Best Of
Re: Chronic Car Buyers Anonymous
Took entirely too long and at least one lawsuit in small claims, but my insurance company settled on both Loss of Use and Diminished Value at the full claim amount. Thankful to have put this whole ordeal to bed.
Re: Edmunds Members - Cars and Conversations
We never had a robbery but our general robbery rate is probably lower than in the U.S. but it is still higher than it should be. We did have an employee who was stealing....but, we caught her....a Private Investigator caught her on video. She stole cash.....cuts down on the attractiveness of a robbery,We had sales to the public once a month. I was happy to pay the extra 2.5% charge for accepting credit cards because: it was easier to prevent theft of cash, 2) people would spend a lot more if they could use a credit card, 3) adding up the money at the end of the day was faster 4) cuts down on the attractiveness of a robbery, ....I was happy to pay 2.5%, it more than paid for itself.As a small business owner, paying out credit card fees as a convenience is just a cost of doing business. I’ve mentioned before that my business is in a bad neighborhood. The money from credit card sales is in my business bank account the next day.
I thought Canadians were civilized and didn't have to deal with this kind of nonsense and rubbish
Re: Edmunds Members - Cars and Conversations
Something to con-fuse us.What's a fuse?I have never used an ATM and I hope I never have to.At least they don't have fuses that might need to be replaced.
Re: Edmunds Members - Cars and Conversations
I have everything on AutoPay via ACH except for the utilities for both houses and the credit cards.This is what I am terrified of. They take the $8,000 out instantaneously, but it takes them 2 weeks to refund your money.
I would have the utilities too, but a good friend of mine had a billing error on his gas bill and they took $8000 out of his checking .... that wouldn't be a good day.
Re: Edmunds Members - Cars and Conversations
cuts down on the attractiveness of a robbery,We had sales to the public once a month. I was happy to pay the extra 2.5% charge for accepting credit cards because: it was easier to prevent theft of cash, 2) people would spend a lot more if they could use a credit card, 3) adding up the money at the end of the day was faster 4) cuts down on the attractiveness of a robbery, ....I was happy to pay 2.5%, it more than paid for itself.As a small business owner, paying out credit card fees as a convenience is just a cost of doing business. I’ve mentioned before that my business is in a bad neighborhood. The money from credit card sales is in my business bank account the next day.
I thought Canadians were civilized and didn't have to deal with this kind of nonsense and rubbish
Re: Edmunds Members - Cars and Conversations
I always think it's a mistake for a restaurant to do anything that makes you think about the price of dining out... But, they didn't ask me.Where we live, it's almost every restaurant, now..That hasn't spread to Louisville, yet. My local Cuban place experimented with a credit card surcharge and very quickly dropped it. I could tell the servers really struggled with whether or not to explicitly mention it to customers--I know they told the regulars, but if it's a stranger who might not notice, why put yourself in an awkward situation by bringing it up? I overheard multiple patrons make nasty comments about it, to the point that I'm sure it affected their tips. Anyhow, they dropped the surcharge and printed new menus with higher prices, which I guess is more transparent.
kyfdx
5
Re: Chronic Car Buyers Anonymous
Got another little bit of info on the accident. It all happened very fast, of course. The person driving our car was about to slam on the brakes, but the eye sight system was just a fraction of a second faster. As its sensors and systems detected an imminent collision it hit the brakes first, and was also pretensioning the seatbelts. Minimized the impact a bit, apparently.
Since my wife loved that red Outback I've put down a deposit to buy another brand new red one. To save about $1400 we're skipping the moonroof on this one, as well as the built-in navigation (which we almost never used). My wife didn't really want a moonroof anyway, and basically never used it. I like a moonroof, and I do use mine in my TLX sometimes. But it's true that it's yet another thing that can go wrong. My older sister's and brother-in-law's 2014 Accord hybrid just had its moonroof fail, and it was almost $2k to fix.
Our new Outback just arrived by truck today to Bachman Subaru from that Indiana factory my wife and I toured a couple of months ago. The msrp is $36,575, and my salesperson is selling it slightly below invoice to us for $34,350, which is about $3200 off. We'll make about a 20% downpayment and then finance the rest with Subaru at 0.9% for 36 months.
We've gone back and forth on the extended warranty, but just for peace of mind we've decided to get it. 10 years/100k with 0 deductible for $2500, which seemingly is the current employee cost. After the regular warranty expires it's about a dollar a day. Most of the cost for that is actually covered by the rebate of c.$2100 on the warranty rebate from the wrecked car.
We're returning the rental Jeep Grand Cherokee from the insurance co. tomorrow, and then if all goes well I'll actually buy and pick up the new car Saturday morning.
Thanks to all for your good wishes and thoughts.
Since my wife loved that red Outback I've put down a deposit to buy another brand new red one. To save about $1400 we're skipping the moonroof on this one, as well as the built-in navigation (which we almost never used). My wife didn't really want a moonroof anyway, and basically never used it. I like a moonroof, and I do use mine in my TLX sometimes. But it's true that it's yet another thing that can go wrong. My older sister's and brother-in-law's 2014 Accord hybrid just had its moonroof fail, and it was almost $2k to fix.
Our new Outback just arrived by truck today to Bachman Subaru from that Indiana factory my wife and I toured a couple of months ago. The msrp is $36,575, and my salesperson is selling it slightly below invoice to us for $34,350, which is about $3200 off. We'll make about a 20% downpayment and then finance the rest with Subaru at 0.9% for 36 months.
We've gone back and forth on the extended warranty, but just for peace of mind we've decided to get it. 10 years/100k with 0 deductible for $2500, which seemingly is the current employee cost. After the regular warranty expires it's about a dollar a day. Most of the cost for that is actually covered by the rebate of c.$2100 on the warranty rebate from the wrecked car.
We're returning the rental Jeep Grand Cherokee from the insurance co. tomorrow, and then if all goes well I'll actually buy and pick up the new car Saturday morning.
Thanks to all for your good wishes and thoughts.
Re: Edmunds Members - Cars and Conversations
Our place down the shore has a good amount of cash only places and an even more amount of 3% added for using a card. I've gone back to having cash on me while down there. The credit card points aren't worth the 3% surcharge.Exactly
It's my opinion ... that instead of charging the added 3% for CC processing, it would be a better business model to build the 3% into your pricing and then offer a 3% discount for using cash. That would make the cash customer feel good about getting a discount and the CC customer knows they are just paying the menu price.
Same outcome, but better optics.
kyfdx
6