swong, it's hard to evaluate these lease deals without the MSRP. I can tell you that the Money Factor Buy Rate is .00075, so you paid a bit above that.
Also, what is the current acquisition fee for BMW? I was at my dealer today and he said it was now something like $925 or $950 (I forget to write down what number he had).
Car_man, thanks for the reply. I need your help with one more thing as i am getting the runaround from BMW dealerships here in Cali.
Here is my plan (questions below): Since the current program ends Dec 31, i plan to place an order for a European delivery and lock the rates 90 days from Dec 31. So by Mar 31, 2009, i would sign the lease and fly in April to Germany for pick up.
Question 1) Does the above plan make sense? Question 2) I am being told that BMW changed the rules and can now only lock the Money factor for 90 days (west coast) but NOT the residual. Have you heard of such a change?
My 325i lease is due on Jan 31, 09 and I am wondering if I should get a new lease (considering 2009 328i Sedan) on Dec of this year to get a better deal or wait till Jan. of next year.
People tells me that End of the year deals are the best, but with recent struggles in economy, I wonder if BMW will come up with better deal in Jan. 09, when sales are usually low.
Thanks Peter. Here's the information that you're looking for. BMW Financial Services' current buy rate lease money factor and residual value for a 36 month lease of a 2009 335i Coupe with 12,000 miles per year are .00200 and 61%, respectively. If you opt to have your car's security deposit (equivalent to your car's monthly payment rounded up to the nearest $50 increment) waived, the money factor will be .00015 higher.
You can find out the exact spread between this car's MSRP and dealer invoice price by looking it up over in the New Vehicle Pricing section of Edmunds.com.
Car_man Host Prices Paid: Buying & Leasing Experiences Forum
Here's the information that you're looking for, tennberg. BMW Financial Services' current buy rate lease money factor and residual value for a 36 month lease of a 2009 335i Sedan with 10,000 miles per year are .00175 and 63%, respectively.
The numbers for an otherwise identical lease of an '09 335i Coupe are .00200 and 61%.
Car_man Host Prices Paid: Buying & Leasing Experiences Forum
Hi tennberg. BMW Financial Services recently raised its base acquisition fee to $725. The dealer that you are working with is marking that up by a couple hundred dollars.
Car_man Host Prices Paid: Buying & Leasing Experiences Forum
No problem, earth777. I have not heard that BMW allows consumers to lock in money factors, but not residual values...but anything is possible in the current environment. BMW has been getting killed by the residual values that it has overestimated over the years. The only thing that has saved it from some of the pain is that it crams so many CPO vehicles down dealers throats.
Locking in a money factor only makes sense if one can lock in the residual value as well because automakers often lower their money factors as the model year progresses to make up for the natural decline that vehicles' residuals experience.
Car_man Host Prices Paid: Buying & Leasing Experiences Forum
Welcome mls74. Let's take a look at the deal that you were quoted. I'll start with the money factor. The .00150 factor that you were quoted is right in line with BMW Financial Services' current buy rate for this model. That is a good sign because it means that this dealer is not trying to mark your car's factor up to add hidden profit to your deal, like BMW dealers often do.
Now on to the other important number, the selling price. I don't know its exact dealer invoice price, but the car that you described probably has a spread of around $3,000 between its MSRP and invoice price. The $2,100 dealer discount that you were quoted is probably around $900 or so over invoice. This is a pretty good deal, but if you are in an area that has a number of BMW dealers and you purchase something that is in inventory I wouldn't be surprised if you were able to beat this by a couple hundred dollars.
Again, this is a good deal but you probably will be able to beat it by a little. The question is how much work you want to put in to shaving a couple dollars per month off of your car's payment.
Car_man Host Prices Paid: Buying & Leasing Experiences Forum
Can anyone provide me with money factor and residual for 2008 BMW 335I coupe for a 24 mo and 36mo lease? I have been quoted .00225 and 54% residual which doesn't appear as aggressive as I think it should be. Thanks!
I wanted to lease a 328i 08 but dealer does not have any more. Instead dealer offered to order from factory 09 equipped with whatever I want and would charge 800 over invoice. Here are the details I was given:
Wholesale MSRP 2009 328I Sedan $30,730 $33,400 Jet black Beige dakota leather Premium package 3,050 3,335 Steptronic automatic transmission 1,260 1,325 Comfort access system 455 500 xenon headlights 730 800 Ipod usb adapter 365 400 MACO 300 Training 180 Destination charge 825 Suggested price $37,895 $40,600
I can sell you this vehicle for $38,695 plus tax, tags, and fees.
What are the MACO and training charges? Is that something I could negotiate. Also he mentioned that it would likely take 6-8 weeks to arrive. Would I still be able to get the special lease rates being offered now or would I have to take my chances on what the market rates are at the time of delivery?
MACO is a regional advertising fee Training is a separate line item on all BMW invoices
Those are both on his invoice (95% of BMW dealers pay MACO). If he is offering you $800 over invoice, then it is what it is.. You can try to negotiate lower, but not based on those two charges not being genuine.
If you order before the end of the month, then you can lock in the rates until the end of January. Some programs have a special 90 day rate lock, but you'll have to ask the dealer. If you do order and rate lock, be sure to get the dealer to agree to change to the new program, if it's better at time of delivery.
The nice thing about ordering? You don't pay for anything you don't want. Sometimes, that will save you more than looking for a great deal on an existing car.
Thanks for the response. Is $800 over invoice a pretty decent deal. According to the TMV report it is but I am a little hesitant since this was his first offer.
I will soon be attending a charity auction where a BMW dealer has donated a 1 year lease on a 2009 335i 4 door automatic. Here's the info:
"Enjoy a 15,000 mile, one .year lease on a 2009 BMW 335i 4 door automatic
Leather interior
6 – cylinder twin turbo engine
Sports .package
Premium package
iPod and USB adapter, satellite .radio and Bluetooth
MSRP – Purchase .price - $46,400"
I'm trying to figure out what would be a decent winning bid on this one year lease, and from what I can tell the it's worth about $6,899. I arrived at this # by:
$519 X 11 months = $5709
$3569 Drive Off for a 36 month lease, so divide by 3 (for only 12 mo) = $1190
$5709 + $1190 = $6899.
I do believe the winning bid is ALL one pays; I would be shocked if the dealer tried to add other fees afterwards. So if that's correct, then a winning bid of $6500 wouldn't be much of a steal, but around $5,500 or less would be....yes??? :confuse:
I have leased my last two BMWs after working with you and have made excellent deals each time as a direct result of your fantastic help. My lease is almost up and I am in need of the MFs and residuals for both the 2008 and 2009 328CI. Please let me know what rates you have for 12K/yr, 36 months term.
Anyone have current MF and residual on a 2009 335 convertible 3 yr/ 36k lease? Ended up ordering a 2009 because I couldn't find a stick. Being told residual is 59%. Buy rate MF of .0020 but the dealership is quoting .0026 but may come down to .0024. Does that sound right? Should I be demanding .0020? New to forum and to leasing. Have learned a lot from you all. Thanks!
Here's the information that you're looking for, caresq. According to the latest information that I have seen, BMW Financial Services' current buy rate lease money factor and residual value for a 2008 335i Coupe with 15,000 miles per year are .00170 and 54%, respectively.
Car_man Host Prices Paid: Buying & Leasing Experiences Forum
Hi yachtsrus. BMW Financial Services' current buy rate lease money factor and residual value for a 24 month lease of a 2008 335i Coupe with 15,000 miles per year are .00170 and 59%, respectively. The numbers for an otherwise identical 36 month lease are .00170 and 54%. As you can see, the dealer that you are working with is attempting to mark your car's money factor up in an attempt to add hidden profit to your deal.
Car_man Host Prices Paid: Buying & Leasing Experiences Forum
Welcome back, David. Here's the information that you're looking for. According to the latest information that I have seen, BMW Financial Services' current buy rate lease money factor and residual value for a 36 month lease of a 2008 328i Coupe with 12,000 miles per year are .00140 and 57%, respectively. The numbers for an otherwise identical lease of an '09 model are .00175 and 61%.
If BMW makes any enhancements to its December lease program, it will likely happen when it publishes its November sales figures tomorrow afternoon. I'll keep my ear to the ground for anything new. Feel free to check back with me in a day or two for an update.
Car_man Host Prices Paid: Buying & Leasing Experiences Forum
Here you go, dbman. According to the latest information that I have seen, BMW Financial Services' current buy rate lease money factor and residual value for a 36 month lease of a 2009 335i Convertible with 12,000 miles per year are .00200 and 59%, respectively. Given how weak the market is for light vehicles, I personally would never let a dealer mark my car's money factor up right now.
Car_man Host Prices Paid: Buying & Leasing Experiences Forum
Looking to lease 2009 328i 4dr Sedan. Dealer said nothing has changed from Nov to Dec as far as lease rates.
I found this for Nov on the net: 2009 BMW 328i Sedan 24 Month – Residual 68% of MSRP – .00150 Base Rate 36 Month – Residual 60% of MSRP – .00150 Base Rate 48 Month – Residual 42% of MSRP – .00285 Base Rate 60 Month – Residual 35% of MSRP – .00285 Base Rate
Do the above rates still hold true? The dealer wants to give me a lease with a .00175 MF for 36/mth. I think they are trying to mark up on MF. :mad:
Also, will anything change mid month? Another dealer said rates change Dec12.
Hi kawakibi. BMW Financial Services' November buy rate lease money factor for the 2009 328i was indeed .00150 in November. This lease program was scheduled to run through the end of the year and I have not heard about BMW making any unscheduled enhancements yet. I'll make some calls to double check that it didn't increase its support after it reported yesterday's horrible 36% drop in sales for the month of November. Please feel free to check back with me later this week and I'll let you know if anything has changed.
Car_man Host Prices Paid: Buying & Leasing Experiences Forum
I am working with a dealer in Southern Cal on a 09' 328i Coupe and he is quoting a money factor of .00230 and from looking at this forum that is high. Is it supposed to be .00175 or .00150? It is a 36 month lease with 15k in miles. Thanks for any help.
host do you think its better to wait until after the new years to lease or end of December considering the drop in sales and bad economy?
so far i got msrp 51,xxx price to lease-49,100 (1000 above invoice) Mf- .00200 ( first security deposit) residual- 60% 12/year down-first month and security deposit monthly payment- 747.xx
should i shoot for 500 above invoice? and should i wait for maybe a money factor drop?
The lease quote below is in regards to a 2009 328i Coupe with the following options: -STEPTRONIC Automatic Transmission -Satellite Radio
Below you will find the information you requested: Year 2009 Model 328i Coupe Stock # (Order Item) MSRP $39,045 Months 36 Miles 15,000 per year Payment $471/month + Tax Total Due Upfront $3,000
Here is a deal I am trying to get, what do you think? Can I improve on this? I know they put a whopping $599 dealer fee on it, but I am getting the car basically at invoice for a 2009 with Premium/Comfort Keyless/Ipod/Intergration.
MSRP $39,950 Invoice $36,820 Sale Price $36,900 Down Payment $0.00 Term 36/12K Money Factor 0.0015 Residual % 62% Local Sales Tax 7% Deposit $400.00 Bank Fee $625.00 Doc Fee $135.40 DMV Fee $197.00 Dealer Fee $599.00
Net Cap Cost $36,900.00 Residual Value $24,769.00 Total Taxes on Lease Loan $1,082.28 Total Taxes on Down Payment $0.00
Depreciation $336.97 Finance $92.50 Taxes $30.06 Due at Signing $2,453.42 Monthly Payment $429.48 Monthly Payment + Tax $459.54
Anyone, have pricing and money factor examples from Southern California? I was given a money factor of .00230 on a 2009 328i Coupe and from this board it seems that is high.
2009 BMW 328i Coupe 24 Month – Residual 64% of MSRP – .00175 Base Rate 36 Month – Residual 59% of MSRP – .00175 Base Rate 48 Month – Residual 40% of MSRP – .00285 Base Rate 60 Month – Residual 33% of MSRP – .00285 Base Rate
How do you tell the sales person hey I know the BMWFS base rates are .00175 and at .00230 you guys are loading up the profit. Should I ask for .00175 or is that unreasonable and if so what is reasonable? Also, they gave me a price $500 off invoice.
To add on to my previous post, I am planning on paying the security deposit (which I believe lowers the money factor). Could you please provide the appropriate MF's with this in mind.
Great forum here, guys... Thanks for your input.... I got a quote on a 2009 BMW 335i sedan with auto trans, premium package with the following details:
MSRP of 45,450.00 Cap. cost: 42268.50 (7 % discount) residual : 60% money factor: .00215 36 month, 15,0000 miles/ acquisition fee: 525. dealer fee 599. Zero money down First month payment and tag transfer fee due upfront $873.
Lease payment quoted $611 plus sales tax
Question #1.... Is this the best money factor available?
Question #2.... Is this calculated properly or have they hidden some BS charges into the lease? I checked a leasing calculator at http://www.leaseguide.com/calc.htm and the numbers don't jive to me....
I appreciate the feedback, as I will do a deal tomorrow with someone....
Comments
I got this lease quote from a SoCal dealer:
MSRP 46,225
Base Cap 42,225
Cap redux 1,000
Residual 56% (15k miles/yr)
36 months
MF 0.00142
$1960 total drive off
This gives a payment of $559/mo (tax rate is 7.25%).
I think the MF is too high for the '08 335. Should this not be around 0.0009?
Here is my plan (questions below): Since the current program ends Dec 31, i plan to place an order for a European delivery and lock the rates 90 days from Dec 31. So by Mar 31, 2009, i would sign the lease and fly in April to Germany for pick up.
Question 1) Does the above plan make sense?
Question 2) I am being told that BMW changed the rules and can now only lock the Money factor for 90 days (west coast) but NOT the residual. Have you heard of such a change?
Thanks!
MSRP 39800
Purchase price: 37665
money factor - .00150
residual: 63%
Upfront costs: 2070 (Includes acq fee of $725. excludes tax - tax is in pmt)
Monthly pmt of 484.54
what do you think? Good deal?
I'd be appreciative of any advice you have!! Thanks!!
People tells me that End of the year deals are the best, but with recent struggles in economy, I wonder if BMW will come up with better deal in Jan. 09, when sales are usually low.
Thanks in advance!
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
You can find out the exact spread between this car's MSRP and dealer invoice price by looking it up over in the New Vehicle Pricing section of Edmunds.com.
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
The numbers for an otherwise identical lease of an '09 335i Coupe are .00200 and 61%.
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
Locking in a money factor only makes sense if one can lock in the residual value as well because automakers often lower their money factors as the model year progresses to make up for the natural decline that vehicles' residuals experience.
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
Now on to the other important number, the selling price. I don't know its exact dealer invoice price, but the car that you described probably has a spread of around $3,000 between its MSRP and invoice price. The $2,100 dealer discount that you were quoted is probably around $900 or so over invoice. This is a pretty good deal, but if you are in an area that has a number of BMW dealers and you purchase something that is in inventory I wouldn't be surprised if you were able to beat this by a couple hundred dollars.
Again, this is a good deal but you probably will be able to beat it by a little. The question is how much work you want to put in to shaving a couple dollars per month off of your car's payment.
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
The MF will stay the same...
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
I'm looking to buy a 335 couple manual, prem, sports, and navi.....
What are the prices you guys have seen?
What's the MF and Residual for 2008 335 coupe, 15k miles, 3 year lease?
Thanks in advance!
for a 24 mo and 36mo lease? I have been quoted .00225 and 54% residual which doesn't appear as aggressive as I think it should be.
Thanks!
Wholesale MSRP
2009 328I Sedan $30,730 $33,400
Jet black
Beige dakota leather
Premium package 3,050 3,335
Steptronic automatic transmission 1,260 1,325
Comfort access system 455 500
xenon headlights 730 800
Ipod usb adapter 365 400
MACO 300
Training 180
Destination charge 825
Suggested price $37,895 $40,600
I can sell you this vehicle for $38,695 plus tax, tags, and fees.
What are the MACO and training charges? Is that something I could negotiate. Also he mentioned that it would likely take 6-8 weeks to arrive. Would I still be able to get the special lease rates being offered now or would I have to take my chances on what the market rates are at the time of delivery?
Thanks for any help.
Training is a separate line item on all BMW invoices
Those are both on his invoice (95% of BMW dealers pay MACO). If he is offering you $800 over invoice, then it is what it is.. You can try to negotiate lower, but not based on those two charges not being genuine.
If you order before the end of the month, then you can lock in the rates until the end of January. Some programs have a special 90 day rate lock, but you'll have to ask the dealer. If you do order and rate lock, be sure to get the dealer to agree to change to the new program, if it's better at time of delivery.
The nice thing about ordering? You don't pay for anything you don't want. Sometimes, that will save you more than looking for a great deal on an existing car.
regards,
kyfdx
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
"Enjoy a 15,000 mile, one .year lease on a 2009 BMW 335i 4 door automatic
Leather interior
6 – cylinder twin turbo engine
Sports .package
Premium package
iPod and USB adapter, satellite .radio and Bluetooth
MSRP – Purchase .price - $46,400"
I'm trying to figure out what would be a decent winning bid on this one year lease, and from what I can tell the it's worth about $6,899. I arrived at this # by:
$519 X 11 months = $5709
$3569 Drive Off for a 36 month lease, so divide by 3 (for only 12 mo) = $1190
$5709 + $1190 = $6899.
I do believe the winning bid is ALL one pays; I would be shocked if the dealer tried to add other fees afterwards. So if that's correct, then a winning bid of $6500 wouldn't be much of a steal, but around $5,500 or less would be....yes??? :confuse:
I have leased my last two BMWs after working with you and have made excellent deals each time as a direct result of your fantastic help. My lease is almost up and I am in need of the MFs and residuals for both the 2008 and 2009 328CI. Please let me know what rates you have for 12K/yr, 36 months term.
Thanks
David T
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
If BMW makes any enhancements to its December lease program, it will likely happen when it publishes its November sales figures tomorrow afternoon. I'll keep my ear to the ground for anything new. Feel free to check back with me in a day or two for an update.
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
I am looking to lease 09 328i coupe, 15k miles a year for 3 years...basic paint and leatherette and sirius radio only...
i have been offered: negotiated price $37105, residual $23036,MF .00195
with 3k down , dealer offers $568 ... is it a good deal? what is a good deal for this car with 3k down ?
according to leaseguide.com it should be $444 including tax... does it seem right?
thank you so much for your help !
Dealer said nothing has changed from Nov to Dec as far as lease rates.
I found this for Nov on the net:
2009 BMW 328i Sedan
24 Month – Residual 68% of MSRP – .00150 Base Rate
36 Month – Residual 60% of MSRP – .00150 Base Rate
48 Month – Residual 42% of MSRP – .00285 Base Rate
60 Month – Residual 35% of MSRP – .00285 Base Rate
Do the above rates still hold true? The dealer wants to give me a lease with a .00175 MF for 36/mth. I think they are trying to mark up on MF. :mad:
Also, will anything change mid month? Another dealer said rates change Dec12.
THANKS!
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
I am working with a dealer in Southern Cal on a 09' 328i Coupe and he is quoting a money factor of .00230 and from looking at this forum that is high. Is it supposed to be .00175 or .00150? It is a 36 month lease with 15k in miles. Thanks for any help.
Travis
I am sorry, I meant to have you look at the convertable (328CIC)12K/ 36 month. Sounds like BMW sales really crashed in Nov....any update on the rates?
Thanks
David T
so far i got
msrp 51,xxx
price to lease-49,100 (1000 above invoice)
Mf- .00200 ( first security deposit)
residual- 60% 12/year
down-first month and security deposit
monthly payment- 747.xx
should i shoot for 500 above invoice? and should i wait for maybe a money factor drop?
The lease quote below is in regards to a 2009 328i Coupe with the following options:
-STEPTRONIC Automatic Transmission
-Satellite Radio
Below you will find the information you requested:
Year
2009
Model
328i Coupe
Stock #
(Order Item)
MSRP
$39,045
Months
36
Miles
15,000 per year
Payment
$471/month + Tax
Total Due Upfront
$3,000
Total Internet Savings
$3,079
I know they put a whopping $599 dealer fee on it, but I am getting the car basically at invoice for a 2009 with Premium/Comfort Keyless/Ipod/Intergration.
MSRP $39,950
Invoice $36,820
Sale Price $36,900
Down Payment $0.00
Term 36/12K
Money Factor 0.0015
Residual % 62%
Local Sales Tax 7%
Deposit $400.00
Bank Fee $625.00
Doc Fee $135.40
DMV Fee $197.00
Dealer Fee $599.00
Net Cap Cost $36,900.00
Residual Value $24,769.00
Total Taxes on Lease Loan $1,082.28
Total Taxes on Down Payment $0.00
Depreciation $336.97
Finance $92.50
Taxes $30.06
Due at Signing $2,453.42
Monthly Payment $429.48
Monthly Payment + Tax $459.54
2009 BMW 328i Coupe
24 Month – Residual 64% of MSRP – .00175 Base Rate
36 Month – Residual 59% of MSRP – .00175 Base Rate
48 Month – Residual 40% of MSRP – .00285 Base Rate
60 Month – Residual 33% of MSRP – .00285 Base Rate
How do you tell the sales person hey I know the BMWFS base rates are .00175 and at .00230 you guys are loading up the profit. Should I ask for .00175 or is that unreasonable and if so what is reasonable? Also, they gave me a price $500 off invoice.
I am looking at leasing a 2009 328i or 335i Sedan and am being quoted the following MF's and residuals:
328i - MF - 0.0019 / Residual - 60%
335i - MF - 0.00215 / Residual - 60%
Some of the recent posts indicate that the MF should be lower? Could you please verify.
Also I am currently being quoted a price of $41,400 on a 328i sedan (MSRP $44345, Invoice $40820). What do you think of this price?
I am located in the DC metro area.
Thanks.
Thanks.
Please let me know if if this seems like a good lease deal:
328 i coupe , 09
MSRP 39045, MF .00175 residual 59 %, (dealer fees at inception $1300, $1700 cap cost reduction), total down $3000
offered payment $477 + tax in MD
2009 335xi sedan: Premium, Cold, Auto, Comfort Access, Nav, Sat Radio, PDC, Rubber Mats, Montego Blue
Lease: 36 months, 10k/yr
Money Factor: .00175
Residual: 63%
MSRP: $52,335
Invoice on Edmunds: $48,085
Dealer claimed invoice price: $48,600
TMV: $51,426
Cap Cost: $48,950
Cap Cost Reduction: $0
Bank Fee: $725
NYS tire recycling fee: $12.50
Tax on fees: $53.47
First month: $588.70
Sales Tax: $1,563
Registration and Inspection: $55
Totals: $2,997.67 up front
$588.70 monthly
This is for a 2008 328xi it was used as a dealer loaner and has approx. 6K miles. the lease term is 36 months, 15K per year
monaco blue/tan leather
premium package
cold weather
steptronic auto
ipod
MSRP: 41,325
Dealer invoice: 38485 (based on wholesale)
Offered sale price - 35,325
money factor - .00130
residual - 56%
due at signing: 1500
monthly payment - 489 (including 7% sales tax)
i have not yet received the details on any additional charges, i know the destination was quoted at 775 though.
please let me know your thoughts. thanks in advance
I got a quote on a 2009 BMW 335i sedan with auto trans, premium package with the following details:
MSRP of 45,450.00
Cap. cost: 42268.50 (7 % discount)
residual : 60%
money factor: .00215
36 month, 15,0000 miles/
acquisition fee: 525.
dealer fee 599.
Zero money down
First month payment and tag transfer fee due upfront $873.
Lease payment quoted $611 plus sales tax
Question #1.... Is this the best money factor available?
Question #2.... Is this calculated properly or have they hidden some BS charges into the lease?
I checked a leasing calculator at http://www.leaseguide.com/calc.htm and the numbers don't jive to me....
I appreciate the feedback, as I will do a deal tomorrow with someone....
I am getting .00175 MF on the 328 09 coupe
MSRP $ 39045 with auto and sirius
monthly payment about $450-460 a month plus tax with 3k down
the do not wanna give me negotiated price via email , they want me to come in?
should I still agree on the deal and order the car if $450 + tax if it sounds good to me!?