2024 Subaru Forester Lease Deals, Incentives, Rebates, and Prices

kyfdx

a82watch said:

Can you let me know the MF for a 2024 Forester Sport 36/10k with excellent credit for zip 80122? I've already been quoted a 66% residual. Thanks!

.00262 MF and 67% residual

Unclejeff_7

2024 Forester limited Mf and residual value 36/12,000 zip 34711

Michaell

Unclejeff_7 said:

2024 Forester limited Mf and residual value 36/10,000 zip 34711

.00217 MF and 65% residual

Unclejeff_7

Hi, sorry I meant to write 36/12000 miles on 2024 forester limited. Could you please give me the MF and residual if different. Zip 34711

kyfdx

Unclejeff_7 said:

Hi, sorry I meant to write 36/12000 miles on 2024 forester limited. Could you please give me the MF and residual if different. Zip 34711

64%

AWETOE

Would you please provide the money factor and residual value for tier 1 credit at zip code 22901 for a 2024 Subaru Forester Limited lease of 10k miles for 3 years? Thank you for your time.

Michaell

AWETOE said:

Would you please provide the money factor and residual value for tier 1 credit at zip code 22901 for a 2024 Subaru Forester Limited lease of 10k miles for 3 years? Thank you for your time.

.00217 MF and 65% residual

kmarie16

Hi! Can you provide the money factor and residual value for tier 1 credit at zip code 97330 for a 2024 Subaru Forester Sport lease of 12k miles for 3 years?

Michaell

kmarie16 said:

Hi! Can you provide the money factor and residual value for tier 1 credit at zip code 97330 for a 2024 Subaru Forester Sport lease of 12k miles for 3 years?

.00262 MF and 66% residual

Pronto2021

Hi! Please provide the MF and Residual for 2024 Forester Limited. 3year/10k mile, tier 1 credit for zip code 03064. Thanks you!

Michaell

Pronto2021 said:

Hi! Please provide the MF and Residual for 2024 Forester Limited. 3year/10k mile, tier 1 credit for zip code 03064. Thanks you!

.00217 MF and 65% residual

AWETOE

Michaell said:

AWETOE said:

Would you please provide the money factor and residual value for tier 1 credit at zip code 22901 for a 2024 Subaru Forester Limited lease of 10k miles for 3 years? Thank you for your time.

.00217 MF and 65% residual

Michaell,
Thanks again for your help. The dealer I used was willing to negotiate the price of the car, but not the MF. In the end I got the price down enough, and had a decent interest rate of 5.62%, where it made more sense to me to buy instead of lease. Went with a 2024 Premium with package 15, Rockford Fosgate audio and splash guards for a total MSRP (including destination) of 33,155. OTD (including tax and all fees) of $31,849.

kyfdx

AWETOE said:

Michaell said:

AWETOE said:

Would you please provide the money factor and residual value for tier 1 credit at zip code 22901 for a 2024 Subaru Forester Limited lease of 10k miles for 3 years? Thank you for your time.

.00217 MF and 65% residual

Michaell,
Thanks again for your help. The dealer I used was willing to negotiate the price of the car, but not the MF. In the end I got the price down enough, and had a decent interest rate of 5.62%, where it made more sense to me to buy instead of lease. Went with a 2024 Premium with package 15, Rockford Fosgate audio and splash guards for a total MSRP (including destination) of 33,155. OTD (including tax and all fees) of $31,849.

Congrats! Looks great! Thanks for the report.

nathanpolk

Hello there! can someone tell me what the Mf/ RV is on a 24 forester premium/ sport with a 36/12 lease is in zip 78626 any idea what the cap cost floor is?

kyfdx

nathanpolk said:

Hello there! can someone tell me what the Mf/ RV is on a 24 forester premium/ sport with a 36/12 lease is in zip 78626 any idea what the cap cost floor is?

Prem: .00228 MF and 63% residual
Sport: .00229 MF and 64% residual

See the Price Checker link below, for Edmunds research

MikieMatt

Can I please have the incentives, MF and RV for a 36/10 lease on the 2024Forester Premium in 14086

Michaell

MikieMatt said:

Can I please have the incentives, MF and RV for a 36/10 lease on the 2024Forester Premium in 14086

.00228 MF and 64% residual
No lease incentives

senelec1

Hello, may I please have the Residual and MF on a 2024 Forester Premium (and Base) for 36/10 in zip 07605. And any lease incentives?

Michaell

senelec1 said:

Hello, may I please have the Residual and MF on a 2024 Forester Premium (and Base) for 36/10 in zip 07605. And any lease incentives?

Base - .00247 MF and 65% residual
Prem - .00228 MF and 64% residual
No lease incentives

senelec1

Thanks Michael! I’m looking to lease a Subaru forester premium but not sure which price (MSRP or selling price or out the door price?) to try and negotiate and how to start the conversation. I read in a few places that negotiating the monthly costs isn’t worth it and it’s better to negotiate the price first since that will help lower the cost. I’m trying to get a deal that will help me pay somewhere between ideally 300-350 a month and 0 down (if that’s even possible today). What should I start to negotiate first and are my expectations above realistic or am I way off course with prices up all over?

(I’m not sure what a good deal for the forester looks like today either)

And should we ever consider putting anything in terms of down payment? I remember a few months back reading that it’s not advised. Should I pay taxes and fees upfront or roll into the cost? Is there anything else I should consider?

(Sorry if this has been asked before - Beginner seeking advice. If this belongs in another area, I’ll move it thanks for the help all)

c41n

Hello!

I would like the MF and residual on a 24 Forester Premium in 97202 please. 36/12

I am not sure if it is possible, but can you give tier 2 and 3 MF also?

Thank you!

kyfdx

c41n said:

Hello!

I would like the MF and residual on a 24 Forester Premium in 97202 please. 36/12

I am not sure if it is possible, but can you give tier 2 and 3 MF also?

Thank you!

.00228 MF and 63% residual

Tier 2: Add .00025

or

Tier 3: Add .00050

c41n

kyfdx said:

c41n said:

Hello!

I would like the MF and residual on a 24 Forester Premium in 97202 please. 36/12

I am not sure if it is possible, but can you give tier 2 and 3 MF also?

Thank you!

.00228 MF and 63% residual

Tier 2: Add .00025

or

Tier 3: Add .00050

Thank you.

.00228 is what I found on lease hacker also. However the dealer is claiming that the tier one rate is .00278

I asked if they were marking up the MF, and they said no, that is straight from Subaru.

So they are straight up lying to me?

Put a lot of time into this deal so far, and I would hate to start over with another dealer. If they are lying that is a problem for me.

kyfdx

c41n said:

kyfdx said:

c41n said:

Hello!

I would like the MF and residual on a 24 Forester Premium in 97202 please. 36/12

I am not sure if it is possible, but can you give tier 2 and 3 MF also?

Thank you!

.00228 MF and 63% residual

Tier 2: Add .00025

or

Tier 3: Add .00050

Thank you.

.00228 is what I found on lease hacker also. However the dealer is claiming that the tier one rate is .00278

I asked if they were marking up the MF, and they said no, that is straight from Subaru.

So they are straight up lying to me?

Put a lot of time into this deal so far, and I would hate to start over with another dealer. If they are lying that is a problem for me.

The maximum markup is .00050. I'll let you do the math.

c41n

kyfdx said:

c41n said:

kyfdx said:

c41n said:

Hello!

I would like the MF and residual on a 24 Forester Premium in 97202 please. 36/12

I am not sure if it is possible, but can you give tier 2 and 3 MF also?

Thank you!

.00228 MF and 63% residual

Tier 2: Add .00025

or

Tier 3: Add .00050

Thank you.

.00228 is what I found on lease hacker also. However the dealer is claiming that the tier one rate is .00278

I asked if they were marking up the MF, and they said no, that is straight from Subaru.

So they are straight up lying to me?

Put a lot of time into this deal so far, and I would hate to start over with another dealer. If they are lying that is a problem for me.

The maximum markup is .00050. I'll let you do the math.

Thank you again. I told the dealer I will not pay the MF markup. See how it goes. I might walk away from this deal if they fight me on this.

Michaell

c41n said:

kyfdx said:

c41n said:

kyfdx said:

c41n said:

Hello!

I would like the MF and residual on a 24 Forester Premium in 97202 please. 36/12

I am not sure if it is possible, but can you give tier 2 and 3 MF also?

Thank you!

.00228 MF and 63% residual

Tier 2: Add .00025

or

Tier 3: Add .00050

Thank you.

.00228 is what I found on lease hacker also. However the dealer is claiming that the tier one rate is .00278

I asked if they were marking up the MF, and they said no, that is straight from Subaru.

So they are straight up lying to me?

Put a lot of time into this deal so far, and I would hate to start over with another dealer. If they are lying that is a problem for me.

The maximum markup is .00050. I'll let you do the math.

Thank you again. I told the dealer I will not pay the MF markup. See how it goes. I might walk away from this deal if they fight me on this.

Or, you could negotiate a bigger discount from sticker to offset the MF hike. As long as you get the payment you want, does it matter how the dealer gets there?

c41n

Michaell said:

c41n said:

kyfdx said:

c41n said:

kyfdx said:

c41n said:

Hello!

I would like the MF and residual on a 24 Forester Premium in 97202 please. 36/12

I am not sure if it is possible, but can you give tier 2 and 3 MF also?

Thank you!

.00228 MF and 63% residual

Tier 2: Add .00025

or

Tier 3: Add .00050

Thank you.

.00228 is what I found on lease hacker also. However the dealer is claiming that the tier one rate is .00278

I asked if they were marking up the MF, and they said no, that is straight from Subaru.

So they are straight up lying to me?

Put a lot of time into this deal so far, and I would hate to start over with another dealer. If they are lying that is a problem for me.

The maximum markup is .00050. I'll let you do the math.

Thank you again. I told the dealer I will not pay the MF markup. See how it goes. I might walk away from this deal if they fight me on this.

Or, you could negotiate a bigger discount from sticker to offset the MF hike. As long as you get the payment you want, does it matter how the dealer gets there?

The thing is, I cannot stand lying scumbags and I don't want to give them my money. Now I realize if I refused to buy from a dealer that lied to people, I would never be able to buy from any dealer.

So I at least expect that when I call them out, and let them know that I know they are lying to me, they back off and just work a reasonable deal. In this case I got them to agree to 7% off MSRP and then told them we would have a deal if they gave me the MF without the markup. They then stopped talking to me. So today I am working on a deal with another dealer.

That brings me to this.

I would like the MF and residual on a 24 Forester sport in 97202 please. 36/12

Second question if the lease was 36/15, or 48/15 does that change the MF?

Lastly Is the MF mark up on tier 2/3 the same on the sport as the premium?

Thank you all so much!

kyfdx

c41n said:

Michaell said:

c41n said:

kyfdx said:

c41n said:

kyfdx said:

c41n said:

Hello!

I would like the MF and residual on a 24 Forester Premium in 97202 please. 36/12

I am not sure if it is possible, but can you give tier 2 and 3 MF also?

Thank you!

.00228 MF and 63% residual

Tier 2: Add .00025

or

Tier 3: Add .00050

Thank you.

.00228 is what I found on lease hacker also. However the dealer is claiming that the tier one rate is .00278

I asked if they were marking up the MF, and they said no, that is straight from Subaru.

So they are straight up lying to me?

Put a lot of time into this deal so far, and I would hate to start over with another dealer. If they are lying that is a problem for me.

The maximum markup is .00050. I'll let you do the math.

Thank you again. I told the dealer I will not pay the MF markup. See how it goes. I might walk away from this deal if they fight me on this.

Or, you could negotiate a bigger discount from sticker to offset the MF hike. As long as you get the payment you want, does it matter how the dealer gets there?

The thing is, I cannot stand lying scumbags and I don't want to give them my money. Now I realize if I refused to buy from a dealer that lied to people, I would never be able to buy from any dealer.

So I at least expect that when I call them out, and let them know that I know they are lying to me, they back off and just work a reasonable deal. In this case I got them to agree to 7% off MSRP and then told them we would have a deal if they gave me the MF without the markup. They then stopped talking to me. So today I am working on a deal with another dealer.

That brings me to this.

I would like the MF and residual on a 24 Forester sport in 97202 please. 36/12

Second question if the lease was 36/15, or 48/15 does that change the MF?

Lastly Is the MF mark up on tier 2/3 the same on the sport as the premium?

Thank you all so much!

.00229 MF and 64% residual
+2% for 15K/yr

The 48 month terms are different, and not customer friendly.

The MF change by credit tier is the same for all Subarus, no matter the term

c41n

kyfdx said:

c41n said:

Michaell said:

c41n said:

kyfdx said:

c41n said:

kyfdx said:

c41n said:

Hello!

I would like the MF and residual on a 24 Forester Premium in 97202 please. 36/12

I am not sure if it is possible, but can you give tier 2 and 3 MF also?

Thank you!

.00228 MF and 63% residual

Tier 2: Add .00025

or

Tier 3: Add .00050

Thank you.

.00228 is what I found on lease hacker also. However the dealer is claiming that the tier one rate is .00278

I asked if they were marking up the MF, and they said no, that is straight from Subaru.

So they are straight up lying to me?

Put a lot of time into this deal so far, and I would hate to start over with another dealer. If they are lying that is a problem for me.

The maximum markup is .00050. I'll let you do the math.

Thank you again. I told the dealer I will not pay the MF markup. See how it goes. I might walk away from this deal if they fight me on this.

Or, you could negotiate a bigger discount from sticker to offset the MF hike. As long as you get the payment you want, does it matter how the dealer gets there?

The thing is, I cannot stand lying scumbags and I don't want to give them my money. Now I realize if I refused to buy from a dealer that lied to people, I would never be able to buy from any dealer.

So I at least expect that when I call them out, and let them know that I know they are lying to me, they back off and just work a reasonable deal. In this case I got them to agree to 7% off MSRP and then told them we would have a deal if they gave me the MF without the markup. They then stopped talking to me. So today I am working on a deal with another dealer.

That brings me to this.

I would like the MF and residual on a 24 Forester sport in 97202 please. 36/12

Second question if the lease was 36/15, or 48/15 does that change the MF?

Lastly Is the MF mark up on tier 2/3 the same on the sport as the premium?

Thank you all so much!

.00229 MF and 64% residual
+2% for 15K/yr

The 48 month terms are different, and not customer friendly.

The MF change by credit tier is the same for all Subarus, no matter the term

Thank you. I am a bit confused. Are you saying the MF is the same for all Subarus?

That would make sense, but .00229 is not the same as the answer for the premium trim was. If it is different by trim, then can you also give me the MF on a wilderness forester please?

Michaell

c41n said:

kyfdx said:

c41n said:

Michaell said:

c41n said:

kyfdx said:

c41n said:

kyfdx said:

c41n said:

Hello!

I would like the MF and residual on a 24 Forester Premium in 97202 please. 36/12

I am not sure if it is possible, but can you give tier 2 and 3 MF also?

Thank you!

.00228 MF and 63% residual

Tier 2: Add .00025

or

Tier 3: Add .00050

Thank you.

.00228 is what I found on lease hacker also. However the dealer is claiming that the tier one rate is .00278

I asked if they were marking up the MF, and they said no, that is straight from Subaru.

So they are straight up lying to me?

Put a lot of time into this deal so far, and I would hate to start over with another dealer. If they are lying that is a problem for me.

The maximum markup is .00050. I'll let you do the math.

Thank you again. I told the dealer I will not pay the MF markup. See how it goes. I might walk away from this deal if they fight me on this.

Or, you could negotiate a bigger discount from sticker to offset the MF hike. As long as you get the payment you want, does it matter how the dealer gets there?

The thing is, I cannot stand lying scumbags and I don't want to give them my money. Now I realize if I refused to buy from a dealer that lied to people, I would never be able to buy from any dealer.

So I at least expect that when I call them out, and let them know that I know they are lying to me, they back off and just work a reasonable deal. In this case I got them to agree to 7% off MSRP and then told them we would have a deal if they gave me the MF without the markup. They then stopped talking to me. So today I am working on a deal with another dealer.

That brings me to this.

I would like the MF and residual on a 24 Forester sport in 97202 please. 36/12

Second question if the lease was 36/15, or 48/15 does that change the MF?

Lastly Is the MF mark up on tier 2/3 the same on the sport as the premium?

Thank you all so much!

.00229 MF and 64% residual
+2% for 15K/yr

The 48 month terms are different, and not customer friendly.

The MF change by credit tier is the same for all Subarus, no matter the term

Thank you. I am a bit confused. Are you saying the MF is the same for all Subarus?

That would make sense, but .00229 is not the same as the answer for the premium trim was. If it is different by trim, then can you also give me the MF on a wilderness forester please?

No, we said that the markup in the MF for tiers 2 and higher are the same for all Subaru models.

Each model (and trim) has their own MF and residual

36/12 Wilderness
.00185 and 62%

c41n

@Michaell said:
No, we said that the markup in the MF for tiers 2 and higher are the same for all Subaru models.

Each model (and trim) has their own MF and residual

36/12 Wilderness
.00185 and 62%

I understand now. Thank you all for your help!

c41n

senelec1 said:

Thanks Michael! I’m looking to lease a Subaru forester premium but not sure which price (MSRP or selling price or out the door price?) to try and negotiate and how to start the conversation. I read in a few places that negotiating the monthly costs isn’t worth it and it’s better to negotiate the price first since that will help lower the cost. I’m trying to get a deal that will help me pay somewhere between ideally 300-350 a month and 0 down (if that’s even possible today). What should I start to negotiate first and are my expectations above realistic or am I way off course with prices up all over?

(I’m not sure what a good deal for the forester looks like today either)

And should we ever consider putting anything in terms of down payment? I remember a few months back reading that it’s not advised. Should I pay taxes and fees upfront or roll into the cost? Is there anything else I should consider?

(Sorry if this has been asked before - Beginner seeking advice. If this belongs in another area, I’ll move it thanks for the help all)

I am no expert and you should take everything I say with a grain of salt. However I have been able to negotiate 2 very good lease deals and am about to close my third today with any luck. This thread was started to find the money factor and was likely not the best place to ask. This wasn't answered so I will try and help you out.

Never negotiate payments. Always negotiate out the door price. Dealers should be willing to work with you right now. Cars are sitting on lots for greater than 90 days. People cannot afford the current interest rates and sales are just slow right now.

This is my first time with any subaru, however it's my understand that it should be possible to get 7-8% off MSRP on new subaru. More than a couple dealers in my area are advertising foresters at 7% off MSRP.

Once you get to a price you are ok with you should ask what the money factor is on the lease. Money factor is what interest rates are called when leasing. Money factor is set by the manufacturer. You can ask here, by providing model, trim, and zip what the money factor should be.

I just learned in this thread that per subaru dealers are allowed to mark up the money factor up to .00050 over the set rate. To figure out the conversion to apr you can find a calculator. Be warned that dealer will lie about this.

Armed with the target of at least 7% and knowing your money factor should help you get a good deal.

Never put money down on a lease. You can walk out the door with your lease after only paying the first payment. All other costs can and should be rolled into the lease imo.

There is a wealth of great information here:

https://leasehackr.com/blog?category=Leasing 101

If you pay to become a supporter there (cheap) you get access to a lease calculator. That calculator can also tell you about local lease deals and what the money factor should be. Personally I wanted to verify from multiple sources the correct money factor to be 100% confident when negotiating. Every MF I was given by the mods here matched what that calculator said.

If you have any questions there is definitely someone better qualified to answer them than I am. I would suggest you start a new thread if you want to get good answers.

Good luck!

Betrhlf

Can you let me know the MF for a 2024 Forester premium 36/10k and 36/12k with excellent credit for zip 18517 much appreciated.

Michaell

Betrhlf said:

Can you let me know the MF for a 2024 Forester premium 36/10k and 36/12k with excellent credit for zip 18517 much appreciated.

36/12
.00228 MF and 63% residual

edmundsusernj

Can I please have MF, RV any incentives for 2024 Forester Premium, Sport, Wilderness all with AWD for 36/12k? Zip code 07083. Thank you

kyfdx

edmundsusernj said:

Can I please have MF, RV any incentives for 2024 Forester Premium, Sport, Wilderness all with AWD for 36/12k? Zip code 07083. Thank you

Prem: .00228 MF and 63% residual
Sport: .00229 MF and 64% residual
Wild: .00185 MF and 62% residual

No lease incentives

x84jkf40o

Can I please have MF, RV any incentives for 2024 Forester Sport for 36/10k? Zip code 95051. Thank you for your time.

Michaell

x84jkf40o said:

Can I please have MF, RV any incentives for 2024 Forester Sport for 36/10k? Zip code 95051. Thank you for your time.

.00214 MF and 65% RV
No lease incentives

checkercab

Can I please have MF, RV any incentives for 2024 Forester Premium, Sport, Limited for 36/12k?
Zip code 10470.
Thank you!!!

kyfdx

checkercab said:

Can I please have MF, RV any incentives for 2024 Forester Premium, Sport, Limited for 36/12k?
Zip code 10470.
Thank you!!!

LTD: .00166 MF and 62% residual
Prem: .00207 MF and 63% residual
Sport: .00214 MF and 64% residual

checkercab

Is GAP insurance included at no extra cost for VW leases in New York or do you need to purchase GAP separately and if so what is the cost? Thank you!

kennymike27

Hello, please provide the MF and RV for tier 1 credit at zip code 11001 for a 2024 Subaru Forester Premium lease of 12k miles for 3 years? Thank you for your time, you guys are awesome.

Michaell

checkercab said:

Is GAP insurance included at no extra cost for VW leases in New York or do you need to purchase GAP separately and if so what is the cost? Thank you!

This is a Subaru discussion.

Michaell

kennymike27 said:

Hello, please provide the MF and RV for tier 1 credit at zip code 11001 for a 2024 Subaru Forester Premium lease of 12k miles for 3 years? Thank you for your time, you guys are awesome.

.00207 MF and 63% residual

checkercab

Is GAP insurance included at no extra cost for SUBARU leases in New York or do you need to purchase GAP separately and if so what is the cost? Thank you!

kyfdx

checkercab said:

Is GAP insurance included at no extra cost for SUBARU leases in New York or do you need to purchase GAP separately and if so what is the cost? Thank you!

It's included

As far as I know, only Mazda and Toyota don't include GAP

Xzaviar

Can I have the lease information for a Touring, 36/10 in 46234? Thanks!

kyfdx

Xzaviar said:

Can I have the lease information for a Touring, 36/10 in 46234? Thanks!

.00160 MF and 63% residual

J_laio

Can I have the money factor and residual value for the month of February on 2024 forester premium and limited trims. 10,000 miles 36 months zip code 32308 and top tier credit. Thanks

kyfdx

J_laio said:

Can I have the money factor and residual value for the month of February on 2024 forester premium and limited trims. 10,000 miles 36 months zip code 32308 and top tier credit. Thanks

LTD: .00166 MF and 63% residual
Prem: .00207 MF and 64% residual