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Greetings.
Would you happen to know what interest rate one can expect for purchasing a new car for someone who has credit scores between 770 and 800?
Thanks.
AMT
Just looking into the price of brand new bmw 2005 325i the stripped down version
As I know 2006 is coming out within few months
just curious that if i can get a very good deal for 2005 bmw at the end of this year?
the invoice showing in edmunds.com is 27,862.
Can anyone give me an idea whats the best time to buy bmw and what can be the best price on it?
I can wait till end of year and getting is cheap is more important.
Also, i just want the stripped down version of 2005 BMW 3 Series
325i Rwd 4dr Sedan (2.5L 6cyl 5M)
Plz share your views for sale for 2005 3 series.
Thanks
DD
mabubba
Here is one from the Peter Pan site:
Lease a 2005 BMW 325iA for $289 per month plus tax and lic.
More available at this price.
MSRP $31,270; Sale Price $ 27,500. On approval of above average credit. 36 month closed end lease plus tax and license. Based on 30,000 total miles. 20 cents per mile thereafter. $2,808 cap reduction. Total drive-off $4000 includes tax, lic.,doc fees and 1st payment. #W77801
Thanks again for your input.
I have one question though; does the money factor usually vary by bank/finace co, dealer, or brand? Meaning how much variance would there be in MF from BMW to Audi to Infiniti? It is more or less a breakdown of the interest, correct?
I also have a 330Ci on order, and it is due to arrive stateside on or about March 28. Should be a week or so from then until it arrives here in Cleveland. I was concerned initially about the lease terms expiring, but there is little chance it won't arrive before the end of April unless there's a shipwreck or other transportation calamity. My situation sounds a little different than yours, however. My order was placed and I got approved through BMW FS in February, therefore the terms of my lease were locked in as of the end of the February program for a sixty day period (i.e.; until end of April). If you placed the order in March and got approved via BMW FS then, you would lock in to the March lease rates for sixty days from the end of March (i.e.; until the end of May). Did you order in February or March? Do you have a production number yet so you can follow it on BMW Owner's Circle?
The MSRP was around $33600. I put $4000 drive off
and $389 per month with tax included.
(3years/30000miles) Do you think i could do $3000 drive off with same monthly payment?
How much would the same deal be in virginia ?
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-In addition, the March cash to dealer rebate (which is not incorporated into either the invoice or the TMV price) is lowest on the 325xi ($1500 vs. $2500, $4200, and $4000 respectively).
-According to the above (including rebates and based on inclusion of the premium package, automatic transmission and heated seats only for all models), this would mean I could purchase a 330xi ($34,337)for only $1779 more than a 325xi ($32,558) after rebates, despite an MRSP price of $6300 more for the 330xi than the 325xi (and invoice price of $5730 more). It also means I could buy a 330i ($32,298) for less than a 325xi ($32,558) after rebates!
-Is the above really true (making the 325xi a terrible deal comparatively speaking), or is it true that no matter which model you buy, expect to pay $700-$1200 above invoice (not counting rebates) and that Edmunds "TMV" price is not correct in relation to the invoice?
Thanks in advance, as this issue has been puzzling me.
Here is the deal:
new 05 330xi
premium
cold wthr
xenons
steptronic
metallic paint- silver
MSRP 43,795
Invoice 40,140
Paid 38,595 + ttl (MSRP -4000 incentive -1200 discount)
Was hoping for $1500 discount, but got $600 more for my trade than I anticipated, so I'm happy with the overall deal. No hard sell. They did not try to hide the "incentive".
As for the car, I love it so far. I'm 6'2" and fit without any problems. Did not compare to 330i, so I can't comment on that comparison. I have to live with Michigan winters, and my wife will drive the car also, so I needed AWD.
I was very close to buying a 05 Infiniti G35x, but there is no local dealer, and that combined with the $4000 incentive got me into the BMW.
BTW, BMWFS was offering a rate of 4.9% over 60months, which I skipped.
Hope the helps. Thanks again.
Kzoo1
When you read prices paid in this discussion, remember that you're reading about prices paid all over the country. The price someone pays in California for a certain vehicle may be vastly different than the price another person pays in New Jersey. When you look at TMV, you're looking at prices paid specifically in one area.
Just because the 325xi price may be higher in your area doesn't make it a terrible deal. It may also have better resale value, OR, more importantly, it may be the vehicle that makes you happier than the other three. You'll hear it all over the Forums - First and foremost, buy and drive what you like.
kirstie_h
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2015 Kia Soul, 2021 Subaru Forester (kirstie_h), 2024 GMC Sierra 1500 (mr. kirstie_h)
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The incentives on the 325xi just started 3 weeks ago...
And, TMV should be incorporating the dealer cash, as that isn't a consumer rebate..
regards,
kyfdx
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kirstie_h
Roving Host
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MODERATOR /ADMINISTRATOR
Find me at kirstie_h@edmunds.com - or send a private message by clicking on my name.
2015 Kia Soul, 2021 Subaru Forester (kirstie_h), 2024 GMC Sierra 1500 (mr. kirstie_h)
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I am about to lease a 2005 BMW330cic for 36 months with the following specs:
Jet Black (non-metallic)
Automatic Transmission
Heated Seats
Xenon Headlights
Sport Package
The MSRP on this vehicle is $48,675
The dealer is charging me $46,875
He is asking for $2,298 down (this is supposed to be $0 down but that includes first payment, bank fee and registration fees as far as I know) and the monthly payment would be $607 (including NY state tax). This sounds like a real good deal to me but I'm not sure- the dealer I bought my current vehicle from quoted me at $693 which seems outrageous by comparison. Does anyone have any thoughts?
thanks!
I've been told my multiple sources that $900 is standard for NY-based leases.
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The $2298 looks correct..
$607 1st payment
$650 security deposit
$900 acquisition fee
Which leaves a little left over for registration fees.
If it is a 12K/yr lease, that would be a payment of about $567 + tax..
Without the breakdown of the upfront money, and knowing exactly what term/mileage you have, it is hard to give you an exact number, but your lease deal looks pretty good... I'd wrap it up before April 1st... I can't tell the future, but last year the convertible lease deals got worse in April..
regards,
kyfdx
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Doing a little research for my neighbor (just ordered 545ia on Sat. for myself through Euro. Delv.) and I've got the MF's and residuals for March 3 Series but I'm seeing reference on other postings of "incentives." Is there actual manufacturer money back on any models?
I've checked the incentive section of New Cars and I'm not seing it but sometimes, its not the most up to date.
Any info?? thanks
Certainly, the incentive is in place on the '05's making them a great value but BMW keeps the segment dominator the same price.....let the domination continue.
Kenyon -- Is there a person in particular who you dealt with at Faulkner BMW in Lancaster and recommend? I'm about 2 hours away from Lancaster and would certainly be willing to drive there if I could get a good deal.
Thanks!
Given current incentives and market knowledge of 3 series lease deals expiring in March, what do you think is the best "value" out there for a 3 yr/12K mi lease with no cap reduction? In other words, what is the best car for the money and what should I pay for it?
Many thanks for your input.
$2500 on 325i
$1500 on 325xi
$4200 on 330i
$4000 on 330xi
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The lease deals on 3-series sedans aren't that compelling, compared to financing, as the incentives are all on the selling price..
For BMWs in general, the best lease deals are on the 5-series and the X3 3.0... and the 3-series coupes and convertibles...
The outgoing 2005 A4 had some good deals last month, but not sure if they are still running them.. (Not the new 2005.5 model).
Saab, as usual, has a ton of leasing incentives on the 9-3 and the 9-2X...
Haven't seen anything compelling in the entry-luxury market other than that...
regards,
kyfdx
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Thanks again.
36 mo/15k mi – 53% Residual Value – Money Factor .00210 Base Rate
Add 2% to residual for 12K/yr.
Post the MSRP of the unit you are interested in, and the mileage allowance, and I can give you a ballpark price....
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330i - 36month/15K-year
metallic paint
premium pkg
automatic
heated seats
up front: $2233; first, security, bank and DMV fees
taxes(8.75%) rolled into payment
$515 month
Decent deal? would love to hear comments
xogrady
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If it turns out to be exactly this deal... 3yr/45K lease with that amount upfront and all taxes and registration included... then you better grab it before the end of the month...
regards,
kyfdx
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thanks for your help!
2005 330i MSRP $39,000
automatic
sports package
alarm system
36months/12k per year
1 prepay of $17,250 everything included!
works out to $480/month tax included
Mike
MSRP on 05 330xi of $43,695 and 12K per year with 0 cap reduction.
Thanks.
$43,695 MSRP
$37,070 Selling price (nice round number)
$37,695 CAP cost (selling price + $625 acq.fee)
3yr/36K lease
55% Residual
.0021 Money factor
Payment = $510/mo + tax
Due at signing = 1st pymt, security deposit, Title/license.. Approx $1300-$1400 total.
This represents about $1000-$1200 over dealer cost, considering the $4000 BMW-to-dealer incentive on this model.
regards,
kyfdx
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MSRP = 40,545
negotiated 38,200
residual @59% = 40,545 x .59 = 23,291.55
monthly dep = (38,200 - 23,291.55)/36 = 414.12
monthly finance=(38,200 +23,291.55)*.0008 =49.19
414.12+49.19=463.31 before taxes
is my calc correct? if not what am i doing wrong?
THanks
Residual is $23,921.55
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Thanks!
300i
Orient Blue Metallic
Premium Pkg
Cold Weather Pkg
Automatic
Xenon lights
MSRP - $41350
Due at signing $2203 (first, security, fees)
Taxes (8.75%) rolled into payment
$547.50/month.
I pick it up Monday. Not quite as good as the previous, but i like the color combo much better. Oh well...
Again, special thanks to this board and especially KYFDX for the assistance.
Thanks.