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  • tjc78tjc78 Member Posts: 16,978
    edited April 2018
    I have to agree with all here.  

    #1 Carfax (I know... ) should be somewhat of a guarantee for the buyer 

    #2 Why should you have to spend your time, and gas to go there?

    #3 What happens if you don’t do it?

    2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic

  • snakeweaselsnakeweasel Member Posts: 19,592

    abacomike said:

    Got a call from the dealership in West Palm Beach where I got my S450.  It seems they just sold my 2017 BMW 740i (the trade-in) but are having trouble getting the title reissued to the new owner.  It seems they need a signed affidavit from the previous owner attesting to the fact that the BMW did not sustain any hurricane damage during Irma last September.  

    So I am going to drive up there this morning to sign the affidavit - but before doing so, I am going to read that document very, very carefully.  Unless it states that prior to November 10, 2017 (date I traded the car) and only while I owned the vehicle, the car did not sustain any damage due to Hurricane Irma, to the best of my knowledge.  I sure don’t want anyone coming after me if the car was damaged prior to my ownership or after I traded the car in to the Mercedes dealership.

    If the document does not state the above, either they add it as an addendum to the disclosure or I will refuse to sign it.  Got to be so careful these days due to the litigious nature of our society.

    That's interesting Mike. Does that apply to all cars sold in Florida or just when dealers are involved. I'd feel better buying a private sale vehicle if it came with an affidavit of that type.

    Of course the crooks would find a way around it but it might stop grandma from "forgetting" to tell you that her Buick got blown into the canal during the storm.
    You could always get around it by stating "As far as I can remember, to the best of my ability, this car has not been damaged by any storm". How can they tell if you remembered or not?

    2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D

  • snakeweaselsnakeweasel Member Posts: 19,592
    jmonroe said:

    abacomike said:

    Got a call from the dealership in West Palm Beach where I got my S450.  It seems they just sold my 2017 BMW 740i (the trade-in) but are having trouble getting the title reissued to the new owner.  It seems they need a signed affidavit from the previous owner attesting to the fact that the BMW did not sustain any hurricane damage during Irma last September.  

    So I am going to drive up there this morning to sign the affidavit - but before doing so, I am going to read that document very, very carefully.  Unless it states that prior to November 10, 2017 (date I traded the car) and only while I owned the vehicle, the car did not sustain any damage due to Hurricane Irma, to the best of my knowledge.  I sure don’t want anyone coming after me if the car was damaged prior to my ownership or after I traded the car in to the Mercedes dealership.

    If the document does not state the above, either they add it as an addendum to the disclosure or I will refuse to sign it.  Got to be so careful these days due to the litigious nature of our society.

    This sounds like it is a problem for the dealer to solve. Like @driver100 said, there isn't anything good that can come out of this for you. On top of that, why should you be the one that has to do the running? If I would do it and that is a big IF, unless you want to go for a drive, they would be coming to my place.

    jmonroe
    jmonroe, that is a very good point. Well said.

    2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D

  • tbirdmarcotbirdmarco Member Posts: 3,838
     Very interesting Mike good luck I’m sure it’s already over and done with by now since I haven’t been on here since this morning how did it go 
  • tbirdmarcotbirdmarco Member Posts: 3,838
     I’m definitely the only one who doesn’t have spelling issues through like mentioned above I’m sure there’s plenty of others what can I do it is what it is ha ha 
  • abacomikeabacomike Member Posts: 12,388
    Just got home from the dealership in West Palm Beach.

    First of all, I found out they sold the BMW 740i to a guy who lives in Northern Illinois but winters in Palm Beach.  They sold it for $48,500, or $7,500 less than they gave me for it.  They lost their shirts on that sale - 5 months they had it on their lot.

    Secondly, they detailed my S450 at no charge for coming up there to sign the affidavit.  Took them 2 hours.

    Finally, I found out it was the State of Illinois that caused the issue.  They would not issue a clean title for the 740i to the new owner unless they had a signed Illinois DMV affidavit signed by the previous owner (me) and notarized stating that the car was not damaged by the hurricane nor did it have any water damage from the storm.

    This is because the East and West Coasts of Florida and the Central part of the State were impacted by a hurricane that caused significant damage.  I live in a “disaster area county” proclaimed by the Governor of Florida and FEMA.  Remember, the car was in my Brother's garage because I drove up there to avoid Irma after they indicated it would hit the Southeast coast directly (which it did not - hit southwestern coast).  But because the car was registered in Broward County, a disaster area county, the vehicle was susceptible to hurricane damage.

    So it was not Florida, it was Illinois that required the affidavit.  I would assume there are similar requirements in other states issuing titles to Florida and Houston Area (Harris County) vehicles in order to protect vehicle purchasers of cars from disaster areas.

    As for CARFAX, they don’t always have complete and/or accurate info on every car.  Besides, Illinois would not accept a clean CARFAX on that car as evidence the car sustained no damage.

    2024 Genesis G90 Super-Charger

  • jmonroejmonroe Member Posts: 8,989
    abacomike said:

    Just got home from the dealership in West Palm Beach.

    First of all, I found out they sold the BMW 740i to a guy who lives in Northern Illinois but winters in Palm Beach.  They sold it for $48,500, or $7,500 less than they gave me for it.  They lost their shirts on that sale - 5 months they had it on their lot.

    Secondly, they detailed my S450 at no charge for coming up there to sign the affidavit.  Took them 2 hours.

    Finally, I found out it was the State of Illinois that caused the issue.  They would not issue a clean title for the 740i to the new owner unless they had a signed Illinois DMV affidavit signed by the previous owner (me) and notarized stating that the car was not damaged by the hurricane nor did it have any water damage from the storm.

    This is because the East and West Coasts of Florida and the Central part of the State were impacted by a hurricane that caused significant damage.  I live in a “disaster area county” proclaimed by the Governor of Florida and FEMA.  Remember, the car was in my Brother's garage because I drove up there to avoid Irma after they indicated it would hit the Southeast coast directly (which it did not - hit southwestern coast).  But because the car was registered in Broward County, a disaster area county, the vehicle was susceptible to hurricane damage.

    So it was not Florida, it was Illinois that required the affidavit.  I would assume there are similar requirements in other states issuing titles to Florida and Houston Area (Harris County) vehicles in order to protect vehicle purchasers of cars from disaster areas.

    As for CARFAX, they don’t always have complete and/or accurate info on every car.  Besides, Illinois would not accept a clean CARFAX on that car as evidence the car sustained no damage.

    Since this was all after the fact, what would have happened if you refused to sign? I'm guessing that the dealer would have had to do a dance to prevent unwinding the deal and avoid having the car sit on his lot again. They owed you more than a free detail. maybe something like lifetime oil changes, which in your case wouldn't be putting them out too much.

    jmonroe

    '15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl

  • cdnpinheadcdnpinhead Member Posts: 5,618
    edited April 2018
    Well, you know, the carriage trade folks on here (you know, the ones who can feel the pea through the mattress) add quite a bit of entertainment value to the board, but it's nothing that I can identify with.

    They're probably very thankful for that.
    '08 Acura TSX, '17 Subaru Forester
  • stickguystickguy Member Posts: 53,404
    dealer could probably say too bad. sticking the buyer with the problem.

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • driver100driver100 Member Posts: 32,594
    jmonroe said:

    abacomike said:

    Got a call from the dealership in West Palm Beach where I got my S450.  It seems they just sold my 2017 BMW 740i (the trade-in) but are having trouble getting the title reissued to the new owner.  It seems they need a signed affidavit from the previous owner attesting to the fact that the BMW did not sustain any hurricane damage during Irma last September.  

    So I am going to drive up there this morning to sign the affidavit - but before doing so, I am going to read that document very, very carefully.  Unless it states that prior to November 10, 2017 (date I traded the car) and only while I owned the vehicle, the car did not sustain any damage due to Hurricane Irma, to the best of my knowledge.  I sure don’t want anyone coming after me if the car was damaged prior to my ownership or after I traded the car in to the Mercedes dealership.

    If the document does not state the above, either they add it as an addendum to the disclosure or I will refuse to sign it.  Got to be so careful these days due to the litigious nature of our society.

    This sounds like it is a problem for the dealer to solve. Like @driver100 said, there isn't anything good that can come out of this for you. On top of that, why should you be the one that has to do the running? If I would do it and that is a big IF, unless you want to go for a drive, they would be coming to my place.

    jmonroe
    JMonroe agreed with me once this year...I have agreed with him 10X! What is wrong with this picture?

    2017 MB E400 , 2015 MB GLK350, 2014 MB C250

  • driver100driver100 Member Posts: 32,594
    jmonroe said:

    driver100 said:

    jmonroe said:

    bwia said:

    abacomike said:

    I was watching the first round of the Masters Tournament on ESPN this afternoon and became totally mesmerized by Jordan Spieth.  He birdied 5 holes in a row on the back nine - a true phenom in the world of golf.

    I have tickets for Saturday and Sunday for the Players Championship (May 12th and May 13th) at TPC Sawgrass in Ponte Vedra Beach.  Looking forward to seeing Jordan Spieth, Justin Thomas, Rickie Fowler, Tiger Woods and Rory McIlroy live and in person.  I am amazed at how well these guys play golf.

    @abacomike, just could't resist: Reed has Tiger by the tail.

    In a sports related story, 23 year old all-rounder and rookie sensation Shohei Ohtani has hit home runs in 3 consecutive games and has won his first pitching game. Ohtani was profiled on 60 Minutes last year and he was compared favorably to Babe Ruth.

    So far he has not disappointed but I hope the As will not burn him out pitching too many innings or playing in too many games.
    I'm not picking on you but I have an opinion about what you have said.

    Baseball is a business, a cutthroat business at that. Therefore, the owner will do what is best for his pocket and winning and in that order. Arms and bats are made to be used. You have to use an arm while there is still meat on it before it turns to useless fat. Bats will break and wear out when they get old. It is better to get rid of a player a year too early than to pay him to sit on the bench for a year or two after he is used up.

    Like it or not that is the real world of baseball and of all professional sports.

    Comparing him to Babe Ruth is laughable but it is typical of the talking heads that report on the games today. The kid hasn't even finished one year of pro ball and the comparison has already started. Talk is, like they say, "cheap".

    jmonroe
    But, how do you really feel about the kid?
    I don't know anything about the kid other than what I have heard. I haven't see him throw or hit. Ask me in 4 or 5 years and I'll know more, just like the experts that predict. However, for the sake of the game, it would be nice to have a talent like he is claimed to possess.

    jmonroe
    You make a good statement regarding the kid (11th time). Toronto has lots of losing sports teams, but, every year they sign a big name player who will get things turned around....just to sell seasons tickets and build excitement, and most years....the new player has little or no effect.

    2017 MB E400 , 2015 MB GLK350, 2014 MB C250

  • driver100driver100 Member Posts: 32,594
    Thanks for explaining Mike. You were being nice about it since you probably had no obligation to sign....and, just in case you buy another car from the dealer maybe they will remember this.

    I don't think I would have given you as much as they did for the 740.....even before you told us what they gave you for it. I can never understand almost new luxury cars getting even a fair trade-in price. If you can afford the bucks to buy a car like that wouldn't most people pay a bit more, get a new car with a full warranty, and get it exactly the way you want it.

    I know you can get a pretty good deal, but, if you are spending that much...why not buy new? Cars like the 740 are slow movers too, my friend who buys cars bought a $100k 740 that was reduced $20k....he couldn't refuse the deal. He got tired of it quickly, and got the Maserati...one extreme to another. Got tired of that and got the R8.

    2017 MB E400 , 2015 MB GLK350, 2014 MB C250

  • driver100driver100 Member Posts: 32,594

    jmonroe said:

    abacomike said:

    Got a call from the dealership in West Palm Beach where I got my S450.  It seems they just sold my 2017 BMW 740i (the trade-in) but are having trouble getting the title reissued to the new owner.  It seems they need a signed affidavit from the previous owner attesting to the fact that the BMW did not sustain any hurricane damage during Irma last September.  

    So I am going to drive up there this morning to sign the affidavit - but before doing so, I am going to read that document very, very carefully.  Unless it states that prior to November 10, 2017 (date I traded the car) and only while I owned the vehicle, the car did not sustain any damage due to Hurricane Irma, to the best of my knowledge.  I sure don’t want anyone coming after me if the car was damaged prior to my ownership or after I traded the car in to the Mercedes dealership.

    If the document does not state the above, either they add it as an addendum to the disclosure or I will refuse to sign it.  Got to be so careful these days due to the litigious nature of our society.

    This sounds like it is a problem for the dealer to solve. Like @driver100 said, there isn't anything good that can come out of this for you. On top of that, why should you be the one that has to do the running? If I would do it and that is a big IF, unless you want to go for a drive, they would be coming to my place.

    jmonroe
    jmonroe, that is a very good point. Well said.
    Yeh, sometimes he gives us something worthwhile. What is that thing about if you give monkeys a typewriter they will eventually type a real story?

    2017 MB E400 , 2015 MB GLK350, 2014 MB C250

  • driver100driver100 Member Posts: 32,594
    edited April 2018


    Now about your 2008 BMW. I didn't know that dealers would CPO a 5 year old car. And if so, there is no law that says they HAVE to do it, like you said in your post ("...the BMW dealer would have to go over it carefully and then sell it as a CPO with a warranty"). Just be satisfied with the better deal you got from the Audi dealer and consider what he said as dealer fluff.

    jmonroe


    The 2008 BMW had about 24000 miles on it. BMW was giving me $20k as a trade in, the Audi guy gave us $24000....he gave it on his own, and that was the number I had targeted. He said BMW wouldn't sell a car like that without doing a thorough check and then giving it a warranty, add in profit and you may be up to $26 to $28K. Audi dealer said he would put it on the lot for $28k....thinks he can get close to that, but, if he is stuck he knows he can sell it for $25K, make an easy $1000....and he moves us into an Audi.

    I am a skeptical person, but, he seemed to be a very honest decent guy, and his story did make sense.....he had no reason to not be truthful.

    2017 MB E400 , 2015 MB GLK350, 2014 MB C250

  • jmonroejmonroe Member Posts: 8,989
    driver100 said:

    jmonroe said:

    abacomike said:

    Got a call from the dealership in West Palm Beach where I got my S450.  It seems they just sold my 2017 BMW 740i (the trade-in) but are having trouble getting the title reissued to the new owner.  It seems they need a signed affidavit from the previous owner attesting to the fact that the BMW did not sustain any hurricane damage during Irma last September.  

    So I am going to drive up there this morning to sign the affidavit - but before doing so, I am going to read that document very, very carefully.  Unless it states that prior to November 10, 2017 (date I traded the car) and only while I owned the vehicle, the car did not sustain any damage due to Hurricane Irma, to the best of my knowledge.  I sure don’t want anyone coming after me if the car was damaged prior to my ownership or after I traded the car in to the Mercedes dealership.

    If the document does not state the above, either they add it as an addendum to the disclosure or I will refuse to sign it.  Got to be so careful these days due to the litigious nature of our society.

    This sounds like it is a problem for the dealer to solve. Like @driver100 said, there isn't anything good that can come out of this for you. On top of that, why should you be the one that has to do the running? If I would do it and that is a big IF, unless you want to go for a drive, they would be coming to my place.

    jmonroe
    JMonroe agreed with me once this year...I have agreed with him 10X! What is wrong with this picture?
    Very simple, you're not right as often as I am. Like I really had to tell you that. B)

    jmonroe

    '15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl

  • jmonroejmonroe Member Posts: 8,989
    driver100 said:

    jmonroe said:

    abacomike said:

    Got a call from the dealership in West Palm Beach where I got my S450.  It seems they just sold my 2017 BMW 740i (the trade-in) but are having trouble getting the title reissued to the new owner.  It seems they need a signed affidavit from the previous owner attesting to the fact that the BMW did not sustain any hurricane damage during Irma last September.  

    So I am going to drive up there this morning to sign the affidavit - but before doing so, I am going to read that document very, very carefully.  Unless it states that prior to November 10, 2017 (date I traded the car) and only while I owned the vehicle, the car did not sustain any damage due to Hurricane Irma, to the best of my knowledge.  I sure don’t want anyone coming after me if the car was damaged prior to my ownership or after I traded the car in to the Mercedes dealership.

    If the document does not state the above, either they add it as an addendum to the disclosure or I will refuse to sign it.  Got to be so careful these days due to the litigious nature of our society.

    This sounds like it is a problem for the dealer to solve. Like @driver100 said, there isn't anything good that can come out of this for you. On top of that, why should you be the one that has to do the running? If I would do it and that is a big IF, unless you want to go for a drive, they would be coming to my place.

    jmonroe
    jmonroe, that is a very good point. Well said.
    Yeh, sometimes he gives us something worthwhile. What is that thing about if you give monkeys a typewriter they will eventually type a real story?
    It must be very humiliating when you can't out do a monkey. :p

    jmonroe

    '15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl

  • Sandman6472Sandman6472 Member Posts: 7,222
    My Golf is back in the garage as of today, collision place did an outstanding job with only two trim pieces not put back yet. I noticed it first thing after they brought it out all detailed up but no one else did. Parts will be ordered Monday morning and then I'll stop back for the install. tracked straight and true on the roadways and did my expressway test and no shaking was observed up to 80...and a bit beyond! Now, all I need to do is put in a claim for diminished value since it's not going to be worth what it was before. Hoping my insurance will also get my $400 deductible from that deadbeat kid who plowed into me! His insurance was for [non-permissible content removed] and never bothered to come look at my vehicle or have the decency to return my insurance company's repeated phone calls.
    Windstream Insurance is his company and has shown me what a garbage company they really are. But justice will prevail, eventually, and this wrong will be righted!!
    I know any of you folks who've been in this situation know first hand what this does to ya on so many levels. Luckily I wasn't hurt, just some bumps and bruises. The mental anquish this caused was way worse and glad my vehicle is back home.

    The Sandman :)B)

    2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)

  • oldfarmer50oldfarmer50 Member Posts: 24,224
    abacomike said:

    Just got home from the dealership in West Palm Beach.

    First of all, I found out they sold the BMW 740i to a guy who lives in Northern Illinois but winters in Palm Beach.  They sold it for $48,500, or $7,500 less than they gave me for it.  They lost their shirts on that sale - 5 months they had it on their lot.

    Secondly, they detailed my S450 at no charge for coming up there to sign the affidavit.  Took them 2 hours.

    Finally, I found out it was the State of Illinois that caused the issue.  They would not issue a clean title for the 740i to the new owner unless they had a signed Illinois DMV affidavit signed by the previous owner (me) and notarized stating that the car was not damaged by the hurricane nor did it have any water damage from the storm.

    This is because the East and West Coasts of Florida and the Central part of the State were impacted by a hurricane that caused significant damage.  I live in a “disaster area county” proclaimed by the Governor of Florida and FEMA.  Remember, the car was in my Brother's garage because I drove up there to avoid Irma after they indicated it would hit the Southeast coast directly (which it did not - hit southwestern coast).  But because the car was registered in Broward County, a disaster area county, the vehicle was susceptible to hurricane damage.

    So it was not Florida, it was Illinois that required the affidavit.  I would assume there are similar requirements in other states issuing titles to Florida and Houston Area (Harris County) vehicles in order to protect vehicle purchasers of cars from disaster areas.

    As for CARFAX, they don’t always have complete and/or accurate info on every car.  Besides, Illinois would not accept a clean CARFAX on that car as evidence the car sustained no damage.

    Is this the form they had you sign?

    https://www.cyberdriveillinois.com/publications/pdf_publications/vsd694.pdf

    That would be an interesting dilemma if you refused to sign or if the car was sold to the dealer by an estate (which might happen in Florida often).

    2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible

  • nyccarguynyccarguy Member Posts: 17,510
    I'm jealous. Just found out the guy at the mom and pop pizza place owns a C7 Corvette. Gotta learn how to make pizza. :'(
    I prefer eating pizza as opposed to making pizza.  :D
    I'd give up eating pizza for a C7. And Mitchell was right, it's the owner's but this place is a hole in the wall operation so now I'm wondering if there's a gambling parlor in the back.
    Looks can be deceiving.  You should see our plumbing supply.  Hole in the wall would be a nice way of describing it.

    2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD

  • Sandman6472Sandman6472 Member Posts: 7,222
    OF, how's the Enterprise job treating you? Didn't take the one with them down here because they wanted 25 hours/week but am already at Hertz close to 30, too many hours. But, answered an ad about drivers for the local auto auction, so signed up for the interview and went last week. Start this Thursday at the West Palm Beach auction for Thursday's from 7:45 am till 1 pm. Will see if I like it as they have more hours we can work Tuesday, Wednesday and occasional Friday's. Since I'm off four days a week, works out fine if I want to do Tuesday as well as Thursday's, depending if I like it. Get a bit more than what Hertz pays me, a good thing, and should be fun once I know the system. From what my new boss said, it's pretty easy and just follow the line leaders directions and all should be cool. Personally, think it'll be a blast and looking forward till Thursday!!
    Bet they're keeping you pretty busy now. Have they upped the 25 or being super strict about that? Been doing close to thirty, and have had some longer hour weeks due to needing a extra body which I'm usually up for. They kept us to 24 for a couple weeks about three years ago and then did back to back 20 hour weeks once but now, close to 30. Come summer, things might go down a bit but who knows. You need me to work, let me know!!

    The Sandman :)B)

    2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)

  • oldfarmer50oldfarmer50 Member Posts: 24,224
    nyccarguy said:



    abacomike said:



    I'm jealous. Just found out the guy at the mom and pop pizza place owns a C7 Corvette.

    Gotta learn how to make pizza. :'(

    I prefer eating pizza as opposed to making pizza.  :D
    I'd give up eating pizza for a C7. And Mitchell was right, it's the owner's but this place is a hole in the wall operation so now I'm wondering if there's a gambling parlor in the back.

    Looks can be deceiving.  You should see our plumbing supply.  Hole in the wall would be a nice way of describing it.

    I'll put $2 on Seabiscuit in the 5th for the win.

    2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible

  • oldfarmer50oldfarmer50 Member Posts: 24,224
    edited April 2018

    OF, how's the Enterprise job treating you? Didn't take the one with them down here because they wanted 25 hours/week but am already at Hertz close to 30, too many hours. But, answered an ad about drivers for the local auto auction, so signed up for the interview and went last week. Start this Thursday at the West Palm Beach auction for Thursday's from 7:45 am till 1 pm. Will see if I like it as they have more hours we can work Tuesday, Wednesday and occasional Friday's. Since I'm off four days a week, works out fine if I want to do Tuesday as well as Thursday's, depending if I like it. Get a bit more than what Hertz pays me, a good thing, and should be fun once I know the system. From what my new boss said, it's pretty easy and just follow the line leaders directions and all should be cool. Personally, think it'll be a blast and looking forward till Thursday!!
    Bet they're keeping you pretty busy now. Have they upped the 25 or being super strict about that? Been doing close to thirty, and have had some longer hour weeks due to needing a extra body which I'm usually up for. They kept us to 24 for a couple weeks about three years ago and then did back to back 20 hour weeks once but now, close to 30. Come summer, things might go down a bit but who knows. You need me to work, let me know!!

    The Sandman :)B)

    I'm having a blast, driving mainly long trips with a group so I get to ride half the time. Some local moves and dealer deliveries break up the day. I average about 24 hours a week and get a 401k plus profit sharing. Not interested in much more than two day a week.

    I considered applying at the local Manhiem opperation which is one day a week. About 10 hours. A lot of hoping in and out of cars and fumes as you drive through the auction building. I guess if you network at a place like that you can get extra work transporting to dealers. That could lead to transport work as a dealer employee as well. That pays a bit better.

    One of our transporters told of being fired from the auction in an underhanded way. They told him there was no work so not to come in and then fired him for not showing up. Watch your back at those places.

    The thing I like best about this job is that I don't need it so if I get fired or quit it's no biggy. Takes all the stress off.

    2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible

  • driver100driver100 Member Posts: 32,594
    Sandman; Glad you got the car back and you are pleased. If it is worth fixing they can do a pretty good job of it, it should be as good as new.

    OF, glad you are enjoying the job. It sounds like fun.
    Sometimes I would like to get a job, work for a few days, and then tell the boss off and walk out. There were times I wanted to do it, now I can actually do it.

    2017 MB E400 , 2015 MB GLK350, 2014 MB C250

  • jmonroejmonroe Member Posts: 8,989
    nyccarguy said:



    abacomike said:



    I'm jealous. Just found out the guy at the mom and pop pizza place owns a C7 Corvette.

    Gotta learn how to make pizza. :'(

    I prefer eating pizza as opposed to making pizza.  :D
    I'd give up eating pizza for a C7. And Mitchell was right, it's the owner's but this place is a hole in the wall operation so now I'm wondering if there's a gambling parlor in the back.

    Looks can be deceiving.  You should see our plumbing supply.  Hole in the wall would be a nice way of describing it.

    You're right about looks being deceiving. The best ribs I ever ate came from a place that should have been condemned.

    jmonroe

    '15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl

  • abacomikeabacomike Member Posts: 12,388
    Just got home from the dealership in West Palm Beach.

    First of all, I found out they sold the BMW 740i to a guy who lives in Northern Illinois but winters in Palm Beach.  They sold it for $48,500, or $7,500 less than they gave me for it.  They lost their shirts on that sale - 5 months they had it on their lot.

    Secondly, they detailed my S450 at no charge for coming up there to sign the affidavit.  Took them 2 hours.

    Finally, I found out it was the State of Illinois that caused the issue.  They would not issue a clean title for the 740i to the new owner unless they had a signed Illinois DMV affidavit signed by the previous owner (me) and notarized stating that the car was not damaged by the hurricane nor did it have any water damage from the storm.

    This is because the East and West Coasts of Florida and the Central part of the State were impacted by a hurricane that caused significant damage.  I live in a “disaster area county” proclaimed by the Governor of Florida and FEMA.  Remember, the car was in my Brother's garage because I drove up there to avoid Irma after they indicated it would hit the Southeast coast directly (which it did not - hit southwestern coast).  But because the car was registered in Broward County, a disaster area county, the vehicle was susceptible to hurricane damage.

    So it was not Florida, it was Illinois that required the affidavit.  I would assume there are similar requirements in other states issuing titles to Florida and Houston Area (Harris County) vehicles in order to protect vehicle purchasers of cars from disaster areas.

    As for CARFAX, they don’t always have complete and/or accurate info on every car.  Besides, Illinois would not accept a clean CARFAX on that car as evidence the car sustained no damage.
    Is this the form they had you sign? https://www.cyberdriveillinois.com/publications/pdf_publications/vsd694.pdf That would be an interesting dilemma if you refused to sign or if the car was sold to the dealer by an estate (which might happen in Florida often).
    Yes - the exact same form with 2nd and 3rd boxes checked.  Glad you found it.

    2024 Genesis G90 Super-Charger

  • andres3andres3 Member Posts: 13,936
    abacomike said:



    Just got home from the dealership in West Palm Beach.

    First of all, I found out they sold the BMW 740i to a guy who lives in Northern Illinois but winters in Palm Beach.  They sold it for $48,500, or $7,500 less than they gave me for it.  They lost their shirts on that sale - 5 months they had it on their lot.

    Secondly, they detailed my S450 at no charge for coming up there to sign the affidavit.  Took them 2 hours.

    Finally, I found out it was the State of Illinois that caused the issue.  They would not issue a clean title for the 740i to the new owner unless they had a signed Illinois DMV affidavit signed by the previous owner (me) and notarized stating that the car was not damaged by the hurricane nor did it have any water damage from the storm.

    This is because the East and West Coasts of Florida and the Central part of the State were impacted by a hurricane that caused significant damage.  I live in a “disaster area county” proclaimed by the Governor of Florida and FEMA.  Remember, the car was in my Brother's garage because I drove up there to avoid Irma after they indicated it would hit the Southeast coast directly (which it did not - hit southwestern coast).  But because the car was registered in Broward County, a disaster area county, the vehicle was susceptible to hurricane damage.

    So it was not Florida, it was Illinois that required the affidavit.  I would assume there are similar requirements in other states issuing titles to Florida and Houston Area (Harris County) vehicles in order to protect vehicle purchasers of cars from disaster areas.

    As for CARFAX, they don’t always have complete and/or accurate info on every car.  Besides, Illinois would not accept a clean CARFAX on that car as evidence the car sustained no damage.
    Is this the form they had you sign?

    https://www.cyberdriveillinois.com/publications/pdf_publications/vsd694.pdf

    That would be an interesting dilemma if you refused to sign or if the car was sold to the dealer by an estate (which might happen in Florida often).

    Yes - the exact same form with 2nd and 3rd boxes checked.  Glad you found it.

    I'd of charged them 10% of the sale price to sign it :open_mouth:
    '18 Porsche Macan Turbo, '16 Audi TTS, Wife's '19 VW Tiguan SEL 4-Motion
  • oldfarmer50oldfarmer50 Member Posts: 24,224
    driver100 said:

    Sandman; Glad you got the car back and you are pleased. If it is worth fixing they can do a pretty good job of it, it should be as good as new.

    OF, glad you are enjoying the job. It sounds like fun.
    Sometimes I would like to get a job, work for a few days, and then tell the boss off and walk out. There were times I wanted to do it, now I can actually do it.

    I must have missed Sandy's report on the car repair. Was wondering if he noticed any lasting effects from the accident.

    Driver, why would you take a job only to walk out after a few days? Most jobs took me 20+ years to get to the point where I wanted to blast the boss.

    Besides, why would you give up the glory of being a world class Pickleball champ? ;)

    2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible

  • oldfarmer50oldfarmer50 Member Posts: 24,224
    abacomike said:



    Just got home from the dealership in West Palm Beach.

    First of all, I found out they sold the BMW 740i to a guy who lives in Northern Illinois but winters in Palm Beach.  They sold it for $48,500, or $7,500 less than they gave me for it.  They lost their shirts on that sale - 5 months they had it on their lot.

    Secondly, they detailed my S450 at no charge for coming up there to sign the affidavit.  Took them 2 hours.

    Finally, I found out it was the State of Illinois that caused the issue.  They would not issue a clean title for the 740i to the new owner unless they had a signed Illinois DMV affidavit signed by the previous owner (me) and notarized stating that the car was not damaged by the hurricane nor did it have any water damage from the storm.

    This is because the East and West Coasts of Florida and the Central part of the State were impacted by a hurricane that caused significant damage.  I live in a “disaster area county” proclaimed by the Governor of Florida and FEMA.  Remember, the car was in my Brother's garage because I drove up there to avoid Irma after they indicated it would hit the Southeast coast directly (which it did not - hit southwestern coast).  But because the car was registered in Broward County, a disaster area county, the vehicle was susceptible to hurricane damage.

    So it was not Florida, it was Illinois that required the affidavit.  I would assume there are similar requirements in other states issuing titles to Florida and Houston Area (Harris County) vehicles in order to protect vehicle purchasers of cars from disaster areas.

    As for CARFAX, they don’t always have complete and/or accurate info on every car.  Besides, Illinois would not accept a clean CARFAX on that car as evidence the car sustained no damage.
    Is this the form they had you sign?

    https://www.cyberdriveillinois.com/publications/pdf_publications/vsd694.pdf

    That would be an interesting dilemma if you refused to sign or if the car was sold to the dealer by an estate (which might happen in Florida often).

    Yes - the exact same form with 2nd and 3rd boxes checked.  Glad you found it.

    While it would be comforting to have such a document I don't know if it would have any value other than from an established dealer. A fly by night lot or a curbstoner would probably sign anything to make the sale and then be in the wind by the time the storm damage became apparent.

    2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible

  • oldfarmer50oldfarmer50 Member Posts: 24,224

    2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible

  • jmonroejmonroe Member Posts: 8,989
    Yeah, and my cheese production went down 100%. That human interest piece was all over the news here. Right behind the over reported weather segments.

    I never knew my goats were that stupid.

    jmonroe

    '15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl

  • driver100driver100 Member Posts: 32,594

    driver100 said:

    Sandman; Glad you got the car back and you are pleased. If it is worth fixing they can do a pretty good job of it, it should be as good as new.

    OF, glad you are enjoying the job. It sounds like fun.
    Sometimes I would like to get a job, work for a few days, and then tell the boss off and walk out. There were times I wanted to do it, now I can actually do it.

    I must have missed Sandy's report on the car repair. Was wondering if he noticed any lasting effects from the accident.

    Driver, why would you take a job only to walk out after a few days? Most jobs took me 20+ years to get to the point where I wanted to blast the boss.

    Besides, why would you give up the glory of being a world class Pickleball champ? ;)
    Actually I would like to work for one of the companies that fired me. I would use a phony name, have great qualifications etc. Then they would hire me and I would work for 3 days and screw up everything. They could fire me and I would laugh and thank them because they were such jerks.

    You are right though....I only got so much time left, and I would rather do it playing pickleball and tennis. When it is all over, I don't want to say I spent my life working for morons.

    2017 MB E400 , 2015 MB GLK350, 2014 MB C250

  • tbirdmarcotbirdmarco Member Posts: 3,838
     Sandy glad you got your car back yesterday and all is well with you very very happy for you yes justice will prevail you’ll get your money back from that new good insurance company that’s for sure 
  • tbirdmarcotbirdmarco Member Posts: 3,838
     Good luck with the new gig on Thursday Cindy can wait to hear how you like it and he’ll goes in the upcoming weeks 
  • tbirdmarcotbirdmarco Member Posts: 3,838
     Mike put it all went well yesterday the signing of the paper 
  • tbirdmarcotbirdmarco Member Posts: 3,838
     I am with you Mike I’m with you commented above on being kind 
  • abacomikeabacomike Member Posts: 12,388
    driver100 said:
    Sandman; Glad you got the car back and you are pleased. If it is worth fixing they can do a pretty good job of it, it should be as good as new. OF, glad you are enjoying the job. It sounds like fun. Sometimes I would like to get a job, work for a few days, and then tell the boss off and walk out. There were times I wanted to do it, now I can actually do it.
    I must have missed Sandy's report on the car repair. Was wondering if he noticed any lasting effects from the accident. Driver, why would you take a job only to walk out after a few days? Most jobs took me 20+ years to get to the point where I wanted to blast the boss. Besides, why would you give up the glory of being a world class Pickleball champ? ;)
    Actually I would like to work for one of the companies that fired me. I would use a phony name, have great qualifications etc. Then they would hire me and I would work for 3 days and screw up everything. They could fire me and I would laugh and thank them because they were such jerks. You are right though....I only got so much time left, and I would rather do it playing pickleball and tennis. When it is all over, I don't want to say I spent my life working for morons.
    A bit vindictive, driver?  Holding grudges only causes one to have a more stressful life.  Life is stressful enough without that stuff.

    2024 Genesis G90 Super-Charger

  • graphicguygraphicguy Member Posts: 14,123
    edited April 2018

    abacomike said:

    Got a call from the dealership in West Palm Beach where I got my S450.  It seems they just sold my 2017 BMW 740i (the trade-in) but are having trouble getting the title reissued to the new owner.  It seems they need a signed affidavit from the previous owner attesting to the fact that the BMW did not sustain any hurricane damage during Irma last September.  

    So I am going to drive up there this morning to sign the affidavit - but before doing so, I am going to read that document very, very carefully.  Unless it states that prior to November 10, 2017 (date I traded the car) and only while I owned the vehicle, the car did not sustain any damage due to Hurricane Irma, to the best of my knowledge.  I sure don’t want anyone coming after me if the car was damaged prior to my ownership or after I traded the car in to the Mercedes dealership.

    If the document does not state the above, either they add it as an addendum to the disclosure or I will refuse to sign it.  Got to be so careful these days due to the litigious nature of our society.

    That's interesting Mike. Does that apply to all cars sold in Florida or just when dealers are involved. I'd feel better buying a private sale vehicle if it came with an affidavit of that type.

    Of course the crooks would find a way around it but it might stop grandma from "forgetting" to tell you that her Buick got blown into the canal during the storm.
    Mike...seems odd to me. The dealer you traded it to is the new owner. Once that transaction took place, it’s finished. I know it didn’t sustain any damage because you’re an honest person. But, even if it did, the dealership owns the car they are trying to sell. Not you.

    Personally, I wouldn’t make a special trip. Have them email you the affidavit so you can look at it at your leisure.....and to keep you from making a special trip.

    Ooooops! looks like I’m too late to the party. I posted before I saw Mike had already made the trip.

    Still, regardless of where the car was sold, something doesn’t smell right about this. The BMW was traded months ago. Title should have been in the hand of the dealership a long time ago. Not a branded title, either.

    Not sure about any dealership that would want me to come back after the fact (months after the fact) and sign an affidavit that the car I traded was “OK”. Their inspection should have told them that. Your title was clean, right?

    Can’t quite wrap my arms around this. Agree with others......a detail is what they offered for your trouble. Not thinking that would have been sufficient....not by a long shot.
    2024 Kia EV6 GT-Line AWD Long Range
  • stickguystickguy Member Posts: 53,404
    he made a short drive and got a free detail. worth it to me!

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • graphicguygraphicguy Member Posts: 14,123
    OK....coming back to you guys for opinions.

    Had mentioned several weeks ago I had a plumbing leak. It was in my master bath under the jacuzzi tub. The plumber had to cut out tile, wood, and part of the bracing of the tub to get to the leak. Since my walk in shower is next to the tub, the plumber believes that some of the water is sitting under the shower pan.

    The leak was so bad, that part of the ceiling in my garage caved in (my master is right above my garage).

    In addition, a little further down the same piping, was another leak (same pipe, different break) which extended into my basement home theater room.

    My insurance company (State Farm) sent an adjuster. He had called me to set up an appointment (this was back in the first part of Feb). After describing what was going on, he said h didn’t think I would be able to cover my deductible ($2K) with the damage.........THIS IS BEFORE HE EVEN LOOKED AT IT. Sure enough, when he came out to look at the damage, he claimed part of the damage was “pre-existing”. He was a jerk, to boot, so that didn’t help matters.

    Now, I requested a new adjuster. State Farm has refused to do so stating they’re sticking with the original adjsters inspection.

    I’m between a rock and a hard space.

    I’m kind of hemmed in here. The estimates to fix the damage comes in between $18K-$20K. Obviously, State Farm doesn’t want to pony up. I can come out of pocket to do it, but don’t want to just yet as I don’t want to cover up the damage.

    2 months in, I’ve got a trashed master bath and home theater room. And, no end in sight.

    Do I have to lawyer up? Why in the hell do I even pay for insurance if they won’t cover me?

    Advice?
    2024 Kia EV6 GT-Line AWD Long Range
  • imidazol97imidazol97 Member Posts: 27,677

    Do I have to lawyer up? Why in the hell do I even pay for insurance if they won’t cover me? Advice?

    Lawyer up and he'll get an independent adjuster to appraise the true damages and provide expert witness as to the cause of the damage.

    2014 Malibu 2LT, 2015 Cruze 2LT,

  • abacomikeabacomike Member Posts: 12,388
    edited April 2018
    OK....coming back to you guys for opinions. Had mentioned several weeks ago I had a plumbing leak. It was in my master bath under the jacuzzi tub. The plumber had to cut out tile, wood, and part of the bracing of the tub to get to the leak. Since my walk in shower is next to the tub, the plumber believes that some of the water is sitting under the shower pan. The leak was so bad, that part of the ceiling in my garage caved in (my master is right above my garage). In addition, a little further down the same piping, was another leak (same pipe, different break) which extended into my basement home theater room. My insurance company (State Farm) sent an adjuster. He had called me to set up an appointment (this was back in the first part of Feb). After describing what was going on, he said h didn’t think I would be able to cover my deductible ($2K) with the damage.........THIS IS BEFORE HE EVEN LOOKED AT IT. Sure enough, when he came out to look at the damage, he claimed part of the damage was “pre-existing”. He was a jerk, to boot, so that didn’t help matters. Now, I requested a new adjuster. State Farm has refused to do so stating they’re sticking with the original adjsters inspection. I’m between a rock and a hard space. I’m kind of hemmed in here. The estimates to fix the damage comes in between $18K-$20K. Obviously, State Farm doesn’t want to pony up. I can come out of pocket to do it, but don’t want to just yet as I don’t want to cover up the damage. 2 months in, I’ve got a trashed master bath and home theater room. And, no end in sight. Do I have to lawyer up? Why in the hell do I even pay for insurance if they won’t cover me? Advice?
    How long has State Farm been your homeowners insurance company?  That, I believe, is critical in determining “pre-existing”!  If they have insured your home for many years, the attorney should not be necessary since they insured your home before/during this pre-existing condition occurred.  Determining “when” the leak occurred and how long it took for water damage to cause the cave in is another critical piece of factual data.

    I am assuming State Farm has a clause in their policy excluding pre-existing conditions.

    My opinion is to get those questions answered - then hire an attorney anyway.  The insurance company has made its decision - now get some legal advice.

    2024 Genesis G90 Super-Charger

  • carnaughtcarnaught Member Posts: 3,577
    edited April 2018
    @graphicguy, sorry to hear about about your plumbing issue. We had problems with State Farm regarding a water leak years ago. When my wife called the agent and spelled out tne fact that we were long term customers and never had any bogus claims, they finally saw the “light”’ and met their obligation.

    Since you’ve already tried the civil and logical,approach with them, I would spell out to them that you will be informing your state insurance commissioner, and will proceed to have your local television station’s consumer advocate inform the public about State Farm’s poor response to a legitimate claim.

    WTH is with these insurance companies? I think they’re spending way to much money advertising and trying to win more customers, while ignoring serving their loyal and long standing ones.
  • imidazol97imidazol97 Member Posts: 27,677
    edited April 2018
    duplicate

    2014 Malibu 2LT, 2015 Cruze 2LT,

  • tjc78tjc78 Member Posts: 16,978
    edited April 2018
    Went to get the Elantra serviced at the dealer yesterday. Didn’t get a chance to look at anything since my Daughter (son was with Mom) fell asleep on the way there and slept on me the entire time the car was getting done.

    They took an hour and 15 to do the change and rotation. Service manager came out with a $55 bill and explained that due to the long wait he knocked off $15 and that I had a $25 credit on my account and that it would be $14. I’ll call that a win.

    2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic

  • oldfarmer50oldfarmer50 Member Posts: 24,224

    abacomike said:

    Got a call from the dealership in West Palm Beach where I got my S450.  It seems they just sold my 2017 BMW 740i (the trade-in) but are having trouble getting the title reissued to the new owner.  It seems they need a signed affidavit from the previous owner attesting to the fact that the BMW did not sustain any hurricane damage during Irma last September.  

    So I am going to drive up there this morning to sign the affidavit - but before doing so, I am going to read that document very, very carefully.  Unless it states that prior to November 10, 2017 (date I traded the car) and only while I owned the vehicle, the car did not sustain any damage due to Hurricane Irma, to the best of my knowledge.  I sure don’t want anyone coming after me if the car was damaged prior to my ownership or after I traded the car in to the Mercedes dealership.

    If the document does not state the above, either they add it as an addendum to the disclosure or I will refuse to sign it.  Got to be so careful these days due to the litigious nature of our society.

    That's interesting Mike. Does that apply to all cars sold in Florida or just when dealers are involved. I'd feel better buying a private sale vehicle if it came with an affidavit of that type.

    Of course the crooks would find a way around it but it might stop grandma from "forgetting" to tell you that her Buick got blown into the canal during the storm.
    Mike...seems odd to me. The dealer you traded it to is the new owner. Once that transaction took place, it’s finished. I know it didn’t sustain any damage because you’re an honest person. But, even if it did, the dealership owns the car they are trying to sell. Not you.

    Personally, I wouldn’t make a special trip. Have them email you the affidavit so you can look at it at your leisure.....and to keep you from making a special trip.

    Ooooops! looks like I’m too late to the party. I posted before I saw Mike had already made the trip.

    Still, regardless of where the car was sold, something doesn’t smell right about this. The BMW was traded months ago. Title should have been in the hand of the dealership a long time ago. Not a branded title, either.

    Not sure about any dealership that would want me to come back after the fact (months after the fact) and sign an affidavit that the car I traded was “OK”. Their inspection should have told them that. Your title was clean, right?

    Can’t quite wrap my arms around this. Agree with others......a detail is what they offered for your trouble. Not thinking that would have been sufficient....not by a long shot.
    I think this is all on the state of IL jerking the new owner around. I had a similar problem with NY when i tried to buy a Buick from the widow of the registered owner. Because it was a Florida title NY wouldn't let the widow sign it unless she presented testamentary letters from probate. Would have cost her thousands so the deal fell apart.

    2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible

  • oldfarmer50oldfarmer50 Member Posts: 24,224
    My son took his Sable to the quickie lube yesterday for an oil change and they came back with a laundry list of "oughta do" items. Glad he didn't fall for it since stuff like tranny flushes had been done last year at my indie shop.

    One item was engine air filter for $30. Went out this morning and found one for 10 bucks at the chain auto store. Probably could have done better if I shopped around.

    They really try to clean up on unknowledgeable people.

    2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible

  • driver100driver100 Member Posts: 32,594

     I am with you Mike I’m with you commented above on being kind 

    +1 Me too

    He might need a favor back on his car one day, but, even more important....Mike is a decent guy.

    2017 MB E400 , 2015 MB GLK350, 2014 MB C250

  • driver100driver100 Member Posts: 32,594
    abacomike said:


    driver100 said:

    driver100 said:

    Sandman; Glad you got the car back and you are pleased. If it is worth fixing they can do a pretty good job of it, it should be as good as new.

    OF, glad you are enjoying the job. It sounds like fun.
    Sometimes I would like to get a job, work for a few days, and then tell the boss off and walk out. There were times I wanted to do it, now I can actually do it.

    I must have missed Sandy's report on the car repair. Was wondering if he noticed any lasting effects from the accident.

    Driver, why would you take a job only to walk out after a few days? Most jobs took me 20+ years to get to the point where I wanted to blast the boss.

    Besides, why would you give up the glory of being a world class Pickleball champ? ;)
    Actually I would like to work for one of the companies that fired me. I would use a phony name, have great qualifications etc. Then they would hire me and I would work for 3 days and screw up everything. They could fire me and I would laugh and thank them because they were such jerks.

    You are right though....I only got so much time left, and I would rather do it playing pickleball and tennis. When it is all over, I don't want to say I spent my life working for morons.

    A bit vindictive, driver?  Holding grudges only causes one to have a more stressful life.  Life is stressful enough without that stuff.

    I basically agree. I just "think" it would be fun, for me, but the time and effort would be harder on me than them. I once went for a job interview with a text book publisher. I was on time but they made me wait for an hour and a half before the interview. Then the guy talked for about 40 minutes about how he was such a genius for creating his business. Then they gave me some kind of brain test that took over an hour. The worst part was they didn't have the decency to at least send a form letter, thanking me for applying or I didn't get the job. They wouldn't take phone calls.

    They did go out of business about 3 years later and it made me want to start my own company....so they did me a favor by not hiring me, but, it would have been fun to do that interview now...knowing what know.

    2017 MB E400 , 2015 MB GLK350, 2014 MB C250

  • fordfoolfordfool Member Posts: 240

    OK....coming back to you guys for opinions.

    Had mentioned several weeks ago I had a plumbing leak. It was in my master bath under the jacuzzi tub. The plumber had to cut out tile, wood, and part of the bracing of the tub to get to the leak. Since my walk in shower is next to the tub, the plumber believes that some of the water is sitting under the shower pan.

    The leak was so bad, that part of the ceiling in my garage caved in (my master is right above my garage).

    In addition, a little further down the same piping, was another leak (same pipe, different break) which extended into my basement home theater room.

    My insurance company (State Farm) sent an adjuster. He had called me to set up an appointment (this was back in the first part of Feb). After describing what was going on, he said h didn’t think I would be able to cover my deductible ($2K) with the damage.........THIS IS BEFORE HE EVEN LOOKED AT IT. Sure enough, when he came out to look at the damage, he claimed part of the damage was “pre-existing”. He was a jerk, to boot, so that didn’t help matters.

    In general, a home owner's policy will cover a sudden break in a water line, but will not cover damage due to a slow leak (wear and tear) such as washing machine hoses. Sort of like a car warranty: wear items not covered. But read your policy, particularly the "Exclusions" section. I carry a rider for "back-up of sewers and drains" which is usually excluded. Burst pipes due to freezing in an unoccupied and unheated home are usually not covered. I'm also insured by State Farm and just looked at my policy.
This discussion has been closed.