Edmunds Members - Cars and Conversations (Archived)

nyccarguy

Warranty or not, you'd have to be categorically insane to buy a car that's been branded as a "manufacturer's buyback." Cars do get bought back for various reasons ranging from physical defects to major mechanical malfunctions. The point is, that it isn't easy. Sometimes you have to get a lawyer involved. Someone has got to be EXTREMELY unhappy in the 1st place to get this going.

I'm glad Dave Ramsey is independently wealthy and doesn't need to finance cars like the rest of us do. Maybe he can start buying cars for people who call into his show so he doesn't have to have a fit.

If you are serious about a Focus ST, why not start a search for a NEW one? You seem to maintain your cars properly & the car isn't THAT expensive to begin with. I'm sure there will be some healthy discounts and cheapo financing. Leftover, orphaned cars can be great if you find one you like. I bought my 2001 Prelude Type SH in April of 2002 as a leftover. I just hit 160,000 miles on it last week.

imidazol97

snakeweasel said:

I can tell people I've been to Hell.

https://www.gotohellmi.com

So if someone tells you to go there, you can respond, "Don't bother telling me. I've already been there!"

ab348

thebean said:

ab348 said:

My iPhone, which never had an issue after the switchover, suddenly won't let me into the forums.It takes me to the old forums login screen which fails of course (why is that still even an option?) and when I try to use the Insider sign in I cannot get the phone to scroll to the bottom of that page to get to the "Sign in" small print (PLEASE fix that!). I finally went to the main Edmunds page, signed in as an Insider there, and still couldn't get recognized in the forums. Any suggestions on how to do this with an iPhone?

@ab348, I'm having the exact same problem trying to log in from my iPhone. Can't get down to the sign in at the bottom of the screen. Very frustrating. I'm logged in on my iPad but not the iPhone.

Well, it's nice to know that I'm not alone.

pensfan83

nyccarguy said:

Warranty or not, you'd have to be categorically insane to buy a car that's been branded as a "manufacturer's buyback." Cars do get bought back for various reasons ranging from physical defects to major mechanical malfunctions. The point is, that it isn't easy. Sometimes you have to get a lawyer involved. Someone has got to be EXTREMELY unhappy in the 1st place to get this going.

I'm glad Dave Ramsey is independently wealthy and doesn't need to finance cars like the rest of us do. Maybe he can start buying cars for people who call into his show so he doesn't have to have a fit.

If you are serious about a Focus ST, why not start a search for a NEW one? You seem to maintain your cars properly & the car isn't THAT expensive to begin with. I'm sure there will be some healthy discounts and cheapo financing. Leftover, orphaned cars can be great if you find one you like. I bought my 2001 Prelude Type SH in April of 2002 as a leftover. I just hit 160,000 miles on it last week.

I wasn't a regular poster at the time but I've read enough about @graphicguy 's issues with his Cadillac buyback that it seemed like a never ending nightmare

abacomike

thebean said:

My iPhone, which never had an issue after the switchover, suddenly won't let me into the forums.It takes me to the old forums login screen which fails of course (why is that still even an option?) and when I try to use the Insider sign in I cannot get the phone to scroll to the bottom of that page to get to the "Sign in" small print (PLEASE fix that!). I finally went to the main Edmunds page, signed in as an Insider there, and still couldn't get recognized in the forums. Any suggestions on how to do this with an iPhone?

@ab348, I'm having the exact same problem trying to log in from my iPhone. Can't get down to the sign in at the bottom of the screen. Very frustrating. I'm logged in on my iPad but not the iPhone.

I have no problems yet with my iPhone 7+ which I use here on this site 99% of the time,

abacomike

pensfan83 said:

Warranty or not, you'd have to be categorically insane to buy a car that's been branded as a "manufacturer's buyback." Cars do get bought back for various reasons ranging from physical defects to major mechanical malfunctions. The point is, that it isn't easy. Sometimes you have to get a lawyer involved. Someone has got to be EXTREMELY unhappy in the 1st place to get this going. I'm glad Dave Ramsey is independently wealthy and doesn't need to finance cars like the rest of us do. Maybe he can start buying cars for people who call into his show so he doesn't have to have a fit. If you are serious about a Focus ST, why not start a search for a NEW one? You seem to maintain your cars properly & the car isn't THAT expensive to begin with. I'm sure there will be some healthy discounts and cheapo financing. Leftover, orphaned cars can be great if you find one you like. I bought my 2001 Prelude Type SH in April of 2002 as a leftover. I just hit 160,000 miles on it last week.

I wasn't a regular poster at the time but I've read enough about @graphicguy 's issues with his Cadillac buyback that it seemed like a never ending nightmare

We all suffered with graphicguy with his Cadillac problems - I know I was totally p...sed with the way he was treated by Cadillac.  At least we were able to support him and we were there for him.  I wouldn’t wish those experiences on my worst enemy - well maybe my worst enemy but not my second worst enemy! 

PF_Flyer

abacomike said:

I continue to get 6-7 robot calls a day on my landline phone and 3-4 on my cell phone.  These come in the form of “final” arrangement insurance, extended warranties on cars that I no longer own, viruses identified on my computer, knee and back braces, IRS criminal lawsuits against me, credit card balance reductions, home security systems, police and fire memorial funds for injured and deceased first responders, etc.  I got a new one today stating they had a job offer for me.

This has gotten out of hand.  My phones don’t pick up the scam calls because they come through to me using my own area code.  There has to be a way to stop these constant calls.  Thank goodness my HOA is eliminating the requirement for a land line phone effective October 31st.  I can cancel my ATT landline that costs over $40 a month - and I never use the phone.

These calls invade our privacy - the States Attorney should pursue legislation to end this maddness.  

I've given up on those "no call" lists, both state and federal. As far as I can tell, all those do is verify that you have a working phone #. I've only ever put my landline on those lists, and I get 4-6 spam calls each day on the landline. I've never put my cell# on a no call list and I get an "unknown" caller on my cell maybe once a month. I'll NEVER answer those, but do a quick Google search on the calling number, find out that it's a spammer and block it for all eternity

graphicguy

Not wanting to relive that experience with the Caddy, for certain.

@iluvmysephia1 ....funny about the descriptions of “rebuilt titles” or “manufacturer buybacks”. They always act like they bought the cars back was for a minor issue to make the customer happy. Nothing could be further from the truth. Manufacturers loath to buy back a vehicle and will fight tooth and nail to keep from doing so. They’ll also throw their (considerable) legal and corporate weight around trying to wear down a customer so they just give up pursuing a buyback.

I’m absolutely certain the buyback on that Sentra was more than just replacing an O2 sensor. There’s more to it....a lot more to it, I’m certain. Don’t succumb to the dealership feigning they don’t know what they have. They know exactly what they have. Sounds like they were trying to add to the pot by knowing and incorrectly stating it was a NIMSO, when it really wasn’t.

My younger sister fell for one of those “rebuilt title” cars a few years ago. She found a 1 year old 3 series with a rebuilt title that seemed like a steal. It wasn’t being sold by a dealership, but by a local used car lot (which I wasn’t familiar with). They told her the car had a rebuilt title because the original owner left his window open during a rain storm because the window regulator broke.

She said there was no evidence of a wreck (which was true), and that the used car lot only had to replace the window regulator to give the car a clean bill of health. Fast forward 4 months later when the electrics were giving her all sorts of fits. She finally took it to my BMW dealership who found dampness and water under the carpets, behind the door cards, under the trunk mat, etc. They said it looked like it had been in a flood.

Digging around a bit, found out it originally came from the east coast and was one of the cars that was affected by the super storm Sandy. Tracing it back, the car was totaled by the insurance company, then bought by an aggregator who specialized in such cars, and then sold at auction to the used car dealer my sister bought it from.

She kept it a year. It never ran right. She babied it along to keep it on the road (usually with wipers, ECU, lights, etc either not functioning, or functioning sporadically. I can’t recall the amount of times she was left stranded.

But, it looked good and she got a “hulluva” deal on it.

ab348

abacomike said:

I have no problems yet with my iPhone 7+ which I use here on this site 99% of the time,

Wait a while.

stickguy

How did she finally get out of it? And how big a loss?

fintail

AQI of 311 this morning in Lake Forest Park, which isn't far from @28firefighter . I can easily say I have never seen it this bad. Oh well, maybe September will be nice.

stickguy

Hi

fintail

I think the only one who strikes it rich via Ramsey is Ramsey himself. Seems like another huckster in an age of grifters and cons, selling miserly advice to those who don't remember to spend less than they make.

I'll say if I had to get a Sentra, I'd want the fanciest one possible, to detach from the fleet-grade style of normal models. And for something like an ST, which may attract those who drive too hard, new is a safer bet, just like with a WRX or similar.

nyccarguy said:

Warranty or not, you'd have to be categorically insane to buy a car that's been branded as a "manufacturer's buyback." Cars do get bought back for various reasons ranging from physical defects to major mechanical malfunctions. The point is, that it isn't easy. Sometimes you have to get a lawyer involved. Someone has got to be EXTREMELY unhappy in the 1st place to get this going.

I'm glad Dave Ramsey is independently wealthy and doesn't need to finance cars like the rest of us do. Maybe he can start buying cars for people who call into his show so he doesn't have to have a fit.

If you are serious about a Focus ST, why not start a search for a NEW one? You seem to maintain your cars properly & the car isn't THAT expensive to begin with. I'm sure there will be some healthy discounts and cheapo financing. Leftover, orphaned cars can be great if you find one you like. I bought my 2001 Prelude Type SH in April of 2002 as a leftover. I just hit 160,000 miles on it last week.

abacomike

ab348 said:

I have no problems yet with my iPhone 7+ which I use here on this site 99% of the time,

Wait a while.

I hear you, ab.  Ask me again in 2 weeks and i’ll Report any problems.

abacomike

fintail said:

AQI of 311 this morning in Lake Forest Park, which isn't far from @28firefighter . I can easily say I have never seen it this bad. Oh well, maybe September will be nice.

December is nice too - Christmas and Chanukkah are always memorable.

All kidding aside, at times we also suffer from smoke and haze during dry season (November through April) due to brush fires in or surrounding the Everglades when the winds are easterly.  Some are caused by lightning - remember Florida has more yearly lightning strikes than any other State.  That and hurricanes scare the life out of me.

dino001

fintail said:

I think the only one who strikes it rich via Ramsey is Ramsey himself. Seems like another huckster in an age of grifters and cons, selling miserly advice to those who don't remember to spend less than they make.

I think you're probably wrong about Ramsey. I heard him on several times on occasion and all he said then was exactly don't spend more than you make. Perhaps things changed since then. He spoke a lot against debt, which included buying cars on credit. I can say that - most of us here are sophisticated and sober enough to understand our own credit capacity and has enough will power to keep the debt well under it. However, there are plenty of people out there who don't have such internal brakes and will borrow every dollar that is offered to them by anybody. For those, a stark and somewhat rigid advice of avoiding debt altogether, including personal vehicle, may be the best thing they need. So I would not be so dismissive of it. There is no entitlement for a new car every few years, no matter how hard you work.

28firefighter

fintail said:

AQI of 311 this morning in Lake Forest Park, which isn't far from @28firefighter . I can easily say I have never seen it this bad. Oh well, maybe September will be nice.

Sigh

iluvmysephia1

The thing about me with these car searches online is:

1) Rarely do I follow through on these online searches
2) Our '11 Kia Soul is running well so I don't need a new or different car

I do like the 2017 Nissan Sentra SR Turbo in 2 or 3 of their colors and one-owner (that are not buybacks) examples are selling for around $15,750. So I could find one later at a reasonable price.

The Ford Focus ST for 2019 is being presented for sale by at least one really zealous YouTube reviewer already, after Fo-Mo-Co released their statement on just offering SUV's and pickups after the 2018 model year. So there's some mystery there. The car looks great in Ford's deep blue color and I'll be YouTube-ing and Google-ing everything possible about these two cars as time goes on, no problem there.

Thanks for your comments, guys.

fintail

I don't know, seems like common sense to me, but I have never jumped into debt I couldn't reasonably handle. Maybe common sense isn't so common. Maybe he is just profiting from the hilarious lack of financial education in the primary and secondary schools. Still, at best, he is succeeding via a general lack of financial education, or simple ignorance - which fits these times very well. He's not some kind of oracle, not to me anyway. He's just preaching things people who should already know (and gaining wealth from those people), often to people who think they know it all already.

dino001 said:

I think you're probably wrong about Ramsey. I heard him on several times on occasion and all he said then was exactly don't spend more than you make. Perhaps things changed since then. He spoke a lot against debt, which included buying cars on credit. I can say that - most of us here are sophisticated and sober enough to understand our own credit capacity and has enough will power to keep the debt well under it. However, there are plenty of people out there who don't have such internal brakes and will borrow every dollar that is offered to them by anybody. For those, a stark and somewhat rigid advice of avoiding debt altogether, including personal vehicle, may be the best thing they need. So I would not be so dismissive of it. There is no entitlement for a new car every few years, no matter how hard you work.

fintail

We end up with lots of fog and mist during the winter, and sometimes have inversions which result in real smog. For a long time, the summers here have arguably been the best in the world, and a big draw for the endless scores of transplants. To now have summer kind of stunted isn't fun.

They say by Thursday, it might break up a bit. Here's hoping. No hurricanes, anyway - the big issue lurking here is earthquakes. We could get the big one in 5 minutes, or in 5000 years.

abacomike said:

December is nice too - Christmas and Chanukkah are always memorable.

All kidding aside, at times we also suffer from smoke and haze during dry season (November through April) due to brush fires in or surrounding the Everglades when the winds are easterly.  Some are caused by lightning - remember Florida has more yearly lightning strikes than any other State.  That and hurricanes scare the life out of me.

bwia

 Bummer. First my desktop, now my laptop. I just can't log on to Emunds. Right now I'm using my Samsung smartphone; And it works fine. Certainly there must be a less frustrating way to get to my favorite threads on Edmunds.

Edit: I tried Explorer and Voila it works on my laptop. Sweet!

pensfan83

fintail said:

I don't know, seems like common sense to me, but I have never jumped into debt I couldn't reasonably handle. Maybe common sense isn't so common. Maybe he is just profiting from the hilarious lack of financial education in the primary and secondary schools. Still, at best, he is succeeding via a general lack of financial education, or simple ignorance - which fits these times very well. He's not some kind of oracle, not to me anyway. He's just preaching things people who should already know (and gaining wealth from those people), often to people who think they know it all already.

Exactly.

dino001

fintail said:

Maybe common sense isn't so common.

Bingo. I see it around a lot and I work with people who are intelligent, can use math in their work, but when it comes to money they often act like 2+2 equals at least 15. When you tell them it's four, they act like you just told them they were worthless scum (cause you just told them they shouldn't be buying something that makes them feel like winners). If there is a guy there who will tells how it is every day and one out of twenty actually listens and changes their ways to be more common sense, the guy does "God's work", even if this means he makes money somehow (advertising?). I don't listen to his show, but I'll take anybody telling people basic truth, even if it's making hig or her rich in the process.

oldfarmer50

Well, i'm back from theEdmunds black hole ,at least for one post.. My 8 yo IPad is evidently not classy enough for the new system. So i either have to spend hundereds of dollars to post here or bid you farewell. You'll know soon.

dino001

oldfarmer50 said:

Well, i'm back from theEdmunds black hole ,at least for one post.. My 8 yo IPad is evidently not classy enough for the new system. So i either have to spend hundereds of dollars to post here or bid you farewell. You'll know soon.

What's wrong? Did you try different browser (like Chrome)?

fintail

I suppose if Ramsey results in one less person going broke, he isn't all bad. I do think the biggest benefactor of his material is himself - he's a wealthy man for talking about what should be taught from a young age.

My parents were pretty free spenders when I was a kid, which resulted in me being the opposite, as I don't want similar issues. After my dad passed, I erred on the side of "live a little" a bit more - I am not immune to a host of frivolities, but I still wouldn't feel right if I wasn't putting money away for tomorrow during each pay period. I know enough to not bite off a mortgage 8x my income or a car twice my income etc.

dino001 said:

Bingo. I see it around a lot and I work with people who are intelligent, can use math in their work, but when it comes to money they often act like 2+2 equals at least 15. When you tell them it's four, they act like you just told them they were worthless scum (cause you just told them they shouldn't be buying something that makes them feel like winners). If there is a guy there who will tells how it is every day and one out of twenty actually listens and changes their ways to be more common sense, the guy does "God's work", even if this means he makes money somehow (advertising?). I don't listen to his show, but I'll take anybody telling people basic truth, even if it's making hig or her rich in the process.

28firefighter

We are headed to Cleveland this weekend and part of next week to visit with my wife's family. I never thought I'd see the day where I was excited about the weather there.

ab348

Seems like a lot of login problems are popping up suddenly. I wonder if some ill-advised code changes got pushed out yesterday.

dino001

bwia said:

 Bummer. First my desktop, now my laptop. I just can't log on to Emunds. Right now I'm using my Samsung smartphone; And it works fine. Certainly there must be a less frustrating way to get to my favorite threads on Edmunds.

Edit: I tried Explorer and Voila it works on my laptop. Sweet!

Seems like the conversion is turning into a disaster. The biggest issue is somehow people lost the continuity of their memberships. I was lucky not to, but there was a moment I was quite confused, too. I logged in, went into this new thing, but fortunately I kept everything "the same" and it tied my old account with the new one, but I can see how I could have lost that connection. Seems like the switch was not designed right if so many people lost that continuity.

stickguy

Using debt depends on for what. If you need a car to work, and don’t have lots of savings, really no choice. And you need to live somplace, so rent or mortgage.

But if you always wanted a boat, and have no money for one, bad idea. Ditto for buying luxury items on a charge card, if you barely make enough to make ends meet, you don’t need to finance a fancy watch.

stickguy

Reboot and clean browser history and cookies should probably fix most of the buggy login issues. Switching browsers with success pretty much proves that.

ab348

stickguy said:

Reboot and clean browser history and cookies should probably fix most of the buggy login issues. Switching browsers with success pretty much proves that.

Not so. I did all that plus more in Safari today and it makes no difference. It does not render the login page correctly on the iPhone so until they fix that nothing will change. 

I just installed Firefox for iOS and that behaves properly. Would be a shame to have to use a workaround though to compensate for inadequate testing by the software developer. 

pensfan83

28firefighter said:

We are headed to Cleveland this weekend and part of next week to visit with my wife's family. I never thought I'd see the day where I was excited about the weather there.

I can't speak for Cleveland's weather but Pittsburgh has been relatively pleasant temps wise, humidity is down too. While you're in Cleveland feel like checking out a car for me?

roadburner

nyccarguy said:

Warranty or not, you'd have to be categorically insane to buy a car that's been branded as a "manufacturer's buyback." Cars do get bought back for various reasons ranging from physical defects to major mechanical malfunctions. The point is, that it isn't easy. Sometimes you have to get a lawyer involved. Someone has got to be EXTREMELY unhappy in the 1st place to get this going.

I'm glad Dave Ramsey is independently wealthy and doesn't need to finance cars like the rest of us do. Maybe he can start buying cars for people who call into his show so he doesn't have to have a fit.

If you are serious about a Focus ST, why not start a search for a NEW one? You seem to maintain your cars properly & the car isn't THAT expensive to begin with. I'm sure there will be some healthy discounts and cheapo financing. Leftover, orphaned cars can be great if you find one you like. I bought my 2001 Prelude Type SH in April of 2002 as a leftover. I just hit 160,000 miles on it last week.

Exactly! The dealers around here advertise new STs for a minimum of $3500 off of MSRP.
I'd estimate that an ST is at worst 1,000,000% more fun to drive than the Sentra SR.

roadburner

dino001 said:

fintail said:

I think the only one who strikes it rich via Ramsey is Ramsey himself. Seems like another huckster in an age of grifters and cons, selling miserly advice to those who don't remember to spend less than they make.

I think you're probably wrong about Ramsey. I heard him on several times on occasion and all he said then was exactly don't spend more than you make. Perhaps things changed since then. He spoke a lot against debt, which included buying cars on credit. I can say that - most of us here are sophisticated and sober enough to understand our own credit capacity and has enough will power to keep the debt well under it. However, there are plenty of people out there who don't have such internal brakes and will borrow every dollar that is offered to them by anybody. For those, a stark and somewhat rigid advice of avoiding debt altogether, including personal vehicle, may be the best thing they need. So I would not be so dismissive of it. There is no entitlement for a new car every few years, no matter how hard you work.

I agree.

PF_Flyer

thebean said:

ab348 said:

My iPhone, which never had an issue after the switchover, suddenly won't let me into the forums.It takes me to the old forums login screen which fails of course (why is that still even an option?) and when I try to use the Insider sign in I cannot get the phone to scroll to the bottom of that page to get to the "Sign in" small print (PLEASE fix that!). I finally went to the main Edmunds page, signed in as an Insider there, and still couldn't get recognized in the forums. Any suggestions on how to do this with an iPhone?

@ab348, I'm having the exact same problem trying to log in from my iPhone. Can't get down to the sign in at the bottom of the screen. Very frustrating. I'm logged in on my iPad but not the iPhone.

@thebean if you can get a screenshot of the popup where you can't get down to it on your phone and send it to me at pf_flyer@edmunds.com it would be very helpful

Mr_Shiftright

imidazol97 said:

snakeweasel said:

I can tell people I've been to Hell.

https://www.gotohellmi.com

So if someone tells you to go there, you can respond, "Don't bother telling me. I've already been there!"

Very convenient. When the real Hell fills up (it must be close to capacity, don't you think?), they can take the spill-over.

imidazol97

dino001 said:

fintail said:

I think the only one who strikes it rich via Ramsey is Ramsey himself. Seems like another huckster in an age of grifters and cons, selling miserly advice to those who don't remember to spend less than they make.

I think you're probably wrong about Ramsey. I heard him on several times on occasion and all he said then was exactly don't spend more than you make. Perhaps things changed since then. He spoke a lot against debt, which included buying cars on credit. I can say that - most of us here are sophisticated and sober enough to understand our own credit capacity and has enough will power to keep the debt well under it. However, there are plenty of people out there who don't have such internal brakes and will borrow every dollar that is offered to them by anybody. For those, a stark and somewhat rigid advice of avoiding debt altogether, including personal vehicle, may be the best thing they need. So I would not be so dismissive of it. There is no entitlement for a new car every few years, no matter how hard you work.

X2

His advice especially to those who've ended up in financial troubles is sage on how to go about getting themselves into a solid paying off, and saving, pattern. He has them eliminating the most expensive debt first and saving into rainy day funds. He advises them to get extra income with a part time job for one or both people if married.

The people who call in to report their success after a year or more sound like they've benefitted from his advice. And some people come to the studios to report their successful establishment of no debt and good budgeting.

That's all much better than those folks getting hooked on the scam articles who advertise they get rid of debt to the IRS or get other negatives off your financial records. Those folks are like those who promise to get folks out of time share contracts. Do those really work, BTW? LOL Has anyone here used the time share service or know of someone with success?

Mr_Shiftright

roadburner said:

dino001 said:

fintail said:

I think the only one who strikes it rich via Ramsey is Ramsey himself. Seems like another huckster in an age of grifters and cons, selling miserly advice to those who don't remember to spend less than they make.

I think you're probably wrong about Ramsey. I heard him on several times on occasion and all he said then was exactly don't spend more than you make. Perhaps things changed since then. He spoke a lot against debt, which included buying cars on credit. I can say that - most of us here are sophisticated and sober enough to understand our own credit capacity and has enough will power to keep the debt well under it. However, there are plenty of people out there who don't have such internal brakes and will borrow every dollar that is offered to them by anybody. For those, a stark and somewhat rigid advice of avoiding debt altogether, including personal vehicle, may be the best thing they need. So I would not be so dismissive of it. There is no entitlement for a new car every few years, no matter how hard you work.

I agree.

The problem is that our economy exists on debt. If people stopped buying on credit, and only spent as much, or less, than they earned, our entire monetary system would utterly collapse. We are a debt-driven economy, not a productivity-driven economy. I mean, the government spends way more than it earns, so why would citizens be encouraged to "austerity"?

For certain, the automobile biz would suffer horribly.

The average monthly loan payment for a new vehicle hit an all-time high of $523 in the first quarter, according to Experian.

The average amount borrowed by buyers of new cars, trucks and SUVs also climbed to a record high of $31,453.

28firefighter

pensfan83 said:

28firefighter said:

We are headed to Cleveland this weekend and part of next week to visit with my wife's family. I never thought I'd see the day where I was excited about the weather there.

I can't speak for Cleveland's weather but Pittsburgh has been relatively pleasant temps wise, humidity is down too. While you're in Cleveland feel like checking out a car for me?

Potentially - shoot me a PM.

abacomike

oldfarmer50 said:

Well, i'm back from theEdmunds black hole ,at least for one post.. My 8 yo IPad is evidently not classy enough for the new system. So i either have to spend hundereds of dollars to post here or bid you farewell. You'll know soon.

Perhaps we need to learn Morse Code or interpret smoke signals.  We’re going backwards, not forward.

Mr_Shiftright

If you had some posts disappearing, that has nothing to do with the Edmunds recent change-over however.

dino001

Mr_Shiftright said:

The problem is that our economy exists on debt. If people stopped buying on credit, and only spent as much, or less, than they earned, our entire monetary system would utterly collapse. We are a debt-driven economy, not a productivity-driven economy. I mean, the government spends way more than it earns, so why would citizens be encouraged to "austerity"?

For certain, the automobile biz would suffer horribly.

The average monthly loan payment for a new vehicle hit an all-time high of $523 in the first quarter, according to Experian.

The average amount borrowed by buyers of new cars, trucks and SUVs also climbed to a record high of $31,453.

Cold turkey, sure, it would be pretty bad short term and might persists for some time. However, over time the economy would rebalance itself. Rare and expensive goods would still remain rare and expensive, with one difference - people who don't have money would not have illusions they can have them today.
BTW, as I said before, I'm not against debt, but I know financial leverage is very dangerous and can be destructive. For people and for businesses. Same great metrics of "financial efficiency" turn into death spiral on just small changes in the cashflow. The problem is people tend to be overly optimistic about their own ability to pay, earn money, they underestimate threats, overestimate windfalls. Same with companies and investors. This all adds up to system of financial crises popping up like a clockwork, every 20 years, with "end of civilization" financial experience once every couple of generations. Seems like people already forgot about those houses on bought negative amortization loans. And I can tell you - I saw first hand how little some people understood from 2008/9 crisis. All they took from it was "evil banks screwed good people", so they didn't have to change a thing in their own life, unless forced by those evil banks.

stickguy

My phone must have kept me logged in. All I did was hit the little star icon and my bookmarks popped up. Though before I noticed that, I just pulled up a thread from the search box.

I did the phone login day 1 to see if it worked and didn’t touch it since.

ab348

stickguy said:

My phone must have kept me logged in. All I did was hit the little star icon and my bookmarks popped up. Though before I noticed that, I just pulled up a thread from the search box.

I did the phone login day 1 to see if it worked and didn’t touch it since.

That's what I did too and it worked without needing to log in at all on the phone until last night.

Near as I can tell from my experience it seems to be a problem with the Edmunds s/w and Safari, since Firefox for the iPhone works OK with the forums.

abacomike

ab348 said:

My phone must have kept me logged in. All I did was hit the little star icon and my bookmarks popped up. Though before I noticed that, I just pulled up a thread from the search box. I did the phone login day 1 to see if it worked and didn’t touch it since.

That's what I did too and it worked without needing to log in at all on the phone until last night. Near as I can tell from my experience it seems to be a problem with the Edmunds s/w and Safari, since Firefox for the iPhone works OK with the forums.

I’m using Safari right now.  I have also had to log in again and it worked.  But if it’s happening to several iPhone users here, I suspect I will eventually be affected as well.

thebean

PF_Flyer said:

thebean said:

ab348 said:

My iPhone, which never had an issue after the switchover, suddenly won't let me into the forums.It takes me to the old forums login screen which fails of course (why is that still even an option?) and when I try to use the Insider sign in I cannot get the phone to scroll to the bottom of that page to get to the "Sign in" small print (PLEASE fix that!). I finally went to the main Edmunds page, signed in as an Insider there, and still couldn't get recognized in the forums. Any suggestions on how to do this with an iPhone?

@ab348, I'm having the exact same problem trying to log in from my iPhone. Can't get down to the sign in at the bottom of the screen. Very frustrating. I'm logged in on my iPad but not the iPhone.

@thebean if you can get a screenshot of the popup where you can't get down to it on your phone and send it to me at pf_flyer@edmunds.com it would be very helpful

Done. Thanks for any help you can give.

driver100

snakeweasel said:

driver100 said:

Driver100 went to England to watch tennis. That got me interested in going to Russia to a car show.

But the weather wasn't great on Saturday so I passed for this year at least.

http://cruizersbarandgrill.com/

In case anyone missed it, the show is annual in Russia, Ohio.

You had me going imid....i thought maybe you went to Russia to see the annual St Petersburg Car Show....

I can tell people I've been to Hell.

https://www.gotohellmi.com


If they tell you to go to Hell you can say you have gone and come back. Did you eat at the Hell Hole Diner?

4.5 stars on tripadvisor

roadburner

I firmly believe that Dave Ramsey is sincere and is not trying to con anyone. My wife and I use his free budgeting app and we find it to be very helpful. We also use a financial advisor and an accountant that Ramsey recommended. Both are excellent. 
I’m not as anti-debt as Ramsey but we do pay our credit card balances off in full every month and pay off car loans in three years or less. 
I believe making a budget is the key- telling your money where to go as opposed to wondering where it went.

driver100

Michaell said:

28firefighter said:

It was pretty nice when I moved here 6 years ago, but has been steadily getting more extreme weather wise. Each year the summer air quality has been worse than the year before. 

You've been there 6 years already? Sheesh, it didn't seem like that long ago you were moving there.

I'm getting old. Just realized that it's been 25 years, this month, that I moved from CA to CO.

Everything happened twice as long ago as you thought it did.
But, yeh, I thought firefighter just moved there about a year ago.
Also, old age is always 10 years more than you are now.