2015 Acura MDX Lease Questions

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  • MichaellMichaell ColoradoModerator Posts: 187,033
    cmxxx said:

    I got a quote for 2015 FWD MDX with tech pack (locks, tint, ecp), 10K/36 month lease offer (TX)
    $2500 Down, $521 monthly
    Purchase : $44634
    Tax & Fees: $1441
    Net: 46075
    MF : 0.00160
    Residual: 62%

    Is this a good deal, just want to get some thoughts before sign the lease.

    Your thoughts would be much appreciated.


    What is the MSRP? What does the $2500 down cover, if you are rolling the taxes into the net cap cost?

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  • cmxxxcmxxx Member Posts: 2
    cmxxx said:

    I got a quote for 2015 FWD MDX with tech pack (locks, tint, ecp), 10K/36 month lease offer (TX)
    $2500 Down, $521 monthly
    Purchase : $44634
    Tax & Fees: $1441
    Net: 46075
    MF : 0.00160
    Residual: 62%

    Is this a good deal, just want to get some thoughts before sign the lease.

    Your thoughts would be much appreciated.


    Michaell said:

    cmxxx said:

    I got a quote for 2015 FWD MDX with tech pack (locks, tint, ecp), 10K/36 month lease offer (TX)
    $2500 Down, $521 monthly
    Purchase : $44634
    Tax & Fees: $1441
    Net: 46075
    MF : 0.00160
    Residual: 62%

    Is this a good deal, just want to get some thoughts before sign the lease.

    Your thoughts would be much appreciated.


    What is the MSRP? What does the $2500 down cover, if you are rolling the taxes into the net cap cost?
    MSRP is $48634, not sure what the $2500 down covers, but taxes is rolled into the net cap cost

  • MichaellMichaell ColoradoModerator Posts: 187,033
    cmxxx said:

    cmxxx said:

    I got a quote for 2015 FWD MDX with tech pack (locks, tint, ecp), 10K/36 month lease offer (TX)
    $2500 Down, $521 monthly
    Purchase : $44634
    Tax & Fees: $1441
    Net: 46075
    MF : 0.00160
    Residual: 62%

    Is this a good deal, just want to get some thoughts before sign the lease.

    Your thoughts would be much appreciated.


    Michaell said:

    cmxxx said:

    I got a quote for 2015 FWD MDX with tech pack (locks, tint, ecp), 10K/36 month lease offer (TX)
    $2500 Down, $521 monthly
    Purchase : $44634
    Tax & Fees: $1441
    Net: 46075
    MF : 0.00160
    Residual: 62%

    Is this a good deal, just want to get some thoughts before sign the lease.

    Your thoughts would be much appreciated.


    What is the MSRP? What does the $2500 down cover, if you are rolling the taxes into the net cap cost?
    MSRP is $48634, not sure what the $2500 down covers, but taxes is rolled into the net cap cost

    It looks like the $2500 is all cap cost reduction; without it, I get a pre-tax payment of $564.24/mo. The $2500 down will reduce your payment by about $69/mo.

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  • gman1957gman1957 Member Posts: 64
    Hello need some good advice before I pulled the trigger. I have trade in value $2,600 from my old vehicle to lease MDX AWD with tech with boards.Selling price 46,250.I need to put down additional $2500 to equal 450.00 a month with taxes included upfront with fees.Good deal or not. MRSP is 49725 Thanks your comments will be greatly appreciated.... This dealer is in NJ.
  • MichaellMichaell ColoradoModerator Posts: 187,033
    gman1957 said:

    Hello need some good advice before I pulled the trigger. I have trade in value $2,600 from my old vehicle to lease MDX AWD with tech with boards.Selling price 46,250.I need to put down additional $2500 to equal 450.00 a month with taxes included upfront with fees.Good deal or not. MRSP is 49725 Thanks your comments will be greatly appreciated.... This dealer is in NJ.

    We don't recommend that you put money down on a lease - if the car is stolen or totaled, you are out that money. $2500 equals about $69/mo on your lease, so the "real" payment is $519/mo, which isn't too bad on a car that stickers close to $50K.

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  • gman1957gman1957 Member Posts: 64
    I need to re-phrase my possible lease deal.The original proposal was $ 512.00 with 0 down with 1st month, taxes and fees upfront with totaling = $ 2700 due at signing. I added my trade in @ $2600 which brought my payment down to $ 450.00 month. Again this includes running boards Lease was for 3yrs/10,000. The money factor is 0.00120 and residual is @ 62%. I hope this makes sense.Please reply. Thanks again.
  • posguyohposguyoh Member Posts: 1
    How does the current Honda 'standard' offer rate? What should I be negotiating with the dealer to get a better deal? In Ohio:

    2015 MDX AWD with Tech
    $49,960 MSRP
    $46,320.28 CAP Cost
    62% Residual - 3 yr / 10K Lease
    Residual - $30,975.20
    No Security Deposit
    $519/month, plus tax
    $3499 down

    Probably need to do 12K/year vs. 10K/year


  • MichaellMichaell ColoradoModerator Posts: 187,033
    gman1957 said:

    I need to re-phrase my possible lease deal.The original proposal was $ 512.00 with 0 down with 1st month, taxes and fees upfront with totaling = $ 2700 due at signing. I added my trade in @ $2600 which brought my payment down to $ 450.00 month. Again this includes running boards Lease was for 3yrs/10,000. The money factor is 0.00120 and residual is @ 62%. I hope this makes sense.Please reply. Thanks again.

    It does make sense ... $2700 out of pocket for up front costs (taxes, fees, 1st month, tags), then another $2600 trade equity as cap cost reduction. That $2600 works out to $72/mo (2600 / 36), which makes your effective payment $522/mo ($450 + $72).

    My point is that we don't recommend making a cap cost reduction, either cash or trade equity. But, it's your choice.

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  • mdx_l2tmdx_l2t Member Posts: 1
    edited December 2014
    2015 MDX AWD with Tech
    $49,960 MSRP
    $47,631.23 CAP Cost
    MF .00120
    Residual (61%) $30475.60 - 3 yr / 12K Lease
    $617/month, including tax
    $500 down

    Is this a good deal? Located in AZ (ZIP 85286)
    Thanks in advance.
  • MichaellMichaell ColoradoModerator Posts: 187,033
    mdx_l2t said:

    2015 MDX AWD with Tech
    $49,960 MSRP
    $47,631.23 CAP Cost
    MF .00120
    Residual (61%) $30475.60 - 3 yr / 12K Lease
    $617/month, including tax
    $500 down

    Is this a good deal? Located in AZ (ZIP 85286)
    Thanks in advance.

    I'm getting $570.27/mo before tax, so the $617/mo quote looks pretty good

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  • juanluisjuanluis Member Posts: 3
    For 36 months / 15,000 per year
    2015 MDX AWD Base
    $45,895 MSRP
    $43,000 CAP Cost
    MF .00120
    Residual 60%
    $551.12 (incl tax)
    $0 down

    Is this a good deal? Located in CT (ZIP 06880)
    Thank you
  • MichaellMichaell ColoradoModerator Posts: 187,033
    juanluis said:

    For 36 months / 15,000 per year
    2015 MDX AWD Base
    $45,895 MSRP
    $43,000 CAP Cost
    MF .00120
    Residual 60%
    $551.12 (incl tax)
    $0 down

    Is this a good deal? Located in CT (ZIP 06880)
    Thank you

    I'm showing $514.17 pre-tax with your numbers; your quote with tax looks pretty solid.

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  • jdime1jdime1 Member Posts: 10
    Please evaluate the following. Pricing is from a lease broker for a Florida transaction. Thanks much!

    2015 Base FWD MDX
    MSRP: $43,460
    Selling Price: $40,832
    36 months
    15,000 miles per year
    MF: .00120
    Residual: 60%
    $0 out-of-pocket (capitalized the $595 acquisition fee, first payment and $150 title [$1,265 total])
    Payment: $555 (incl. 6% tax)

    Do these numbers pencil out? Sound like a good deal? Appreciate any input. Thanks in advance!!
  • MichaellMichaell ColoradoModerator Posts: 187,033
    jdime1 said:

    Please evaluate the following. Pricing is from a lease broker for a Florida transaction. Thanks much!

    2015 Base FWD MDX
    MSRP: $43,460
    Selling Price: $40,832
    36 months
    15,000 miles per year
    MF: .00120
    Residual: 60%
    $0 out-of-pocket (capitalized the $595 acquisition fee, first payment and $150 title [$1,265 total])
    Payment: $555 (incl. 6% tax)

    Do these numbers pencil out? Sound like a good deal? Appreciate any input. Thanks in advance!!

    I'm getting $558/mo, so close enough.

    Only way to improve it is to negotiate a lower selling price or pay the up front costs out of pocket - that will save you about $35/mo pre-tax.

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  • jdime1jdime1 Member Posts: 10
    Thanks, Michael. So the MF and residual are correct? It appears they offered me a price equal to invoice. Do you have any idea what the current holdbacks look like? In other words, How far below invoice can I expect to go? Thanks again!!
  • MichaellMichaell ColoradoModerator Posts: 187,033
    jdime1 said:

    Thanks, Michael. So the MF and residual are correct? It appears they offered me a price equal to invoice. Do you have any idea what the current holdbacks look like? In other words, How far below invoice can I expect to go? Thanks again!!

    I don't have any information on holdback.

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  • corvette001corvette001 Member Posts: 7
    I saw where the holdback was 2% of base price but good luck getting any of that.
  • maxinflmaxinfl Member Posts: 3
    Hi, I wonder if you could please tell me the Gross Cap Cost, MF and Residual for 2015 MDX FWD Base Model in Florida. Many thanks!
  • MichaellMichaell ColoradoModerator Posts: 187,033
    maxinfl said:

    Hi, I wonder if you could please tell me the Gross Cap Cost, MF and Residual for 2015 MDX FWD Base Model in Florida. Many thanks!

    .00120 and 60% for 36/15

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  • maxinflmaxinfl Member Posts: 3
    Michaell said:

    maxinfl said:

    Hi, I wonder if you could please tell me the Gross Cap Cost, MF and Residual for 2015 MDX FWD Base Model in Florida. Many thanks!

    .00120 and 60% for 36/15
    Thanks, Michael.

    Here is what I have been offered:

    $3500 down, 36 months, 12K/year, $399+tax monthly payment.

    Is it a good deal?

  • MichaellMichaell ColoradoModerator Posts: 187,033
    maxinfl said:

    Michaell said:

    maxinfl said:

    Hi, I wonder if you could please tell me the Gross Cap Cost, MF and Residual for 2015 MDX FWD Base Model in Florida. Many thanks!

    .00120 and 60% for 36/15
    Thanks, Michael.

    Here is what I have been offered:

    $3500 down, 36 months, 12K/year, $399+tax monthly payment.

    Is it a good deal?

    We would need to know the MSRP and selling price.

    What is the breakdown of the $3500 out of pocket?

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  • doojohndoojohn Member Posts: 2
    MDX Tech 10K

    Total Fee 2071.21
    first month 544
    bank fee 595
    state registration 304.5
    tire fee 7.50
    document fee 369
    7% * (tax bank fee + doc fee) 67.48
    nj luxury 0.4% * selling price 183.73

    Lease Terms 36

    MSRP 49960
    selling price 45933

    residual 62%
    residual value 30975.2 (=49960*0.62)
    money factor 0.0012
    cap cost reduction 0

    Price offered: 544 a month.


    Is this a good deal??
  • MichaellMichaell ColoradoModerator Posts: 187,033
    doojohn said:

    MDX Tech 10K

    Total Fee 2071.21
    first month 544
    bank fee 595
    state registration 304.5
    tire fee 7.50
    document fee 369
    7% * (tax bank fee + doc fee) 67.48
    nj luxury 0.4% * selling price 183.73

    Lease Terms 36

    MSRP 49960
    selling price 45933

    residual 62%
    residual value 30975.2 (=49960*0.62)
    money factor 0.0012
    cap cost reduction 0

    Price offered: 544 a month.


    Is this a good deal??

    I'm showing $507.78/mo pre-tax, and $543.33/mo with 7% sales tax. Your quote looks pretty solid.

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  • doojohndoojohn Member Posts: 2
    Michaell said:

    doojohn said:

    MDX Tech 10K

    Total Fee 2071.21
    first month 544
    bank fee 595
    state registration 304.5
    tire fee 7.50
    document fee 369
    7% * (tax bank fee + doc fee) 67.48
    nj luxury 0.4% * selling price 183.73

    Lease Terms 36

    MSRP 49960
    selling price 45933

    residual 62%
    residual value 30975.2 (=49960*0.62)
    money factor 0.0012
    cap cost reduction 0

    Price offered: 544 a month.


    Is this a good deal??

    I'm showing $507.78/mo pre-tax, and $543.33/mo with 7% sales tax. Your quote looks pretty solid.


    Ah - I was wondering how 507 became 544 and it was the 7% tax!!! thanks for enlightening !!
  • pitchinwedgepitchinwedge Member Posts: 63
    Hi again, wondering what the current 36/12k numbers are for AWD Tech in So. Cal. Thanks!
  • MichaellMichaell ColoradoModerator Posts: 187,033

    Hi again, wondering what the current 36/12k numbers are for AWD Tech in So. Cal. Thanks!

    .00120 and 61%

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  • pmizzpmizz Member Posts: 2
    Hello, do you have the MF and residual for an AWD Advanced package for 36 months/15k in Nor Cal?
  • MichaellMichaell ColoradoModerator Posts: 187,033
    pmizz said:

    Hello, do you have the MF and residual for an AWD Advanced package for 36 months/15k in Nor Cal?

    .00120 and 57%

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  • cdpacdpa Member Posts: 2
    Hi - let me know what you think of the following in NJ. Thanks for your help.

    - 2015 Acura MDX AWD Tech
    - Sale price $45,583
    - 36 months/15,000 a year
    - Residual 59%
    - MF - .00120
    Inception fees:
    Bank fee $595.00, Doc 369.00, NJ tax on bank and doc fee 67.48
    Lux tax .4% 182.33
    Tire tax 7.50
    NJ motor vehicle reg fee 304.50

    Zero down

    Monthly payment $624.36 OK or could I do better?
  • MichaellMichaell ColoradoModerator Posts: 187,033
    edited December 2014
    cdpa said:

    Hi - let me know what you think of the following in NJ. Thanks for your help.

    - 2015 Acura MDX AWD Tech
    - Sale price $45,583
    - 36 months/15,000 a year
    - Residual 59%
    - MF - .00120
    Inception fees:
    Bank fee $595.00, Doc 369.00, NJ tax on bank and doc fee 67.48
    Lux tax .4% 182.33
    Tire tax 7.50
    NJ motor vehicle reg fee 304.50

    Zero down

    Monthly payment $624.36 OK or could I do better?

    What is the MSRP? Does $0 down mean the taxes and fees are being rolled into the sale price?

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  • naitgnaitg Member Posts: 4
    FWD MDX Base Model
    36 month lease, 10k miles per year

    MSRP 43460
    Sales Price 40332
    $0 down
    Upfront charges - dmv and taxes = 468.40

    458.28 monthly
    36.66 sales tax (San Diego, CA)
    494.94 monthly incl tax

    Total due at signing 963.34 (1st month + upfront fees)

    Seems like a good deal - what do you think? What's the residual % and MF?
  • kyfdxkyfdx Moderator Posts: 191,803
    naitg said:

    FWD MDX Base Model
    36 month lease, 10k miles per year

    MSRP 43460
    Sales Price 40332
    $0 down
    Upfront charges - dmv and taxes = 468.40

    458.28 monthly
    36.66 sales tax (San Diego, CA)
    494.94 monthly incl tax

    Total due at signing 963.34 (1st month + upfront fees)

    Seems like a good deal - what do you think? What's the residual % and MF?


    .00120 MF and 63% residual

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  • naitgnaitg Member Posts: 4
    kyfdx said:

    naitg said:

    FWD MDX Base Model
    36 month lease, 10k miles per year

    MSRP 43460
    Sales Price 40332
    $0 down
    Upfront charges - dmv and taxes = 468.40

    458.28 monthly
    36.66 sales tax (San Diego, CA)
    494.94 monthly incl tax

    Total due at signing 963.34 (1st month + upfront fees)

    Seems like a good deal - what do you think? What's the residual % and MF?


    .00120 MF and 63% residual
    Good deal anything seem out of sorts? Thanks!

  • MichaellMichaell ColoradoModerator Posts: 187,033
    naitg said:

    kyfdx said:

    naitg said:

    FWD MDX Base Model
    36 month lease, 10k miles per year

    MSRP 43460
    Sales Price 40332
    $0 down
    Upfront charges - dmv and taxes = 468.40

    458.28 monthly
    36.66 sales tax (San Diego, CA)
    494.94 monthly incl tax

    Total due at signing 963.34 (1st month + upfront fees)

    Seems like a good deal - what do you think? What's the residual % and MF?


    .00120 MF and 63% residual
    Good deal anything seem out of sorts? Thanks!

    I'm showing $441.04/mo pre-tax, a little bit lower than your quote of $458.28.

    Is there anything added into the sale price?

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  • naitgnaitg Member Posts: 4
    Michaell said:



    I'm showing $441.04/mo pre-tax, a little bit lower than your quote of $458.28.

    Is there anything added into the sale price?

    Not that I know of, I will ask about that price. Thanks!
  • cdpacdpa Member Posts: 2
    Michaell said:

    cdpa said:

    Hi - let me know what you think of the following in NJ. Thanks for your help.

    - 2015 Acura MDX AWD Tech
    - Sale price $45,583
    - 36 months/15,000 a year
    - Residual 59%
    - MF - .00120
    Inception fees:
    Bank fee $595.00, Doc 369.00, NJ tax on bank and doc fee 67.48
    Lux tax .4% 182.33
    Tire tax 7.50
    NJ motor vehicle reg fee 304.50

    Zero down

    Monthly payment $624.36 OK or could I do better?

    What is the MSRP? Does $0 down mean the taxes and fees are being rolled into the sale price?
    Its $49,890. Not paying anything upfront so taxes and fees are being added to the Cap cost I think. Thanks for your help.
  • MichaellMichaell ColoradoModerator Posts: 187,033
    cdpa said:

    Michaell said:

    cdpa said:

    Hi - let me know what you think of the following in NJ. Thanks for your help.

    - 2015 Acura MDX AWD Tech
    - Sale price $45,583
    - 36 months/15,000 a year
    - Residual 59%
    - MF - .00120
    Inception fees:
    Bank fee $595.00, Doc 369.00, NJ tax on bank and doc fee 67.48
    Lux tax .4% 182.33
    Tire tax 7.50
    NJ motor vehicle reg fee 304.50

    Zero down

    Monthly payment $624.36 OK or could I do better?

    What is the MSRP? Does $0 down mean the taxes and fees are being rolled into the sale price?
    Its $49,890. Not paying anything upfront so taxes and fees are being added to the Cap cost I think. Thanks for your help.
    $582.79/mo is what I get as a payment if I roll everything into the cap cost. NJ calculates taxes on leases up front; that may account for the $624 quote you are getting from the dealer.

    Only way to improve on that would be to negotiate a lower selling price.

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  • swpogueswpogue Member Posts: 4
    I'm looking for numbers on a 2015 FWD w/ tech pkg and 15k/36mo lease for NC. Optionally, I would go for a 15k/39mo as well.
    Thanks!
  • swpogueswpogue Member Posts: 4
    Being offered $630 for 2015 FWD w/ Tech pkg with MSRP of $47733, neg. cap cost of $45,494 with $28,163 residual (59%) on a 15K/36mo lease with $1322 down (first payment, tax/title/license/doc fees) for NC. Sound fair or could be improved upon. Think MF is 0.00152.
  • MichaellMichaell ColoradoModerator Posts: 187,033
    swpogue said:

    Being offered $630 for 2015 FWD w/ Tech pkg with MSRP of $47733, neg. cap cost of $45,494 with $28,163 residual (59%) on a 15K/36mo lease with $1322 down (first payment, tax/title/license/doc fees) for NC. Sound fair or could be improved upon. Think MF is 0.00152.

    .00154 is the base MF in NC. 36/15 residual for FWD with Tech is 59%.

    With your MSRP and cap cost, I get a pre-tax payment of $594.86.

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  • naitgnaitg Member Posts: 4
    Michaell said:

    naitg said:

    kyfdx said:

    naitg said:

    FWD MDX Base Model
    36 month lease, 10k miles per year

    MSRP 43460
    Sales Price 40332
    $0 down
    Upfront charges - dmv and taxes = 468.40

    458.28 monthly
    36.66 sales tax (San Diego, CA)
    494.94 monthly incl tax

    Total due at signing 963.34 (1st month + upfront fees)

    Seems like a good deal - what do you think? What's the residual % and MF?


    .00120 MF and 63% residual
    Good deal anything seem out of sorts? Thanks!

    I'm showing $441.04/mo pre-tax, a little bit lower than your quote of $458.28.

    Is there anything added into the sale price?
    Looks like they added the acquisition fee ($595) to the total sales price which we will pay up front so the monthly is now $441.04. Good deal?
  • MichaellMichaell ColoradoModerator Posts: 187,033
    naitg said:

    Michaell said:

    naitg said:

    kyfdx said:

    naitg said:

    FWD MDX Base Model
    36 month lease, 10k miles per year

    MSRP 43460
    Sales Price 40332
    $0 down
    Upfront charges - dmv and taxes = 468.40

    458.28 monthly
    36.66 sales tax (San Diego, CA)
    494.94 monthly incl tax

    Total due at signing 963.34 (1st month + upfront fees)

    Seems like a good deal - what do you think? What's the residual % and MF?


    .00120 MF and 63% residual
    Good deal anything seem out of sorts? Thanks!

    I'm showing $441.04/mo pre-tax, a little bit lower than your quote of $458.28.

    Is there anything added into the sale price?
    Looks like they added the acquisition fee ($595) to the total sales price which we will pay up front so the monthly is now $441.04. Good deal?
    yes

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  • caty1caty1 Member Posts: 1
    Hi, could you tell me the MF and RV for an Acura MDX with tech package in Florida?
  • MichaellMichaell ColoradoModerator Posts: 187,033
    caty1 said:

    Hi, could you tell me the MF and RV for an Acura MDX with tech package in Florida?

    Lease term? Miles per year? FWD or AWD?

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  • kyfdxkyfdx Moderator Posts: 191,803
    caty1 said:

    Hi, could you tell me the MF and RV for an Acura MDX with tech package in Florida?


    FWD? .00120 MF and 59% residual for 36mo, 15K/yr

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  • brianb920brianb920 Member Posts: 15
    edited December 2014
    For Texas, what is the MF and Residual for 2015 MDX w/ Tech package 36mo/12k and 36mo/15k? Thanks in advance

    Also, if anyone knows what fees will be included in a lease in Texas other than sales tax (i.e. acquisition, dealer, government, etc)

    I have always purchased cars outright and trying to figure out my first lease.
  • arcampadoarcampado Member Posts: 3
    Hi, could you tell me the MF and RV for a base model 2015 Acura MDX AWD? Also considering going big, so what would the MF and RV be for the 2015 Acura MDX AWD Advance package (fully loaded)? Considering either a 36/10K or 36/12K lease. I'm in Pennsylvania. Thanks!
  • MichaellMichaell ColoradoModerator Posts: 187,033
    brianb920 said:

    For Texas, what is the MF and Residual for 2015 MDX w/ Tech package 36mo/12k and 36mo/15k? Thanks in advance

    Also, if anyone knows what fees will be included in a lease in Texas other than sales tax (i.e. acquisition, dealer, government, etc)

    I have always purchased cars outright and trying to figure out my first lease.

    2WD?

    59% for 36/15. Add 2% for 12K.

    .00120 MF.

    Acura FS has a $595 acquisition fee, plus dealer and DMV fees.

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  • MichaellMichaell ColoradoModerator Posts: 187,033
    arcampado said:

    Hi, could you tell me the MF and RV for a base model 2015 Acura MDX AWD? Also considering going big, so what would the MF and RV be for the 2015 Acura MDX AWD Advance package (fully loaded)? Considering either a 36/10K or 36/12K lease. I'm in Pennsylvania. Thanks!

    MDX AWD Base - 62% for 36/12

    MDX AWD Advance - 59% for 36/12

    Add 1% for 10K

    .00120 MF for both.

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  • brianb920brianb920 Member Posts: 15
    Michaell said:

    brianb920 said:

    For Texas, what is the MF and Residual for 2015 MDX w/ Tech package 36mo/12k and 36mo/15k? Thanks in advance

    Also, if anyone knows what fees will be included in a lease in Texas other than sales tax (i.e. acquisition, dealer, government, etc)

    I have always purchased cars outright and trying to figure out my first lease.

    2WD?

    59% for 36/15. Add 2% for 12K.

    .00120 MF.

    Acura FS has a $595 acquisition fee, plus dealer and DMV fees.
    Got an offer, but not to sure about it...
    2015 MDX AWD Tech package
    36 Mo / 12k

    MSRP $49,735
    Selling Price $47,783.41 plus options of $565 = Sales subtotal $48,348.41

    Tax (Texas) of $3124.86

    Fees (doc, insp, license, title, etc.) of $280

    Balance of $51,753.27
    Residual of 61%

    No cash down equals a payment of $770.11
    $2000 cash down equals a payment of $707.91

    Also states 1st payment, security deposity, tax on down payment, license, title documentation due at delivery so it looks like the $280 in fees are due up front.
    \
    Thoughts?
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