Edmunds Members - Cars and Conversations (Archived)

jipster

That comes out to a total payout of $34,228 at the end of the lease(Buying the car out at the end of the lease).

Which means I'm paying out about $6,500 in interest?

jipster

28firefighter said:

The nice thing with Acura is that if you decide to lease to take advantage of the lease cash, then you can immediately buy the lease out and they won’t charge you the interest on the lease payments (I believe) which is crazy high.

So let’s say that MSRP is $37,725. You get a $2500 discount (very fair) and are eligible for the $8700 in lease cash and $750 conquest. That puts you at a sale price of $25,775. Figure $1500 in fees (bank fee, doc fee, plates) for a net cap cost of $27,275. Not knowing your tax rate, on a lease that would come out to $353 plus tax with 0 due at signing (literally sign and drive) for 35 more payments, 10k miles per year - 36 month lease.

The money factor on this lease is .00215 which is an equivalent of 5.16% interest. The residual at lease end is 49% (18,485.25). You could choose to sign the lease and after it funds, immediately buy it out and not have to pay the 5.16% interest - you’d pay $18,485 + ($251 pretax x 35 remaining payments) = $27,270 + sales tax. $251 is your lease payment without the interest component and without tax, which would be how they calculate your buyout.

You could then finance the buyout at 2.39% for 60 months through PenFed and voila you bought the car for 28% off.

I think I like this idea.

28firefighter

They’re basically giving you no dealer discount on this price. $8700 + $750 in incentives is $9550. So they’re giving you a whopping $450 off MSRP. That’s ridiculous.

In this market 8-10% dealer discount should be doable. I calculated my numbers with a VERY fair ~6.5% Discount.

To your question, there are fees built into that $6500 number. Actual interest would be about $3500 give or take if you rode the lease out.

I’d give no money upfront other than first month - never heard of a “minimum” down unless you have credit issues.

jipster

Michaell said:

jipster said:

The 3 options the saleslady provided was a down payment of $1000, $2,000 or $3,000. She sent me some numbers via email, but I can't get them to post here. I'll see if she can send via text. She's also suppose to send me numbers on buying outright.

I feel I'm a bit out of my element with the lease terminology. With that Civic I leased, I had a good discount off the price, dealership gave me as much as I could have gotten private party on my trade in. Only $79 a month. Total payout was around $6,400.

Here's a video of the non tech package TLX I'm looking at. Don't know if I like that red. Looks to be the same red as what was on the Sonata,, Mazda, and the Toyota.

https://click.drivecentric.com/?c=1435B0D1-10F3-4E15-BDA4-BADF84F5A1D4&stre=457401ce-ed7a-4b4b-af9e-8fce4e088617&r=3868050&i=Video&u=InternalLink&l=1882&v=e731538f-baf4-403f-9564-40535d32846f#videoimage

Leasing is just an alternative to financing. If you can get the numbers, I'll plug them into my lease calculator so we can confirm our payment calculations match the dealer.

Sorry, what numbers would you need?

Just looked at KBB, TLX with tech pack is $37,700...they have invoice on the TLX at 35,800 and fair market value at around $32,800....that's without the lease incentives.

jipster

28firefighter said:

They’re basically giving you no dealer discount on this price. $8700 + $750 in incentives is $9550. So they’re giving you a whopping $450 off MSRP. That’s ridiculous.

In this market 8-10% dealer discount should be doable. I calculated my numbers with a VERY fair ~6.5% Discount.

To your question, there are fees built into that $6500 number. Actual interest would be about $3500 give or take if you rode the lease out.

I’d give no money upfront other than first month - never heard of a “minimum” down unless you have credit issues.

Yeah, dealership is making that.discount look like it's coming out of their pocket, not the manufacturers. If.KBB is at $32,800 fair market value, why not ask for $9,550 off that? That would make the price of the TLX with tech package $22,850. Would lease yesterday at that price. :-)

benjaminh

jipster said:

....Here's a video of the non tech package TLX I'm looking at. Don't know if I like that red. Looks to be the same red as what was on the Sonata,, Mazda, and the Toyota.

https://click.drivecentric.com/?c=1435B0D1-10F3-4E15-BDA4-BADF84F5A1D4&stre=457401ce-ed7a-4b4b-af9e-8fce4e088617&r=3868050&i=Video&u=InternalLink&l=1882&v=e731538f-baf4-403f-9564-40535d32846f#videoimage

I think the red looks good. BMW charges extra for almost all colors beyond white. Up until recently all Acura colors were free/included in the price, but starting a year ago they started doing that special red for an extra $400. It's the only color that costs extra. I like it, but if you don't maybe go for the white one with the standard package and save the $400.

benjaminh

@jipster One possible way to go might be to ask for this deal that's advertised on the Oxmoor Acura site. Your first responders incentive is similar to the conquest/loyalty incentive. So losing one and gaining the other maybe you can hit the same numbers on the standard package TLX in white. Again, this is for the low mileage lease, but if you are leasing to buy that doesn't really matter. $0 down, of course, isn't really 0 down. I think you have to pay some fees and taxes, plus the first month's payment.

https://www.acuraatoxmoor.com/newspecials.html

Acura Conquest/Loyalty Lease
$0 Due At Signing!
Available to current owners of a 2010 or newer Acura, Audi, BMW, Buick, Cadillac, Genesis, Honda, Infiniti, Lexus, Lincoln, Mercedes Benz or Volvo vehicle. $0 due at signing, $0 security deposit.
Lease a 2020 Acura TLX 2.4 8-DCT P-AWS for $289/mo. for 36 months.
Offer Expires 4/30/2020

benjaminh

jipster said:

Well, I'll cut to the chase....the Acura TLX blew our socks off....Drove like a dream.

Part of what maybe you were feeling with driving the TLX was something that's a unique standard feature it has in this class of all-wheel steering. You can get 4-wheel steering as an option on a c. $80k Porsche or Audi, but otherwise it's tough to find. If you scroll down a bit on this page, below the top-of-the-line models with super-handling all-wheel-drive, you'll find a little section and 1-minute video about precision all-wheel steering:

https://www.acura.com/tlx/features#power-handling

And here's an older 2-minute Acura video about it:

https://www.youtube.com/watch?v=wbQ8o_-wwvg

In terms of how long Acuras last and how reliable they are, there's an Acura guy on youtube named Tyson Hugie who has owned the car below the TLX, which is the ILX, for 8 years and has used it as his daily driver. He's put 223,000 miles on the original engine and transmission. Starting just before the 3 minute mark in this ten minute video he says that it's just been standard maintenance and a couple of sets of brake pads. One time he even drove this car all the way up from Arizona to the north part of Alaska, sometimes even on dirt roads. He uses it and enjoys it.

https://www.youtube.com/watch?v=3D4xLNl9IFI&t=186s

explorerx4

@jipster,
How many mile a year do you expect to drive?
Some number were posted yesterday or so, that were for a 36/10 lease.
The numbers you just posted are for a 36/12 lease.

benjaminh

@jipster The msrp of the TLX with Tech is $37,725, but for simplicity let's call it $38k. As you know, with your first responders incentive and the Tech lease incentive you already get $9500 off of that, which gives us 28.5. There's only a small profit margin on the TLX, but I still think it might be possible to get an additional 2k off from the dealer, which would put you at $26.5k. But then of course you have to add on the lease acquisition fee and some other stuff (TTL), but even if that puts you back at $28k that's still right at your target. And for this car that's a really good deal imho. It's a lot of bang for the buck. In fact, I doubt you are going to beat that by looking at a loaded Sonata, Camry, Accord, Mazda6, whatever. I try to be a frugal, and that's part of what put me into a TLX. First, I really liked it, and second it was a luxury car that was actually a little less than a comparably equipped regular midsize sedan.

stickguy

Same color red I have. It looks really nice in person. trust me!

nice of her to make a video. Really have to do that here, because they showroom is closed to customers.

Like Michael said, leasing is just an alternative method of financing. It is just really convoluted the way they calculate and present the numbers (if I was a skeptic, which I am, I would say they do that on purpose so the customer can't really understand it all!)

many/most people are payment buyers I think. And with leasing, that pretty much is all that counts. the small minority that seriously plans to buy at the end (I would like to see the numbers on that but I bet it is small single digits for how many actually do it) need to pay attention to a few other things.

qbrozen

jipster said:

Let's look at the TLX with tech package I received from Acura:

$1,000 down
36 month/12,000 miles
Comes out to $420 a month
Residual is $18,108
Rebate for Healthcare professional: $750

Market Value $37,725
Discount $9,995
Selling Price $27,730
Total monthly payment $420

First Payment $420
Fees $0
Down Payment $1,253.80
Tax on down payment $0
Lease fees $0
Upfront sales tax $0
Balance due $1,000

All under "Essential Terms of 3rd Party Lease Agreement" .

Not sure why down payment starts out as $1,000, then turns into $1,253.80...then back down again to $1,000

Did you get the MF and RV for 24 mos? A broker in NJ is advertising a non-tech with a very low MF based on 24 mos. His is non-tech, though, so could be a difference.

oldfarmer50

jipster said:

benjaminh said:

Yeah, to me the costs seems small for the added driving enjoyment over a Sonata. Acura's standard warranty is 4 years and 50,000 miles bumper to bumper, and 6 years and 70,000 on the engine and transmission. That's pretty good, but it seems like sometimes @jipster keeps his cars till they break. My guess is that a new TLX with good care has c. 15 years/200k of good life in it before it dies, but that's obviously just a guess.

Yeah, I usually drive my cars until they fall into that gray area between a junker and a clunker. Worth around 1 or 2 grand....oldfarmer territory? LoL.

Got any I can look at????🤪🤑

I may have to buy something to relieve the boredom. I’m down to deciding if I should watch ‘Shaq does shark week’ on TV.🤯😢🤬

Michaell

@jipster - would need the MSRP, the selling price, and the miles per year.

As others have pointed out, there is no dealer discount factored into the offer they gave you. I'd follow the advice @28firefighter gave you and counter with 6-10% off MSRP, less, incentives ($8700 + $750), and start there.

There is also an active lease thread on the TLX, here, where you can see offers made to other members:
https://forums.edmunds.com/discussion/55639/acura/tlx/2020-acura-tlx-lease-deals-and-prices#latest

houdini1

benjaminh said:

@jipster The msrp of the TLX with Tech is $37,725, but for simplicity let's call it $38k. As you know, with your first responders incentive and the Tech lease incentive you already get $9500 off of that, which gives us 28.5. There's only a small profit margin on the TLX, but I still think it might be possible to get an additional 2k off from the dealer, which would put you at $26.5k. But then of course you have to add on the lease acquisition fee and some other stuff (TTL), but even if that puts you back at $28k that's still right at your target. And for this car that's a really good deal imho. It's a lot of bang for the buck. In fact, I doubt you are going to beat that by looking at a loaded Sonata, Camry, Accord, Mazda6, whatever. I try to be a frugal, and that's part of what put me into a TLX. First, I really liked it, and second it was a luxury car that was actually a little less than a comparably equipped regular midsize sedan.

I never lease, but I have heard that sometimes dealers will let you put down multiple security deposits, and somehow this lowers your monthly payment (money factor?) then all these security deposits are refunded to you at the end of the lease.

imidazol97

oldfarmer50 said:

Got any I can look at????🤪🤑

I may have to buy something to relieve the boredom. I’m down to deciding if I should watch ‘Shaq does shark week’ on TV.🤯😢🤬

I like to tune in the HSN, QVC channels to see what they're hawking and how they're doing it.
They remind me of the old day used car salepeople when they put sawdust in the differential
to quiet the bad gears or banana peels...

Yesterday, it was the two Beekman Boys (their term, not mine) who sell goats milk based
skin and beauty products. The one stands there for an hour with his hands in the soapy
water making suds while they both tell how beautiful my skin would be were I to buy
their over-priced product.

This morning we're watch Dabl with a dog show on it: Pick a Puppy. LOL

imidazol97

oldfarmer50 said:

I may have to buy something to relieve the boredom. I’m down to deciding if I should watch ‘Shaq does shark week’ on TV.🤯😢🤬

Somewhere I saw a older Ford with low mileage that looked good in a cream color
at a fairly low price--I thought of you and how that car was your type of car to try to pick up.
A friend of ours from when both our boys were in Boy Scouts has done that forever, haunting
estate ads and sales, local garages where folks set their cars on the lot for the garage owner
to sell for a commission. He drives a Ford much like the one I saw.

nyccarguy

qbrozen said:

jipster said:

Let's look at the TLX with tech package I received from Acura:

$1,000 down
36 month/12,000 miles
Comes out to $420 a month
Residual is $18,108
Rebate for Healthcare professional: $750

Market Value $37,725
Discount $9,995
Selling Price $27,730
Total monthly payment $420

First Payment $420
Fees $0
Down Payment $1,253.80
Tax on down payment $0
Lease fees $0
Upfront sales tax $0
Balance due $1,000

All under "Essential Terms of 3rd Party Lease Agreement" .

Not sure why down payment starts out as $1,000, then turns into $1,253.80...then back down again to $1,000

Did you get the MF and RV for 24 mos? A broker in NJ is advertising a non-tech with a very low MF based on 24 mos. His is non-tech, though, so could be a difference.

If you click on his calculator link, the TLX tech selling price is 27.4% off sticker.

@jipster - 1st responder and conquest (if you qualify) should stack.

Like a few of the guys said, most lease shoppers are just payment buyers and the dealerships bank on that.

Michaell

houdini1 said:

benjaminh said:

@jipster The msrp of the TLX with Tech is $37,725, but for simplicity let's call it $38k. As you know, with your first responders incentive and the Tech lease incentive you already get $9500 off of that, which gives us 28.5. There's only a small profit margin on the TLX, but I still think it might be possible to get an additional 2k off from the dealer, which would put you at $26.5k. But then of course you have to add on the lease acquisition fee and some other stuff (TTL), but even if that puts you back at $28k that's still right at your target. And for this car that's a really good deal imho. It's a lot of bang for the buck. In fact, I doubt you are going to beat that by looking at a loaded Sonata, Camry, Accord, Mazda6, whatever. I try to be a frugal, and that's part of what put me into a TLX. First, I really liked it, and second it was a luxury car that was actually a little less than a comparably equipped regular midsize sedan.

I never lease, but I have heard that sometimes dealers will let you put down multiple security deposits, and somehow this lowers your monthly payment (money factor?) then all these security deposits are refunded to you at the end of the lease.

Correct, but that option isn't available with Acura.

graphicguy

jmonroe said:

imidazol97 said:

jmonroe said:

I don’t understand that. What purpose does that serve by mislabeling COVID-19. Now, what possible good does that do with China being one of the major powers on earth? I feel I’m watching press briefings are being done by pre-schoolers sometimes.
I think the easiest way to answer this is that they know their audience.

jmonroe

I think it's better to avoid politics talk here.

I have no idea how you construed my answer as being political.

jmonroe

Can’t see that myself!

pensfan83

Michaell said:

houdini1 said:

benjaminh said:

@jipster The msrp of the TLX with Tech is $37,725, but for simplicity let's call it $38k. As you know, with your first responders incentive and the Tech lease incentive you already get $9500 off of that, which gives us 28.5. There's only a small profit margin on the TLX, but I still think it might be possible to get an additional 2k off from the dealer, which would put you at $26.5k. But then of course you have to add on the lease acquisition fee and some other stuff (TTL), but even if that puts you back at $28k that's still right at your target. And for this car that's a really good deal imho. It's a lot of bang for the buck. In fact, I doubt you are going to beat that by looking at a loaded Sonata, Camry, Accord, Mazda6, whatever. I try to be a frugal, and that's part of what put me into a TLX. First, I really liked it, and second it was a luxury car that was actually a little less than a comparably equipped regular midsize sedan.

I never lease, but I have heard that sometimes dealers will let you put down multiple security deposits, and somehow this lowers your monthly payment (money factor?) then all these security deposits are refunded to you at the end of the lease.

Correct, but that option isn't available with Acura.

Do returning lessees still get the .00215 MF?

graphicguy

Acura ownership....I’ve had 3...two TLs and one TLX. They’re built well. They use very nice materials. My current TLX I’ve gone as high as 37 MPG in all highway. In general use, I’m in the 22-23 MPG range. I consider that very good with a big V6 and the SH AWD system in use. ZERO problems with it. Oil changes and tire rotations are less than $50/ea with coupons from my dealer. You can change the cabin filter and engine filter yourself in less than 5 minutes. If you’re looking at the 4 cyl, you don’t have to worry about the transfer case fluid change. I run PUG in mine. Is it required? No! But, I attribute the power and MPG to using it. Plus, it keeps my lifters clean.

Is it the fastest car in the luxury sports sedan field? No. It’s not the slowest, either. It handles well, rides well, and for the money, a good value, IMHO. Not disappointed in mine in the least.

@roadburner .....The Stinger.....I know the early ones had some paint issues and some issues with the seat coverings. I also read where the hatch rattled. To my knowledge, aside from some of the first ones off the assembly line, those issues have been addressed.

Will my leather get “shiny”. I dunno. It seems and feels as durable in anything I’ve felt from BMW or Mercedes. It’s supple and seems high quality. Did they change suppliers? Again, dunno! Then again, I’m not a leather expert. Smells really good, too.

Chassis is one of the most rigid I’ve ever felt. Everything is tight. How will the underpinnings age? Only time will tell. But, I feel as good about the Stinger’s longevity and trouble free operation as I do about my Acura, and that’s high praise.

The bottom line, I guess we won’t know how these hold up over time. But, their designers and engineers are mostly people you’re familiar with. So, that might account for something. I can certainly see and feel BMW’s and Audi’s influence in mine.

Push comes to shove, you have 5 years bumper-to-bumper warranty and a 10 years power train warranty to fall back on.

driver100

jipster said:
....Here's a video of the non tech package TLX I'm looking at. Don't know if I like that red. Looks to be the same red as what was on the Sonata,, Mazda, and the Toyota.

https://click.drivecentric.com/?c=1435B0D1-10F3-4E15-BDA4-BADF84F5A1D4&stre=457401ce-ed7a-4b4b-af9e-8fce4e088617&r=3868050&i=Video&u=InternalLink&l=1882&v=e731538f-baf4-403f-9564-40535d32846f#videoimage

I really like the red.....our C250 is red and there is something nice about driving a red car!
That saleslady has really nice nails (and a wedding ring).

Seems like a really nice car if you can get it for that price or even less. Why not check online just to see their price is in line?

sda

Putting the Q5 to work. Wife putting me to work, alas.

tjc78

That saleslady has really nice nails (and a wedding ring).

Not a big fan of the coffin cut nails. Speaking of which, are all the wives complaining about not being able to go to the nail salon? I know my wife and mother both mentioned it.

explorerx4

We put 16 4 cu/ft bags of mulch in my wife's MKC with rear set folded down.
Pretty much filled it up.

Michaell

pensfan83 said:

Michaell said:

houdini1 said:

benjaminh said:

@jipster The msrp of the TLX with Tech is $37,725, but for simplicity let's call it $38k. As you know, with your first responders incentive and the Tech lease incentive you already get $9500 off of that, which gives us 28.5. There's only a small profit margin on the TLX, but I still think it might be possible to get an additional 2k off from the dealer, which would put you at $26.5k. But then of course you have to add on the lease acquisition fee and some other stuff (TTL), but even if that puts you back at $28k that's still right at your target. And for this car that's a really good deal imho. It's a lot of bang for the buck. In fact, I doubt you are going to beat that by looking at a loaded Sonata, Camry, Accord, Mazda6, whatever. I try to be a frugal, and that's part of what put me into a TLX. First, I really liked it, and second it was a luxury car that was actually a little less than a comparably equipped regular midsize sedan.

I never lease, but I have heard that sometimes dealers will let you put down multiple security deposits, and somehow this lowers your monthly payment (money factor?) then all these security deposits are refunded to you at the end of the lease.

Correct, but that option isn't available with Acura.

Do returning lessees still get the .00215 MF?

TLX numbers are split, this month - region A and region B. One has a lower MF.

jmonroe

jipster said:

28firefighter said:

They’re basically giving you no dealer discount on this price. $8700 + $750 in incentives is $9550. So they’re giving you a whopping $450 off MSRP. That’s ridiculous.

In this market 8-10% dealer discount should be doable. I calculated my numbers with a VERY fair ~6.5% Discount.

To your question, there are fees built into that $6500 number. Actual interest would be about $3500 give or take if you rode the lease out.

I’d give no money upfront other than first month - never heard of a “minimum” down unless you have credit issues.

Yeah, dealership is making that.discount look like it's coming out of their pocket, not the manufacturers. If.KBB is at $32,800 fair market value, why not ask for $9,550 off that? That would make the price of the TLX with tech package $22,850. Would lease yesterday at that price. :-)

For $22,850, I'd buy two of them. That way I'd have a spare passenger side mirror when Mrs. j whacked the first one.

jmonroe

Michaell

Yeah, dealership is making that.discount look like it's coming out of their pocket, not the manufacturers. If.KBB is at $32,800 fair market value, why not ask for $9,550 off that? That would make the price of the TLX with tech package $22,850. Would lease yesterday at that price. :-)

Because the KBB price (or any on-line pricing, for that matter) likely includes the purchase incentives, which you don't get if you lease.

If any of the on-line guides show you a pre-incentive price target, then you can subtract the lease incentive from that to help establish a target.

driver100

jmonroe said:

jipster said:

28firefighter said:

They’re basically giving you no dealer discount on this price. $8700 + $750 in incentives is $9550. So they’re giving you a whopping $450 off MSRP. That’s ridiculous.

In this market 8-10% dealer discount should be doable. I calculated my numbers with a VERY fair ~6.5% Discount.

To your question, there are fees built into that $6500 number. Actual interest would be about $3500 give or take if you rode the lease out.

I’d give no money upfront other than first month - never heard of a “minimum” down unless you have credit issues.

Yeah, dealership is making that.discount look like it's coming out of their pocket, not the manufacturers. If.KBB is at $32,800 fair market value, why not ask for $9,550 off that? That would make the price of the TLX with tech package $22,850. Would lease yesterday at that price. :-)

For $22,850, I'd buy two of them. That way I'd have a spare passenger side mirror when Mrs. j whacked the first one.

jmonroe

.....and a prepaid service plan that includes oil changes.

pensfan83

Hmmm. An RDX A-Spec with a 10% discount + current incentives for 36/7.5 and ~$1600 DAS looks pretty good.

stickguy

I am coming to the conclusion that I am getting too damned old to do my own painting. But I am still too damned cheap to pay the exorbitant price to have someone else do it. Especially the bathroom where I have to climb on the tub, etc. to reach some places, and there are a lot of obstacles to go around. At least no furniture to move like in a bedroom, but once you have it moved much easier to get to the walls!

looks a lot better even with just one coat, still drying. After it does, need to fix a few drips and re-sand/Spackle some areas that had been beat up. Could not really tell how the 1st attempt at repairs went until there was paint on it. Oh well. It fits my primary criteria for success already. It looks better than it did before I started!

qbrozen

sda said:

Putting the Q5 to work. Wife putting me to work, alas.

I’d tell her that is NOT essential. ;b

jmonroe

qbrozen said:

sda said:

Putting the Q5 to work. Wife putting me to work, alas.

I’d tell her that is NOT essential. ;b

And then duck or go into your rope-a-dope maneuver.

jmonroe

ab348

tjc78 said:

That saleslady has really nice nails (and a wedding ring).

Not a big fan of the coffin cut nails. Speaking of which, are all the wives complaining about not being able to go to the nail salon? I know my wife and mother both mentioned it.

Yeah, those nails made me wonder how often she breaks them or how often she has them redone. Or maybe they're glued on? No idea.

I am confused - did she say that was a base model? I thought you were looking at the tech package one. In either case, the black interior ought to come with about a $2K discount...

explorerx4

Those nail are definitely glued on, but they are great for pointing out the features.

jmonroe

tjc78 said:

That saleslady has really nice nails (and a wedding ring).

Not a big fan of the coffin cut nails. Speaking of which, are all the wives complaining about not being able to go to the nail salon? I know my wife and mother both mentioned it.

It sounds like you're a conaseur of nails. The only thing I know about nails is what size to use when trying to hold a 2x4 in place.

jmonroe

stickguy

pretty soon you people are going to convince yourselves that Acura just gives you a car if you walk in and ask nicely!

When I got my TLX I think the total discount (trying to interpret the lease paperwork, and doing it from memory) was about $8k off. Roughly $40k sticker and $32K cap cost? But probably other stuff added back in. I do recall that last month I think the purchase option was about $30K. Residual is $21ish I think.

EDIT: cap cost was either 34,xxx or 32ish, since there was some deduction moving around the contract. Residual is $21,409. something does not jive with the but it out early plan presented (by 28?) Rent charge is about $50/month. If I back that out of the payment, times my remaining, plus residual, I come out to about $28.7. They state in the account summary that current payoff is $30,700. That is a big difference ($2,000). Even if that is not actual buy out (instead being total remaining payments) I can't get to that number. Adding my remaining payments + residual + turn-in fee (everything possible to pay and you don't even pay turn in if you buy it out) I am still $700 short.

roadburner

graphicguy said:

Acura ownership....I’ve had 3...two TLs and one TLX. They’re built well. They use very nice materials. My current TLX I’ve gone as high as 37 MPG in all highway. In general use, I’m in the 22-23 MPG range. I consider that very good with a big V6 and the SH AWD system in use. ZERO problems with it. Oil changes and tire rotations are less than $50/ea with coupons from my dealer. You can change the cabin filter and engine filter yourself in less than 5 minutes. If you’re looking at the 4 cyl, you don’t have to worry about the transfer case fluid change. I run PUG in mine. Is it required? No! But, I attribute the power and MPG to using it. Plus, it keeps my lifters clean.

Is it the fastest car in the luxury sports sedan field? No. It’s not the slowest, either. It handles well, rides well, and for the money, a good value, IMHO. Not disappointed in mine in the least.

@roadburner .....The Stinger.....I know the early ones had some paint issues and some issues with the seat coverings. I also read where the hatch rattled. To my knowledge, aside from some of the first ones off the assembly line, those issues have been addressed.

Will my leather get “shiny”. I dunno. It seems and feels as durable in anything I’ve felt from BMW or Mercedes. It’s supple and seems high quality. Did they change suppliers? Again, dunno! Then again, I’m not a leather expert. Smells really good, too.

Chassis is one of the most rigid I’ve ever felt. Everything is tight. How will the underpinnings age? Only time will tell. But, I feel as good about the Stinger’s longevity and trouble free operation as I do about my Acura, and that’s high praise.

The bottom line, I guess we won’t know how these hold up over time. But, their designers and engineers are mostly people you’re familiar with. So, that might account for something. I can certainly see and feel BMW’s and Audi’s influence in mine.

Push comes to shove, you have 5 years bumper-to-bumper warranty and a 10 years power train warranty to fall back on.

I think there was a TSB for the hatch rattling; as you said, with everything else time will tell. The dealer experience is my primary worry- I know Hyundai/Kia like to void warranties at the drop of a hat, so I'd like to have a full dealer service history if I have a major claim. I guess I'll have to do some research on the local dealer group.
It looks like someone in my predominantly rural/suburban county already has a GTS; I've seen it three times.
That sucks.

oldfarmer50

sda said:

Putting the Q5 to work. Wife putting me to work, alas.

What kind of livestock are you feeding?

abacomike

jmonroe said:

tjc78 said:

That saleslady has really nice nails (and a wedding ring).

Not a big fan of the coffin cut nails. Speaking of which, are all the wives complaining about not being able to go to the nail salon? I know my wife and mother both mentioned it.

It sounds like you're a conaseur of nails. The only thing I know about nails is what size to use when trying to hold a 2x4 in place.

jmonroe

What the heck is a conaseur? Some kind of fossilized dinosaur? A new hairdryer company? A Canadian Mr.? A smalltime street vendor? For some reason, I cannot find that word (conaseur) in the unabridged dictionary.

I did, however, find a word "connoiseur"! Is "conaseur" a Pittsburgh spelling of "connoiseur"? Perhaps it is. 🤪😜😛😝

fintail

Now we are being suggested to wear masks - no matter that zero are available at least locally. So I made my own - eyes-only motorcycle balaclava with a filter over the mouth/nose, hockey helmet with plexiglass visor and metal jaw cage for extra protection - mess with me! I think I'll wear it the next time I go to the store, we need some laughs.

Oddly, my city has been running the street sweepers constantly the past few days - either as a make work project to keep someone employed, or there's a sinister reason for the conspiracy theorist trash to latch on to.

abacomike

I just finished watching "Fox News Sunday" because Chris Wallace's guest for today was Bill Gates. 5 years ago, Bill Gates was on video warning the world that the one overriding danger to the existence of humans was existence of a virus that would be uncontrolled and would spread throughout the world killing millions upon millions of people. That the time was now (back in 2015) to prepare for that pandemic before it's too late, he stated/warned.

Talk about Prophets and prophesies, his words were almost totally ignored. Of course he understood why it was ignored - money - the scarcity of money.

I admire Bill Gates and his wife. First of all, Bill Gates is an intellectual in possession of tremendous intelligence. The mulit-billions of dollars the Gates's have earned have been put into a trust and foundation to treat diseases throughout the world - especially Aftica. Furthermore, their foundations also provide billions of dollars each year for the education of children and to provide them with the tools to learn.

I'm not saying they don't live well - but most of what they have and will earn during their lifetimes will go into their foundation. Buffet, Bloomberg and other multi-billionaires have done the same - pouring billions into the Bill and Linda Gates Foundation. Kudos to them, to be sure.

But Bill Gates warned us back in 2015 what would be the cause of death to millions and millions of humans - a VIRUS! We need to listen to this guy more often and more closely!

jmonroe

abacomike said:

jmonroe said:

tjc78 said:

That saleslady has really nice nails (and a wedding ring).

Not a big fan of the coffin cut nails. Speaking of which, are all the wives complaining about not being able to go to the nail salon? I know my wife and mother both mentioned it.

It sounds like you're a conaseur of nails. The only thing I know about nails is what size to use when trying to hold a 2x4 in place.

jmonroe

What the heck is a conaseur? Some kind of fossilized dinosaur? A new hairdryer company? A Canadian Mr.? A smalltime street vendor? For some reason, I cannot find that word (conaseur) in the unabridged dictionary.

I did, however, find a word "connoiseur"! Is "conaseur" a Pittsburgh spelling of "connoiseur"? Perhaps it is. 🤪😜😛😝

I should have known I was right but the spell checker thingy changed it. But I'm pretty sure almost everyone knows what I was saying, even you.

jmonroe

abacomike

jmonroe said:

abacomike said:

jmonroe said:

tjc78 said:

That saleslady has really nice nails (and a wedding ring).

Not a big fan of the coffin cut nails. Speaking of which, are all the wives complaining about not being able to go to the nail salon? I know my wife and mother both mentioned it.

It sounds like you're a conaseur of nails. The only thing I know about nails is what size to use when trying to hold a 2x4 in place.

jmonroe

What the heck is a conaseur? Some kind of fossilized dinosaur? A new hairdryer company? A Canadian Mr.? A smalltime street vendor? For some reason, I cannot find that word (conaseur) in the unabridged dictionary.

I did, however, find a word "connoiseur"! Is "conaseur" a Pittsburgh spelling of "connoiseur"? Perhaps it is. 🤪😜😛😝

I should have known I was right but the spell checker thingy changed it. But I'm pretty sure almost everyone knows what I was saying, even you.

jmonroe

Of course, but to ignore the chance to rib you a little would have been criminal. 😛😛😛😛😛😛😛😛

benjaminh

Taking one of the roads less traveled today in Louisville....

imidazol97

jmonroe said:

abacomike said:

jmonroe said:

tjc78 said:

That saleslady has really nice nails (and a wedding ring).

Not a big fan of the coffin cut nails. Speaking of which, are all the wives complaining about not being able to go to the nail salon? I know my wife and mother both mentioned it.

It sounds like you're a conaseur of nails. The only thing I know about nails is what size to use when trying to hold a 2x4 in place.

jmonroe

What the heck is a conaseur? Some kind of fossilized dinosaur? A new hairdryer company? A Canadian Mr.? A smalltime street vendor? For some reason, I cannot find that word (conaseur) in the unabridged dictionary.

I did, however, find a word "connoiseur"! Is "conaseur" a Pittsburgh spelling of "connoiseur"? Perhaps it is. 🤪😜😛😝

I should have known I was right but the spell checker thingy changed it. But I'm pretty sure almost everyone knows what I was saying, even you.

jmonroe

I have trouble with my spell checker on the Samsung changing words to who knows what after they're typed.
Above my pay grade.

imidazol97

fintail said:

Now we are being suggested to wear masks - no matter that zero are available at least locally. So I made my own - eyes-only motorcycle balaclava with a filter over the mouth/nose, hockey helmet with plexiglass visor and metal jaw cage for extra protection - mess with me! I think I'll wear it the next time I go to the store, we need some laughs.

It's good people are paying attention to the recommendations in the updates.

I went to Kroger early this morning wearing my surgical mask. Protects others from my droplets more than protects me from theirs. But better than nothing.

The people in the store were wearing all kinds of things along with medical masks. I felt like I was in an antifa action with all the dark masks. We should have been told weeks ago to make our own just like the pictures from that source country showed people wearing masks. But I enjoyed the ones someone made with the OSU logo on them!

I had ordered higher level masks weeks ago. I guess they were coming from another country. End of Delivery date window came a few days ago and no masks showed up on the USPS tracking (from DHL IIRC). So I ordered a few in advance of this latest push about masks. They're coming. Then yesterday, I see that the first order is being delivered late. I was expecting to get a refund from Amazon when their delivery window ran out.

I have excess masks unless this lasts through NFL season...

jmonroe

abacomike said:

jmonroe said:

abacomike said:

jmonroe said:

tjc78 said:

That saleslady has really nice nails (and a wedding ring).

Not a big fan of the coffin cut nails. Speaking of which, are all the wives complaining about not being able to go to the nail salon? I know my wife and mother both mentioned it.

It sounds like you're a conaseur of nails. The only thing I know about nails is what size to use when trying to hold a 2x4 in place.

jmonroe

What the heck is a conaseur? Some kind of fossilized dinosaur? A new hairdryer company? A Canadian Mr.? A smalltime street vendor? For some reason, I cannot find that word (conaseur) in the unabridged dictionary.

I did, however, find a word "connoiseur"! Is "conaseur" a Pittsburgh spelling of "connoiseur"? Perhaps it is. 🤪😜😛😝

I should have known I was right but the spell checker thingy changed it. But I'm pretty sure almost everyone knows what I was saying, even you.

jmonroe

Of course, but to ignore the chance to rib you a little would have been criminal. 😛😛😛😛😛😛😛😛

Just for that you deserve two demerits and a dues bump too. :@

jmonroe

driver100

tjc78 said:

That saleslady has really nice nails (and a wedding ring).

Not a big fan of the coffin cut nails. Speaking of which, are all the wives complaining about not being able to go to the nail salon? I know my wife and mother both mentioned it.

Just have to accept....after 3 months of self isolating: