Did you recently rush to buy a new vehicle before tariff-related price hikes? A reporter is looking to speak with shoppers who felt pressure to act quickly due to expected cost increases; please reach out to PR@Edmunds.com for more details by 4/24.
Help please. I’m dealing with this asap. 10% off MSRP, lease guy trying to make it up with MF .00133. If it’s .00093 according to lease hackr dealers are allowed to mark up MF but only .00004..? Is that right? Do I have any leverage with my lease guy?
**I want to use all 7 MSDs which would be .00028 Are MSD‘s complicated to do? If I tell my lease guy I want to do this is there any reason that he’s going to use to stall or try to prevent me from doing it? Do I wait until we negotiate and finalize all the other stuff before I ask? This guy is a bit of a jerk unfortunately.
Thanks
The allowable markup is .00040 (ergo, .00133)
MSDs aren't difficult. It does change the back end profit for the dealer, slightly. 7 MSDs = .00035 reduction (.00005 each)
If you are having trouble getting the deal straight now, I surely wouldn't wait to tell them you want MSDs.
Also, it seems your 10% off isn't really 10% off, if it's offset by a money factor markup. If he is a jerk, why not shop elsewhere?
Thanks. This is helpful. I saw on LeaseHackr that the MSD was .00004. ?? I knew the 10% off would be offset somewhere else. It was a smooth transaction until MF. He wouldn't budge. Dealers don't seem to be giving that much off now so I thought it might still come out ok.
Sales manager off the bat gave MSRP minus 10% off minus 500 rebate the adjusted cost on the sales sheet is $67, 221 which I believe is our agreed upon price, right? Lease comes to me with Gross cap $68315 as agreed upon price. $595 difference and can't find that anywhere else. I am certain this is wrong and I cannot get a straight answer yet. Is the 67k the agreed upon price, that doesn't change (?) and then things get added to that?
This car is in great demand. I lost a deal for my build last week because I lost the allocation spot to another buyer closed first. I don't want that to happen again (my current lease is coming due). It's the end of the month, does that matter and in what way, if I am in middle of negotiating. Do I need to lock in my financing?
I'm thinking I have to get everything really tightened up and at the end tell him I want the MSD's just so he doesn't mess with me on other numbers. He has lied through his teeth re maintenance pkgs.
Wat do you think?
The Gross CAP will contain any items you aren't paying for upfront, in addition to the selling price. $925 acquisition fee CA DMV fees ($700-$800) $85 doc fee
Can I get latest MF and res for 36/10 for X5M and X5Mc ?
What is your location?
80022
.00093 and 54% No incentives
Is 54 residual correct or its 53?
We are not wrong.
54%
Thanks Mike!
I got a quote from one dealer at 10% discount a couple of months ago but now I got back to them and they said because of huge demand and limited slots no more than 6% off they can do...
Can I get latest MF and res for 36/10 for X5M and X5Mc ?
What is your location?
80022
.00093 and 54% No incentives
Is 54 residual correct or its 53?
We are not wrong.
54%
Thanks Mike!
I got a quote from one dealer at 10% discount a couple of months ago but now I got back to them and they said because of huge demand and limited slots no more than 6% off they can do...
Offers are only good at the time they are made, unfortunately.
Is it a good deal? 2021 X5 45e MSRP: 66,395 Discount: 5,800 Drive Off: 2,000 15k miles / 36 months Monthly Payment: 915 including tax. Zipcode is 91791
@2008clkjr said:
Is it a good deal?
2021 X5 45e
MSRP: 66,395
Discount: 5,800
Drive Off: 2,000
15k miles / 36 months
Monthly Payment: 915 including tax.
Zipcode is 91791
Thanks.
The numbers add up. If you are happy with the discount, then no issues. The X5 doesn't have a great lease program.
Here is screenshot of my deal. Let me know if looks fair.
X5M comp. Msrp $123,695. 6% off . Sale price $116,273.30.
36/10. MF .00093, res 54%. Sales tax 8.85%. zip 80022 my tax are 8.5 but they will correct.
$1000 loyalty
@cocon said:
Here is screenshot of my deal. Let me know if looks fair.
X5M comp. Msrp $123,695. 6% off . Sale price $116,273.30.
36/10. MF .00093, res 54%. Sales tax 8.85%. zip 80022 my tax are 8.5 but they will correct.
$1000 loyalty
I agree with the math.
If you're OK with the discount, nothing wrong with the deal.
@cocon said:
Here is screenshot of my deal. Let me know if looks fair.
X5M comp. Msrp $123,695. 6% off . Sale price $116,273.30.
36/10. MF .00093, res 54%. Sales tax 8.85%. zip 80022 my tax are 8.5 but they will correct.
$1000 loyalty
I agree with the math.
If you're OK with the discount, nothing wrong with the deal.
Thanks for the info re: X5 xDrive40i in 60514....36/10. Any idea if that changed in the last few days? 5 days ago (on 4/30) dealer was quoting .0013 MF and 54% residual.
Thanks for the info re: X5 xDrive40i in 60514....36/10. Any idea if that changed in the last few days? 5 days ago (on 4/30) dealer was quoting .0013 MF and 54% residual.
Thanks for the info re: X5 xDrive40i in 60514....36/10. Any idea if that changed in the last few days? 5 days ago (on 4/30) dealer was quoting .0013 MF and 54% residual.
The money factor hasn't changed recently.
Dealers can markup the money factor for extra profit. The maximum markup is .00040. .00093 + .00040 = .00133 MF
Comments
$925 acquisition fee
CA DMV fees ($700-$800)
$85 doc fee
Ask for the details
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
I got a quote from one dealer at 10% discount a couple of months ago but now I got back to them and they said because of huge demand and limited slots no more than 6% off they can do...
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
36/12k ?
Thank you
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
$500 lease credit
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Could you please provide the residual, MF and incentives for:
2021 BMW X5 xdrive40i
36/12
Zip 11021
Thanks!
$500 lease credit
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
$500 lease credit
Either drive
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Could you please provide residual / MF
For 2020 model year X5 M competition pkg
10/36 and 12/36
91206 zip code
Thank you
2021 X5 45e
MSRP: 66,395
Discount: 5,800
Drive Off: 2,000
15k miles / 36 months
Monthly Payment: 915 including tax.
Zipcode is 91791
Thanks.
36/12
.00093 MF and 52% residual
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
The numbers add up. If you are happy with the discount, then no issues. The X5 doesn't have a great lease program.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Here is screenshot of my deal. Let me know if looks fair.
X5M comp. Msrp $123,695. 6% off . Sale price $116,273.30.
36/10. MF .00093, res 54%. Sales tax 8.85%. zip 80022 my tax are 8.5 but they will correct.
$1000 loyalty
I agree with the math.
If you're OK with the discount, nothing wrong with the deal.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Awesome thanks!
Hi - I was told by my CA that the May RV for X5 moved 1% down vs. Apr (i.e. 10k/36mo will be 53%). Is that right? Thanks!
Correct
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Thank you
Hello. Looking for RV and MF for xDrive 40i in Illinois. Any incentives? Loyalty?
12k/36 months
Thanks.
.00093 and 52%
$500 lease credit
$1000 loyalty
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Hi! Could I please have MF, Residual, and incentives for 2021 X5 40i xdrive for 36/10 and 36/12? Zip 29609
36/12
.00093 MF and 52% residual
$500 lease credit
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Hi,
X5 M50i msrp $95795
Zip code 91775
12k mi/36 months
$3000 total drive off, 1400 including all tax and fees
is this an ok deal?
.00093 MF and 52% residual
$500 lease credit
Selling price?
Adjusted CAP cost?
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Hi, can I have the details on an X5 M50i 36/7.5k, zip code 33137? Thank you!
36/10
.00093 and 53%
$500 lease credit
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Can I have the details on an X5 xDrive40i in 33156? Thanks!
36/10 and 36/12
.00093 and 52%
$500 lease credit
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
$500 lease credit
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Dealers can markup the money factor for extra profit. The maximum markup is .00040. .00093 + .00040 = .00133 MF
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
May I get MF, Residual, Incentives and MSD/One-pay discounts for:
- A 36/12 lease
- In 94549
- On a 2021 X5 xDrive 45e
Many thanks!
$500 lease credit
Max 7 MSDs @ .00005 reduction each
.00030 one-pay discount
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
May I please get the MF/RV and any incentives for an 2021 Xdrive40i zip 98155 or 98122?
Thank you for help in advance!
.00093 and 50%
$500 lease credit
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Zip 90501
.00093 and 53%
$500 lease credit
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
How does this look?
Thanks.
Could you please provide the residual, MF and incentives for:
2021 BMW X5 xdrive40i
36/12
Zip 11706
Ask the dealer for a screen shot of their lease worksheet; that should contain all the numbers necessary to evaluate the quote.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
$500 lease credit
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
thank you!
$500 lease credit
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige