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I catch all of her videos.
It took them years to gain a foothold and the stories of data acquisition and coding/entry from back then were mind-boggling. But they stayed with it and gained traction in the '70s. The interesting thing was that as the company grew they hired more people like the founders, not professional managers but statisticians and programmers/modellers. The result was a unique kind of corporate culture that was very collegial and not all that concerned about profits and growth. When they went public and had to start paying attention to Wall Street types that began to change, and once the founders and other early hires stepped aside and they hired their first external CEO (ex-Andersen Consulting) the former culture got destroyed. The interesting thing is that once those original people left, there was nobody left who actually seemed to know much about how the overall modelling all worked or what went into it and why. When the housing market took off in the early 2000s the demand for FICO scores began to skyrocket and the profits for the company followed suit. The result is as you see it now, where FICO scores (each one a revenue stream back to the company) are used everywhere, all the time.
2017 Cadillac ATS Performance Premium 3.6
Both of these things happened between tonight and this morn:
Ford beats analysts’ earning predictions by TRIPLE, and the stock rises half a point.
The company I work for beats earnings by a whopping 6 cents, and it gains 5 points!
HUH?? Is Ford simply THAT hated? I mean, that's a HUGE number. $2.4B in Q3.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
Also, at their price, half a point is 6%. That's a pretty healthy bump.
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2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
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After watching a straight forward "YouTube wrencher" taking time to explain how to pick a safe and cheap daily driver for yourself or your kid, you gotta like the wizard. Just saying.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
5) The corporate entity most definitely cares about profits, losses, and costs. If the hoodlum collection agencies they hire were paying .25 on the dollar, forcing them to take a loss lowers that just a bit, even if only a fraction of a penny. If "everyone" does what I did, soon they'll be paying pennies on the dollar. The corporate entity will feel that cost eventually.
6) The moral superiority of a speeding ticket comes if the speeding ticket doesn't take the basic speed law into account. The basic speed law basically states that the driving must be hazardous and dangerous in some way, not just an exceeding of two arbitrary black numbers on a white aluminum sign. Now the "maximum speed" law is absolute (greater than 65 in CA). You could argue since the "basic speed law" doesn't apply to maximum speed cases, the cases against the CHP lack moral superiority. However, every single City PD/Sheriff speed case I've fought had the moral superiority, even by the wording of the law. Besides, I don't like fighting the speeding cases, it's the other BS vehicle codes they come up with that I put up a bigger fight against. The list that comes to mind is:
A) Following Too Closely (yeah Officer, did you notice they cut me off severely and almost caused a collision?)
C) Failure to Obey a Sign (You mean the "no U-turn sign" that's obscured from view Officer? How about the fact that no one was impeded and no right-of-way was violated by my U-turn?)
D) No Right Turn on Red Sign Violation - You mean a sign can tell me whether my right turn is safe or not better than I can with my own judgment observing traffic in real-time?
E) Failure to Stop at a Stop Sign - Saving the world one CA stop at a time!
F) Red Light Violation - 1) Cameras are unconstitutional, 2) It was a right turn, are you sure I didn't stop for a millisecond? 3) No right of way violated 4) The light was still yellow (doesn't apply to every case but certainly did on one) 5) You know darn well the Law Enforcement vehicle in the middle of the intersection with it's emergency lights on trumps the red light for my right turn.
G) I'm sure there's another I'm forgetting that didn't hold up in Court.
One thing it has taught me is that maybe the only ticket Officers are trained enough on to be qualified to write and apply correctly is speeding tickets.
Lastly, and maybe more importantly, every American, even if 100% guilty, has a right to not self-incriminate, and a right to force the State/People to prove its case beyond a reasonable doubt in a Court of Law. If it's not worth it or important enough for the State to go through all the steps required for due process, then perhaps they shouldn't be writing the accusations and allegations in the first place? I'd say so.
If you had a picture of the 2 key fobs in the Kia time stamped on the day of the car return or a receipt for the 2 key fobs from the dealer that you returned the car to, then you would be fine. You have neither. You are screwed. Your choices are to pay the $350 or claim moral superiority and trash your credit.
Bill Murray was right
https://www.autoweek.com/car-life/but-wait-theres-more/a34493979/study-wrx-drivers-are-fast-bmw-drivers-are-rude/?source=nl&utm_source=nl_aut&utm_medium=email&date=102920&utm_campaign=nl21931588&utm_term=AAA -- High Minus Dormant and 90 Day Non Openers
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
If I have no choice (did this recently with a U haul) I took pictures of everything, making sure you could see the location. Odometer, gas gauge, and exterior body shots. Just in case!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
If you are going to stake your credit rating on a he said they said without any proof, you are asking for trouble.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
C’mon man, think about it for just a minute. Then, if you must, ask the question again.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
You could also pump fuel and smell it but I have no idea how much fuel needs to be pumped to clear the lines to the nozzle
I can’t wait for the end of this mess along with Medicare commercials. We need PEACE!!!🤓
2024 Genesis G90 Super-Charger
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
It is sad. No one will work with the other side
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
I agree a greater amount of evidence on my side would have helped, but so would the same have helped their cause too. If I had signed on any dotted line that 1 Key Fob was returned, I'd gladly fork over the cash.
Maybe that's what the station owner thought happened and the reporter ran with it.
It is the most likely scenario, but not the only one.
On a related subject, remember when they first came out with “lead free gas” and they put a restricter in the filler tube of cars so you couldn’t put the larger diameter nozzle of “leaded gas” (that was still being sold for the older cars on the road) into cars designed for “lead free” gas? Back then the “leaded gas” was better for valve seats. So, me being a non-conformist, I decided to cut a few slots in the filler neck and open it up so I could get the larger diameter leaded nozzle into my “lead free” cars. When one wise guy at work wanted to know how I did this, I explained I took a rag and saturated it with oil then tied a small diameter piece of safety wire to the rag and pushed it into the filler tube so it would collect the metal saw dust created by a hack saw blade. Once I had a few relief cuts made in the restricter, I pulled out the rag that captured the metal saw dust then I whacked the metal to bend it in. This guy said something like, “that’s really brilliant, banging on a chisel and taking a chance of creating a spark”. He goes on and on about how dumb I was and when he was finished I asked him if he was done before I answered him. He said “yep, I’m done”. I then said I wasn’t using a steel chisel. I used a piece of copper sweat tubing (like what’s used in house supply plumbing) that I pounded flat on the end that struck the filler tube. I got one of those deer in the head light looks and he slithered away without another word. The other guys that were gathered around just smiled and asked for more details. Like the man said, “where there’s a will there’s a way”.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
By now I’m sure you know they had the upper hand.
Look at it like this...they had a gun with bullets while you just had a gun that went click, click.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
I just checked my credit again, I'm able to get back up and dust myself off now already at 695. Screw Kia Finance, the Kia dealership, and their families and heirs too!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
2017 Cadillac ATS Performance Premium 3.6
The diesel nozzle is GREEN. The diesel nozzle smells bad.
I don't know if there's a common color for the the 3 (or more) gasoline grades.
The only deviation I've seen from this (other than Casey's) is a new BP station in my area. IT has a green diesel on the left and a Silver covered nozzle for the Silver recreational NO ALCOHOL fuel on the left. Both are parked on the left and the other 3 gasoline grades are on the right. I forget where the button for SILVER no alcohol was...
The nozzle for the Silver recreational gas is SILVER.
I picked up Silver for my oil/gas small engine mixing a couple nights ago.
Out of 12 or so pump stations at this location, I think only a couple have the recreational no alcohol piped to them.
2014 Malibu 2LT, 2015 Cruze 2LT,
A few bucks can "ROCK" your credit. That is a lesson learned.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
They didn't even give me a receipt for the gland signed by either them or me...
I don't think that's too much to ask. If they don't like it, they should have rejected receipt of the vehicle, and told me to come pick it up.
A companies stock usually sits based on where the market as a whole thinks is going to happen. It then adjusts to the news based on the difference between expectations and reality. That's why a stock can drop with good news (the good news wasn't as good as expected) and go up with bad news (the bad news wasn't as bad as expected).
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
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