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Re: 2026 Honda CR-V Lease Deals, Incentives, Rebates, and Prices
.00197 MFHi! Looking for MF, RV, and lease incentives for 2026 Honda CR-V hybrid sport-l and sport touring AWD, zip: 55337. 36/12 Please and thank you!
67% and 66% RV
$1000 captive lease offer
Michaell
1
Re: 2026 Subaru Forester Lease Deals, Incentives, Rebates, and Prices
Spt - .00135 MF and 62% RVHi! Looking for MF, RV, and lease incentives for 2026 Subaru Forester hybrid sport and touring AWD, zip: 55337. 36/12 Please and thank you!
Tour - .00145 MF and 62% RV
No lease incentives
Michaell
1
Re: Edmunds Members - Cars and Conversations
My 401k vested after 6 years but just as I vested they switched to 4 years. By the time I retire the amount won’t be life changing but it will make a nice down payment on something.I know the firm I work for does not like to pay more than the midpoint of the pay range. If you can find another job with the same firm and assuming you like the firm, that’s positive. The risk of jumping firm to firm could jeopardize retirement savings if not vested, and the downside of beginning a new vesting period at the new firm. Other benefits should be considered as well.That really irks me... Why have a range if few people are going to make more than the midpoint? My current job has no issues hiring people at the top of the range, if they're qualified.
I had been at my old job ten years and was fully vested in the 401k. PTO and other benefits were similar. The 401k at my new job had a six year vesting period (and it was worded in a super confusing way), but they did away with vesting in 2026 and everyone's employer match is fully earned, including on previous contributions. No pension at either job.
Re: Edmunds Members - Cars and Conversations
When someone asks when I was born, I tell them When Eisenhower was running for re-election.So you'll be 70 this year?
That usually puts an end to that topic.
tjc78
1
Re: Edmunds Members - Cars and Conversations
You still need to take them from your other sources.
stickguy
1
Re: Edmunds Members - Cars and Conversations
@kyfdx,Yup.. see my last post
I found this explanation. Usual government overcomplication.
When RMDs Begin
For most 401(k) participants, the first RMD must be taken by April 1 of the year after you turn 73. For subsequent years, RMDs are due by December 31 each year. If you are still working past age 73, you may delay RMDs from your current employer’s plan unless you own more than 5% of the business sponsoring the plan. Traditional IRAs, SEP IRAs, and SIMPLE IRAs do not allow this delay; RMDs must begin at age 73 regardless of employment status.
kyfdx
1
Re: Edmunds Members - Cars and Conversations
@kyfdx,I’m thinking of that 401K that you are still working for that company, and is still working there, and still contributing for that same 401K.
It's age related. If you are working doesn't enter into it.
I'm collecting Social Security only, but I will still have to take RMD's in about 3 years.
That's a much bigger withdrawl than I want to or need to.
kyfdx
1
Re: Edmunds Members - Cars and Conversations
@kyfdx,
Currently you don't need to take RMD's until 73.
Currently you don't need to take RMD's until 73.
Re: Edmunds Members - Cars and Conversations
If you’re still working there, you don’t have to do RMDs on the 401K, until you quit, right?My 401k vested after 6 years but just as I vested they switched to 4 years. By the time I retire the amount won’t be life changing but it will make a nice down payment on something.I know the firm I work for does not like to pay more than the midpoint of the pay range. If you can find another job with the same firm and assuming you like the firm, that’s positive. The risk of jumping firm to firm could jeopardize retirement savings if not vested, and the downside of beginning a new vesting period at the new firm. Other benefits should be considered as well.That really irks me... Why have a range if few people are going to make more than the midpoint? My current job has no issues hiring people at the top of the range, if they're qualified.
I had been at my old job ten years and was fully vested in the 401k. PTO and other benefits were similar. The 401k at my new job had a six year vesting period (and it was worded in a super confusing way), but they did away with vesting in 2026 and everyone's employer match is fully earned, including on previous contributions. No pension at either job.
kyfdx
1