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2018 Wrangler Rubicon JL - Money Factor and Residual Value
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Wanted to know if I can lease a Wrangler JK and if so whats the MF & RV for a 4 door Sports S zip code 11003 for 15k and 12K 36 mos. and also are there any incentives
No incentives
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Don't see any incentives
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And, we don't track pricing.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Sport S JL and Rubicon JL numbers. 24/10 and 36/10. Zip 37064. Thank you
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Sport S: 75%/73% residual for 24/36 months
Rubicon: 71%/68% residual
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65%/64%/63%/62% residual for 36/39/42/48 months
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36/12k
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Also, are there any current incentives I should be aware of for this build? Price I am being quoted is $1k off FWP.
Thanks!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
3yrs x12k miles with $1,750 down = 729.02 - Chrysler Cap and Ally
Net Cap - 55,285.22
Money Factor - .00282
67% residual
Buy Out = 38,568.55
My credit is score is 775... so I was surprised by the money factor... can you confirm the residual and money factor please..
**any advice from others is welcome.. Can I use a leasing company other than what the dealer is using?
That is the Chrysler Capital residual, so we'll assume that's the rest of it, as well.
We don't know the money factor, this month. It's the "Standard" money factor. Lately, it's been between .00193 and .00220. I'll guess they've marked up your money factor (possibly by a lot).
Do you have an accounting of your NET CAP? It's $4470 over your sale price. That seems like a lot, especially since you are paying another $1750 at signing?
The problem isn't with the leasing bank... it's with your dealer, I think.
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I agree...The two things that jumped out was the MF and then that 1750 down which appears to be a money grab. I whipped up a calculator using excel and came up with a $727 payment based on the variables...and I couldn't figure out the $1750... That coupled with the obviously highy MF irked me but I wanted to get additional opinions...
I was expecting a monthly payment between $650-675 and it appears they are building in $3500 in profit to see if they can get away with it.
I really thought the residuals for Rubicons were higher..
Can I use any leasing company and if so, who do you recommend?
Can I also bother you for residuals for 39, 42 & 48?
Here is the breakdown on the Cap Cost... The processing piece I committed to in order to place a factory order at 10% below invoice... It appears they are looking to recoup that with a predatory financing department.
Cap Cost $55,813
Sell Price $50,811
Registration $470
Processing $699
Taxes $3,833
You can't go get your own lease through another bank. Technically, you could, but that won't save you any money. You just need a dealer that will use the base program, and not try to screw you.
66%/65%/64% residual for 39/42/48 months.
I generally recommend against longer term leases, but in this case, they are hard to pass up, given the residuals.
But, your problem isn't the bank or the lease program. It's the dealer. Find another one.
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Recap:
$1750 is crap
$699 is a processing fee that I agreed to pay because I was getting 10% off Invoice and ordering from the factory
I am ordering out of state
Question:
Taxes: The tax rate is 7.375% and it is owed upfront in NY. Are you saying that they are wrong because they are actually adding sales tax of the cars entire value versus the difference in the residual and the negotiated price?
(50,811 less $38,570 = $12,240 * 7.375% = $902 in taxes versus the $3,833) That coupled with the Money factor and the bogus $1750 is why you are sounding the alarm...? Did I miss anything?
I didn't pick up on the tax thing so thank you! I am not committed to leasing.. I will obviously finance using my own credit union versus this... I just can't stand the audacity of some of these people to screw the hardworking people that don't analyze the numbers. This is similar to sub prime mortgage financing that finally got regulated. It appears auto leasing is still the wild wild west.
Taxes: Not just depreciation... the whole payment.. So, closer to $727 X 36 = $26,172 X .07375 = $1930.
If you were planning on leasing from the beginning, then picking a dealer solely on discount from MSRP was a mistake. I would walk away, before I would take this deal.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Also, i see replies of Standard Money Factor. What is that? .002?
Hopefully, soon.
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We don't know the standard MF for this month, but it's generally right around .00200
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69%/65%/64% residual
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Could I get the MF and Residual for a 2 Door Wrangler JL Sport S?
1. 24 Months, 12k Miles per year, Zipcode: 84102.
2. 24 Months, 10k Miles per year, Zipcode: 84102.
3. 36 Months, 12k Miles per year, Zipcode: 84102.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Can I get the MF and residual for a JLU Rubicon?
12k/36/39/48
Thanks!
67%/66%/64% residual
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As far as we know..
I think it was .00209, last month
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Sorry, but I don't have the money factor reduction for single-pay
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Split the difference between 39 and 48 months - 65%
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Looking for the MF and residual for a JLU Sport S 12k/48
zip 33055
Thanks,
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First of all thank you for helping all of us out here..
Looking for MF and Residual and tax on 2018 WRANGLER UNLIMITED RUBICON 4X4 4 Door Manual Trans. Zip code 77002. 24months 10K.
Longer terms are much better
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The Rubicon trim has the lowest residual values, and the highest MSRP, of any JLU trim. Hence, highest monthly payments.
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