Do You Favor A Government Loan To The Detroit 3?

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Comments

  • gagricegagrice Member Posts: 31,450
    Anyway, no one's going to fire UAW leadership. Not when they have shown that they're willing to deal and make concessions, like they did with Ford.

    Only time will tell if the concessions are enough to protect Ford. I think they are headed in the right direction by moving as much out of the UAW controlled plants as possible. Building their competitive cars where strikes won't kill them is a smart move. Too bad GM did not have the foresight to move their top sellers to Mexican factories. The 2008 strikes would not have cost them Billions more.
  • dbostondriverdbostondriver Member Posts: 559
    Good point Gagrice. People like to forget that the Focus and Fusion are made in Mexico. The margins are too tight with cars to make them with UAW labor. SUV's and trucks are the only thing the UAW can make competitively.
  • bpizzutibpizzuti Member Posts: 2,743
    UAW's job is to look after the interests of the line guys. Bondholder council's job is to look after the interests of the bondholders. GM executives' job is to look out for the interests of the company.

    Of these three parties, only the GM Execs have not been doing their jobs. Don't blame the UAW if GM was dumb enough to give them a contract that they couldn't afford. You give me $10,000 and I'm not going to shed a tear if you come back later saying you really couldn't afford to do that. That's your fault for handing it out, not my fault for taking what you gave me.

    I still don't see what you're getting at, unless you think this is some massive conspiracy?
  • ruking1ruking1 Member Posts: 19,826
    Well the strikes as Gagrice mentioned could have cost billions more!!?? Then how many more billions would they be in hock?

    Well again not to give a labor law history, but the only ones that can franchise a union is Congress, aka a union is almost a regulated unregulated monopoly. So for example, if you wanted to start a GM union to compete with the UAW.... impossible comes to mind.
  • dbostondriverdbostondriver Member Posts: 559
    Your missing the point, GM is loosing billions as we speak with no end in strike.
    A UAW strike may cost billions, but it gives you options. Currently GM isn't selling cars and isn't making a profit. They wouldn't be around if W. had not handed them a check.
    By playing tough with the UAW now, it gives GM long term viability.
  • bpizzutibpizzuti Member Posts: 2,743
    GM is loosing billions as we speak with no end in strike.

    Is that a Freudian strike there? :shades:

    By playing tough with the UAW now, it gives GM long term viability.

    Assuming the UAW doesn't also play tough, which they might. After all, why cave in to a company that looks like it may have to liquidate anyway, and stop making most of the cars that are built in your factories, and move all the jobs of your union brethren to Mexico? it's not in their interest to lose jobs that way, since each one of those jobs provides dues to the UAW.

    Likewise why should the bondholders trade theyr higher priority bonds for lower-priority equity shares which would sink down to a few cents during a bk? It's not in their interests to do that.
  • ruking1ruking1 Member Posts: 19,826
    ..."GM is loosing billions as we speak with no end in strike.

    Is that a Freudian strike there? "...

    Indeed !

    To dbostondriver: The apparent look back was to clarify a point, not to point out or to ignore billions are being lost strike or no strike!? Slip or no freudian! ;)
  • chikoochikoo Member Posts: 3,008
    >Waggoneer is the sacrificial lamb, no matter how deserving or not he is/was.

    If he made profit for GM, he would have been crowned the King of the Auto World.
    I am sure nobody would have said then that Mr. Wagoner did not deserve it, even if the profits were purely due to luck.
    For his failure as CEO this is the least that can be done.
  • ruking1ruking1 Member Posts: 19,826
    Being has how the other "three" continue to LOSE money and big time.....Again back to the same original point.
  • circlewcirclew Member Posts: 8,666
    It's not what you know, it's what the people you surround yourself know. One of them doesn't know how to use Turbo Tax, none of them know how to sell or produce cars and most of them had a hand in making or not making decisions that allowed some of the mess we are in right now and what is to come. No matter how good you think you are, there you go! ;)

    Regards,
    OW
  • dbostondriverdbostondriver Member Posts: 559
    Maybe so. But if Ford can do it, so can Chrysler and GM.
    Ford was able to get deep concessions from the UAW and just has about $10 Billion in debt swapped for stock. What happened to Fords stock today? It went up about 16%. No matter how you slice it, the US can make competitive cars without the UAW. BMW, Toyota, Honda, Nissan, and Mazda all do it.
    http://finance.yahoo.com/news/Ford-completes-tender-offers-apf-14860782.html
  • ruking1ruking1 Member Posts: 19,826
    I actually share your concerns. However the realities are far different. you know that as well as I . However as you probably would agree, it is a travesty.
  • bpizzutibpizzuti Member Posts: 2,743
    It's not what you know, it's what the people you surround yourself know. One of them doesn't know how to use Turbo Tax, none of them know how to sell or produce cars and most of them had a hand in making or not making decisions that allowed some of the mess we are in right now and what is to come.

    You talking about the Bush Administration, the Obama Administration, or the GM Administration? :shades: Sounds like all 3 to me.
  • dbostondriverdbostondriver Member Posts: 559
    What realities. GM has been on the life support of creditors and the publics good will for years. The migration of jobs to areas of lower costs has been an issue for years.
    GM will restructure under bankruptcy and make competitive cars in ten years or so. Chrysler will die off and the Big Two will emerge stronger.
    The reality is that unemployment is at 8.5% and most of the world is hurting economically. The UAW is no exception.
    There are thousands of small businesses in the US, I don't see them asking for bailouts.
  • gagricegagrice Member Posts: 31,450
    There are thousands of small businesses in the US, I don't see them asking for bailouts.

    They don't have a corporate jet or a Congressman in their pocket. 99% of US businesses have NO voice with our Federal Government. They just pay the taxes and get the shaft on legislation. The Fat Cats get the big bailouts. If GM is broke how are they going to pay Wagoner his $23,000,000 golden parachute. Is that a gift from Barry for stepping aside and letting him be the big shot?
  • dbostondriverdbostondriver Member Posts: 559
    If GM goes bankrupt GM is not liable for paying his pension. Cross you fingers that GM will go under. :shades:
  • ruking1ruking1 Member Posts: 19,826
    Actually what will probably happen, if that is true is the liability will shift to an execution organization licensed by the various regulatory agencies just like the airlines pension liabilities during its perpetual bankruptcies. Translation: TAXPAYERS !!! So if GM does go BR AND Waggoner doesn't get the 23 M up front... it is still GUARANTEED !!! :lemon:
  • dbostondriverdbostondriver Member Posts: 559
    It is not still guaranteed, just like the UAW's pensions are not guaranteed if GM goes bankrupt. Do your research. He will have to get in line like everyone else and beg for his money. http://latimesblogs.latimes.com/money_co/2009/03/gm-wagoner-severance--rick-wago- ner-wont-be-getting-severance-payments-from-general-motors-corp-but-the-ex-ceo-i- snt-wa.html
  • circlewcirclew Member Posts: 8,666
    EXACTLY! I am not trashing Obama alone but to advertise change and then....all 3 get failing grades.

    Regards,
    OW
  • cooterbfdcooterbfd Member Posts: 2,770
    ".....Cross you fingers that GM will go under."

    That's penny wise and pound foolish:

    http://www.autoblog.com/2009/04/03/gm-and-aig-why-bondholders-might-want-bankrup- tcy/
  • kdhspyderkdhspyder Member Posts: 7,160
    Sorry but what you are ignoring is that the Bush administration gave the two automakers the money to stay afloat with certain prescriptions that both had to do. These were their 'marching orders' so to speak. The Obama adminstration had nothing to do with that.

    When the two came back in March with half-azzed plans, incomplete plans and no agreements from the union or debtholders ... AND ... then they asked for more money, then both were dead meat.

    Chrysler has been a corpse ever since Cerberus pulled the plug back in December. It has no chance of survival on its own. That's a no brainer and easy to deal with it. The Obama administration is just formalizing the death certificate.

    GM is of course bigger and frankly more important. It also has some good assets and opportunities but the CEO was been waffling for this entire decade. He didn't do what the Bush administration said to do.....so he gets chopped. It's that simple in big business. I'd be shocked if he didn't know that when he went to Washington it was for his funeral. Actually I think the President handled both situation perfectly and sent a message to any other bozo who might think about coming begging to the Feds that it's 'perform or take a dirt nap'. I'd think that the CEO's of BoA and Citi are not sitting calmly now. Banks are being closed at the rate of one per week this year. Most of the ones being closed are the small ones thus I think that only because BoA and Citi are SO huge are they still alive.

    GM has more time because it has more value. Bondholders will not be hurt by a bankruptcy. They will profit by it. They are the ones holding this up on all sides. It's the bondholders group that has all the power in this decision. ( explanation upon request ).

    The rest of your paragraphs are a canned GOP rant. Political activism threads this way ======>>.
  • imidazol97imidazol97 Member Posts: 27,691
    >canned GOP rant. Political activism threads this way ======>>.

    Didn't know the forum had a new host! :P

    2014 Malibu 2LT, 2015 Cruze 2LT,

  • ruking1ruking1 Member Posts: 19,826
    Perhaps you should do the research on the air line industry. Your money will be on that model and they will follow it like a road map. Whether I like it or agree with it is NOT the issue. The precedences are set. There is tested and adjudicated case law on it, etc etc.

    Don't tell me that you believed it when that auto executives first asked for what $14 B and that would be the LAST time !?..... :surprise:

    ..."A federal agency, which acts as pension guarantor of last resort, is running a significant budget deficit. Even so, it pays only a percentage of the defaulted pensions."...

    link title

    ..."The Pension Benefit Guaranty Corp., the federal agency that guarantees corporate pension plans so that workers don't lose everything,"...

    link title

    It is actually a clue to how it will ultimately end up.

    My take? Pennies on the retirement pension dollar. :lemon:
  • kdhspyderkdhspyder Member Posts: 7,160
    I agree, he should have let Congress take the blame for GM going out of business. You know GW Bush, always the benevolent leader. He should have let the banks and especially AIG fail also. It was Congress that created the mess. Let them fix it.

    I know that Congress is you first whpping boy/girl for everything bad in the world from rain on golf days to wilting flowers in Hawaii. However in a more balanced world....

    This mess has been brewing for 30 years. The main person at fault for all of this is Alan Greenspan. Since the Reagan administration he imposed his personal view of economics on all of us....ALL of us. We ate it up like chocolate cake with icing. We sainted him. He brought along every President and every Secy of Treasury and every powerful member of Congress ( OK ) to his 'let the market decide' point of view. The market is perfectly balanced and it will self-correct. In theory yes.

    But what he admits that he didn't see was that too little control will send the market off into space with no controls, then when the rockets die out the economy will come crashing down. In this case we all die in the crash. There are no parachutes and no way to escape.

    His lackeys in all of this are Robt Rubin, Phil Gramm, Henry Paulson and yes Geithner and Larry Sommers. Congress wrote the laws and relaxed the regulations ( Glass Steagall Act ) so that Greenspan's free market could go forth unfettered. In addition those that saw it differently like the woman from the Commodity Futures Regulation office were told to STFU or you will lose your job ( Greenspan and Rubin in the 90s ). She didn't shut up and she did lose her job.

    Once in a while someone except Congress scews up.

    And then there's US. We are actually the ones most at fault, maybe not individually but collectively we caused this mess by buying into Greenspan's dreams of an ATM in every den, one car per person in every house, markets that never go bust. We did most of the damage ourselves.
  • kdhspyderkdhspyder Member Posts: 7,160
    This is absolutely the greatest failing of GM and Chrysler...

    UAW's job is to look after the interests of the line guys. Bondholder council's job is to look after the interests of the bondholders. GM executives' job is to look out for the interests of the company.

    Of these three parties, only the GM Execs have not been doing their jobs. Don't blame the UAW if GM was dumb enough to give them a contract that they couldn't afford. You give me $10,000 and I'm not going to shed a tear if you come back later saying you really couldn't afford to do that. That's your fault for handing it out,


    The union and the bondholders are being good capitalists in fighting tooth and nail for every benefit and profit that they can make. They - fortunately it appeared - were fighting against the marshmallow men, the D3 negotiating teams. GM is the main culprit since it was the leader so often. GM's 90s negotiators gave away the shop at the threat of being struck and cutting off the supply of golden eggs from SUVs and trucks. The other two fell into line.

    As a comparison CATERPILLAR ran into the same union, the UAW, and fought them tooth and nail for 10 yrs. They had management and scabs and soft UAW members run the plants for years...at huge profits. The UAW caved.

    GM only dreamed of being that tough.
  • ruking1ruking1 Member Posts: 19,826
    ..."As a comparison CATERPILLAR ran into the same union, the UAW, and fought them tooth and nail for 10 yrs. They had management and scabs and soft UAW members run the plants for years...at huge profits. The UAW caved.

    GM only dreamed of being that tough. "

    We often disagree on many issues, but you got the aboved nailed. Good shooting.
  • kdhspyderkdhspyder Member Posts: 7,160
    Interesting point about Wagoner's pension of $23 Million. It was funded all during his 33 years at GM like every other pension for hourly or clerical or line worker. It is his money that he earned without any special additional payment to him.

    However if GM goes BK and the pension fund is not fully funded because of the market collapse and there aren't enough assets to fully fund it then the fund and all the GM retirees payments gets dumped on the PBGC ( meaning US ). I don't know the terms of GM's plans but he might be limited to a certain %.

    Or the next bailout loan from us will be to fund the 'shortfall' so that the new GM can emerge clean and squeaky.
  • imidazol97imidazol97 Member Posts: 27,691
    >Alan Greenspan. Since the Reagan administration he imposed his personal view of economics on all of us.......brought along every President and every Secy of Treasury and every powerful member of Congress ( OK ) to his 'let the market decide' point of view. The market is perfectly balanced and it will self-correct. In theory yes.

    >... he didn't see was that too little control will send the market off into space with no controls, then when the rockets die out the economy will come crashing down. In this case we all die in the crash. There are no parachutes and no way to escape.

    >His lackeys in all of this are Robt Rubin, Phil Gramm, Henry Paulson and yes Geithner and Larry Sommers. Congress wrote the laws and relaxed the regulations ( Glass Steagall Act ) so that Greenspan's free market could go forth unfettered.


    Surprise. I agree with this. It's continued over lots of years. :blush:

    2014 Malibu 2LT, 2015 Cruze 2LT,

  • circlewcirclew Member Posts: 8,666
    Reagan should have taken the UAW to task right after the PATCO strike. That would have finished them off!

    Now it's happening anyway...no thanks to successful negotiating. The products speak for themselves and the whole industry was caught off guard by the oil market and the recession.

    Now that the government is in control, not too dissimilar to the PATCO situation, Obama must pull the plug on the business model that has been failing for 30 years in auto in the US.

    There is really no other way.

    Regards,
    OW
  • ruking1ruking1 Member Posts: 19,826
    Here is the PBGC web site

    Pension Benefit Gurantee Corp

    link title
  • kdhspyderkdhspyder Member Posts: 7,160
    If I'm not mistaken because of safety concerns PATCO had some governmental oversight. We couldn't very well have aircraft flying all over the country and deciding to land whenever they wanted.

    The UAW was a 'private' union so to speak in that it only dealt with 'private' companies not the government and there weren't any imminent safety issues to worry about. The Feds had nothing to say about the union or the 'private' negotions or possible strike.

    Reagan would have been way out of line had he considered that...although I'm sure that he wouldn't have minded knifing the union in the back if he could.

    No I have no beef with the UAW in this. It did what it should have done in our capitalistic economic model. Fight, threaten, cajole and then strike to get every penny and every benefit it could. It was fighting weak-kneed street-walkers with round heels that just wanted it to be over so that they could move on. Everything bad about GM since then has flowed from those failed negotiations. The Jobs bank, guaranteed health benefits forever at no cost to the members, fully funded pensions forever, too strict work rules, legacy costs, the need to cover these costs with hugely profitable SUVs and trucks, lack of attention to small cars due to small margins, over-emphasis and sticking with the BOF vehicles too long when the public began moving away in 2001 and most damingly the refusal to see the change in public buying patterns ( Lutz laughing at the Prius ) all flowed from bad decisions in the 90s.
  • imidazol97imidazol97 Member Posts: 27,691
    The GM loans may have a halo effect on Delphi because of its close association with GM. An interesting article in the local Cox Newspaper says Delphi is involved in discussions.

    Discussions

    And a director to help local hard hit areas recover has been named.

    "All these efforts, however, may be less important to Dayton than the latest one: the administration has named a director of the effort to help auto-towns recover from hits they have already taken.

    "Deputy Secretary of Labor Edward Montgomery says he will focus his work on helping displaced workers get retraining, extended health care and extended income support."

    2014 Malibu 2LT, 2015 Cruze 2LT,

  • fezofezo Member Posts: 10,386
    The important thing with the air traffic controllers (PATCO) is that they were federal employees which carries with it no right to strike. They made life easy for Reagan who was perfectly happy to take them on. He actually gave them 48 hours to get back to work. Some did and were retained.

    This is why a lot of unions will tell you when your boss makes what you consider to be an unreasonable demand do it and then grieve it. Insubordination is a ticket to the unemployment line.
    2015 Mazda 6 Grand Touring, 2014 Mazda 3 Sport Hatchback, 1999 Mazda Miata 2004 Toyota Camry LE, 1999.
  • imidazol97imidazol97 Member Posts: 27,691
    I'm not sure you meant to reply to my post about the bankruptcy. But I agree with you.

    2014 Malibu 2LT, 2015 Cruze 2LT,

  • circlewcirclew Member Posts: 8,666
    Agreed, no beef with UAW...they wrote their ticket to bankruptcy and failure along with the inept management. That's the mark of a failed business model from top to bottom. Throwing money at it now is like throwing the baby out with the bathwater.

    Interesting that the entire US auto industry wove the same spider web of failure.

    Let's see what arises after the smoke clears.

    Regards,
    OW
  • ruking1ruking1 Member Posts: 19,826
    So now with the pensions discounted and dealt with circa 1974.... let the games begin!!

    ..."In National Labor Relations Bd. v. Bildisco, 465 U.S. 513 (1984), the U.S. Supreme Court ruled that Bankruptcy Code section 365(a) "includes within it collective-bargaining agreements subject to the National Labor Relations Act, and that the Bankruptcy Court may approve rejection of such contracts by the debtor-in-possession upon an appropriate showing." The ruling came in spite of arguments that the employer should not use bankruptcy to breach contractual promises to make pension payments resulting from collective bargaining."...

    link title
  • fezofezo Member Posts: 10,386
    It was supposed to be replying to another post but, hey, once in a while we'll agree.... :)
    2015 Mazda 6 Grand Touring, 2014 Mazda 3 Sport Hatchback, 1999 Mazda Miata 2004 Toyota Camry LE, 1999.
  • jimbresjimbres Member Posts: 2,025
    Reagan should have taken the UAW to task right after the PATCO strike. That would have finished them off!

    You're overlooking a fundamental distinction.

    Air traffic controllers are Federal employees, & as such are prohibited from striking by long-standing Federal statute. Thus, the PATCO strike was unquestionably illegal, & President Reagan clearly had the law on his side when he fired them.

    But auto workers aren't Federal employees (at least not yet), & no U.S. President has the legal authority to fire them.
  • ruking1ruking1 Member Posts: 19,826
    Yes and my understanding is the CEO of GM consented to step down as a condition for the fed government's continuance of so called bail out monies to GM. You can bet $23 M, the CEO as a condition for stepping down, got conditions favorable to him for his theater acting.
  • fezofezo Member Posts: 10,386
    Yep. The PATCO folks figured that Reagan wouldn't really fire them. There had been scattered illegal strikes before and one thing that always followed was forgiving the offenders.

    When Reagan fired them I'm betting they didn't believe it could stick, but it did because he had the right and the power to do it. Didn't help them when the air traffic system didn't collapse like they said it would.

    I ahd a lot of sympathy for the controllers but sometimes you can be just plain dumb.
    2015 Mazda 6 Grand Touring, 2014 Mazda 3 Sport Hatchback, 1999 Mazda Miata 2004 Toyota Camry LE, 1999.
  • sellaturcicasellaturcica Member Posts: 145
    Please don't make cash for clunkers income limited.... I'm holding off on my car purchase to see if my 1993 Infiniti gains $5K in value.
  • gagricegagrice Member Posts: 31,450
    I don't know the terms of GM's plans but he might be limited to a certain %.

    It seems that PBGC has a dollar cap of $5400 per month. That should pretty well end Wagoner's opulent lifestyle.

    Surprisingly we are on the same side of the fence today. Greenspan was not the genius he had most people believing. I do think that Congress went along as they were getting fat no matter which direction the wind was blowing. I wish I could say there was someone in government I am proud of. Just is not the case. We are in deep doo doo and I don't see any signs of improvement.
  • steverstever Guest Posts: 52,454
    "PATCO's refusal to endorse the Democratic Party stemmed in large part from poor labour relations with the FAA (the employer of PATCO members) under the Carter administration and Ronald Reagan's endorsement of the union and its struggle for better conditions during the 1980 election campaign." (Wikipedia)

    Talk about a political flip-flop. :shades:

    "Abu Dhabi's royal family might invest in General Motors' German subsidiary Opel, press reports said Monday."

    Abu Dhabi Royal Family Eyes Opel Investment (AutoObserver)
  • gagricegagrice Member Posts: 31,450
    April 6 (Bloomberg) -- General Motors Corp. is speeding up preparations for a possible bankruptcy filing even as directors seek deeper savings this week to avoid that outcome, people familiar with the plans said.

    The bankruptcy readiness focuses on forming a new company from GM’s best assets if necessary, said the people, who asked not to be named because the matter is private. The cost-cut discussions center on how to go beyond GM’s proposal to slash debt by 46 percent and shed 47,000 jobs in 2009, and will include talks with Treasury officials, the people said.

    The moves are a response to President Barack Obama’s March 30 rejection of GM’s bid to keep $13.4 billion in federal loans. With bondholders and the United Auto Workers balking at concessions, a push for more savings makes bankruptcy more “probable,” Chief Executive Officer Fritz Henderson has said.

    GM’s board met today and yesterday, and more discussions are planned inside GM and with the Obama administration, the people said. Obama gave the biggest U.S. automaker 60 days to restructure, without specifying what steps were needed to stem $82 billion in losses since 2004.
  • srs_49srs_49 Member Posts: 1,394
    It seems that PBGC has a dollar cap of $5400 per month. That should pretty well end Wagoner's opulent lifestyle.

    I wouldn't count on that. The pensions and other benefits for people at his level are usually funded out of a different pot of money than are the pensions for the rank and file. I'm pretty sure those for the senior management at my company are. And, you can bet those obligations are fully funded. So, there is no shortfall when the companies goes belly up and the PBG takes over the (underfunded) plans.
  • circlewcirclew Member Posts: 8,666
    Basically, it was the intent I was going after. I understand the major differences.

    Strikes are a waste of time and money on both sides. The UAW negotiated themselves out of jobs and a company to support their pensions and benefits at the end of the day. Effectively, no one is the winner.

    It's the pendulum swinging too far thing. Swinging back in 2009.

    Funny you should mention the government employee thing. Soon it will be party time and even more jobs will be lost instead of seeking a fair balance in the first place.

    Regards,
    OW
  • circlewcirclew Member Posts: 8,666
    53 days and counting....to Good Company/Bad Company split. ;)

    Regards,
    OW
  • xrunner2xrunner2 Member Posts: 3,062
    Re Obama firing Wagoner - Would hope that there is some amount of competence in White House staff and Emanuel to have had ongoing communication with GM Board and then twist their arms to have them fire Wagoner rather than the President doing the job.
  • gagricegagrice Member Posts: 31,450
    So, there is no shortfall when the companies goes belly up and the PBG takes over the (underfunded) plans.

    I am sure you are right on that one. You can see how Congress jumped to the aid of AIG that holds their retirement. All they ask is how many more $Billion do you need. While I know that PBGC and the ERISA act was important to protect the little guys from the big guys stealing the Pension Funds. It did have a negative affect on our Union Pension. The restrictions meant that payouts were limited. That is why I retired when I did. I could keep working and not get any more money from my Pension. I have a friend that retired in his early 50s. He had so many hours in the Operating Engineers that he was making less working than he gets in retirement. We got around it by having a 401K in addition to the money our company paid to the pension trust.

    If GM had set up the same kind of pay as you go pension with the UAW they would not be asking for money today.
  • dbostondriverdbostondriver Member Posts: 559
    Or if they made reliable cars that consumers want?
This discussion has been closed.

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