2015 Subaru Forester Lease Questions

pmc44

This has been a wonderful resource; thanks so much to the moderators.. If you would be kind enough to provide the numbers, I'm looking for the October money factor and residual on a 2015 Forester XT 2.0 Touring. Thanks!

kyfdx

pmc44 said:

This has been a wonderful resource; thanks so much to the moderators.. If you would be kind enough to provide the numbers, I'm looking for the October money factor and residual on a 2015 Forester XT 2.0 Touring. Thanks!

.0010 MF and 57% residual for 36mo, 15K/yr

kellygreen327

Test drove a 2015 Subaru 2.5i Touring. Can someone help provide residual and money factor for 36 months / 12 miles in Lake Zurich, IL?

I'm trying to determine if what the dealer gave me is a decent price: $390.69/month for 36/12k, $0 down (incl. tax, title, license, il doc & IL EFF)

MSRP: 31,380
Cost: $28,994

kyfdx

kellygreen327 said:

Test drove a 2015 Subaru 2.5i Touring. Can someone help provide residual and money factor for 36 months / 12 miles in Lake Zurich, IL?

I'm trying to determine if what the dealer gave me is a decent price: $390.69/month for 36/12k, $0 down (incl. tax, title, license, il doc & IL EFF)

MSRP: 31,380
Cost: $28,994

.00112 MF and 61% residual.

That's about $328/mo. To hit their payment, you need a CAP cost of about $31,170. That is around $2200 more than the selling price. If your tax, title and license adds up to around $2200, then their number is good.

mikem856

This is my first time looking through the lease forums, and it seems very helpful. My first question is, what if the numbers that you are quoting are different from what the dealership is telling me. I think they are jerking me around on the residual value. I was quoted a 57% residual on a Forester XT Touring for 12K/36mo. here in Chicago. Can I negotiate residual value? I didn't think I could. How can I confidently quote what you are listing here? No accusations, just questions.

Thanks so much.

kyfdx

mikem856 said:

This is my first time looking through the lease forums, and it seems very helpful. My first question is, what if the numbers that you are quoting are different from what the dealership is telling me. I think they are jerking me around on the residual value. I was quoted a 57% residual on a Forester XT Touring for 12K/36mo. here in Chicago. Can I negotiate residual value? I didn't think I could. How can I confidently quote what you are listing here? No accusations, just questions.

Thanks so much.

For 12K/yr, it should be 59% residual. 57% is the 36mo, 15K/yr number. No, it's not negotiable. .0010 is the MF.

mikem856

kyfdx said:

mikem856 said:

This is my first time looking through the lease forums, and it seems very helpful. My first question is, what if the numbers that you are quoting are different from what the dealership is telling me. I think they are jerking me around on the residual value. I was quoted a 57% residual on a Forester XT Touring for 12K/36mo. here in Chicago. Can I negotiate residual value? I didn't think I could. How can I confidently quote what you are listing here? No accusations, just questions.

Thanks so much.

For 12K/yr, it should be 59% residual. 57% is the 36mo, 15K/yr number. No, it's not negotiable. .0010 is the MF.

Thank you.

slamshifter

MF and Resid for 15 Forester XT Premium; 36 mos/15k miles..please?

Michaell

slamshifter said:

MF and Resid for 15 Forester XT Premium; 36 mos/15k miles..please?

61% and .00132

slamshifter

Please assess: 2015 2.5 premium; msrp $27300; $25800 net cap; 36 months/12k miles; $330 down; $330 mos. Payment with tax included. Local taxes are 7.5%. Thank you! Please assess...

Michaell

slamshifter said:

Please assess: 2015 2.5 premium; msrp $27300; $25800 net cap; 36 months/12k miles; $330 down; $330 mos. Payment with tax included. Local taxes are 7.5%. Thank you! Please assess...

63% and .00132 .. with your MSRP and net cap, I get a pre-tax payment of $295.68; 7.5% tax takes the payment to $317.85.

Room to negotiate, if you ask me.

slamshifter

Thank you for that advice Michaell!! I will do so.

slamshifter

slamshifter said:

Thank you for that advice Michaell!! I will do so.

Michaell said:

slamshifter said:

Please assess: 2015 2.5 premium; msrp $27300; $25800 net cap; 36 months/12k miles; $330 down; $330 mos. Payment with tax included. Local taxes are 7.5%. Thank you! Please assess...

63% and .00132 .. with your MSRP and net cap, I get a pre-tax payment of $295.68; 7.5% tax takes the payment to $317.85.

Room to negotiate, if you ask me.

I hadn't factored in the acquisition fee of $595! So "all in" I was $330 per month with tax included.

tarpoon

Thank you all for the info posted on the site. I apologize for the delay but here are the details on my '15 Forester Ltd 12k/36:
Gross Cap Cost: 27,947.94
Trade in (sold back my '11 Forester that came off lease) 3217.45
Adj Cap Cost: 24,730.49
Residual Value: 19,336.85
Depreciation: 5393.64
Rent Charge: 2379.48
Total Base Monthly Payments: 7773.12
Base monthly: 215.92 w/tax 228.88

I did the best I could to get the price down to 26K, which was better than any other dealer in South Florida would do, then I had to add in the nasty little fees:
Title, License, Registration: 553.55
Acquisition: 595
Doc Fee: 799

The above was a real headache and caused a great deal of frustration, as they charged me for a new tag even though I made it clear I was transfering my old one over. They also tried to change the MF and Residual when I was doing the PPW (thank you all for getting me the proper numbers - sneaky trick on the manager's part). When it was all said and done I was happy with what I walked away with. Despite the WPB dealer's promise to match other offers, in the end they refused to and the business went to Subaru of Pembrooke Pines. Sales guy was Mike - responsive and worked to smooth things over.

Michaell

tarpoon said:

Thank you all for the info posted on the site. I apologize for the delay but here are the details on my '15 Forester Ltd 12k/36:
Gross Cap Cost: 27,947.94
Trade in (sold back my '11 Forester that came off lease) 3217.45
Adj Cap Cost: 24,730.49
Residual Value: 19,336.85
Depreciation: 5393.64
Rent Charge: 2379.48
Total Base Monthly Payments: 7773.12
Base monthly: 215.92 w/tax 228.88

I did the best I could to get the price down to 26K, which was better than any other dealer in South Florida would do, then I had to add in the nasty little fees:
Title, License, Registration: 553.55
Acquisition: 595
Doc Fee: 799

The above was a real headache and caused a great deal of frustration, as they charged me for a new tag even though I made it clear I was transfering my old one over. They also tried to change the MF and Residual when I was doing the PPW (thank you all for getting me the proper numbers - sneaky trick on the manager's part). When it was all said and done I was happy with what I walked away with. Despite the WPB dealer's promise to match other offers, in the end they refused to and the business went to Subaru of Pembrooke Pines. Sales guy was Mike - responsive and worked to smooth things over.

Congratulations - it looks like you did very well to get such a low payment given the onerous fees that exist in Florida. Enjoy!

mikem856

Can I get residuals and MF for a 2015 Forester XT Touring and Premium. 12K/36mo.

Thanks.

Michaell

mikem856 said:

Can I get residuals and MF for a 2015 Forester XT Touring and Premium. 12K/36mo.

Thanks.

XT Touring - 58% and .00083

XT Premium - 61% and .00100

moodyhank

Can I get the 36/15 numbers for 2.0XT Touring in Colorado?

Michaell

moodyhank said:

Can I get the 36/15 numbers for 2.0XT Touring in Colorado?

56% and .00083

alexflorida

Can you please get the December rates for 2.5i Premium and Limited Forester 36/12K and 36/10K. Thank you!

Michaell

alexflorida said:

Can you please get the December rates for 2.5i Premium and Limited Forester 36/12K and 36/10K. Thank you!

Premium - 61% and .00098

Limited - 61% and .00083

Add 1% for 10K

lwood87

Could I please have current lease rates and incentives for the 2015 Forester 2.5i Premium and Limited 36/12 and 36/15?

Thank you

Michaell

lwood87 said:

Could I please have current lease rates and incentives for the 2015 Forester 2.5i Premium and Limited 36/12 and 36/15?

Thank you

Current Subaru numbers expire today ... new numbers should be available later this week.

36/15 numbers:

Premium - 59% and .00098

Limited - 59% and .00083

Add 2% for 12K.

stever

If you got a great lease deal in 2014, a reporter wants to talk with you. Please email PR@edmunds.com no later than Wednesday, January 7, 2015, and include your daytime contact info and the make and model you leased.

max_anderson

I was quoted the following from a Chicago-area Subaru dealership and it seems like the residuals are off by a few percent:

2015 2.5i Premium; 3-year/12K = MF .00063 and RV = 59%
2015 2.5i Limited; 3-year/12K = MF .00048 and RV = 59%

It seems odd that the RV would be a full 2% less in January versus December. I need to pull the trigger soon so any help would be greatly appreciated.

kyfdx

max_anderson said:

I was quoted the following from a Chicago-area Subaru dealership and it seems like the residuals are off by a few percent:

2015 2.5i Premium; 3-year/12K = MF .00063 and RV = 59%
2015 2.5i Limited; 3-year/12K = MF .00048 and RV = 59%

It seems odd that the RV would be a full 2% less in January versus December. I need to pull the trigger soon so any help would be greatly appreciated.

Those numbers are correct... Lease deals frequently get worse from December to January.

gsmurillo

Looking to figure out how much would it be to lease a 2015 Forester 2.5i Premium with all weather + eyesight + navigation package and remote start. Target price $26,300. 36 month lease with 15K miles.

Little help

Michaell

gsmurillo said:

Looking to figure out how much would it be to lease a 2015 Forester 2.5i Premium with all weather + eyesight + navigation package and remote start. Target price $26,300. 36 month lease with 15K miles.

Little help

2015 2.5i Premium; 3-year/15K = MF .00063 and RV = 57%

We would need to know the MSRP in order to model a payment.

gsmurillo

MSRP is $28,709

Michaell

gsmurillo said:

MSRP is $28,709

Payment works out to $302.87 + tax.

th3st1g

Looking to lease a 2015 Forester XT Touring MSRP of $37,238, hoping to negotiate the price down to the lowest truecar price of $33,228. Can you give a rough Idea of what the lease price would be for below? This is in Michigan btw.

36/months
15k miles
$0 down

Any help would be appreciated, its unfortunate Subaru doesnt have a lease calculator on their site.

Thanks!

Michaell

th3st1g said:

Looking to lease a 2015 Forester XT Touring MSRP of $37,238, hoping to negotiate the price down to the lowest truecar price of $33,228. Can you give a rough Idea of what the lease price would be for below? This is in Michigan btw.

36/months
15k miles
$0 down

Any help would be appreciated, its unfortunate Subaru doesnt have a lease calculator on their site.

Thanks!

54% and .00047 MF

With your MSRP and selling price, I calculate a pre-tax payment of $389.50

gsmurillo

2015 2.5i Limited
MSRP $28,945
Price: $26,944
36/15
$1,200 down

gsmurillo

and how much can one expect to pay a month in tax on a lease, NY

kyfdx

gsmurillo said:

2015 2.5i Limited
MSRP $28,945
Price: $26,944
36/15
$1,200 down

gsmurillo said:

and how much can one expect to pay a month in tax on a lease, NY

.00048 MF and 57% residual.

$311/mo.+tax, assuming the $1200 covers 1st payment, acquisition fee, title/license/doc fee.

Tax in NY is applied to the sum of the payments, plus any taxable amounts paid upfront, and collected at lease signing. That amount can be rolled into the CAP cost.

If your tax rate is 8%, in this example, tax would be about $950, which added into the CAP cost would make the payment about $338/mo.

gsmurillo

thank you so much. and this one:

2015 2.5i Limited
MSRP $31,540
Price: $29,207
36/15
$1,200 down

kyfdx

gsmurillo said:

thank you so much. and this one:

2015 2.5i Limited
MSRP $31,540
Price: $29,207
36/15
$1,200 down

$335/mo, plus tax

gsmurillo

whats the MF and residual on that

kyfdx

gsmurillo said:

whats the MF and residual on that

Same year and model... same lease term/mileage... same numbers

gsmurillo

thanks!

winterblues

Hello,

Can you help in estimating lease cost for the below
2015 2.5i Premium
MSRP $27,148
36/10
$3,000 down

Also, does the down payment typically include all closing fees (doc/lic fees, acquisition fee) and the 1st month lease payment?

Thanks in advance!

kyfdx

winterblues said:

Hello,

Can you help in estimating lease cost for the below
2015 2.5i Premium
MSRP $27,148
36/10
$3,000 down

Also, does the down payment typically include all closing fees (doc/lic fees, acquisition fee) and the 1st month lease payment?

Thanks in advance!

.00063 MF and 60% residual.

When negotiating a lease or purchase on a car, nothing is typical.. Always assume that anything not spelled out specifically will not turn out in your favor. "$3000 down" doesn't mean anything, until both parties agree on what it means. For you, you may think it includes everything due at signing, while to the dealer, it may mean a $3000 cap reduction against the lease, with all fees extra..

We can't calculate a payment until you have an agreed selling price for the vehicle, and a definition of $3000 down.

winterblues

Thanks for your advice.
I was able to confirm the details. Can you help with the payments?

2015 2.5i Premium
MSRP $27,148
Selling Price: $25,059
36/10
$3,000 down (includes all signing fees and first month payment)

Michaell

winterblues said:

Thanks for your advice.
I was able to confirm the details. Can you help with the payments?

2015 2.5i Premium
MSRP $27,148
Selling Price: $25,059
36/10
$3,000 down (includes all signing fees and first month payment)

If the selling price is the net cap cost, and using the 36/10 lease numbers of 60% and .00063, I get a pre-tax payment of $269.67.

What is the full breakdown of the $3000 due at signing? Is any of that cap cost reduction?

winterblues

Thanks for the numbers. 
The cap cost reduction is $2,200. The rest goes for closing and doc/lic fees. 

kyfdx

winterblues said:

Thanks for the numbers. 
The cap cost reduction is $2,200. The rest goes for closing and doc/lic fees. 

That would drop the payment to $207/mo+tax..

What is their quote?

nds4

Hi- I'm looking for the following information on the 2015 Forester 2.5i Touring AWD with Navigation:

MF and Residual in DC, MD, and VA for:

1) 36 mo/15k miles
2) 36 mo/12k miles

Thanks in advance for your help!

kyfdx

nds4 said:

Hi- I'm looking for the following information on the 2015 Forester 2.5i Touring AWD with Navigation:

MF and Residual in DC, MD, and VA for:

1) 36 mo/15k miles
2) 36 mo/12k miles

Thanks in advance for your help!

.00060 MF and 56%/58% residual

moodyhank

Hi,

Can I please get the 36/15 numbers (or any other sweet spot for Subaru leases) for the Premium with All Weather/Eye Sight package in Colorado? Any lease incentives for January?

Thanks!

Michaell

moodyhank said:

Hi,

Can I please get the 36/15 numbers (or any other sweet spot for Subaru leases) for the Premium with All Weather/Eye Sight package in Colorado? Any lease incentives for January?

Thanks!

57% and .00063 for 36/15. No lease incentives.