By accessing this website, you acknowledge that Edmunds and its third party business partners may use cookies, pixels, and similar technologies to collect information about you and your interactions with the website as described in our
Privacy Statement, and you agree that your use of the website is subject to our
Visitor Agreement.
Comments
I suppose it varies by state. Hospitals in the US can’t deny emergency care due to lack of insurance but they can come after you later. If you have resources like a house they can take that (ask me how I know). If you’re truly low income with no resources they really can’t do anything.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
About 15 months after the surgery, got a bill in the mail from a doctors office which I felt I didn't owe. This was right during the height of the pandemic where many were working from home. Turns out, the wrong codes were used originally so the bill went unpaid for months. The first couple of folks I spoke with were clueless & just wasted my time. Guy #3 was the charm as he noticed right away the wrong codes were put in, so he corrected them & proceeded to tell me my balance was now zero, which made me quite happy. All it took was getting the right guy to put i the correct codes to get my insurance to pay the bill they should've done all along!
Luckily, I'm now on Medicare plus our secondary insurance & costs are almost nil out of pocket.
2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
I was extremely lucky that when I went through my Cancer BS and the birth of my kids I had amazing insurance that covered everything 100%. No copays, no coinsurance, no deductibles. Nothing.
Those plans are pretty much gone due to costs from what I understand.
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic / 2022 Icon I6L Golf Cart
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Thanks for the info about the SLK32 AMG. That is his fun car, he doesn't expect to make money on it. He just did all of the blackout badging including the grill and wheels. Normally I am not a fan of that, but I think it really makes it look like a 2023 instead of a 2004.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
RE; Cost of Hospital: That is the type of story I have heard about. That is why I prefer universal healthcare. It is really like insurance.....pay a premium with higher taxes, but you know you won't get a huge medical bill.
When we travel we have health insurance as our Ontario insurance won't cover us when we are outside the country. One friend passed out on the golf course, one night in a Tampa hospital cost $12000 to do all the tests. Another friend couldn't move for 2 weeks, and he was in a bed the whole time. He was still in bad shape but the insurance company flew him back to a hospital here in a little Piper Cub type plane with a nurse....the hospital bill was over $120000!
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
I assume the SLK stuff is all wrap and can be undone. In another 10-15 years that car will be a special interest collectible - not high dollar, but not an ordinary used car.
Still, indys are known for being a better option for more vintage cars where the tech isn't so complicated, yet they aren't antiques. 80s-90s cars especially. I can't imagine taking my old car to the dealer, with its overhead and labor rates.
I'm on a plan where the premium is OK relative to some offerings or what I have seen in the marketplace, but the coverage is odd. I think deductible is $3500, but copay doesn't cover much, so you can reach that deductible fast. I recently had an issue where I thought about seeing a specialist, but they were apparently booked out for many weeks. I went to an urgent care facility, in-network, but insurance only covered ~10% - HSA came in handy. Oddly, prescription coverage is strong, what supposedly cost insurance something like $150 cost me $8. It's all just too complicated and inefficient - people I know in Switzerland and Germany shake their heads at tales from here.
My mom is in her mid 70s, using Medicare, and she is pleased with it. She retired late (70) primarily because she was afraid to lose her employer plan and go to Medicare, but it was much less drama than she expected,
The black SLK has no wrap. It was black, and he added the black out pieces, he ordered each item and then removed the old chrome part and applied the blackout items.
The BMW in Florida looks exactly like this;
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
You want to know how good the Canadian health care system is? A few years back, the then-Premier (I.e Governor) of Newfoundland discovered that he needed a heart bypass operation. Being an independently wealthy fellow, he got referred to one of the top surgeons in NYC and paid the 6 figure bill out of pocket.
2017 Cadillac ATS Performance Premium 3.6
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Last couple tire patches I’ve had (one in 2019 and one this past spring) have been $25-35.
Methinks the math works out to $3.80😂
I’ve had a Canadian guy come here for coronary artery bypass surgery (son worked at the University here) because he didn’t want to wait and had cash. He paid in full.
Father / daughter ceramic coating day. It gets the rear glass replaced tomorrow because it doesn’t seem to seal rain out. Mine had the seal replaced but they are replacing the glass on hers. I assume the water damaged the rear defroster??
I see a local store has rubber drip pans for under a water heater along with metal. Is there an advantage to one type over the other.
2014 Malibu 2LT, 2015 Cruze 2LT,
————————————————
I thought the same thing but maybe his wife was discharged earlier than the standard discharge time. So, got a rebate. Nah, they’d never do something like that. Forget about what I just said.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
————————————————
RUST ?
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
I’ve had a Canadian guy come here for coronary artery bypass surgery (son worked at the University here) because he didn’t want to wait and had cash. He paid in full.
Canadians can do that. Some go to countries like India for knees and hips for faster service. One problem is that if you need check-ups or repairs done etc., you will have to go back to where you had the surgery done. If you have the money......anything is possible!
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
————————————————
I thought the same thing but maybe his wife was discharged earlier than the standard discharge time. So, got a rebate. Nah, they’d never do something like that. Forget about what I just said.
jmonroe
Maybe there's a discount on the second day!
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
US Citizens do the same thing - it's called "medical tourism" and Mexico, India and other Southeast Asian countries are popular destinations.
In fact, there was a news article a month or two ago where some of these tourists were kidnapped by a Mexican drug cartel, by accident. They were quickly released.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Re insurance, I’m on a very expensive biologic medication that gets infused every 8 weeks. Rack rate for my care just for that would be $250k a year.
I’ve been very lucky that my most recent and new employers have outstanding coverage. I cover myself, my wife, and son for under $200/month and have a max $3600 out of pocket for the family. Certainly makes the calculus for changing jobs more than just whatever the comp is.
That BMW is an E30, kind of a minor classic or special interest car, valuable in M3 form. That's something I see with many indys - they usually have at least one older mechanic who isn't scared of an old car. Although the place I was taking my old car to had the sad experience of the old tech passing away, so now they don't take old MBs.
I will say the local dealer has been friendly and efficient in servicing my modern car, haven't had an issue.
the cabin filter, that is about a 3 minute no tool job. Probably does not even need one since I last ordered one May 2022, so probably about 8k or so miles ago? And since it lives in the garage not likely to collect much debris in there. But it is cheap so might as well.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2025 Forester Limited, 2024 Subaru Legacy Sport
RE: SLK: Personally, I would have left it as it was. But he is having fun with it and likes the updated look. No plan to sell or make money from it....unless he gets tired of it.
RE: 1984 BMW E3, Sometimes he has to order parts from other countries, usually from dealers or people in Germany. The last part I heard about was a speedometer mechanism.
The car looks like new.....but, it isn't easy keeping it on the road.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
I went through the interview process for the same job at a different company. I am going to give notice at my current gig. Either I'll get the other job OR I'm going to dive headlong into the car biz and anything else I need to do (such as sub teaching). Wife says I'm too damned miserable where I am and need to end it. I'm going to wait till after we get back from vacation, though. Might as well get paid while I'm away.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
Service every 3 months or 3750 miles though, what a pain!
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
Best of luck. Life is too short to be miserable especially when you have some control over it.
2021 VW Arteon SEL 4-motion, 2018 VW Passat SE w/tech, 2016 Audi Q5 Premium Plus w/tech
@breld , Sorry to learn about your dog. We are currently giving a daily shot and every other day an IV to one of our golden doodles as she has a severe bladder infection that has not responded to antibiotics. Sweet BMW!
2021 VW Arteon SEL 4-motion, 2018 VW Passat SE w/tech, 2016 Audi Q5 Premium Plus w/tech
You gotta pay to play with German cars.
Our ‘87 325 was darned cheap. I’m sure if I took it to a bimmer dealer, it would be a different story.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
Our ‘87 325 was darned cheap. I’m sure if I took it to a bimmer dealer, it would be a different story.
I meant when new…. 🙂
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Yep, I remember those days too but maybe it’s better this way. Like I’ve said before, “if I knew I was going to live this long, I would have taken better care of myself”.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
Are you talking about the old employer?
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
Ok - so for something completely different.
There is a homesteader on a social platform that has one of those robotic mowers (like a Roomba). He is putting it on live stream and has made $2750 over the course of four days (four hours a day).
Why are people watching a lawn mower and donating gifts for the privilege of doing so?
SMH
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic / 2022 Icon I6L Golf Cart
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I hear what you’re saying but how can that be verified?
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
In some neighborhoods if you ran it at night you better have a Doberman watching it.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S