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Comments
Hastings, Plainwell, Allegan, Otsego, Wayland????
Their house payment is under $1k/mo. Two people making 30-40k each, can comfortably afford that type of payment. No, it's not extravagant, but it's nice and they are comfortable..
So they are paying roughly $1300-$1400 after taxes and insurance thus I'd hardly call that comfortable??? I was taught to never have a mortgage payment exceed one weeks pay of the bread winner but I guess I'm old fashion.
Oh that's right, anyone who lives outside the big city is an ignorant hick.
LOL, no that is people who live in the rural area's of the south. Nice folks for the most part but not very educated!!!!
-Rocky
Gentex, Johnson Controls interiors whom makes basically all the interiors for about every make and model on the road!!!! Ummmmm..........
Steelcase, Haworth, Donnelly, Delphi, GM, Lear, Stryker, Bentler Automotive, Lacks Industries, Perrigo Company, Parker Hannifin, American Coil Spring, Bristol Meyers Squibb, Amway, Brunswick....I honestly could fill up this page with multi-national corporations because I mailed a couple hundred of them over the past month trying to build rapport with my Saturn dealership that's closing and the list about 15 or 20 years ago use to be even bigger!!!!
I agree with you on all accounts regarding your point with gagrice!!!
-Rocky
Does Amway make anything over there?
How about motivational and reality-of-the-world classes for former UAW members. That will be a hopping business soon, if no more loans are forthcoming. That requires little capital, just some business cards and a suit and tie.
Personally I always have a backup plan. James Bond movies should do more than entertain; they should teach you something. My plan (and I already have the name trade-marked, so don't try and copy) is the Holy-Land Miniature Golf Course. There are many great holes - the one hitting the ball in Goliath's forehead should be popular with the kids. It'll be multi-functional on holy days with services broadcast over speakers so you can get in that obligation while playing. And of course the snack-bar will have miracles occasionally when the food and drinks is multiplied - all you can eat.
Anyway, you might want to consider why you feel that someone has to offer you a job, or otherwise you're going to wander aimlessly in life. I don't get it. If you want another idea on an exciting adventure and possibly getting rich - investigate how many individuals make quite good $, with little mining operations down in Australia. The 3 of you can get your picks and shovels and hop on a plane.
2018 430i Gran Coupe
Would that Economics 101 be the kind of economics classes attended by all these economists who have so royally messed up our economy for the last many years? No thanks, I'll pass.
2014 Malibu 2LT, 2015 Cruze 2LT,
You got that right!
Actually the guy at Goodyear has a lot more on the ball than the Lug nut UAW guy.
The Goodyear guy has to be able to:
1 Remove the lug nuts.
2.Remove the wheel,tire
3. Remove the tire from the rim.
4. Replace or repair the tire.
5. Remove the old valve stem.
6. Install a new valve stem.
7. Put tire back on the wheel.
8. Inflate to proper pressure for the car it goes on.
(a), Balance the assembly
9.Reinstall wheel and tire on the car.
10. Reverse the impact driver and set proper torque levels.
11. NOW he is ready to do what his UAW counter part does.
Install the lug nuts.
Most likely has no or little insurance or retirement and cleans up after himself.
If they followed UAW standards, it might involve 12-13 people and new tires could run into the thousands of dollars.
Seems to me that he should be getting the $30 bucks and Mr UAW the $10 for what they do.
Kip
Man you do need to go back to school if you think a $130k house would cost upwards of $1400/mo with payment, taxes, and pmi etc, unless you had a 10% plus rate and/or absolutely through the roof property taxes and no down payment. No their payment is basically $1000/mo with everything included, they actually saved a down payment. They live in Middleville. Payment and interest on a 130k mortgage at 6% is roughly $780/mo and 6% would be considered high today unless you have poor credit.
Hmm, this coming from the same guy that was making $60k/yr or so and driving a new Acura TL. That's a great example of financial prudence!
-Rocky
Also remember the domestic content of both of those models is already high thus what is another 20 or 30% to make it 100% U.S. made??? Right now 8.4% of the cost of a vehicle is labor. Look at the JAW workers wages and benefits in Japan. There small Japanese cars made over their don't cost $35 or $50K With the new contracts (which are a joke) that these new UAW, workers have will certainly drive the percentage down further and we will see the benefits cut even further if the right-wing in congress has anything to do with it!!!
-Rocky
-Rocky
-Rocky
-Rocky
-Rocky
I was starting to believe you were a knowledgeable person talking your pro-union banter until you posted that. A bachelor's degree gives an employee a HUGE advantage over someone with just a HS diploma or a GED. From reading job postings at my company (big defense contractor) as well as postings at my wife's place of employment (retail), a degree opens so many more doors.
Words like yours are spoken from someone who doesn't have the discipline to complete their own degree, and no disrespect intended with that.
I see Texans are employed still. 5.7% unemployed compared to 9.6% unemployed in Michigan. So who are the dumb sheep? Following the misguided UAW leadership has not done a lot for the working man in Michigan. How many are left out of 1.4 million UAW workers? Sounds like their promises were lies. And don't blame it on Republicans. Congress has the stick and it has been Democrat controlled 30 out of the last 40 years.
What business do you suggest lemko, I, fintail, start with next to nothing money???
I see opportunities every day, even in this bad economy. People call wanting me to fix their computer. They have loaded it up with crap software and it slows to a crawl. Most are more than willing to pay for the service. I don't charge as they are friends. No cash required for start-up. Every boomer has a computer and they hate it when they cannot use it. Much easier than fixing TVs as I did in the 1950s to supplement my lawn mowing and construction jobs.
lets not forget to mention affirmative action or as I call it reverse discrimination.
On this we agree and I was a victim of that as much as you are today. The UAW is far from free of guilt. The UAW has discriminated in their hiring practices forever. I worked with a guy that was raised in Mayville Michigan and could not get a UAW job because he was white. That was in the early 1970s. It was fortunate for him as he went to a trade school and got an associates degree in avionics and ended up with a good job at Lockheed. A friend recommended him to us and he now has a good Union job. His older brother was bought out from the UAW job and barely making it. Probably end up a WalMart greeter. Not enough of those jobs to go around.
The UAW, workers pay taxes, buy goods, and don't take from the system yet they are still the bad people!!!
Not when they are laid off. They are drawing unemployment and food stamps. The UAW has built this false economy based on overpaying people for menial jobs. You will never convince the American people that someone with 3 weeks on the job training is worth $28 per hour. If the Tool and Die makers actually program the CNC machines for the new parts then I can see the $33 per hour pay scale. If it is all done by an engineer and the worker turns on the machine. We are back to menial unskilled labor. $15 per hour is more than adequate pay.
I also respectfully disagree that your $38 an/hr. job at the telephone company was more valuable than mine because not just anyone can go guard our nations nuclear weapon stockpile
It comes down to more than importance. It is training whether college or OJT. Also supply and demand. The weather and working conditions in remote locations eliminates a lot of potential workers. I am not thrilled that our Nuclear stock pile is protected by a contractor. That is one area I am at odds with the Republicans. That should be part of a military installation protected by military personnel that will not go on strike because they don't like the weight requirements. You should have never been working there as a civilian. IMO.
brother and I, looked at those apartments about 4 months ago and he said no thanks
That was just one of dozens of apartments listed for rent in your area. They were all about half or less than comps in San Diego. And I can guarantee the major part of our residents gets by on $15 to $20 per hour. You are very lucky here to have a $20 per hour job in San Diego with minimal skills. Carpenter, sheet rock, plumbing etc. A great Union job at Costco is about $18 per hour. You have to wait for someone to die to get a job there. Most of the new Costco stores are non union. Of course I shop the Union stores.
They need to slap a 100% tariff on the hoods of each of these imports like Clinton, wanted to do
Clinton was smarter than that. It was a power play to get Japan to open up to US automobiles. Japan gave in and the D3 did not carry through. Tariffs and trade sanctions were the primary reason the great depression went on as long as it did. FDR did not do the US any favors with his protectionist schemes. Read that history from an unbiased source.
Never heard that rule, but my mortgage is below that figure using that formula. I'm using my NET PAY. If I had listened to this shark of a mortgage broker, I'd have a big beautiful suburban home and would be spending over two week's GROSS PAY!
Ramen noodles, anyone?
Come on Rock, your smarter than that. "Rule of Thumbs" are just that, just a guide.
With that rule of thumb a 300k mortgage would mean $3k/mo with insurance and taxes etc. Your the one getting scammed if you've ever had that type of ratio on a 30yr mortgage, that would probably apply to a 15 yr. Even here in crook Illinois with our high property taxes I pay nowhere near $3k month on the original $300k we borrowed at 5.25% fixed 30yr mortgage, plus insurance and property taxes of $7500/yr. That 100/1000 ratio is probably from the Carter administration when interest rates were 13+%
Please tell me selling cars you've actually used a compounding interest table/calculator.
-Rocky
You are 100% correct. It was a dirty little secret even in the 1960s at Pacific Telephone. You could become 1st level easy enough. Moving to second level without a degree was nearly impossible. As a 1st level you would not make as much as those under you because of OT.
Our friend does not like to admit it. He was born into upper middle class wealth. His father working at Delphi was in the TOP 5% of all US wage earners. His not getting a college degree was squarely on his own shoulders. And it will be hard for him to compete in today's world. And a manager at McDonald's can make $80k per year. Not bad pay if you have the drive. They also have a great College program. Does the UAW offer any such thing for their unskilled line workers?
McDonald's is currently the only restaurant organization to be recognized by the American Council on Education, (ACE), for our restaurant management curriculum. In fact, your participation in our training programs can earn you up to 46 college credits towards your 2-year or 4-year degree programs!
Very much agree about Amway and ALL Ponzi schemes. Notice where that scam was started. Right in the middle of UAW country. Probably a laid off UAW worker. Amway is a cult, with headquarters in Michigan.
Ramen noodles, anyone?
That's for sure. Unfortunately to many took the broker's advice and that's why we are in the trouble we're in.
There are guys out there making $30K and driving Lexuses! Come to Philly sometime and you'll see nice cars parked outside of shabby apartment complexes in marginal neighborhoods everywhere.
They are here too. That's how the broke stay broke. On the news a while back when gas was still $4/gal, they had a story on the effects of gas prices and the need for food stamps etc. They followed a couple who were complaining how tight their budget was and they paid with food stamps and placed their groceries in a current model Durango. Nice.
-Rocky
That doesn't mean jack if the skills and achievements on your resume are not marketable or valuable to an employer.
It's no different than the guy who has a PhD in something like oceanology. No doubt he's smart and probably a good worker, but unless he/she writes a book or makes a huge discovery they will likely never make UAW level wages working for a zoo or university.
Funny you should mention that. I have a lady friend with a PHD, I met in the Arctic. She was making at the time studying bowhead whales $25k per year. She now works at Sea World and makes $40k per year. She has a nice 1 br down near the ocean and drives a small car. I only heard her whine because her boss that wrote the grant for the whale study got $80k and never set foot in the Arctic. He also had less education. Neither one makes what a senior UAW worker makes.
You need to put that resume where there are jobs requiring your skills. When GM & Chrysler go bust and they will. The unemployment in MI will be closer to 15% than the current 10%. If you did not burn your bridges in TX I would bite the bullet and get that job back. You WILL NEVER make that much in Michigan as a rent a cop. They make $8-$10 per hour out here. They are mostly retired military guys supplementing their pensions.
We have no control over who joins the GOP. Probably donated to Obama and McCain to cover all bases.
The man behind a $50 billion Ponzi scheme that has roiled Wall Street and shaken up the nonprofit world was also a long-time contributor to Democrats, the nonpartisan Center for Responsive Politics has found.
Overall, Madoff and other individuals at his company, Bernard L. Madoff Investment Securities, gave $372,100 in campaign contributions since 1991, with 89 percent to Democrats.
http://www.opensecrets.org/news/2008/12/madoff-and-company-spent-nearl.html
Madoff contributed to your main UAW man Dingell. So he was probably tied in tight with the UAW.
I just hope it's not to late to turn this thing around. The days of living large for many are probably gone. I don't know if anyone is safe.
gagrice: concerning our friend, you will note that the ignorance and naivate (sp) of the real working world eludes him, but he knows that the UAW is the savior of the world...sorry, rocky, reality is setting in, and, just like the UAW, your head is in the sand and reality eludes you...how anyone can actually believe that sweeping a floor or tightening lug nuts (left side only) is skilled labor, demanding $30 hour, is simply a drug induced fantasy...they ain't worth it, and you know it, and you have always known it, but denial is a great thing, esp if you deny that you are in denial...further, please stop telling me about the "skilled labor force" of the UAW, when you can be trained to do the job in a day or less (this does NOT include the skilled trades, tool and die, etc, which ARE skills)...
Bingo!!! My son is graduating this year from the University of Florida (Go Gators) with an engineering degree and he just accepted a position with a company in the oil industry, starting salary $60K with a $5K signing bonus, not bad in this down economy, I'm very proud of him. The only caveat is that he has to move to Houston (we're in Orlando), and his first year or two will be oversees, a great opportunity for someone in their early 20s.
And my youngest son will be graduating from FSU in Tallahassee with a business degree, really tough in this economy, and he's already making plans if he can't find a decent job, says he can go in to the service (Air Force or Navy) as a junior officer. Others he knows decided to stay and get their MBA instead of going out in this soft job market.
I don't touch a calculator when selling cars because our strategy is to be the good guy and be on the side of the customer in the process so we aren't the villian if the deal goes sideways.
-Rocky
-Rocky
This would be an appropriate (right to work) state to broadcast the Employee Free Choice ads in though.
-Rocky
But the more famous union hating state of North Carolina has the 3rd highest unemployment rate at 8% and said to be soon over 10%..
They did.
Both strategies are good for the son with the business degree.
I doubt you've ever placed your squeaky clean paws inside of a machine like most attorney's I know because that work is below you right especially if it was union!!!
-Rocky
-Rocky
-Rocky