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When she saw the Mustang was a 91, she started talking about some 65k vehicle value cap.
I had to tell her it's worth about a tenth of that. HA HA.
It looks to me like the indicators are showing the hurricane cutting onto the west coast and going inland?
2014 Malibu 2LT, 2015 Cruze 2LT,
That’s what the meteorologists are telling us. Supposed to be a CAT 3 as it approaches. We are in the “cone of uncertainty”. But we expect heavy winds and tons of rain no matter where it makes landfall because we will be on the eastern side of the storm which produces the heavy rains with winds.
2021 Genesis G90
Speaking about auto insurance, my renewal from Allstate increased so much I had to reduce coverages. I have no accidents, no tickets and I drive about 6000 miles a year. Then I checked with State Farm and I was able to get full coverages for $800 LESS every 6 months. So I cancelled Allstate and went with State Farm.
I carry 250,000/500,000 liability, 100,000 property damage, 100/300 uninsured motorist, 500 deductible comp and collision, rental car reimbursement, towing, $5000 medical, and PIP (personal injury protection- no fault coverage). Allstate wanted $1800 every 6 months and State Farm was $1024. Whew!
Man, your area must be a disaster area. $1800 is about what I pay for equivalent full coverage on my TWO newer cars. The older two cost me about $600 combined for just liability at the same level.
Is it insurance fraud, hurricanes or as driver100 says, just bad drivers?
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Major problem is that it is estimated that 20-25 percent of Florida drivers are uninsured.
To register a vehicle in Florida, the owner has to provide proof of insurance in order to get license plates (we call them “tags”). But once the tags are issued, many drivers cancel their insurance policies and only repurchase insurance when renewal time arrives.
Insurance in southeastern Florida is twice the cost of insurance in the northeastern and northwestern parts of the state. Tampa area is also much less than down here.
Also, the cost to repair the technology in cars like mine, Mercedes, BMW, etc. is so high which is why comp and collision rates are increasing at tremendous rates.
2021 Genesis G90
ATS is safely tucked away in the garage.
2017 Cadillac ATS Performance Premium 3.6
I just got the bivalent Moderna on Wednesday, since my one previous booster was on Festivus last year. Milder side effects than the 2nd in the main series in spring 2021, but still enough to eff with my sleep. Less arm soreness than any of them (first was the worst) but it did make itself known when I ran this afternoon.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Places like the northeast have been subsidizing insurance in places like Florida for decades.
Analytics is changing that.
But my question to driver100 was why the pizza driver was illegal? No insurance? Undocumented? Or is delivering pizza illegal?
Mitchell could answer the insurance for pizza drivers question.
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REPLY:
He was in the country illegally. A family member let him deliver pizzas under the table....not being in the country legally. It was hard to sue....I think she had to pay for her own repairs.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Uninsured/underinsured motorist coverage is for medical expenses, loss of income, pain and suffering, etc., when you are in an auto accident caused by an uninsured or underinsured driver. It does not cover the vehicle damage or property damage - collision coverage and property damage coverage takes care of that.
With so many drivers having no insurance or low coverages for liability (10,000/20,000 for example), you have to have this insurance coverage.
Back in 2001, I was stopped on I-75 due to an accident in front of me. I was rear-ended by a guy doing 70 mph. He carried 10,000/20,000 liability. I was in the hospital for 4 weeks + rehab. My health insurance paid for hospital costs less the $10,000 from his insurance company. My 2001 Lexus GS400 was totaled. My collision coverage covered the loss. But I received almost $100K for pain and suffering, loss of wages, and permanent damage to my back and knee from my uninsured/underinsured motorist coverage.
I got a lawyer to sue the guy, but he had no assets. That’s why I always carry uninsured/underinsured motorist.
2021 Genesis G90
Aside from some scattered power outages in the Halifax area (our power goes out when a butterfly flaps its wings) here in the Halifax area where half the population of the province lives it’s been a bit of a dud. Not so much for the folks in Cape Breton who seem to be getting pounded. None of the forecasters had that in their betting pool.
Lesson is to discount most media weather reporting which is always excessively dire, usually inaccurate, and overly hyped.
2017 Cadillac ATS Performance Premium 3.6
2014 Malibu 2LT, 2015 Cruze 2LT,
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
I know it’s not nice to think like this but some people deserve to have a little misery in life like they cause others. Might be worth a try.
jmonroe
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
On car insurance, I recently switched my coverage from USAA to Geico and saved right at $1k per year. I had been with USAA since ... I'm not sure, probably around 1982? It used to be that no one beat the USAA rates for car insurance, but that's definitely not true now. And that seems to depend a great deal on your zip code, and the census information for that zip.
2018 VW Passat SE w/tech, 2016 Audi Q5 Premium Plus w/tech, 2006 Acura TL w/nav
He pleaded with me that I should support AARP even if it did cost more.
He wants me to switch and go thru the hassle after wasting 30 minutes of my life! I don't think so.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2020 Ascent Limited, 2024 Subaru Legacy Sport
https://newyork.craigslist.org/jsy/ctd/d/newark-2019-kia-soul-wagon-4d-wagon/7526136795.html
Is Carvana nuts?
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
Consumer reports recently did find tire tests and gave that top marks
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
I’ve made a deal to swap it with my son in 2025 when his Fusion ages out of ride share eligibility. That an old Ford is more desirable than a 9 year newer Kia pretty much tells the whole story.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
It does look like the center section of the tread is getting close to the wear bars.
2018 VW Passat SE w/tech, 2016 Audi Q5 Premium Plus w/tech, 2006 Acura TL w/nav
Strange that they can calculate the price of the tires but they can’t calculate the tax. Of course this would take the total out the door cost to at least a grand and that doesn’t even include the cost to balance them and shop rags etc. Customers might swallow hard when they see their tires will cost over a grand so why turn them off at home. Better to lay it on them at the store when they show up and have time invested. Then again maybe Costco doesn’t charge for balancing. So it might not be a bad deal after all.
jmonroe
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Some web sites will offer to calculate the bottom line if you'll give them your zip code, before going to checkout. But in all cases, no one is going to give you a bottom line without the zip code.
Not saying some don’t see it that way, but my personal take is to disagree. It is an EV with a backup generator. To call it a hybrid is no different, IMHO, than calling a Tesla a hybrid because a coal-fired plant provides the electricity.
Well it is known in the industry as a serial hybrid and has been for over 100 years. They were the original hybrids.
As for the Tesla, if the coal fired plant was integrated into the car then yes it would be one.
It would also provide a new job. You would have to have an on board fireman shoveling the coal in.
2013 LX 570 2016 LS 460
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
We've gotten generous offers to trade-in our CR-V, but since new ones are at full msrp + $2k we don't see how that makes sense. Plus msrp on a CR-V EX AWD has gone up by about 4k since we got ours in 2018. Functionally the new ones don't seem to have anything more than what we've got. Ours was the first generation with AndroidAuto, turbo engine, and adaptive cruise control, and not much has been added since then.
Lovely day here today and locally the damage seems fairly light compared to a couple of memorable storms we’ve had since 2003, but no matter, it always wreaks havoc with our power grid. We missed the worst of it but as I mentioned yesterday, Cape Breton Island and Prince Edward Island got hit hard, and pictures are starting to come in. Here’s a set from PEI: https://www.cbc.ca/news/canada/prince-edward-island/pei-hurricane-fiona-damage-photos-1.6593377
2017 Cadillac ATS Performance Premium 3.6
2018 VW Passat SE w/tech, 2016 Audi Q5 Premium Plus w/tech, 2006 Acura TL w/nav
If you can visit when it is not so crowded it's actually a charming little place, and on a nice sunny day the drive there and back (it's a loop so you don't have to retrace your entry drive) is very pleasant and scenic. A few fishermen still make it their home port. I have it on good authority they are not employed by Central Casting.
2017 Cadillac ATS Performance Premium 3.6
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
Always rationalize through averaging out the costs compared to the benefits.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
That’s what the meteorologists are telling us. Supposed to be a CAT 3 as it approaches. We are in the “cone of uncertainty”. But we expect heavy winds and tons of rain no matter where it makes landfall because we will be on the eastern side of the storm which produces the heavy rains with winds.
Now the track has been nudged far enough west that you're down to a 30 percent probability of tropical storm-force winds (39 mph) and nearly nil for hurricane force. The west coast of Florida is still well under the gun, especially from Sarasota northward. It's looking more and more like the trough that swings through the Great Lakes and Northeast later in the week is going to be moving too fast to pick it up, so less of a chance of it crossing the peninsula, and more chance of impacting the Panhandle.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible