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Comments
Since driver's ways work for him more power to him. I'm different. I can never be convinced that leasing a car makes sense so even if it did make sense I probably wouldn't do it.
Went to an open house today up for sale by someone who installs solar panels in the area. Had a separate parking spot for an EV, complete with a dedicated panel.
Guys, we are talking about $20 being tied up - maximum at any one time. The day I worry about the interest I am losing on $20 is the day I will pack it in.
If I am in a car accident and die Tim's will get my $20 and my wife will have to get by without that $20....well I guess she'll get the card so won't be out.
Kids might lose some inheritance money.
Life is to be enjoyed, pay the way you want to pay and what makes sense to you. I don't want a pocket full of change in my pocket when I am running around a tennis court. AS ab pointed out, we have $1 and $2 coins, no more paper money, and who keeps a bunch of ones on them? (BTW...no more pennies here)
In my younger days a friend wanted me to stock up on toilet paper...he got about 100 rolls for about $50, saved maybe 30%. I said Terry, with my luck I'll buy all that toilet paper...have my money tied up for months when I could have used that money to go out for a nice dinner....and then I'll get hit by a truck and lose out on a nice dinner......but, I'll have a basement full of toilet paper.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
A small Tims coffee is about $1.35 and with tax comes to $1.50.
Canadian dollar is worth about $1.30 U.S. So, if you bought a coffee here using U.S. Dollars it would cost you $1.15.
Still better in the U.S. On the way to Florida in Georgia we get 2 seniors coffees at McDonalds for $1.04! I use cash for that!
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
One quick example of how a lease can be a good thing;
Grandson graduates as accountant.
Gets good job, starting at $40 to $50k a year.
Doesn't have downpayment for a new car. Doesn't want to buy $0 down, 84 months payments.
He can lease a car for 36 months, about $300 a month, will have an option to buy it when he saves up some money.
May or may not be the cheapest way, but it is probably the easiest way to get a reliable car and not get under water.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
Are you considering getting solar panels?
I like the idea...I just think there will be huge improvements over the next few years.
I bought a new HP 23 inch all in one (the tower is incorporated into the screen) computer. I went to install Windows 10 on my laptop and realized it had XP and was 9 years old. Whenever I buy this kind of thing I always wonder how long it will be before it is out of date. Solar panels are a big investment, and the technology could change rapidly.....that is my main concern.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2014 Malibu 2LT, 2015 Cruze 2LT,
One quick example of how a lease can be a good thing;
Grandson graduates as accountant.
Gets good job, starting at $40 to $50k a year.
Doesn't have downpayment for a new car. Doesn't want to buy $0 down, 84 months payments.
He can lease a car for 36 months, about $300 a month, will have an option to buy it when he saves up some money.
May or may not be the cheapest way, but it is probably the easiest way to get a reliable car and not get under water.
Driver, exactly why my son got his Jetta lease when he graduated and started working. Plus he was moving out on his own, in another state. Good income, little savings. His next car, he plans to buy.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
At least you have a nice reliable (hopefully) car now while the sort things out.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
One quick example of how a lease can be a good thing;
Grandson graduates as accountant.
Gets good job, starting at $40 to $50k a year.
Doesn't have downpayment for a new car. Doesn't want to buy $0 down, 84 months payments.
He can lease a car for 36 months, about $300 a month, will have an option to buy it when he saves up some money.
May or may not be the cheapest way, but it is probably the easiest way to get a reliable car and not get under water.
Driver, exactly why my son got his Jetta lease when he graduated and started working. Plus he was moving out on his own, in another state. Good income, little savings. His next car, he plans to buy.
Perfect solution!
When I started my book business I had a Cavalier....couldn't carry many books in it. Leased a Jeep and it was perfect for hauling books around. I didn't want to dip into retirement savings for my business....leasing allowed me to pay as I go.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
We're tracking our power usage closely. Our estimated Aug. bill was less than the estimates the solar companies mades but not by a whole lot. There's lot of unknowns right now with credits expiring, utilities laying on grid fees and the new energy proposals that may get upended. Probably will do the car thing first.
I much prefer McDonalds coffee to Tims. Tims has always given me a headache and I didn't like the flavor profile of their regular blend. They recently introduced a dark roast that I find drinkable, but still prefer McDs.
In fact the only time I go to McDs is for breakfast, where they have several things I quite like on their menu.
Speaking of electricity things, I got a quote on Friday for one of those mini-split heat pumps for the house. It was quite a bit stiffer than I expected. The problem (which I knew going in) is that the house would need an electrical service upgrade first. That came in at $3400 for a 200amp service upgrade. The heat pump came in at $3300 installed. With sales taxes and inspection fees the total bill is just under $8k. Ouch.
I am trying to keep the two items separate in my head, as I know the electrical upgrade is probably necessary anyway should I ever want to add on or sell. Still, it is a big nut to swallow.
2017 Cadillac ATS Performance Premium 3.6
2024 Genesis G90 Super-Charger
2024 Genesis G90 Super-Charger
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
If you take one of those spam emails you got and right click on the sender you'll be shown their actual email address. 99% of the time it's an individual sending it, not the company that the email touts.
To my knowledge, there is no law being broken by sending them. Even if there were, it would probably be about as effective as the Fed's "DO NOT CALL LIST". It doesn't work and nobody polices that list.
Best thing to do, don't open the email. Just check mark it as spam in your email box. Either set your email box to empty spam every week or so, or empty it yourself. That way, you don't have to be bothered by even seeing it.
By the way, you had mentioned there was no torque steer in your XTS loaner. That is by design. The XTS uses the hyper-strut suspension developed for the upper trim levels of the Buick LaCrosse. In theory it is suppose to eliminate torque steer---and it works as designed, at least for me anyway.
The '15 Tucson looked "trucky" to me and I mostly vetoed it without a drive. And my wife hasn't even seen it. Got nice ground clearance, kind of a high liftover height in the back hatch. Should make for a good seat height for my wife though.
Trucky in the sense that I think we want a wagon or hatch and some of these mini-SUVs really are SUVish. The Honda/Mazda dealer also has the Hyundai franchise so it should be easy enough to check out.
Back to the Encore, my niece just dumped a GMC Acadia and they are threatening to disown us if we go GM, lol. They had tons of trouble. My wife's girlfriend is threatening to disown her is she winds up in a Buick, just because she doesn't want to think about getting old, and lots of people still associate Buicks with retirement.
Perhaps now you may have now some leg for your lemon claim - or if not, perhaps they will finally fix it. Either way it's actually potentially a better outcome than before. Although, the other CUE/iPhone "works as designed" clash incident tells me that even if they do, you still get the car not working as promised in the original purchase.
2018 430i Gran Coupe
But yes, never "opt out" of spam. You can only opt out of legitimate websites, those will take you off their list. Spammers see this as a confirmation to send you even more. Generally patiently ignoring their junk and setting up a decent filter either with your ISP, or anti-spam software, is the only way. Only a couple of junk emails per week come through now. I periodically go into the quarantine pages to see if anything legitimate was filtered and check it out.
2018 430i Gran Coupe
If we were talking about a pay day loan company that gives you $100 for week for a payment of $20 which works out to over 500% interest per annum I would say that would not be the best way to get a loan for $100.
Interest lost on $20 is negligible, and is probably 0 because the bill would be in my wallet anyway. It is better if Tim's can get some use out of it.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
'24 Chevy Blazer EV 2LT
2013 Mustang GT, 2001 GMC Yukon Denali
Tucson bigger? That's not better - that's one reason we didn't consider moving there, much less Phoenix.
Ditto the Tucson SUV, lol.
driver - when doing the grand travels you must pass a Wawa. You need to try their coffee.
2013 LX 570 2016 LS 460
The Sandman
2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
They make good sandwiches. I hear the coffee is good, but I dont drink it.
They actually recently opened some store in Fla for the transplants.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
@sandman_6472, I did mention your experience in passing to the salesperson when I was shopping the HR-V the first time. That's the last time I've eyeballed one. We'd probably get used to the size pretty fast. Better mpg is always a plus.
Heading out for the VW store soon....
My June bill was $183 and the July bill dropped to $149. We have a hot tub connected full time and the A/C has been running. I suspect August will be a bit more.
In the winter, the heated floors consume a bit of electricity, but the house we're moving to doesn't have that feature.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
CTS Service? Not sure what's going on. I just called and they said they hadn't even taken into the shop yet. It will get interesting when I leave for Utah tomorrow, not returning until Friday night for work, and they call wanting their XTS back mid week.
When we first got it, I checked when I had to do an oil change. It's every 2 years or 20,000 miles.
So I'm going to turn it in without having done a single oil change.
I feel like I'm Mike who has never done an oil change in his cars.
Then, there is Wawa Ontario, at the tip of Lake Superior, known for the giant Canada Goose:
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
15 more scheduled by year end, in an assortment of towns. So maybe one near you. The Googles has the answer.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
My guess is that you travel too far to the west to hit a Wawa. They're thick in Pennsylvania (named for their first location in Wawa, PA; oddly 84 Lumber originated in 84, Pennsylvania; report is, despite the name of the town Intercourse was not where anything was invented), Delaware and South Jersey and are slowly moving to North Jersey. Sooner or later they'll take over the country. By 2030 there will be one on the moon.
2018 430i Gran Coupe
We arrive 5 minutes late and no one has ever heard of us. No biggie, "Dave" is paged and finds us a few minutes later as we're walking the lot (nothing in their showroom but cubicles). They have three diesel Sportwagens on the lot and not a single Golf. Sheesh.
Dave is apologetic but you can tell this isn't the first time it's happened. My bad for not looking at the web inventory instead of calling (usually the web inventory is a day or more out of date though). Dave hands us the keys and invites us for a drive so we take an automatic Sportwagen out by outselves. Nice enough but not special enough to interest us further.
2013 LX 570 2016 LS 460
Is it lack of values, self-control, shame, respect, social acceptance? All of it, perhaps? What is it?
2018 430i Gran Coupe
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
I think in this case the woman probably looked up the wrong information or the info was out of date...I don't think she would have had a real reason to lie about the car not being there.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
Just got a letter from NYS DMV saying I had 10 days to prove I had insurance on my old Eclipse or they would suspend my license. Are they kidding? Do they not check their own records that show the plate on the Eclipse was transferred to the Mustang?
So who screwed up?
DMV who doesn't know what the other hand is doing?
My insurance who told of insurance being canceled on the old car but not that insurance was started on the new one?
The dealer who didn't inform DMV that they now owned my old car?
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible