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Comments
“I was discharged to a $1.3 million bill that insurance negotiated down to $275k and ultimately was 100% covered.”
The hospital got to write off $1,025,000 as a loss on their taxes the following year.
Exactly!
If you think insurance is bad, try having a major medical event happen without it. The hospital AND the government rake you over the coals.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Ugh. That’s awful.
I got home late last night, pneumothorax and significant subcutaneous emphysema in tact. I just did not want to stay there any longer. It was so incredibly uncomfortable. Was in significant pain last night but could at least get settled enough to sleep maybe a scattered 6 hours or so. Feeling a little better this morn.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
Good god. Scary stuff.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
Walt, traditional Medicare with a medigap plan?
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
'24 Chevy Blazer EV 2LT
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Coming to a neighborhood near you. This stuff never ends.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
In NY we are soon to have a hidden carbon tax on everything.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
If you can afford it get a supplement plan. Advantage plans are free and we all know what free gets you. It’s great until you have a real bill then it ain’t so free anymore. And it’s a real money maker for the insurance companies that sell it. Why else do you see so much of it advertised on TV and mailers sent to your house?
I swear, if I tried to pick up all the advantage mailers I get in a year at one time, I’d need a hernia operation for which an advantage plan would just skim the surface. Cancer treatment, especially, is expensive with advantage plans.
The only down side of supplement (Edited right here) plans from what I was told, by several sources, is you have to get it when you’re first eligible for it. Meaning, when you start Medicare, because you can’t buy supplement plans after your health goes south.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
https://jtd.amegroups.org/article/view/3160/html#:~:text=Pneumothorax is a known complication,in procedures such as fundoplication.
The first time I saw a “kitchen fee” was on vacation in Myrtle Beach two years ago. This was at a restaurant that was pretty good but coincidentally when they started that fee their food went down hill. For that reason alone, I wouldn’t go back but a double whammy for me is hard to take.
Just another way restaurant owners get their customers to pay even more for their hired help.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
Advantage plans are tied to HMO's, which are not necessarily bad. It limit your provider choices.
You may also have to get permission to exit the program.
A few years ago a regular eye exam revealed I had a cataract developing in my left eye. Not really a surprise because if you live long enough you are likely to get them. Fortunately the ophthalmic surgery profession has developed quick and pretty successful techniques to replace the damaged natural lens with a man-made replacement. Last year I was told mine had finally reached the point where it needed replacement. I knew that anyway since distance vision on road signs was no longer sharp.
I was sent to the surgery clinic and it was a real eye-opener [apologies]. It was a large practice with 5 surgeons, several support staff for each, a bunch of different exam rooms, and a waiting area as large as an airport gate that was jam-packed. It was a real going concern. Finally I was granted an audience with the surgeon assigned to me and I began to figure things out.
Here, apparently if you are deemed a senior by the govt, your lens replacement is mostly covered. I had to pay a mystery $20 or so fee for something but otherwise all the tests they did were taxpayer funded, great. So is the surgery itself but with caveats. As the surgeon explained it to me, the govt pays for the bottom-line quality replacement lens. He said most people pony up an extra $25 that govt won’t cover for a better lens and that I’d probably want that. But wait, there’s more. If you wear glasses they can install corrective lenses in your eye. They can correct for distant vision, reading vision, astigmatism, a bunch of things. But my guy confused me when he said I would probably still need to wear glasses for some things, so I didn’t really see the point. If like me you need correction for both distance and reading I don’t know what they do. When he mentioned they were over $1000 per eye I gave it a pass. But I know people who coughed up that sum for both eyes.
Anyway, the ophthalmic bunch here have figured out that once govt decided to fund the basic replacement surgery they could make a bundle from it. Since they are private businesses billing the govt the more people they churn through the cataract mill the more they make, and if they can upsell those seniors, so much the better for them. I know the clinic I went to reminded me of a production line. I’ll be glad to have it done, but I find it odd that govt will pay to fix what is mostly (for me) just a bit of an inconvenience, at least right now.
2017 Cadillac ATS Performance Premium 3.6
Cataracts here are the same. Medicare and for basic surgery and basic lens. If you want the LenSx laser surgery or a better lens - progressive or a light adjustable lens that can be tweaked post op then you pay out of pocket. I’m almost always surprised at who pays extra for the laser or better lens. Almost always those who would least benefit from it but the heart wants what the heart wants.
@laurasdada - I'm going to PM you a travel guide for Charleston which was started by a coworker of mine who used to live there. I revised it after my trip there a few years ago and also added Savannah content.
Pretty much all Greek to me.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
Nope. Never said “I might tear a lung.”
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
Nonetheless, it is a known complication of that surgery. He would have said pneumothorax or “air around your lung”.
Can happen with cholecystectomy too. You should see the scrotum after laparoscopic inguinal hernia sometimes - they squeeze the gas out. Brings tears to my eyes. That’s not due to any tears of any pleura though.
He literally tore my lung. Told me so. And that brief opening before he sutured it caused the pneumothorax. It is written in his report the same way.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
'24 Chevy Blazer EV 2LT
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Either way, a pneumothorax is a known complication. The pleura is a lot closer than many seem to realize
Count your blessings that it was a small pneumothorax and you don’t have a chest tube.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Got the rest of my metal shelves assembled. Even figured out the step I misinterpreted finally and went back to the first 3 and fixed them! Pictogram instructions often stink. But at least that part of the organization project is done. Now just have to put all the boxes away
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
I impressed him a week ago for my 6-month checkup. I took in the lab results from our area med lab which has do-it-yourself lab packages. I had a men's package which included blood work of common types. I was concerned about having taken lots of ibuprofen and acetaminophen during my 5 months of groin tear or strain-- pulled muscle/tendon pain. I also took in my Kardio 6-lead 30 second heart scan again.
Only lab he needed to order was a TSH, T3, T4.
2014 Malibu 2LT, 2015 Cruze 2LT,
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
I can understand that but don’t they still have a fool as their client. Although I guess you have to hear them out.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
Pretty sure you have to sign a lot of fine print before any surgery that acknowledges a lot can go wrong.
Since it was designed like a tire and we assumed it was rubber or plastic.
As soon as he carried it outside, he dropped it on the patio and it shattered into a bunch of pieces.
Turns out it was ceramic.
He was disconsolate, understatement, for quite a while.
I told him I would fix it for him, so I've been working on it.
A work in progress but getting there.
'24 Chevy Blazer EV 2LT
Jeez, a few weeks ago, I got lawn shamed, now bird feeder shamed.
Are you afraid that the birds are going to sniff the glue?
Did you check to see that the lithium in your EV anf PHEV were responsibly sourced?
I never thought of that. If a bird croaks as a result of the rebuild the bird huggers will come down on him unmercifully. That’s what happens when you try to be a good grand daddy.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
I thought that was the new you after a beauty treatment!
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
The birds might get high (so to speak) from all that glue.
btw...the package says ceramic. Not sure why they would make something that could break easily out of ceramic material.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
I notice it’s back now but the new mug shot is not the same. It’s still blue but not the same. Close but no cigar.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
Now it’s gone again. I must be in the Twilight Zone.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
You’re a good grandfather, @explorerx4 . Hard lesson to learn at 5, with a gift no less, that some things can’t be fixed back to before. He’ll remember you tried though.
'24 Chevy Blazer EV 2LT
And now I notice without that mug shot I can’t get into my profile. This may be a coincidence but the last time I had trouble with my account was when Edmunds was doing something with their sites and some folks had problems and I was one of those and that’s when they got me restarted but that’s also when the clock restarted for me and I lost my seniority. Started again with post No.1. Another coincidence is this also happened in August but I can’t remember the year. If I had to guess I’d say maybe 2018.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2017 Cadillac ATS Performance Premium 3.6
2017 MB E400 , 2015 MB GLK350, 2014 MB C250