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regards,
kyfdx
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But, you could sell the Protege.. With two BMWs, you could keep enough miles off the lease, and still drive a BMW to work every day....
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Want an 03 Mazda Protege ES with 26k miles on it?
I would take a hit dumping my 03 330i ZHP (I could maybe get 27-28k for it) but then I'd also dump the pro and simply buy the 05 330i (and baby this one).
Tough choice to make, good luck with either one. (Doubt you will get this deal on the 06 though.)
sorry to bug you again oh guru of BMW knowledge. I really want to get one, but BMW dealers haven't been making it easy. I just read about the new marketing support on the sedans (finally the x models too).
Could I get the following leasing info for 36 and 39 months, 10k and 12k miles per year
All manual trans
330i coupe (.0008 MF? nice)
325i coupe
and all 3 series sedans (both 330 and 325, and both x and non x).
Thanks!
Unless they are running a special, 39 mo. usually aren't any better...
330Ci coupe.. .0008 residual 60%/10K...59%/12K
325Ci coupe.. .0010....same residuals as 330Ci
330i... .00225 residuals are 55% and 54%
325i... .00225 residuals are 58% and 57%
330xi.. .00210 56% and 55%
325xi.. .00200 58% and 57%
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36 mo/15k mi – 61% Residual Value – Money Factor .00150 Base Rate
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premium pkg
sport pkg
cold weather
hk sound
nav
it seems like the dealers don't want to budge and the lowest price i've gotten is 46,190
i am thinking of leasing
can you tell me what would be a good money factor residual looking at a 36 month 45000
miles
thank you so much for any help you can give
24 mo/15k mi – 70% Residual Value – Money Factor .00150 Base Rate
36 mo/15k mi – 60% Residual Value – Money Factor .00150 Base Rate
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Thanks much for your help.
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So we have info on all residuals, MF, etc..anyone with cap cost/monthly payment quotes from dealers? Im looking at 330i. Dealer would not go below 37k for base model!! Could I get better? I am also considering the 330Ci, will it be cheaper (given better MF)? I am talking about leasing. (or owner's choice programs for those states who have it).
thanks!!
skimo
Thanks
The answer is yes to your question regarding lower lease payments on the Ci vs sedan. If you want 4 doors, it's going to cost you $20-30 per month more on a 3 year lease, assuming they give you all the incentive cash available to them (which I believe is $4000 now on the 330i). The MF/RV is hard to beat right now if you like the coupe.
Do you have actual monthly payment/down payment/cap cost figures? A traditional leasing calculator is not giving me what the delears are asking for!!
Thanks
ps: I am in texas, I have to pay taxes up front!! ouch!
Thanks
skimo
BMWFS allows the dealer to mark up the money factor by .0004
Which is how your dealer gets .00265, instead of .00225... He isn't lying.. but he isn't giving you the lowest rate possible, either..
You have to shop around.. the first dealer you go to might give you a good deal... but, he might not...
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I just read the last 500 posts, you seem to be the guru arround here! I'd feel sorry for the dealership you step into!!
Would you have any advice on the "owner's choice" option vs leasing? They seem to be exactly the same from the buyer's side. Do you have any info on intrest rates used in that program? Dealer told me 7.2% is he giving me the lowest rate?
Thanks
skimo
The lease programs have better finance rates... and usually, lower payments..
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Does this mean with the owner's choice program, I do not have to pay taxes on the full price of the car only on the "leased" portion? And will an owner's choice program cost less as a whole (adding everything I ever payed during the 36 months, down payment, ttl etc..)?
As a general consumer (not business person) should I go with the owner's choice???
Thanks
Thanks
premium pkg.
cold weather pkg.
xenon lights
automatic trans.
lease deal: (based upon price of $38,975) = $3,000 cap cost reduction (total up-front money is $5,000) + $489/month (including tax) for 36 months
If I am correct that current incentives bring their invoice down in the $36K range, this is still a better deal for the dealer than for me. Any thoughts?
Also, I noticed some people posting about how they got really good deals and paying below invoice price. Is there a "typical" good time for me to shop if I want to get a good deal?
Thanks very much for any feedback. I will definitely be visiting this forum more once I figure out when it's a more ideal time for me to buy!
I don't really follow that program... It might be advantageous to use it in Texas or Illinois, but I wouldn't know for sure...
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1) Cap cost reductions aren't advisable.. That money is gone if your car is stolen or totaled shortly after leasing it..
Nice handle.. you don't live in NY now, do you?
regards,
kyfdx
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There is a $4K incentive currently on the '05 330Xi... Now would be a good time to shop, as the selection is dwindling already... You don't "have" to buy soon.. but, you won't have much to pick from, if you wait..
The '06 model will be a little higher priced, and certainly won't have any cash incentives available for quite awhile...
regards,
kyfdx
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BTW, the car I testdrove was a '04 CPO with only 800 miles on the Odo, and the asking price was $38k+.
I wonder how low the ZHP is sitting compare to the SP and regular 330.
I think I'm bit off track here. My apology to the forum host.
Re: the handle: I am in CT now but still nostalgic about walking across the 207th street bridge into Manhattan and climbing the rocks in Inwood Park.
Best of luck. Now busy adding Sirius satellite radio and trying to figure out the bluetooth thingie with my phone.
In any case, since I've never purchased a new car before, I'm wondering how the process of asking for dealer quotes works and what a reasonable quote for a car configured as I did originally (fully-loaded) would be. Kyfdx, you mentioned that there's a $4K incentive on the 330xi right now. Does that mean I would take $4K off the MSRP?
Please excuse me for all these basic questions, and thanks again for all your help!
The money factor was artificially low before.. that was the incentive.. Now that they have put the incentive into dealer cash, the lease numbers had to change..
The result: Whether to lease or buy is more of a personal decision on what works best for your situation... before the change, leasing was almost imperative..
Example:
MSRP $43,795
Selling price $37,295 ($2500 off MSRP - $4K)
CAP cost $37,920 (selling price + $625 acq.)
MF .0021
Residual 55% (assuming 12K/yr..you didn't say)
Payment $515/mo. + tax(6%?) = $546/mo.
Due at signing: 1st pymt, security deposit, title and license.. ($1300-$1500 approx.)
The biggest difference from what you were quoted is I am assuming a selling price about $1700 less. I think that still leaves an easy $1000 or more for the dealer...
And, no cap cost reduction..
Of course, the big variable is your trade.. They may be giving you a price you are happy with, and making it up on the price of the new car.. If they are "over-allowing" on your trade, then that might not leave any room for them to come down.. There really is no way to know that, for sure..
The only way to positively judge a new car deal is without the trade... The rest of it is just guessing...
regards,
kyfdx
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I believe the sport package only adds sport seats and sport steering wheel to a 330xi (maybe some different alloys), so make sure you like the sport seats before getting this...
BUT, you can't order one the way you want.. the build-your-own site is great for seeing what is possible, and for how much, but since they are out of production, you'll have to see what local dealers have in stock..
I would definitely recommend premium package, heated seats, xenons, and automatic (if you prefer that)... Most cars on the lot will probably be equipped that way..
If you are looking at a unit with an MSRP of $42K or above... You should be looking for about $6000-$6800 off of the MSRP... IOW, $2000-$2800 off MSRP minus the $4K dealer incentive..
The dealer isn't required to share the incentive money with you... it isn't the same as a consumer rebate.. But, anything that lowers his cost, should be reflected in your price..
Never purchased a new car? Find a friend that knows what they are doing, and take them along.. This is way too big of a financial commitment to enter into, without help..
regards,
kyfdx
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I don't think I'd go higher than $32K tops.. There won't be much demand for a no-option 330i with automatic (oh yeah, it has metallic paint also, at that price).
But, it is only worth it, if you would be happy with that car... I wouldn't take it, just because it is the cheapest 330i on the planet..
regards,
kyfdx
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It does have a lot of stuff standard... moreso than the 325i.. but, most 330i have the premium package, with leather, auto dimming mirrors, etc..
But, it does have power seats, moonroof and automatic.. I don't want to suggest that resale will be low..
I just like more toys... ;-)
Always buy what YOU like...
I doubt leasecompare can beat their rates.. If they do, it won't be by much, and leasecompare's acq. fees are higher.. There is an advantage to leasing through BMWFS.. They will be much more lenient at turn-in, and may incentivize you to lease another BMW..
The only thing that might keep the price a little higher on that car, is that the dealer has to trade for it... There is some expense to do a swap... but, it isn't a lot, unless they have to have the car flatbedded in..
regards,
kyfdx
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As far as the '06 325i? The only price I have seen in print is $31,700, and it didn't say if that included destination, or not.. Figure with an automatic, at least $33K MSRP, if not more..
That would make it at least as expensive as the unit you are considering, with less standard equipment...
If you like the 330i, and want to stay in that low $30's price range, I see no reason to wait for the new one...
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