Warranty or not, you'd have to be categorically insane to buy a car that's been branded as a "manufacturer's buyback." Cars do get bought back for various reasons ranging from physical defects to major mechanical malfunctions. The point is, that it isn't easy. Sometimes you have to get a lawyer involved. Someone has got to be EXTREMELY unhappy in the 1st place to get this going.
I'm glad Dave Ramsey is independently wealthy and doesn't need to finance cars like the rest of us do. Maybe he can start buying cars for people who call into his show so he doesn't have to have a fit.
If you are serious about a Focus ST, why not start a search for a NEW one? You seem to maintain your cars properly & the car isn't THAT expensive to begin with. I'm sure there will be some healthy discounts and cheapo financing. Leftover, orphaned cars can be great if you find one you like. I bought my 2001 Prelude Type SH in April of 2002 as a leftover. I just hit 160,000 miles on it last week.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
My iPhone, which never had an issue after the switchover, suddenly won't let me into the forums.It takes me to the old forums login screen which fails of course (why is that still even an option?) and when I try to use the Insider sign in I cannot get the phone to scroll to the bottom of that page to get to the "Sign in" small print (PLEASE fix that!). I finally went to the main Edmunds page, signed in as an Insider there, and still couldn't get recognized in the forums. Any suggestions on how to do this with an iPhone?
@ab348, I'm having the exact same problem trying to log in from my iPhone. Can't get down to the sign in at the bottom of the screen. Very frustrating. I'm logged in on my iPad but not the iPhone.
Warranty or not, you'd have to be categorically insane to buy a car that's been branded as a "manufacturer's buyback." Cars do get bought back for various reasons ranging from physical defects to major mechanical malfunctions. The point is, that it isn't easy. Sometimes you have to get a lawyer involved. Someone has got to be EXTREMELY unhappy in the 1st place to get this going.
I'm glad Dave Ramsey is independently wealthy and doesn't need to finance cars like the rest of us do. Maybe he can start buying cars for people who call into his show so he doesn't have to have a fit.
If you are serious about a Focus ST, why not start a search for a NEW one? You seem to maintain your cars properly & the car isn't THAT expensive to begin with. I'm sure there will be some healthy discounts and cheapo financing. Leftover, orphaned cars can be great if you find one you like. I bought my 2001 Prelude Type SH in April of 2002 as a leftover. I just hit 160,000 miles on it last week.
I wasn't a regular poster at the time but I've read enough about @graphicguy 's issues with his Cadillac buyback that it seemed like a never ending nightmare
1997 Honda Prelude Base - 2022 Acura MDX Type S Advance - 2021 Honda Passport Sport - 2006 BMW 330Ci ZHP
My iPhone, which never had an issue after the switchover, suddenly won't let me into the forums.It takes me to the old forums login screen which fails of course (why is that still even an option?) and when I try to use the Insider sign in I cannot get the phone to scroll to the bottom of that page to get to the "Sign in" small print (PLEASE fix that!). I finally went to the main Edmunds page, signed in as an Insider there, and still couldn't get recognized in the forums. Any suggestions on how to do this with an iPhone?
@ab348, I'm having the exact same problem trying to log in from my iPhone. Can't get down to the sign in at the bottom of the screen. Very frustrating. I'm logged in on my iPad but not the iPhone.
I have no problems yet with my iPhone 7+ which I use here on this site 99% of the time,
Warranty or not, you'd have to be categorically insane to buy a car that's been branded as a "manufacturer's buyback." Cars do get bought back for various reasons ranging from physical defects to major mechanical malfunctions. The point is, that it isn't easy. Sometimes you have to get a lawyer involved. Someone has got to be EXTREMELY unhappy in the 1st place to get this going.
I'm glad Dave Ramsey is independently wealthy and doesn't need to finance cars like the rest of us do. Maybe he can start buying cars for people who call into his show so he doesn't have to have a fit.
If you are serious about a Focus ST, why not start a search for a NEW one? You seem to maintain your cars properly & the car isn't THAT expensive to begin with. I'm sure there will be some healthy discounts and cheapo financing. Leftover, orphaned cars can be great if you find one you like. I bought my 2001 Prelude Type SH in April of 2002 as a leftover. I just hit 160,000 miles on it last week.
I wasn't a regular poster at the time but I've read enough about @graphicguy 's issues with his Cadillac buyback that it seemed like a never ending nightmare
We all suffered with graphicguy with his Cadillac problems - I know I was totally p...sed with the way he was treated by Cadillac. At least we were able to support him and we were there for him. I wouldn’t wish those experiences on my worst enemy - well maybe my worst enemy but not my second worst enemy!
I continue to get 6-7 robot calls a day on my landline phone and 3-4 on my cell phone. These come in the form of “final” arrangement insurance, extended warranties on cars that I no longer own, viruses identified on my computer, knee and back braces, IRS criminal lawsuits against me, credit card balance reductions, home security systems, police and fire memorial funds for injured and deceased first responders, etc. I got a new one today stating they had a job offer for me.
This has gotten out of hand. My phones don’t pick up the scam calls because they come through to me using my own area code. There has to be a way to stop these constant calls. Thank goodness my HOA is eliminating the requirement for a land line phone effective October 31st. I can cancel my ATT landline that costs over $40 a month - and I never use the phone.
These calls invade our privacy - the States Attorney should pursue legislation to end this maddness.
I've given up on those "no call" lists, both state and federal. As far as I can tell, all those do is verify that you have a working phone #. I've only ever put my landline on those lists, and I get 4-6 spam calls each day on the landline. I've never put my cell# on a no call list and I get an "unknown" caller on my cell maybe once a month. I'll NEVER answer those, but do a quick Google search on the calling number, find out that it's a spammer and block it for all eternity
Not wanting to relive that experience with the Caddy, for certain.
@iluvmysephia1 ....funny about the descriptions of “rebuilt titles” or “manufacturer buybacks”. They always act like they bought the cars back was for a minor issue to make the customer happy. Nothing could be further from the truth. Manufacturers loath to buy back a vehicle and will fight tooth and nail to keep from doing so. They’ll also throw their (considerable) legal and corporate weight around trying to wear down a customer so they just give up pursuing a buyback.
I’m absolutely certain the buyback on that Sentra was more than just replacing an O2 sensor. There’s more to it....a lot more to it, I’m certain. Don’t succumb to the dealership feigning they don’t know what they have. They know exactly what they have. Sounds like they were trying to add to the pot by knowing and incorrectly stating it was a NIMSO, when it really wasn’t.
My younger sister fell for one of those “rebuilt title” cars a few years ago. She found a 1 year old 3 series with a rebuilt title that seemed like a steal. It wasn’t being sold by a dealership, but by a local used car lot (which I wasn’t familiar with). They told her the car had a rebuilt title because the original owner left his window open during a rain storm because the window regulator broke.
She said there was no evidence of a wreck (which was true), and that the used car lot only had to replace the window regulator to give the car a clean bill of health. Fast forward 4 months later when the electrics were giving her all sorts of fits. She finally took it to my BMW dealership who found dampness and water under the carpets, behind the door cards, under the trunk mat, etc. They said it looked like it had been in a flood.
Digging around a bit, found out it originally came from the east coast and was one of the cars that was affected by the super storm Sandy. Tracing it back, the car was totaled by the insurance company, then bought by an aggregator who specialized in such cars, and then sold at auction to the used car dealer my sister bought it from.
She kept it a year. It never ran right. She babied it along to keep it on the road (usually with wipers, ECU, lights, etc either not functioning, or functioning sporadically. I can’t recall the amount of times she was left stranded.
But, it looked good and she got a “hulluva” deal on it.
AQI of 311 this morning in Lake Forest Park, which isn't far from @28firefighter . I can easily say I have never seen it this bad. Oh well, maybe September will be nice.
I think the only one who strikes it rich via Ramsey is Ramsey himself. Seems like another huckster in an age of grifters and cons, selling miserly advice to those who don't remember to spend less than they make.
I'll say if I had to get a Sentra, I'd want the fanciest one possible, to detach from the fleet-grade style of normal models. And for something like an ST, which may attract those who drive too hard, new is a safer bet, just like with a WRX or similar.
Warranty or not, you'd have to be categorically insane to buy a car that's been branded as a "manufacturer's buyback." Cars do get bought back for various reasons ranging from physical defects to major mechanical malfunctions. The point is, that it isn't easy. Sometimes you have to get a lawyer involved. Someone has got to be EXTREMELY unhappy in the 1st place to get this going.
I'm glad Dave Ramsey is independently wealthy and doesn't need to finance cars like the rest of us do. Maybe he can start buying cars for people who call into his show so he doesn't have to have a fit.
If you are serious about a Focus ST, why not start a search for a NEW one? You seem to maintain your cars properly & the car isn't THAT expensive to begin with. I'm sure there will be some healthy discounts and cheapo financing. Leftover, orphaned cars can be great if you find one you like. I bought my 2001 Prelude Type SH in April of 2002 as a leftover. I just hit 160,000 miles on it last week.
AQI of 311 this morning in Lake Forest Park, which isn't far from @28firefighter . I can easily say I have never seen it this bad. Oh well, maybe September will be nice.
December is nice too - Christmas and Chanukkah are always memorable.
All kidding aside, at times we also suffer from smoke and haze during dry season (November through April) due to brush fires in or surrounding the Everglades when the winds are easterly. Some are caused by lightning - remember Florida has more yearly lightning strikes than any other State. That and hurricanes scare the life out of me.
I think the only one who strikes it rich via Ramsey is Ramsey himself. Seems like another huckster in an age of grifters and cons, selling miserly advice to those who don't remember to spend less than they make.
I think you're probably wrong about Ramsey. I heard him on several times on occasion and all he said then was exactly don't spend more than you make. Perhaps things changed since then. He spoke a lot against debt, which included buying cars on credit. I can say that - most of us here are sophisticated and sober enough to understand our own credit capacity and has enough will power to keep the debt well under it. However, there are plenty of people out there who don't have such internal brakes and will borrow every dollar that is offered to them by anybody. For those, a stark and somewhat rigid advice of avoiding debt altogether, including personal vehicle, may be the best thing they need. So I would not be so dismissive of it. There is no entitlement for a new car every few years, no matter how hard you work.
AQI of 311 this morning in Lake Forest Park, which isn't far from @28firefighter . I can easily say I have never seen it this bad. Oh well, maybe September will be nice.
Sigh
2025 Jetta GLI Autobahn, 2024 Jeep Grand Cherokee 4xE
The thing about me with these car searches online is:
1) Rarely do I follow through on these online searches 2) Our '11 Kia Soul is running well so I don't need a new or different car
I do like the 2017 Nissan Sentra SR Turbo in 2 or 3 of their colors and one-owner (that are not buybacks) examples are selling for around $15,750. So I could find one later at a reasonable price.
The Ford Focus ST for 2019 is being presented for sale by at least one really zealous YouTube reviewer already, after Fo-Mo-Co released their statement on just offering SUV's and pickups after the 2018 model year. So there's some mystery there. The car looks great in Ford's deep blue color and I'll be YouTube-ing and Google-ing everything possible about these two cars as time goes on, no problem there.
I don't know, seems like common sense to me, but I have never jumped into debt I couldn't reasonably handle. Maybe common sense isn't so common. Maybe he is just profiting from the hilarious lack of financial education in the primary and secondary schools. Still, at best, he is succeeding via a general lack of financial education, or simple ignorance - which fits these times very well. He's not some kind of oracle, not to me anyway. He's just preaching things people who should already know (and gaining wealth from those people), often to people who think they know it all already.
I think you're probably wrong about Ramsey. I heard him on several times on occasion and all he said then was exactly don't spend more than you make. Perhaps things changed since then. He spoke a lot against debt, which included buying cars on credit. I can say that - most of us here are sophisticated and sober enough to understand our own credit capacity and has enough will power to keep the debt well under it. However, there are plenty of people out there who don't have such internal brakes and will borrow every dollar that is offered to them by anybody. For those, a stark and somewhat rigid advice of avoiding debt altogether, including personal vehicle, may be the best thing they need. So I would not be so dismissive of it. There is no entitlement for a new car every few years, no matter how hard you work.
We end up with lots of fog and mist during the winter, and sometimes have inversions which result in real smog. For a long time, the summers here have arguably been the best in the world, and a big draw for the endless scores of transplants. To now have summer kind of stunted isn't fun.
They say by Thursday, it might break up a bit. Here's hoping. No hurricanes, anyway - the big issue lurking here is earthquakes. We could get the big one in 5 minutes, or in 5000 years.
December is nice too - Christmas and Chanukkah are always memorable.
All kidding aside, at times we also suffer from smoke and haze during dry season (November through April) due to brush fires in or surrounding the Everglades when the winds are easterly. Some are caused by lightning - remember Florida has more yearly lightning strikes than any other State. That and hurricanes scare the life out of me.
Bummer. First my desktop, now my laptop. I just can't log on to Emunds. Right now I'm using my Samsung smartphone; And it works fine. Certainly there must be a less frustrating way to get to my favorite threads on Edmunds.
Edit: I tried Explorer and Voila it works on my laptop. Sweet!
I don't know, seems like common sense to me, but I have never jumped into debt I couldn't reasonably handle. Maybe common sense isn't so common. Maybe he is just profiting from the hilarious lack of financial education in the primary and secondary schools. Still, at best, he is succeeding via a general lack of financial education, or simple ignorance - which fits these times very well. He's not some kind of oracle, not to me anyway. He's just preaching things people who should already know (and gaining wealth from those people), often to people who think they know it all already.
Exactly.
1997 Honda Prelude Base - 2022 Acura MDX Type S Advance - 2021 Honda Passport Sport - 2006 BMW 330Ci ZHP
Bingo. I see it around a lot and I work with people who are intelligent, can use math in their work, but when it comes to money they often act like 2+2 equals at least 15. When you tell them it's four, they act like you just told them they were worthless scum (cause you just told them they shouldn't be buying something that makes them feel like winners). If there is a guy there who will tells how it is every day and one out of twenty actually listens and changes their ways to be more common sense, the guy does "God's work", even if this means he makes money somehow (advertising?). I don't listen to his show, but I'll take anybody telling people basic truth, even if it's making hig or her rich in the process.
Well, i'm back from theEdmunds black hole ,at least for one post.. My 8 yo IPad is evidently not classy enough for the new system. So i either have to spend hundereds of dollars to post here or bid you farewell. You'll know soon.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Well, i'm back from theEdmunds black hole ,at least for one post.. My 8 yo IPad is evidently not classy enough for the new system. So i either have to spend hundereds of dollars to post here or bid you farewell. You'll know soon.
What's wrong? Did you try different browser (like Chrome)?
I suppose if Ramsey results in one less person going broke, he isn't all bad. I do think the biggest benefactor of his material is himself - he's a wealthy man for talking about what should be taught from a young age.
My parents were pretty free spenders when I was a kid, which resulted in me being the opposite, as I don't want similar issues. After my dad passed, I erred on the side of "live a little" a bit more - I am not immune to a host of frivolities, but I still wouldn't feel right if I wasn't putting money away for tomorrow during each pay period. I know enough to not bite off a mortgage 8x my income or a car twice my income etc.
Bingo. I see it around a lot and I work with people who are intelligent, can use math in their work, but when it comes to money they often act like 2+2 equals at least 15. When you tell them it's four, they act like you just told them they were worthless scum (cause you just told them they shouldn't be buying something that makes them feel like winners). If there is a guy there who will tells how it is every day and one out of twenty actually listens and changes their ways to be more common sense, the guy does "God's work", even if this means he makes money somehow (advertising?). I don't listen to his show, but I'll take anybody telling people basic truth, even if it's making hig or her rich in the process.
We are headed to Cleveland this weekend and part of next week to visit with my wife's family. I never thought I'd see the day where I was excited about the weather there.
2025 Jetta GLI Autobahn, 2024 Jeep Grand Cherokee 4xE
Bummer. First my desktop, now my laptop. I just can't log on to Emunds. Right now I'm using my Samsung smartphone; And it works fine. Certainly there must be a less frustrating way to get to my favorite threads on Edmunds.
Edit: I tried Explorer and Voila it works on my laptop. Sweet!
Seems like the conversion is turning into a disaster. The biggest issue is somehow people lost the continuity of their memberships. I was lucky not to, but there was a moment I was quite confused, too. I logged in, went into this new thing, but fortunately I kept everything "the same" and it tied my old account with the new one, but I can see how I could have lost that connection. Seems like the switch was not designed right if so many people lost that continuity.
Using debt depends on for what. If you need a car to work, and don’t have lots of savings, really no choice. And you need to live somplace, so rent or mortgage.
But if you always wanted a boat, and have no money for one, bad idea. Ditto for buying luxury items on a charge card, if you barely make enough to make ends meet, you don’t need to finance a fancy watch.
Reboot and clean browser history and cookies should probably fix most of the buggy login issues. Switching browsers with success pretty much proves that.
Reboot and clean browser history and cookies should probably fix most of the buggy login issues. Switching browsers with success pretty much proves that.
Not so. I did all that plus more in Safari today and it makes no difference. It does not render the login page correctly on the iPhone so until they fix that nothing will change.
I just installed Firefox for iOS and that behaves properly. Would be a shame to have to use a workaround though to compensate for inadequate testing by the software developer.
We are headed to Cleveland this weekend and part of next week to visit with my wife's family. I never thought I'd see the day where I was excited about the weather there.
I can't speak for Cleveland's weather but Pittsburgh has been relatively pleasant temps wise, humidity is down too. While you're in Cleveland feel like checking out a car for me?
1997 Honda Prelude Base - 2022 Acura MDX Type S Advance - 2021 Honda Passport Sport - 2006 BMW 330Ci ZHP
Warranty or not, you'd have to be categorically insane to buy a car that's been branded as a "manufacturer's buyback." Cars do get bought back for various reasons ranging from physical defects to major mechanical malfunctions. The point is, that it isn't easy. Sometimes you have to get a lawyer involved. Someone has got to be EXTREMELY unhappy in the 1st place to get this going.
I'm glad Dave Ramsey is independently wealthy and doesn't need to finance cars like the rest of us do. Maybe he can start buying cars for people who call into his show so he doesn't have to have a fit.
If you are serious about a Focus ST, why not start a search for a NEW one? You seem to maintain your cars properly & the car isn't THAT expensive to begin with. I'm sure there will be some healthy discounts and cheapo financing. Leftover, orphaned cars can be great if you find one you like. I bought my 2001 Prelude Type SH in April of 2002 as a leftover. I just hit 160,000 miles on it last week.
Exactly! The dealers around here advertise new STs for a minimum of $3500 off of MSRP. I'd estimate that an ST is at worst 1,000,000% more fun to drive than the Sentra SR.
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
I think the only one who strikes it rich via Ramsey is Ramsey himself. Seems like another huckster in an age of grifters and cons, selling miserly advice to those who don't remember to spend less than they make.
I think you're probably wrong about Ramsey. I heard him on several times on occasion and all he said then was exactly don't spend more than you make. Perhaps things changed since then. He spoke a lot against debt, which included buying cars on credit. I can say that - most of us here are sophisticated and sober enough to understand our own credit capacity and has enough will power to keep the debt well under it. However, there are plenty of people out there who don't have such internal brakes and will borrow every dollar that is offered to them by anybody. For those, a stark and somewhat rigid advice of avoiding debt altogether, including personal vehicle, may be the best thing they need. So I would not be so dismissive of it. There is no entitlement for a new car every few years, no matter how hard you work.
I agree.
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
My iPhone, which never had an issue after the switchover, suddenly won't let me into the forums.It takes me to the old forums login screen which fails of course (why is that still even an option?) and when I try to use the Insider sign in I cannot get the phone to scroll to the bottom of that page to get to the "Sign in" small print (PLEASE fix that!). I finally went to the main Edmunds page, signed in as an Insider there, and still couldn't get recognized in the forums. Any suggestions on how to do this with an iPhone?
@ab348, I'm having the exact same problem trying to log in from my iPhone. Can't get down to the sign in at the bottom of the screen. Very frustrating. I'm logged in on my iPad but not the iPhone.
@thebean if you can get a screenshot of the popup where you can't get down to it on your phone and send it to me at pf_flyer@edmunds.com it would be very helpful
I think the only one who strikes it rich via Ramsey is Ramsey himself. Seems like another huckster in an age of grifters and cons, selling miserly advice to those who don't remember to spend less than they make.
I think you're probably wrong about Ramsey. I heard him on several times on occasion and all he said then was exactly don't spend more than you make. Perhaps things changed since then. He spoke a lot against debt, which included buying cars on credit. I can say that - most of us here are sophisticated and sober enough to understand our own credit capacity and has enough will power to keep the debt well under it. However, there are plenty of people out there who don't have such internal brakes and will borrow every dollar that is offered to them by anybody. For those, a stark and somewhat rigid advice of avoiding debt altogether, including personal vehicle, may be the best thing they need. So I would not be so dismissive of it. There is no entitlement for a new car every few years, no matter how hard you work.
X2
His advice especially to those who've ended up in financial troubles is sage on how to go about getting themselves into a solid paying off, and saving, pattern. He has them eliminating the most expensive debt first and saving into rainy day funds. He advises them to get extra income with a part time job for one or both people if married.
The people who call in to report their success after a year or more sound like they've benefitted from his advice. And some people come to the studios to report their successful establishment of no debt and good budgeting.
That's all much better than those folks getting hooked on the scam articles who advertise they get rid of debt to the IRS or get other negatives off your financial records. Those folks are like those who promise to get folks out of time share contracts. Do those really work, BTW? LOL Has anyone here used the time share service or know of someone with success?
I think the only one who strikes it rich via Ramsey is Ramsey himself. Seems like another huckster in an age of grifters and cons, selling miserly advice to those who don't remember to spend less than they make.
I think you're probably wrong about Ramsey. I heard him on several times on occasion and all he said then was exactly don't spend more than you make. Perhaps things changed since then. He spoke a lot against debt, which included buying cars on credit. I can say that - most of us here are sophisticated and sober enough to understand our own credit capacity and has enough will power to keep the debt well under it. However, there are plenty of people out there who don't have such internal brakes and will borrow every dollar that is offered to them by anybody. For those, a stark and somewhat rigid advice of avoiding debt altogether, including personal vehicle, may be the best thing they need. So I would not be so dismissive of it. There is no entitlement for a new car every few years, no matter how hard you work.
I agree.
The problem is that our economy exists on debt. If people stopped buying on credit, and only spent as much, or less, than they earned, our entire monetary system would utterly collapse. We are a debt-driven economy, not a productivity-driven economy. I mean, the government spends way more than it earns, so why would citizens be encouraged to "austerity"?
For certain, the automobile biz would suffer horribly.
The average monthly loan payment for a new vehicle hit an all-time high of $523 in the first quarter, according to Experian.
The average amount borrowed by buyers of new cars, trucks and SUVs also climbed to a record high of $31,453.
We are headed to Cleveland this weekend and part of next week to visit with my wife's family. I never thought I'd see the day where I was excited about the weather there.
I can't speak for Cleveland's weather but Pittsburgh has been relatively pleasant temps wise, humidity is down too. While you're in Cleveland feel like checking out a car for me?
Potentially - shoot me a PM.
2025 Jetta GLI Autobahn, 2024 Jeep Grand Cherokee 4xE
Well, i'm back from theEdmunds black hole ,at least for one post.. My 8 yo IPad is evidently not classy enough for the new system. So i either have to spend hundereds of dollars to post here or bid you farewell. You'll know soon.
Perhaps we need to learn Morse Code or interpret smoke signals. We’re going backwards, not forward.
The problem is that our economy exists on debt. If people stopped buying on credit, and only spent as much, or less, than they earned, our entire monetary system would utterly collapse. We are a debt-driven economy, not a productivity-driven economy. I mean, the government spends way more than it earns, so why would citizens be encouraged to "austerity"?
For certain, the automobile biz would suffer horribly.
The average monthly loan payment for a new vehicle hit an all-time high of $523 in the first quarter, according to Experian.
The average amount borrowed by buyers of new cars, trucks and SUVs also climbed to a record high of $31,453.
Cold turkey, sure, it would be pretty bad short term and might persists for some time. However, over time the economy would rebalance itself. Rare and expensive goods would still remain rare and expensive, with one difference - people who don't have money would not have illusions they can have them today. BTW, as I said before, I'm not against debt, but I know financial leverage is very dangerous and can be destructive. For people and for businesses. Same great metrics of "financial efficiency" turn into death spiral on just small changes in the cashflow. The problem is people tend to be overly optimistic about their own ability to pay, earn money, they underestimate threats, overestimate windfalls. Same with companies and investors. This all adds up to system of financial crises popping up like a clockwork, every 20 years, with "end of civilization" financial experience once every couple of generations. Seems like people already forgot about those houses on bought negative amortization loans. And I can tell you - I saw first hand how little some people understood from 2008/9 crisis. All they took from it was "evil banks screwed good people", so they didn't have to change a thing in their own life, unless forced by those evil banks.
My phone must have kept me logged in. All I did was hit the little star icon and my bookmarks popped up. Though before I noticed that, I just pulled up a thread from the search box.
I did the phone login day 1 to see if it worked and didn’t touch it since.
My phone must have kept me logged in. All I did was hit the little star icon and my bookmarks popped up. Though before I noticed that, I just pulled up a thread from the search box.
I did the phone login day 1 to see if it worked and didn’t touch it since.
That's what I did too and it worked without needing to log in at all on the phone until last night.
Near as I can tell from my experience it seems to be a problem with the Edmunds s/w and Safari, since Firefox for the iPhone works OK with the forums.
My phone must have kept me logged in. All I did was hit the little star icon and my bookmarks popped up. Though before I noticed that, I just pulled up a thread from the search box.
I did the phone login day 1 to see if it worked and didn’t touch it since.
That's what I did too and it worked without needing to log in at all on the phone until last night.
Near as I can tell from my experience it seems to be a problem with the Edmunds s/w and Safari, since Firefox for the iPhone works OK with the forums.
I’m using Safari right now. I have also had to log in again and it worked. But if it’s happening to several iPhone users here, I suspect I will eventually be affected as well.
My iPhone, which never had an issue after the switchover, suddenly won't let me into the forums.It takes me to the old forums login screen which fails of course (why is that still even an option?) and when I try to use the Insider sign in I cannot get the phone to scroll to the bottom of that page to get to the "Sign in" small print (PLEASE fix that!). I finally went to the main Edmunds page, signed in as an Insider there, and still couldn't get recognized in the forums. Any suggestions on how to do this with an iPhone?
@ab348, I'm having the exact same problem trying to log in from my iPhone. Can't get down to the sign in at the bottom of the screen. Very frustrating. I'm logged in on my iPad but not the iPhone.
@thebean if you can get a screenshot of the popup where you can't get down to it on your phone and send it to me at pf_flyer@edmunds.com it would be very helpful
I firmly believe that Dave Ramsey is sincere and is not trying to con anyone. My wife and I use his free budgeting app and we find it to be very helpful. We also use a financial advisor and an accountant that Ramsey recommended. Both are excellent. I’m not as anti-debt as Ramsey but we do pay our credit card balances off in full every month and pay off car loans in three years or less. I believe making a budget is the key- telling your money where to go as opposed to wondering where it went.
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
It was pretty nice when I moved here 6 years ago, but has been steadily getting more extreme weather wise. Each year the summer air quality has been worse than the year before.
You've been there 6 years already? Sheesh, it didn't seem like that long ago you were moving there.
I'm getting old. Just realized that it's been 25 years, this month, that I moved from CA to CO.
Everything happened twice as long ago as you thought it did. But, yeh, I thought firefighter just moved there about a year ago. Also, old age is always 10 years more than you are now.
Comments
I'm glad Dave Ramsey is independently wealthy and doesn't need to finance cars like the rest of us do. Maybe he can start buying cars for people who call into his show so he doesn't have to have a fit.
If you are serious about a Focus ST, why not start a search for a NEW one? You seem to maintain your cars properly & the car isn't THAT expensive to begin with. I'm sure there will be some healthy discounts and cheapo financing. Leftover, orphaned cars can be great if you find one you like. I bought my 2001 Prelude Type SH in April of 2002 as a leftover. I just hit 160,000 miles on it last week.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
2014 Malibu 2LT, 2015 Cruze 2LT,
2017 Cadillac ATS Performance Premium 3.6
2024 Genesis G90 Super-Charger
2024 Genesis G90 Super-Charger
@iluvmysephia1 ....funny about the descriptions of “rebuilt titles” or “manufacturer buybacks”. They always act like they bought the cars back was for a minor issue to make the customer happy. Nothing could be further from the truth. Manufacturers loath to buy back a vehicle and will fight tooth and nail to keep from doing so. They’ll also throw their (considerable) legal and corporate weight around trying to wear down a customer so they just give up pursuing a buyback.
I’m absolutely certain the buyback on that Sentra was more than just replacing an O2 sensor. There’s more to it....a lot more to it, I’m certain. Don’t succumb to the dealership feigning they don’t know what they have. They know exactly what they have. Sounds like they were trying to add to the pot by knowing and incorrectly stating it was a NIMSO, when it really wasn’t.
My younger sister fell for one of those “rebuilt title” cars a few years ago. She found a 1 year old 3 series with a rebuilt title that seemed like a steal. It wasn’t being sold by a dealership, but by a local used car lot (which I wasn’t familiar with). They told her the car had a rebuilt title because the original owner left his window open during a rain storm because the window regulator broke.
She said there was no evidence of a wreck (which was true), and that the used car lot only had to replace the window regulator to give the car a clean bill of health. Fast forward 4 months later when the electrics were giving her all sorts of fits. She finally took it to my BMW dealership who found dampness and water under the carpets, behind the door cards, under the trunk mat, etc. They said it looked like it had been in a flood.
Digging around a bit, found out it originally came from the east coast and was one of the cars that was affected by the super storm Sandy. Tracing it back, the car was totaled by the insurance company, then bought by an aggregator who specialized in such cars, and then sold at auction to the used car dealer my sister bought it from.
She kept it a year. It never ran right. She babied it along to keep it on the road (usually with wipers, ECU, lights, etc either not functioning, or functioning sporadically. I can’t recall the amount of times she was left stranded.
But, it looked good and she got a “hulluva” deal on it.
2017 Cadillac ATS Performance Premium 3.6
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
I'll say if I had to get a Sentra, I'd want the fanciest one possible, to detach from the fleet-grade style of normal models. And for something like an ST, which may attract those who drive too hard, new is a safer bet, just like with a WRX or similar.
2024 Genesis G90 Super-Charger
All kidding aside, at times we also suffer from smoke and haze during dry season (November through April) due to brush fires in or surrounding the Everglades when the winds are easterly. Some are caused by lightning - remember Florida has more yearly lightning strikes than any other State. That and hurricanes scare the life out of me.
2024 Genesis G90 Super-Charger
2018 430i Gran Coupe
1) Rarely do I follow through on these online searches
2) Our '11 Kia Soul is running well so I don't need a new or different car
I do like the 2017 Nissan Sentra SR Turbo in 2 or 3 of their colors and one-owner (that are not buybacks) examples are selling for around $15,750. So I could find one later at a reasonable price.
The Ford Focus ST for 2019 is being presented for sale by at least one really zealous YouTube reviewer already, after Fo-Mo-Co released their statement on just offering SUV's and pickups after the 2018 model year. So there's some mystery there. The car looks great in Ford's deep blue color and I'll be YouTube-ing and Google-ing everything possible about these two cars as time goes on, no problem there.
Thanks for your comments, guys.
2021 Kia Soul LX 6-speed stick
They say by Thursday, it might break up a bit. Here's hoping. No hurricanes, anyway - the big issue lurking here is earthquakes. We could get the big one in 5 minutes, or in 5000 years.
Edit: I tried Explorer and Voila it works on my laptop. Sweet!
2018 430i Gran Coupe
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2018 430i Gran Coupe
My parents were pretty free spenders when I was a kid, which resulted in me being the opposite, as I don't want similar issues. After my dad passed, I erred on the side of "live a little" a bit more - I am not immune to a host of frivolities, but I still wouldn't feel right if I wasn't putting money away for tomorrow during each pay period. I know enough to not bite off a mortgage 8x my income or a car twice my income etc.
2017 Cadillac ATS Performance Premium 3.6
2018 430i Gran Coupe
But if you always wanted a boat, and have no money for one, bad idea. Ditto for buying luxury items on a charge card, if you barely make enough to make ends meet, you don’t need to finance a fancy watch.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
I just installed Firefox for iOS and that behaves properly. Would be a shame to have to use a workaround though to compensate for inadequate testing by the software developer.
2017 Cadillac ATS Performance Premium 3.6
I'd estimate that an ST is at worst 1,000,000% more fun to drive than the Sentra SR.
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
His advice especially to those who've ended up in financial troubles is sage on how to go about getting themselves into a solid paying off, and saving, pattern. He has them eliminating the most expensive debt first and saving into rainy day funds. He advises them to get extra income with a part time job for one or both people if married.
The people who call in to report their success after a year or more sound like they've benefitted from his advice. And some people come to the studios to report their successful establishment of no debt and good budgeting.
That's all much better than those folks getting hooked on the scam articles who advertise they get rid of debt to the IRS or get other negatives off your financial records. Those folks are like those who promise to get folks out of time share contracts. Do those really work, BTW? LOL Has anyone here used the time share service or know of someone with success?
2014 Malibu 2LT, 2015 Cruze 2LT,
For certain, the automobile biz would suffer horribly.
The average monthly loan payment for a new vehicle hit an all-time high of $523 in the first quarter, according to Experian.
The average amount borrowed by buyers of new cars, trucks and SUVs also climbed to a record high of $31,453.
2024 Genesis G90 Super-Charger
BTW, as I said before, I'm not against debt, but I know financial leverage is very dangerous and can be destructive. For people and for businesses. Same great metrics of "financial efficiency" turn into death spiral on just small changes in the cashflow. The problem is people tend to be overly optimistic about their own ability to pay, earn money, they underestimate threats, overestimate windfalls. Same with companies and investors. This all adds up to system of financial crises popping up like a clockwork, every 20 years, with "end of civilization" financial experience once every couple of generations. Seems like people already forgot about those houses on bought negative amortization loans. And I can tell you - I saw first hand how little some people understood from 2008/9 crisis. All they took from it was "evil banks screwed good people", so they didn't have to change a thing in their own life, unless forced by those evil banks.
2018 430i Gran Coupe
I did the phone login day 1 to see if it worked and didn’t touch it since.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Near as I can tell from my experience it seems to be a problem with the Edmunds s/w and Safari, since Firefox for the iPhone works OK with the forums.
2017 Cadillac ATS Performance Premium 3.6
2024 Genesis G90 Super-Charger
I can tell people I've been to Hell.
https://www.gotohellmi.com
If they tell you to go to Hell you can say you have gone and come back. Did you eat at the Hell Hole Diner?
4.5 stars on tripadvisor
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
I’m not as anti-debt as Ramsey but we do pay our credit card balances off in full every month and pay off car loans in three years or less.
I believe making a budget is the key- telling your money where to go as opposed to wondering where it went.
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
But, yeh, I thought firefighter just moved there about a year ago.
Also, old age is always 10 years more than you are now.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250