2019 Volvo XC40 Lease Deals and Prices

Michaell · March 2019

Dbmorphic said:
Hi - What is the money factor and residual for a XC40 T5/T4 Inscription 36 or 39/12k. Zip 91505. Also, is there a typical % to target as a discount from the MSRP?

T4 - .00096 and 57% / 51%
T5 - .00155 and 61% / 55%

Use this link to help with price research:
https://www.edmunds.com/tmv.html

Orangeman96 · March 2019

Michaell said:

Orangeman96 said:

Hello Michael,

Please post March MF/Res/Incentives for 2019 XC40 T6 Momentum or R-Design for 36/12 or 39/12 for zipcode 07920. Thank you

Sorry T5 AWD
Ah, then ignore my previous post - darn page breaks. MOM - .00172 and 61% / 56% RDES - .00160 and 61% / 56% No lease incentives

Thank you Michael. Cmon volvo need incentives!!!

augkor · March 2019

Looking for the March money factor and residual for
T5 - RDesign 36/12
Zip code 61265

Michaell · March 2019

Orangeman96 said:

Michaell said:

Orangeman96 said:

Orangeman96 said:

Hello Michael,

Please post March MF/Res/Incentives for 2019 XC40 T6 Momentum or R-Design for 36/12 or 39/12 for zipcode 07920. Thank you

Sorry T5 AWD
Ah, then ignore my previous post - darn page breaks.

MOM - .00172 and 61% / 56%
RDES - .00160 and 61% / 56%
No lease incentives

Thank you Michael. Cmon volvo need incentives!!!

As long as Volvo can sell every one they produce, no need to include incentives.

Michaell · March 2019

augkor said:
Looking for the March money factor and residual for
T5 - RDesign 36/12
Zip code 61265

.00160 and 61%

memph92 · March 2019

Hi - looking for MF and RV for XC40 T5/T4 Inscription 36/12 & 36/10 Zip 94123. Any incentives as well?

Michaell · March 2019

memph92 said:
Hi - looking for MF and RV for XC40 T5/T4 Inscription 36/12 & 36/10 Zip 94123. Any incentives as well?

36/12
T4 - .00096 and 57%
T5 - .00155 and 61%

No lease incentives

JRE72 · March 2019

Hi, looking for March lease rates on XC-40 AWD T5 R-Design (Ohio)
12k/36mo

JRE72 · March 2019

Ah, upon reading above, it looks like it's .00155 and 61%. Please let me know if that is wrong. Any incentives going on? I didn't see any. Thanks again.

kyfdx · March 2019

JRE72 said:
Hi, looking for March lease rates on XC-40 AWD T5 R-Design (Ohio)
12k/36mo

.00160 MF and 61% residual
No incentives

JDNY · March 2019

Hi Michael,

I'm looking for MF/RV and incentives on the following trims for a 36/7.5k and 36/10k
Zipcode : 11776

2019 VOLVO XC40 T5 R-DESIGN
2019 VOLVO XC40 T5 MOMENTUM

Thank you.

JDNY · March 2019

I am new to leasing and I am trying to do my research so as not to be taken advantage of. Thank you for your time.

kyfdx · March 2019

JDNY said:
Hi Michael,

I'm looking for MF/RV and incentives on the following trims for a 36/7.5k and 36/10k
Zipcode : 11776

2019 VOLVO XC40 T5 R-DESIGN
2019 VOLVO XC40 T5 MOMENTUM

Thank you.

36/10
.00160 MF and 62% residual
.00172 MF and 62% residual

No incentives

kyfdx · March 2019

JDNY said:
I am new to leasing and I am trying to do my research so as not to be taken advantage of. Thank you for your time.

Good luck. The XC40 is very popular, and it will be hard to get a good deal.

dxp2004 · March 2019

Could anyone share MF, Residual and Incentives for the following in 19341? Thank you!!

T5 R-Design AWD 36/12
T5 R-Design AWD 36/15

kyfdx · March 2019

dxp2004 said:
Could anyone share MF, Residual and Incentives for the following in 19341? Thank you!!
T5 R-Design AWD 36/12
T5 R-Design AWD 36/15

.00160 MF
61%/59% residual

terianx · March 2019

I have a question, dealer told me selling price of vehicle is $44750, total drive of is $3817, monthly payment $563. for 36/12k. I have a trade in which they are giving me $4000 and $1000 deposit.

how would you guys suggest i use the $5k? should i use part of it for the drive-off and the rest as down payment? or should i use all of the $5k to reduce the cap? which one has a lower monthly payment?

I wanted to use part for MSD, but not available in NY

Michaell · March 2019

terianx said:
I have a question, dealer told me selling price of vehicle is $44750, total drive of is $3817, monthly payment $563. for 36/12k. I have a trade in which they are giving me $4000 and $1000 deposit.

how would you guys suggest i use the $5k? should i use part of it for the drive-off and the rest as down payment? or should i use all of the $5k to reduce the cap? which one has a lower monthly payment?

I wanted to use part for MSD, but not available in NY

In NY, your drive off costs should be the first payment, the sales tax and the registration fees.

If there is anything left over from the $4000, have the dealer give you a check for the balance.

We do not recommend a cap reduction; that money would be lost if the car was stolen or totaled.

Crazylegs24 · March 2019

Hi, could anybody tell me what the MF & Residual for an XC40 36 months/10K is in the Los Angeles area. Thanks

Michaell · March 2019

Crazylegs24 said:
Hi, could anybody tell me what the MF & Residual for an XC40 36 months/10K is in the Los Angeles area. Thanks

What model and trim level?

terianx · March 2019

terianx said:
I have a question, dealer told me selling price of vehicle is $44750, total drive of is $3817, monthly payment $563. for 36/12k. I have a trade in which they are giving me $4000 and $1000 deposit.

how would you guys suggest i use the $5k? should i use part of it for the drive-off and the rest as down payment? or should i use all of the $5k to reduce the cap? which one has a lower monthly payment?

I wanted to use part for MSD, but not available in NY

here is a screenshot of the deal, see any thing wrong?

kyfdx · March 2019

terianx said:

terianx said:
I have a question, dealer told me selling price of vehicle is $44750, total drive of is $3817, monthly payment $563. for 36/12k. I have a trade in which they are giving me $4000 and $1000 deposit.

how would you guys suggest i use the $5k? should i use part of it for the drive-off and the rest as down payment? or should i use all of the $5k to reduce the cap? which one has a lower monthly payment?

I wanted to use part for MSD, but not available in NY
here is a screenshot of the deal, see any thing wrong?

I don't see anything wrong. The calculations are correct. The fees are normal for NY. The money factor is not marked up.

terianx · March 2019

kyfdx said:

I have a question, dealer told me selling price of vehicle is $44750, total drive of is $3817, monthly payment $563. for 36/12k. I have a trade in which they are giving me $4000 and $1000 deposit. how would you guys suggest i use the $5k? should i use part of it for the drive-off and the rest as down payment? or should i use all of the $5k to reduce the cap? which one has a lower monthly payment? I wanted to use part for MSD, but not available in NY
here is a screenshot of the deal, see any thing wrong?
I don't see anything wrong. The calculations are correct. The fees are normal for NY. The money factor is not marked up.

Is upfront tax and cap reduction tax legit?

Michaell · March 2019

terianx said:

kyfdx said:

terianx said:

terianx said:
I have a question, dealer told me selling price of vehicle is $44750, total drive of is $3817, monthly payment $563. for 36/12k. I have a trade in which they are giving me $4000 and $1000 deposit.

how would you guys suggest i use the $5k? should i use part of it for the drive-off and the rest as down payment? or should i use all of the $5k to reduce the cap? which one has a lower monthly payment?

I wanted to use part for MSD, but not available in NY
here is a screenshot of the deal, see any thing wrong?

I don't see anything wrong. The calculations are correct. The fees are normal for NY. The money factor is not marked up.

Is upfront tax and cap reduction tax legit?

Yes.

Crazylegs24 · March 2019

T5 Momentum

Michaell · March 2019

Crazylegs24 said:
Hi, could anybody tell me what the MF & Residual for an XC40 36 months/10K is in the Los Angeles area. Thanks

T5 Momentum

.00172 and 62%
No lease incentives

terianx · March 2019

kyfdx said:

I have a question, dealer told me selling price of vehicle is $44750, total drive of is $3817, monthly payment $563. for 36/12k. I have a trade in which they are giving me $4000 and $1000 deposit. how would you guys suggest i use the $5k? should i use part of it for the drive-off and the rest as down payment? or should i use all of the $5k to reduce the cap? which one has a lower monthly payment? I wanted to use part for MSD, but not available in NY
here is a screenshot of the deal, see any thing wrong?
I don't see anything wrong. The calculations are correct. The fees are normal for NY. The money factor is not marked up.

Just picked it up last night

terianx · March 2019

Michaell said:

kyfdx said:

I have a question, dealer told me selling price of vehicle is $44750, total drive of is $3817, monthly payment $563. for 36/12k. I have a trade in which they are giving me $4000 and $1000 deposit. how would you guys suggest i use the $5k? should i use part of it for the drive-off and the rest as down payment? or should i use all of the $5k to reduce the cap? which one has a lower monthly payment? I wanted to use part for MSD, but not available in NY
here is a screenshot of the deal, see any thing wrong?
I don't see anything wrong. The calculations are correct. The fees are normal for NY. The money factor is not marked up.

Is upfront tax and cap reduction tax legit?
Yes.

The upfront tax is on the doc fee, they could tax you on doc fees? Also if we're to pay the bank fee upfront, won't payment be lower?
On this deal, they used my $1000 for the drive off, which is dmv, doc fee. Bank fee is rolled into payments.

kyfdx · March 2019

terianx said:

Michaell said:

kyfdx said:

I have a question, dealer told me selling price of vehicle is $44750, total drive of is $3817, monthly payment $563. for 36/12k. I have a trade in which they are giving me $4000 and $1000 deposit.

how would you guys suggest i use the $5k? should i use part of it for the drive-off and the rest as down payment? or should i use all of the $5k to reduce the cap? which one has a lower monthly payment?

I wanted to use part for MSD, but not available in NY
here is a screenshot of the deal, see any thing wrong?

I don't see anything wrong. The calculations are correct. The fees are normal for NY. The money factor is not marked up.

Is upfront tax and cap reduction tax legit?

Yes.

The upfront tax is on the doc fee, they could tax you on doc fees? Also if we're to pay the bank fee upfront, won't payment be lower?
On this deal, they used my $1000 for the drive off, which is dmv, doc fee. Bank fee is rolled into payments.

Doc fee and acquisition fee are taxable, whether you roll them in, or pay them upfront.
Yes, if you pay money upfront, your payment will be lower

Congrats! Looks sharp!

terianx · March 2019

kyfdx said:

Michaell said:

kyfdx said:

I have a question, dealer told me selling price of vehicle is $44750, total drive of is $3817, monthly payment $563. for 36/12k. I have a trade in which they are giving me $4000 and $1000 deposit. how would you guys suggest i use the $5k? should i use part of it for the drive-off and the rest as down payment? or should i use all of the $5k to reduce the cap? which one has a lower monthly payment? I wanted to use part for MSD, but not available in NY
here is a screenshot of the deal, see any thing wrong?
I don't see anything wrong. The calculations are correct. The fees are normal for NY. The money factor is not marked up.

Is upfront tax and cap reduction tax legit?
Yes.

The upfront tax is on the doc fee, they could tax you on doc fees? Also if we're to pay the bank fee upfront, won't payment be lower?
On this deal, they used my $1000 for the drive off, which is dmv, doc fee. Bank fee is rolled into payments.
Doc fee and acquisition fee are taxable, whether you roll them in, or pay them upfront. Yes, if you pay money upfront, your payment will be lower Congrats! Looks sharp!

Could you tell what payment would be if bank fee is paid upfront?

kyfdx · March 2019

terianx said:

kyfdx said:

terianx said:

Michaell said:

kyfdx said:

I have a question, dealer told me selling price of vehicle is $44750, total drive of is $3817, monthly payment $563. for 36/12k. I have a trade in which they are giving me $4000 and $1000 deposit.

how would you guys suggest i use the $5k? should i use part of it for the drive-off and the rest as down payment? or should i use all of the $5k to reduce the cap? which one has a lower monthly payment?

I wanted to use part for MSD, but not available in NY
here is a screenshot of the deal, see any thing wrong?

I don't see anything wrong. The calculations are correct. The fees are normal for NY. The money factor is not marked up.

Is upfront tax and cap reduction tax legit?

Yes.

The upfront tax is on the doc fee, they could tax you on doc fees? Also if we're to pay the bank fee upfront, won't payment be lower?
On this deal, they used my $1000 for the drive off, which is dmv, doc fee. Bank fee is rolled into payments.

Doc fee and acquisition fee are taxable, whether you roll them in, or pay them upfront.
Yes, if you pay money upfront, your payment will be lower

Congrats! Looks sharp!

Could you tell what payment would be if bank fee is paid upfront?

Divide the amount you are paying extra upfront by the lease term. That will be a rough estimate.

If you are going to pay anything else upfront, make it the sales tax. When you roll the sales tax in, in NY, your tax gets taxed again.

floziah · March 2019

Could I please get MF, Residual Value, and Incentives for a T5 Inscription AWD, 36 months and 10k miles/year? Zip code is 21230. Thank you!

slaphappy1 · March 2019

Hi, can you please provide MF and residual for xc40 T5 Inscription 36 mo 10,000 miles for 34653?
Are there any incentives?

Michaell · March 2019

slaphappy1 said:
Hi, can you please provide MF and residual for xc40 T5 Inscription 36 mo 10,000 miles for 34653?
Are there any incentives?

.00155 and 62%
No lease incentives

Michaell · March 2019

floziah said:
Could I please get MF, Residual Value, and Incentives for a T5 Inscription AWD, 36 months and 10k miles/year? Zip code is 21230. Thank you!

.00155 and 62%
No lease incentives

Dramir · March 2019

Hi, can you please provide MF and residual for xc40 T5 Momentum AWD 36 mo 12000 miles for Chicago (60611)?
Are there any incentives?

kyfdx · March 2019

Dramir said:
Hi, can you please provide MF and residual for xc40 T5 Momentum AWD 36 mo 12000 miles for Chicago (60611)?
Are there any incentives?

.00172 MF and 61% residual
No incentives

JoeyS · March 2019

Can I get MF/Residual/Incentives for:
xc40 t4/t5momentum 36mo/10k miles - xc40 t4/t5 momentum 36mo/12k miles

Not sure if they are are AWD, assuming yes
Zip 07033

Thanks!!

Michaell · March 2019

JoeyS said:
Can I get MF/Residual/Incentives for:
xc40 t4/t5momentum 36mo/10k miles - xc40 t4/t5 momentum 36mo/12k miles

Not sure if they are are AWD, assuming yes
Zip 07033

Thanks!!

T4 is FWD only; T5 is AWD only.

Does that change your request?

JoeyS · March 2019

Yes it does...

XC40 T4 Momentum 36Mo/12k miles
&
XC40 T5 Momentum AWD 36Mo/12k miles

Thanks again!

Michaell · March 2019

JoeyS said:
Yes it does...

XC40 T4 Momentum 36Mo/12k miles
&
XC40 T5 Momentum AWD 36Mo/12k miles

Thanks again!

T4 - .00116 and 57%
T5 - .00172 and 61%
No lease incentives

xtrachrispy · March 2019

Hello. Hoping to get the numbers for ‘19 XC40 T5 R-design AWD
39/10k
20878
Thanks!

Michaell · March 2019

xtrachrispy said:
Hello. Hoping to get the numbers for ‘19 XC40 T5 R-design AWD
39/10k
20878
Thanks!

36/10 is better, this month....

.00160 and 62%
No lease incentives

xxdboixx · March 2019

I was hoping you can help me with MF and RV on the following:

XC40 T4 Momentum 36Mo/12k miles
&
XC40 T5 Momentum AWD 36Mo/12k miles

in Washington DC 20002 but picking up the vehicle in VA.

is 10K a better deal?

kyfdx · March 2019

xxdboixx said:
I was hoping you can help me with MF and RV on the following:

XC40 T4 Momentum 36Mo/12k miles
&
XC40 T5 Momentum AWD 36Mo/12k miles

in Washington DC 20002 but picking up the vehicle in VA.

is 10K a better deal?

There is no "deal" on mileage. Take the mileage allowance that you need.

T4: .00116 MF and 57% residual
T5: .00172 MF and 61% residual

memph92 · March 2019

I'm looking at a T5 R-design... in CA (94133) online dealer capitalized cost is $42,095... monthly lease payments all in at 12/36 is around $561. I have a lease trade in (2016 Lincoln MKC with 11000 miles on it... lease was for a 12/36). Could I use that as leverage somehow to lower monthly payments?

Michaell · March 2019

memph92 said:
I'm looking at a T5 R-design... in CA (94133) online dealer capitalized cost is $42,095... monthly lease payments all in at 12/36 is around $561. I have a lease trade in (2016 Lincoln MKC with 11000 miles on it... lease was for a 12/36). Could I use that as leverage somehow to lower monthly payments?

What is the MSRP?

Do you know your lease buyout on the Lincoln? The trade value? It's unlikely that there is much, if any, equity in your trade, but you need to do some research to get those numbers before talking seriously with the Volvo dealer.

.00160 and 61% are the relevant numbers for the T5 RDES 36/12

emawstin · March 2019

Anyone available to help assist me with the MF and RV for:

2019 XC40 T-5 Momentum
2019 XC40 T-5 R-Design

Both with 36mo/12k for zip code 66208.

Thanks!

Michaell · March 2019

emawstin said:
Anyone available to help assist me with the MF and RV for:

2019 XC40 T-5 Momentum
2019 XC40 T-5 R-Design

Both with 36mo/12k for zip code 66208.

Thanks!

MOM - .00172 and 61%
RDES - .00160 and 61%
No lease incentives

bean, l.l. cool · March 2019

kyfdx said:

Do you have any insight as to what the car buyout or residual would be for the Care by Volvo plan (Momentum)? Also, can you provide 36/15 numbers for the Momentum AWD T5 in Illinois? Dealer is claiming .00095 MF instead of your .00047 that was said earlier.
.00047 and 61% Dealers are allowed to mark up the MF for extra profit; simply tell them you won't sign a deal where the MF has been inflated. They know what the base rate is.
Thank you! Any insight on the Care by Volvo?
Not sure what that is... is that the plan where they pay for everything, including auto insurance?

Yes. Care by Volvo is their "subscription" service. I'm curious to know whether costs are competitive vs. the traditional insurance model, and also whether this affects one's credit differently than conventional financing.

2019 Volvo XC40 Lease Deals and Prices

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