2016 Volvo XC90 Lease Questions

kyfdx · July 2015

Ask your 2016 XC90 lease questions here!

dallasman · July 2015

Can you tell me MF and Residual for 36mo 12k and 10k lease?
Also, does Volvo do MSD's or Single Payment Leases? Thanks!!

kyfdx · July 2015

dallasman said:
Can you tell me MF and Residual for 36mo 12k and 10k lease?
Also, does Volvo do MSD's or Single Payment Leases? Thanks!!

.00150 MF and 59%/60% residual for Momentum..

Add 1% for R-Design, Subtract 2% for Inscription.

I'm sure Volvo does single payment leases, but haven't heard anyone do MSDs. I don't have details on either, though.

ctdan · July 2015

I am trying to figure out lease on Inscription, 39mo with 15k. What is MF and Residual for that combo?

Dealer wont move on MSRP but i can get $1000 Volvo loyalty for turning in my 2011 xc90. He said they wont honor USAA disc on this vehicle. I'm pretty sure if I shopped around I can find someone who would.

It appears they are trying to create a somewhat artificial demand. They only had 1 in the lot for test drives and 1 in the showroom that they are "not allowed to sell" yet when I expressed interest in that vehicle (same options, color, etc.) i got the old....i spoke to my mgr who called the regional GM and I can sell/lease you the one on the floor, BUT when other sales people find out it wont be here for long, yadda, yadda,

Anyway we sat down to run numbers and they seemed way too high for this car. I had not done any homework beforehand because I didnt think I would like the new xc90, but I must say i was impressed and if we can work out reasonable numbers i'll probably go back and get it.

Also he said that I would qualify for full tax credit with my 2011 xc90 trade in, what exactly does that mean and what impact would that have on my payment (in Fairfield County,CT).

Thx

kyfdx · July 2015

ctdan said:
I am trying to figure out lease on Inscription, 39mo with 15k. What is MF and Residual for that combo?

Dealer wont move on MSRP but i can get $1000 Volvo loyalty for turning in my 2011 xc90. He said they wont honor USAA disc on this vehicle. I'm pretty sure if I shopped around I can find someone who would.

It appears they are trying to create a somewhat artificial demand. They only had 1 in the lot for test drives and 1 in the showroom that they are "not allowed to sell" yet when I expressed interest in that vehicle (same options, color, etc.) i got the old....i spoke to my mgr who called the regional GM and I can sell/lease you the one on the floor, BUT when other sales people find out it wont be here for long, yadda, yadda,

Anyway we sat down to run numbers and they seemed way too high for this car. I had not done any homework beforehand because I didnt think I would like the new xc90, but I must say i was impressed and if we can work out reasonable numbers i'll probably go back and get it.

Also he said that I would qualify for full tax credit with my 2011 xc90 trade in, what exactly does that mean and what impact would that have on my payment (in Fairfield County,CT).

Thx

.00150 MF and 53% residual.

Not sure how tax credits work in CT, but it sounds like he is saying there would be no tax due on the lease.

No discount? I'd wait, or choose something else. When you see their quote, you'll see why.

ctdan · July 2015

Appreicate the insight @kyfdx - no way I am going to shell out almost 1100/mo on a lease for an XC90. I realize I can put money down to lower pymt but personally I don't think it makes sense to put money down on a lease.

Think I am going to check out the BMW X5 next.

Michaell · July 2015

ctdan said:
Appreicate the insight @kyfdx - no way I am going to shell out almost 1100/mo on a lease for an XC90. I realize I can put money down to lower pymt but personally I don't think it makes sense to put money down on a lease.

Think I am going to check out the BMW X5 next.

X5 will lease better, but only slightly. I've been seeing payments between $700-900/mo depending on options.

dwill2 · August 2015

Do you have the August MF and residual numbers for the XC90? I'd be looking at 36 month/12,000 mile, not sure which of the 3 trims yet. Thanks.

Kirstie_H · August 2015

A reporter is looking to talk with a Millennial (age 18-34) who leased a luxury car within the last year. If you're able to help, please send your details to pr@edmunds.com by no later than August 4, 2015.

kyfdx · August 2015

dwill2 said:
Do you have the August MF and residual numbers for the XC90? I'd be looking at 36 month/12,000 mile, not sure which of the 3 trims yet. Thanks.

.00136 MF and

R-Design: 60% residual
Momentum: 59%
Inscription: 57%

2016xc90 · August 2015

Looking to estimate my payments for a Momentum Plus, either 36 or 48 month, 10k miles. I'll have a total of $5k towards the deal between a deposit and trade in. It's sitting on the lot waiting for this airbag stuff to clear.

Michaell · August 2015

2016xc90 said:
Looking to estimate my payments for a Momentum Plus, either 36 or 48 month, 10k miles. I'll have a total of $5k towards the deal between a deposit and trade in. It's sitting on the lot waiting for this airbag stuff to clear.

Not enough information .. what is the MSRP and the negotiated selling price? How much of the $5K will go to cap cost reduction?

Current lease numbers are .00136 and 60% for 36/10; .00142 and 52% for 48/10

geeldee · August 2015

I was quoted for xc90 momentum plus with a price of 55,255.00. Numbers they came back with for lease were 2k down @ 915.24 (per month) 5K down @ 823.99 and 671.91 at 10k down. This was for 36 months/10k miles.

These seemed really high to me so I walked (and they were unwilling to budge). With that price I thought it'd be closer to sub-700 with 5k down or 814 with no money down. Or is it my numbers that are way off and not theirs?

This is in Los Angele County.

Thanks all the help!

kyfdx · August 2015

geeldee said:
I was quoted for xc90 momentum plus with a price of 55,255.00. Numbers they came back with for lease were 2k down @ 915.24 (per month) 5K down @ 823.99 and 671.91 at 10k down. This was for 36 months/10k miles.

These seemed really high to me so I walked (and they were unwilling to budge). With that price I thought it'd be closer to sub-700 with 5k down or 814 with no money down. Or is it my numbers that are way off and not theirs?

This is in Los Angele County.

Thanks all the help!

It's a brand new model and they are maxing out their profit margins..
I'd buy the vehicle before I'd lease at those prices...

dalema · August 2015

Could you tell me the MF and residual for the inscription and momentum - 10K miles and 24 months. Thanks!

kyfdx · August 2015

dalema said:
Could you tell me the MF and residual for the inscription and momentum - 10K miles and 24 months. Thanks!

.00108 MF
66% residual for Momentum
65% residual for Inscription

dalema · August 2015

kyfdx said:

dalema said:
Could you tell me the MF and residual for the inscription and momentum - 10K miles and 24 months. Thanks!
.00108 MF
66% residual for Momentum
65% residual for Inscription

And if could trouble you for the 36 month of these as well.

kyfdx · August 2015

dalema said:

kyfdx said:

dalema said:
Could you tell me the MF and residual for the inscription and momentum - 10K miles and 24 months. Thanks!
.00108 MF
66% residual for Momentum
65% residual for Inscription

And if could trouble you for the 36 month of these as well.

.00136 MF
60%
58%

ROMIL · September 2015

Please post MF/Residual for a 2016 Volvo XC90 Inscription in NV for a 36 mo/10K lease.

Michaell · September 2015

ROMIL said:
Please post MF/Residual for a 2016 Volvo XC90 Inscription in NV for a 36 mo/10K lease.

.00136 and 58%

blmoss · September 2015

Thanks for the help here! How about MF / Residual for Momentum Plus 12K / 36 month and 15K in Texas. Thx!

Michaell · September 2015

blmoss said:
Thanks for the help here! How about MF / Residual for Momentum Plus 12K / 36 month and 15K in Texas. Thx!

.00136 and 57% for 36/15. Add 2% for 12K

dwill2 · October 2015

Hi, do you have October MF and residual for Momentum 36 month / 12k and 15k? Thanks!

Michaell · October 2015

dwill2 said:
Hi, do you have October MF and residual for Momentum 36 month / 12k and 15k? Thanks!

.00136 and 57% for 36/15. Add 2% for 12K

rob34 · October 2015

In Seattle, 36 or 39 month lease, whichever is better monthly payments, 10,000 miles per year, looking at xc90 r-design. what should my monthly payment be with 10% tax? Also, are they negotiating at all on the MSRP? Was just quoted $55,355 which is sticker price, 39 month, 58% residual, $1275 for first payment, $848.45 inc tax after that. Money factor .00170. I know this is high but what should i ask for and where should the monthly payment be including tax? another dealer quoted 0 cash due and $827 a month for 39 months but have no other details. Thanks for your help!

Michaell · October 2015

rob34 said:
In Seattle, 36 or 39 month lease, whichever is better monthly payments, 10,000 miles per year, looking at xc90 r-design. what should my monthly payment be with 10% tax? Also, are they negotiating at all on the MSRP? Was just quoted $55,355 which is sticker price, 39 month, 58% residual, $1275 for first payment, $848.45 inc tax after that. Money factor .00170. I know this is high but what should i ask for and where should the monthly payment be including tax? another dealer quoted 0 cash due and $827 a month for 39 months but have no other details. Thanks for your help!

.00120 MF and 60% (36/10) or 58% (39/10). Dealer is marking up the MF on you for extra profit.

Can't help you with pricing, but assuming that MSRP and net cap cost are the same, I get a payment of $771/mo with 10% tax added in when I use the base MF.

The pricing tools at the top of the page (make / model / year) should give you some idea of the discounts that may be available. Also, read back through this forum to see what others have negotiated.

rob34 · October 2015

Thanks! The $771 is based on 36 or 39 month? Including tax? so the 36 month has a higher residual yet lower monthly payment than 39 month because they quoted me the opposite.

rob34 · October 2015

i see you added the tax.

Michaell · October 2015

rob34 said:
Thanks! The $771 is based on 36 or 39 month? Including tax? so the 36 month has a higher residual yet lower monthly payment than 39 month because they quoted me the opposite.

$771/mo is the 39 month payment. If I switch to the 36 month residual and term, payment jumps to $794/mo.

rob34 · October 2015

so the 36 month payment has a higher money factor?

kyfdx · October 2015

rob34 said:
so the 36 month payment has a higher money factor?

No.. same money factor.

hld1978 · October 2015

Anyone having any luck negotiating any $ off MSRP? Any idea what a reasonable 39 month lease payment is for XC90 momentum ($54,625 MSRP) with 12k per year?

jhnlanders · November 2015

@kyfdxDo you have numbers for 24/15 and 36/15 for all available XC90 packages?

Our local dealership (west coast), has quite a few XC90 packages available. I am curious to see how their offers measure up compared to those listed on forum. Will post findings. Thank you for your help.

kyfdx · November 2015

jhnlanders said:
@kyfdxDo you have numbers for 24/15 and 36/15 for all available XC90 packages?

Our local dealership (west coast), has quite a few XC90 packages available. I am curious to see how their offers measure up compared to those listed on forum. Will post findings. Thank you for your help.

.00067 MF for 24 months, .00084 for 36 months

Momentum: 60%/54%
Inscription: 59%/52%
R-Design: 61%/55%
First Edition: 57%/49%

jgarveyatl · November 2015

Trying to figure out what type of incentive and MF is offered on the current XC90 momentum and inscription lease deals. Details provided here and reproduced below

XC90 T6 AWD Momentum Plus
Lease Term: 39 mo
Lease Pyt: $599/mo
Downpayment: $4,599
Miles: 10K/mo
MSRP: $53,255
Dest fee included
MF: ??
Residual: ?? (if 58% per above posts, $30,888)
Incentive: ??

XC90 T6 AWD Inscription
Lease Term: 39 mo
Lease Pyt: $649/mo
Downpayment: $4,675
Miles: 10K/mo
MSRP: $56,955
Dest fee included
MF: ??
Residual: ?? (at 58%, $33,034)
Incentive: ??

Michaell · November 2015

jgarveyatl said:
Trying to figure out what type of incentive and MF is offered on the current XC90 momentum and inscription lease deals. Details provided here and reproduced below

XC90 T6 AWD Momentum Plus
Lease Term: 39 mo
Lease Pyt: $599/mo
Downpayment: $4,599
Miles: 10K/mo
MSRP: $53,255
Dest fee included
MF: ??
Residual: ?? (if 58% per above posts, $30,888)
Incentive: ??

XC90 T6 AWD Inscription
Lease Term: 39 mo
Lease Pyt: $649/mo
Downpayment: $4,675
Miles: 10K/mo
MSRP: $56,955
Dest fee included
MF: ??
Residual: ?? (at 58%, $33,034)
Incentive: ??

39/10 numbers:
Momentum - .00120 and 57%
Inscription - .00120 and 55%
No lease cash.

Would need to know the selling price and the breakdown of the down payment in order to fully comment on your quotes.

pmyers85 · November 2015

I have checked with a few local dealers in DFW area and am not seeing anywhere close to these type of deals. Most representatives have stopped responding to me after asking about MF and residual - they will only quote you a lease price. Does anyone know of dealers that will offer the types of deals mentioned in this forum to an out-of-state lessee?

Thanks (and apologies if this is a stupid question).

Michaell · November 2015

pmyers85 said:
I have checked with a few local dealers in DFW area and am not seeing anywhere close to these type of deals. Most representatives have stopped responding to me after asking about MF and residual - they will only quote you a lease price. Does anyone know of dealers that will offer the types of deals mentioned in this forum to an out-of-state lessee?

Thanks (and apologies if this is a stupid question).

No such thing as a stupid question.

What's the worst that could happen if you reached out to a dealer in Houston, or San Antonio, or New Orleans? It only takes one dealer to agree to your terms.

That said, the XC90 is new and popular, so good deals seem to be few and far between.

pmyers85 · November 2015

Michaell said:

pmyers85 said:
I have checked with a few local dealers in DFW area and am not seeing anywhere close to these type of deals. Most representatives have stopped responding to me after asking about MF and residual - they will only quote you a lease price. Does anyone know of dealers that will offer the types of deals mentioned in this forum to an out-of-state lessee?

Thanks (and apologies if this is a stupid question).
No such thing as a stupid question.

What's the worst that could happen if you reached out to a dealer in Houston, or San Antonio, or New Orleans? It only takes one dealer to agree to your terms.

That said, the XC90 is new and popular, so good deals seem to be few and far between.

Thanks and I am doing that. I plan on contacting Houston, Austin and Tulsa. I was just hoping that someone would know of a dealer that has been good to work with and that would work with an out of stater.

cbarba80 · November 2015

I was wondering what was the latest MF and Residual for a new xc90 base model (momentum I think) for 36 mo and 12k. Also does Volvo do security deposits like BMW does (in order to drive down the MF)? Also I saw the numbers listed above ".00067 MF for 24 months, .00084 for 36 months" are those real MF numbers?! they seem very low to everything else? Basically I am trying to lease it for about $550 a month with little to nothing down, but from what I am reading that seems impossible, thanks in advance!

Michaell · November 2015

cbarba80 said:
I was wondering what was the latest MF and Residual for a new xc90 base model (momentum I think) for 36 mo and 12k. Also does Volvo do security deposits like BMW does (in order to drive down the MF)? Also I saw the numbers listed above ".00067 MF for 24 months, .00084 for 36 months" are those real MF numbers?! they seem very low to everything else? Basically I am trying to lease it for about $550 a month with little to nothing down, but from what I am reading that seems impossible, thanks in advance!

.00084 and 56% for 36/12 on the Momentum trim.

Those are the real numbers

Volvo does not have an MSD program.

Would need to know the MSRP and net cap cost in order to model a payment.

blackpaper · December 2015

Anyone have 24/10 and 30/10 MF and residual numbers for December on the various models?

kyfdx · December 2015

blackpaper said:
Anyone have 24/10 and 30/10 MF and residual numbers for December on the various models?

We don't have the Volvo numbers for December

rboilard · December 2015

I've been looking at the new XC90, want to trade in my 07 GL450 and use that as a cap reduction. Was quoted, with a value of about $14,000, $520 a month on a 39 month 10,000 lease. Residual of $33,175 for an Inscription sticker at $60,315. I know I shouldn't put that much towards the lease, but does the deal look fair?

cbarba80 · December 2015

MSRP 51,355, selling price 49,000 for the 36/12 momentum, I'm getting about 676.21 a month, does that sounds correct? Im in Los Angeles and putting nothing down except TTL and Acquisition.

Michaell said:

cbarba80 said:
I was wondering what was the latest MF and Residual for a new xc90 base model (momentum I think) for 36 mo and 12k. Also does Volvo do security deposits like BMW does (in order to drive down the MF)? Also I saw the numbers listed above ".00067 MF for 24 months, .00084 for 36 months" are those real MF numbers?! they seem very low to everything else? Basically I am trying to lease it for about $550 a month with little to nothing down, but from what I am reading that seems impossible, thanks in advance!
.00084 and 56% for 36/12 on the Momentum trim.

Those are the real numbers

Volvo does not have an MSD program.

Would need to know the MSRP and net cap cost in order to model a payment.

rboilard · December 2015

Hopefully making a decision soon, so I'll put the numbers like others have it.
XC90 Inscription
MSRP $60,315
$1000 off so $59,315
Using a trade $14,000
on a 39/10
Residual that was given me was $31,175
Payment around $520
Sound correct to the experts out there?
Thanks

Michaell · December 2015

rboilard said:
Hopefully making a decision soon, so I'll put the numbers like others have it.
XC90 Inscription
MSRP $60,315
$1000 off so $59,315
Using a trade $14,000
on a 39/10
Residual that was given me was $31,175
Payment around $520
Sound correct to the experts out there?
Thanks

We don't have any Volvo numbers for December. How much of the trade equity are you using as cap cost reduction? We recommend $0, as if the car is stolen or totaled, you lose that money.

rboilard · December 2015

Michaell said:

rboilard said:
Hopefully making a decision soon, so I'll put the numbers like others have it.
XC90 Inscription
MSRP $60,315
$1000 off so $59,315
Using a trade $14,000
on a 39/10
Residual that was given me was $31,175
Payment around $520
Sound correct to the experts out there?
Thanks

We don't have any Volvo numbers for December. How much of the trade equity are you using as cap cost reduction? We recommend $0, as if the car is stolen or totaled, you lose that money.

I was going to use the $14,000 as a Cap Reduction....at lease end we will roll the dice on whether to purchase or not.I realize that money is gone, but as time passes that $14,000 will shrink if not already.

Michaell · December 2015

rboilard said:

Michaell said:

rboilard said:
Hopefully making a decision soon, so I'll put the numbers like others have it.
XC90 Inscription
MSRP $60,315
$1000 off so $59,315
Using a trade $14,000
on a 39/10
Residual that was given me was $31,175
Payment around $520
Sound correct to the experts out there?
Thanks

We don't have any Volvo numbers for December. How much of the trade equity are you using as cap cost reduction? We recommend $0, as if the car is stolen or totaled, you lose that money.
I was going to use the $14,000 as a Cap Reduction....at lease end we will roll the dice on whether to purchase or not.I realize that money is gone, but as time passes that $14,000 will shrink if not already.

I'd have the dealer cut you a check for your trade equity. You can invest it, or use it to augment your (now) higher lease payment.

$14,000 / 39 = $359/mo alone, so are you telling me that your payment without the equity would be $880/mo? That seems expensive for a $60K SUV.

rboilard · December 2015

Michaell said:

rboilard said:

Michaell said:

rboilard said:
Hopefully making a decision soon, so I'll put the numbers like others have it.
XC90 Inscription
MSRP $60,315
$1000 off so $59,315
Using a trade $14,000
on a 39/10
Residual that was given me was $31,175
Payment around $520
Sound correct to the experts out there?
Thanks

We don't have any Volvo numbers for December. How much of the trade equity are you using as cap cost reduction? We recommend $0, as if the car is stolen or totaled, you lose that money.
I was going to use the $14,000 as a Cap Reduction....at lease end we will roll the dice on whether to purchase or not.I realize that money is gone, but as time passes that $14,000 will shrink if not already.
I'd have the dealer cut you a check for your trade equity. You can invest it, or use it to augment your (now) higher lease payment.

$14,000 / 39 = $359/mo alone, so are you telling me that your payment without the equity would be $880/mo? That seems expensive for a $60K SUV.

I agree, it would be nice to get a check back. As far as the payment of $520 that was the number based on $1000 discount and $14,000 Cap reduction. Leaving a residual of $31,175. If the payment did end up in the $360 range I would certainly take a check for the trade equity and bump the payment up. I'm having another dealer look into the same deal with the same number to see where they end up. I never had them price the lease with out the $14,000 but I remember a while back a number of $869 when I first started looking. Just received a sheet with the MF at .001200 and Residual at 55.

Michaell · December 2015

rboilard said:

Michaell said:

rboilard said:

Michaell said:

rboilard said:
Hopefully making a decision soon, so I'll put the numbers like others have it.
XC90 Inscription
MSRP $60,315
$1000 off so $59,315
Using a trade $14,000
on a 39/10
Residual that was given me was $31,175
Payment around $520
Sound correct to the experts out there?
Thanks

We don't have any Volvo numbers for December. How much of the trade equity are you using as cap cost reduction? We recommend $0, as if the car is stolen or totaled, you lose that money.
I was going to use the $14,000 as a Cap Reduction....at lease end we will roll the dice on whether to purchase or not.I realize that money is gone, but as time passes that $14,000 will shrink if not already.
I'd have the dealer cut you a check for your trade equity. You can invest it, or use it to augment your (now) higher lease payment.

$14,000 / 39 = $359/mo alone, so are you telling me that your payment without the equity would be $880/mo? That seems expensive for a $60K SUV.
I agree, it would be nice to get a check back. As far as the payment of $520 that was the number based on $1000 discount and $14,000 Cap reduction. Leaving a residual of $31,175. If the payment did end up in the $360 range I would certainly take a check for the trade equity and bump the payment up. I'm having another dealer look into the same deal with the same number to see where they end up. I never had them price the lease with out the $14,000 but I remember a while back a number of $869 when I first started looking. Just received a sheet with the MF at .001200 and Residual at 55.

It's your discretion to get the equity returned to you, not the dealers. Just means the lease payment will go up.

As noted, we don't have any Volvo numbers, so can't tell you if the .00120 MF is marked up or not.

2016 Volvo XC90 Lease Questions

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