posts: 17
    On a 2010 model you should expect $5-6K off MSRP ($1000 coupon included).
  • plutolouplutolou Member Posts: 12
    I am looking at a 2010 G37x Coupe w/premium and wood package. Here are the numbers the salesman is giving me and they don't seem to be in the same ball park for what I read others are getting.

    39 month/12K miles
    MSRP: $43870
    Selling price/Cap: $41500
    Residual:62% ($27199)
    Money factor: .001480
    Monthly payment: $539 (includes tax)
    Due at signing: $539 (1st month)+ $179(Doc fees)+ $120 (registration transfer)=$838

    Based on what I see others paying I was expecting to be well below $500/month if not closer to $450. What am I missing here? Why am I so high? I think selling price needs to come down (closer to or below $40K) but he says that wont changes things.
  • gforce11gforce11 Member Posts: 225
    As you suspected, you aren't getting a big enough discount on the car. I would ask for around 10% off the MSRP, that should get you down to the high $400s.
  • kingpcgeekkingpcgeek Member Posts: 1,051
    edited October 2010
    Lowering the selling price won't change payments? What BS.

    I can't match your exact MSRP. I'm lower by $200 but that's close enough for this exercise. Invoice for my MSRP is 40,160 add another $180 for the $200 variance and you get approx $40,340. There is a $1000 lease cash available so your target price should be $39340.

    There is $595 bank fee that is not listed anywhere so that might be in the selling price or it might not.

    If the $595 is in the selling price you are ~565 over invoice.
    If the $595 is not in the selling price then you are ~1160 over invoice.

    In either scenario this is a horrible deal when you should be shooting for as close to $1000 under invoice as possible.

    Being that you are in the Chicago area (that's what your profile says) you should be able to get a much better deal because of competition. Truecar.com shows a best deal price of 39,670 for Downers Grove for a Coupe X with Premium, Wood, Mat, Net & first aid.
    2005 G35 Sedan
    2007 G35 Sedan
    2008 G37 Sedan
    2010 G37 Coupe
    2012 G37 Sedan
    2014 Q50 RWD

    2017 Q60 3.0t RWD
    2018 QX60 RWD
  • plutolouplutolou Member Posts: 12
    gforce11 and kingpcgeek, Thanks for the responses.

    I'm not quite sure where the bank fee is at. He told me the selling price was $41500, but also said the cap was $41500, so I'm guessing he worked it into the selling price.

    Is the $1000 lease cash only applicable to the selling price or would they keep a higher selling price and try to work the $1000 somewhere else into the formula?

    After getting his numbers I contacted two other dealers and was quoted an MSRP of $43310 for $39479 (including $1000 incentive). The second quoted me an MSRP of $43310 for $3884 (including all incentives). At the time I didn't mention leasing so I don't have lease figures from them. I replied back inquiring about leasing but haven't gotten a response yet.

    At those lower selling prices should I expect 62% residual and .00148 money factor or should I expect them to lower the residual and raise the money factor (I'm sure they will, but it is it unrealistic to expect 62% and .00148 or better).

    Seeing that $539 is a bum deal, what would you say would be the line of a realistic deal vs a jump on this deal.
  • kingpcgeekkingpcgeek Member Posts: 1,051
    Not seeing the full calculations impossible to tell where the lease cash is.

    There is no such thing as lowering residuals, it is what it is. Some dealers can raise the money factor, but I've never heard of an Infiniti dealer doing so.
    2005 G35 Sedan
    2007 G35 Sedan
    2008 G37 Sedan
    2010 G37 Coupe
    2012 G37 Sedan
    2014 Q50 RWD

    2017 Q60 3.0t RWD
    2018 QX60 RWD
  • 09_Audi_Fan09_Audi_Fan Member Posts: 17
    You're paying too much.
    I'm getting quoted $6,750 off MSRP for a 2010 G37 Journey Sedan with premium and navigation packages. All I did was email the two dealerships in my city to get them to compete against each other for my business.
  • devs6devs6 Member Posts: 11
    I know infiniti is still giving a 1000 conquest cash for the g37

    Edmunds is now showing an extra 1000 manufacturer to dealer incentive.

    They are both toward leasing, can anyone confirm that they can be used together for a total of 2k off

    thanks
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