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2013 and earlier-Subaru Outback Lease Questions
CarMan@Edmunds
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Hi everyone. Please use the following discussion to post any questions that you have about leasing a Subaru Outback. Thanks.
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In the post above, you said the money factor for the 2.5i LTD was 0.00120. Are the money factors for the limited and non-limited models supposed to be different?
Thanks!
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1. Can you trade/use your current vehicle as the "down"?
2. Can you use a personalize license plate on a leased car?
3. Can you tint the windows? And would the dealership do that,adding the cost to the price?
4. What's the additonal cost should go over the 15,000 miles allowed?
5. Are my payments higher if I want to lease for 24 months? If so, would there be some type of "advantage" for if I continue to lease but a newer model? Thanks in advance, I want to be on the same page when I do meet w/ someone. Regards, Ms Bob
2. Yes. That's just the registration part. You can even transfer tags to another car if you want to keep 'em.
3. Probably, it may depend on the dealer. I'm sure they'd be more than happy to arrange it, but don't count on it increasing resale value so you'll probably pay for it all yourself.
4. Depends, that can be negotiated I believe.
5. Shorter term leases probably do cost more, because initial deprecition is the steepest.
-juice
PS I'm not a lease expert by any means, you may want to hop over on the Blog section to the Smart Buyers Blog and ask there
2006 Outback 2.5i automatic
MSRP 27,376
Cap 24,890
acquisition 595
Residual 11,771.68
$339.99/month, 48 months, 12k
due on signing - 1st + reg ($339.99 + $117.56)
They pay 8.5% sales tax where they live, which they were told was all rolled in. Following what I read, I managed to work up a money factor of 0.00073 and a residual of 43%. Any info that y'all would be willing to share would be awesome!
Chris :confuse:
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I'm thinking of leasing a 2006 Outback 2.5xt Limited with automatic or PERHAPS the 3.0 LL Bean Wagon ($$ and inventory will decide it for me). Apparently they did not make many 2.5xt's so my negotiating power might be limited on that model. Have you heard the same on this? However, the MSRP on the 3.0 Outback is over 30K, and might be out of my reach. We are looking for 12,000 miles per year, 36 to 42 months, 0 down.
What would the residual and money factor be? Any Subaru incentives this month? What should I expect to pay? Does it make sense to TRY and get a good deal now with 2 months left on my current lease (I am not over on miles or anything)?
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ajfitzer, "Subaru B9 Tribeca: Lease Questions" #107, 16 Mar 2006 12:57 pm
Thanks again for all your wisdom. It allowed my family to have a suitable truck with more bells and whistles then we otherwise could have afforded.
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MSRP was $33,345, we paid invoice of $30,842. With $1420 downpayment, we are paying $504/month for 36 months. Sound like a reasonable deal? Never sure about these things...how does dealer make money if we pay invoice?
For the most part they *don't* make a profit on new car sales. Used cars and service do, however.
My dealer charges $95 per hour for service labor!
-juice
thanks
-mike
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How about 36 month, 12000 mile Limited vs a 2006 36 month, 12000 mile LL Bean model?
thanks
-mike
I understand when leasing you finance 50% of the car and 50% is the residual... so, could I simply prepay 50% (all lease payments for 3 years) and not incur interest?
So, even if you pay the entire depreciation portion upfront, you are still financing the residual amount over the duration of the lease...
However, you can pre-pay the entire lease, and it does reduce the finance charges, but it doesn't do away with them completely..
regards,
kyfdx
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Thanks.
Thanks.
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Demo had 12500kms. (MSRP in Canada for the car is $38995)My deal had a final cost of $36 000 (no other fees). 2.8% financing (non-negotiable) over 4 years with a $14 530 residual ($1007 off normal residual due to kms on car). Total tax rate here is 14%. My monthly payments are $577 all-in. Also got them to install an automatic car starter at no charge. Thanks.
A few important questions I was hoping you might be able to help me with when you have a moment:
1. Can you tell me the lease money factor and residual value percentage for a 2007 Subaru 2.5i Outback Limited Wagon?
2. I am using lease calculators to learn about this whole craziness....and I am a bit confused by the residual value computation. Is the residual value based on the Cap Cost or the Adjusted Cap Cost? It seems to me that, regardless of what one pays for a car, it is worth the same at the end of, say, 4 years and with 40,000 miles on it, no? Therefore, it would seem that the residual value is based on the Cap Cost NOT the adjusted cap. Please confirm or clarify if you would.
3. Finally, it seems that depreciation values set by leasing companies are rather high. If I return a leased car after four years with 40K miles, how am I to believe that the car is, say, 48% depreciated (52% residual value) when the private sale value after four years is more like a 65% residual value? Is this a profit angle or a cover-our-butts strategy to protect the leasing companies from value gaps?
Thanks for the help.
And again, thanks for being there.
Do you have info on current mfr. (by Chase) lease MF and residuals on '07 Legacy GT Ltd/Outback XT Ltd wagons for 24/36 months and 15000 miles/yr? Is Spec B sedan any different? The region is Southeast (FL), if it matters. Feel free to volunteer any special/sunsidized rate they might have with other term lengths. I appreciate your help in advance.
2018 430i Gran Coupe
I'd like to know what you'd consider fair lease terms for an Outback 2.5i Basic 4EAT-S with a sale price of $22,000. I'll be trading in a vehicle with $2,000 of equity in it, and looking for a lease of 3 years/45,000 miles. Thanks.
Vehicles' residual values are always based upon a percentage of their full MSRPs, including the destination charge and any options that can be residualized. So you are right, regardless of how much one pays for their vehicle, it is only worth a specific amount at the end of their lease. Vehicles' residual values are based upon a realistic assessment of what banks believe vehicles will be worth after a specific period of time. Many banks actually artificially inflate vehicles' residual values, making them unrealistically high so that they can provide consumers with attractive lease payments. Manufacturers like BMW do this sort of thing all the time. Most banks don't set vehicles' residuals too low though. There is a great article on how to calculate lease payments here at Edmunds.com. You definitely should check it out: Calculate Your Own Lease Payment.
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I see the Subaru has a special for $239 per month on the 2.5I Basic.
What are my chances in getting a 2.5I Automatic. $2k down 42 months 15k per year at $290 per month In RI.
Thanks
I am NOT a Subie Newbie, and carman has helped me in the past. Now my wife has had it with our '96 Acura RL, and wants a second subie.
CarMan do you know the current #'s (money factor, incentives, etc) on the 2007 Outback 2.5i? I have tried to get into one in the past, but could never get a favorable lease. I am seeing some nice looking monthly numbers being advertised out here (NJ), so I am hoping we can take the leap, and am starting to e-mail dealers in a 60 mile radius.
Loving my 2006 Tribeca!
AJFITZ
Here is what I was just offered, and I am HOPING that I might finally get in to a new Outback (although my Tribeca is still very very nice)......
07' Outback Wagon 2.5i 4Cyl
Selling Price: $22,627
Redidual 55%
MFactor .00210
42 month lease with 12K miles a year $314/month which includes taxes, and $626.51 down (includes first months, registration fees, tags, etc).
How does this one sound??
ajfitz
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MSPR was $23,950 (might as well say 24k) and i would like to know the lease amounts for a 36 and 42 month, 12k miles per year with 0 down. I am not sure i understand what the Redidual & MFactor amounts are that you keep mentioning in previous posts.
thanks for any help you can provide,
232499