Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
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A reporter would like to speak with you about your experience; please reach out to PR@Edmunds.com by 7/25 for details.
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but yea, don't worry about the price you paid anymore. go enjoy your car!
Lyin’. I contacted David McDavid Acura in Dallas, TX who gave me a written quote but refused to honor it after I accepted. I contacted Acura in Torrance, CA about this but they told me to “suck it up”, the dealers could do whatever they wanted.
Cheatin’. I then contacted Goodson Acura in Irving, TX who provided me a quote but it didn’t include the destination charge, they tacked on another $500 in fees, and told me the only way to get the car was to wait 90+ days for them to order one.
Stealin’. All is not bad though, after two 5 minute phone calls, and one email, I feel like I stole it from Vandergriff Acura in Arlington, TX. They dealer traded, something Goodson wouldn’t do, and sold me the car for about $1600 less then David McDavid’s second offer. I got it for $27, 400 including their standard window tint and wheel locks pkg.
They were great. No pressure from the Internet sales guys or the finance guys. I spent less then an hour in the dealer, which included filling out paperwork, inspecting the car, and seeing if they could beat my pre-approved financing.
If anyone is looking for a car in the DFW area make sure you contact them first.
Fairly confident I can get black TSX with NAV and protection pkg. (locks,trunk mat,splash guards) and spoiler for 28k or a few hundred over. Pretty sure this is a good deal from what I've seen. What is a realistic expectation for financing and does anyone know what the going rate for insurance is (only car/medium coverage).
It has been a long time since I was in the service, but are there no deals through the PX or BX?
When I was overseas we used to be able to order a car at a good discount and have the car waiting to be picked up when I got home.
These car dealers should be giving special discounts and financing to our military personnel.
The overseas car sales from th BX are for American made cars.
I wish the dealers would have some kind of incentives for us or even be willing to work a deal with me. With me being overseas and not being there in person, they don't seem to want to talk about anything but MSRP. I won't let them rob me, I will look at another car if they can't give me some kind of price break. I will be back in the states in less then two weeks and will see what they give me in person. I was hoping that someone here would know of a good dealer to work with in the VA area.
05 TSX - 25571
05 TSX /w Nav - 27392
The guy said no protection package, but I'm sure we can make them include it.
The MT in this car is excellent.
Johnny
Insurance:
This car is not cheap to insure. I live outside of Minneapolis, and I pay $127 a month. That was with them giving me the 25 year old rate when I am still 24, and using the company American Family that I had been with since I was 16. Levels are $100k, $300k, $100k. Good coverage. Never had a ticket, crash, or claim before, I have good credit with no time-payment history. Other quotes from other popular companies used 24 year old were over $150 a month and higher, for less coverage. Once you are 25, other companies may be cheaper. You can check online to get a pretty good estimate.
Financing:
This will vary a lot. First thing...do not start applying for lots of loans to find out which are the cheapest! My score dropped from a 780 (very good) to a 750 because I was dumb and tried out Lending Tree. You should be able to get an estimated rate without them running a credit check. My bank, and Acura dealer did NOT like that....it looked like I had been shopping around, it is a red flag. Other red flags, short time living at current residence and short time at current job (these ended up hurting me).
They like to see 10-20% down for the best rates, and I make more than enough to cover the loan. I had $10k down on a $23.7k purchase price (this was a certified used car, I qualified for Honda's new grad, new car program). My bank, loan at 5.19%, would not give me a loan without a cosigner, period. Other banks were around 6% because of my situation with new job, new area. Acura pulled the typical car dealer trick by trying to make backend money. After 5 days of waiting to be approved (which was ridiculous by the way, I would have walked if I could have gotten it anywhere else for the deal I got) they came back at 9.9%.
"Great deal for a new credit application" the sales guy says. "Usually people like you have to pay 12-13% or more." Right, when then don't they put it on a credit card then??? Anyway, I convinced the salesman to give me the financing guy's number, so I called him. I told him I would just go with another bank and bring in a check tomorrow (which was kind of a lie). An hour later the financing guy calls me and says that another bank came back at 6.9%. I told him to forget it and then he says, "Wait, another one just came in at 5.9%." I said that I would think about it, and later in the day I called him back and said I would take it.
So, the moral is that you should only check with your bank, maybe a local credit union, and your dealer on a rate. Don't take any crap from your dealer because there IS haggle room on the rate, it is part of their profit margin. If I can get less than 6% on a used car without living in the area for more than a month, you should be able to as well.
Secondly, CT doesnt have an acura dealership within 45mins of where i live....anyone have experiences to share when it comes to visitng dealerships for repairs, maintance? Is it an all-day event? How is the service? I am fearing driving 45mins for something and running into a problem.
And thirdly, I am stuck btwn two colors.......either carbon gray/ebony or nighthawk black/parchment.......any suggestions??? Is parchment difficult to keep clean???
Thanks!
'05 Auto TSX w/ mudflaps, wheel locks and door trim (from the TL installed by dealer). This price includes everything except TT&L...
Thanks in advance.
I would want to buy mud guards and trunk liner but as I understand it those would be extra. $139 for mud guards and not sure on trunk liner.
Definitely negotiate for these items, as they are ridiculously overpriced on their own. They are nice to have, however.
Johnny
Mud Guards, wheel locks, Trunk mat, and spoiler
$28,000 +ttl
Was painless, under 10 minutes negotiating
makes me think it might have been possible to go a little lower, but I'm happy.
Got a bottle of touch-up paint too. :-)
Hopefully won't have to open it for a while.
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How much are taxes in your location?
That out the door price seems a high. I've been quoted here in Charlotte, NC 26800 with TTL with no adds but that was my first one so I'm sure I could get it lower with other options. I'm sure you could get one for around 26,300 with some good options...probably +/-500 if you can work a good deal. Just be patient...I've been waiting to buy one since last year and haven't found the deal I really like yet.
Remember, they need you more than you need the car...
I have excellent credit and wanted to know what financing rates folks have been getting on this car. Within the last week, everyone and there brother has some sort of special financing except Acura.
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Actually I do have the quote in writing. Edmunds is great, but people should begin negotiation by coughing up 26.00 to subscribe to consumer reports online. The Edmunds Detail reports still come in way over what your starting negotiation should be. From CR you can run i guess what they call a car price report for another 10 bucks or so to find out exactly what the dealer paid for the car, if there's a dealer holdout, rebates, etc. In the case of the 2005 TSX with no options, the dealer's invoice is 25,354, but there's also an 816 dollar Dealer Holdback. That makes your starting point 24,538. In Virginia we do have rather high taxes, and high processing fees. You can make sure about all the Tag Fees by going to your DMV, and remember each dealer has leaway with their so "called" processing fees. You can start by offering 24,940 prior to Taxes, Title, etc. Really, the only thing you need on this TSX is a set of floor mats, and even those you don't need, but say you want 24,940 with wheel locks and floor mats, and 25,900 out the door. You'll get a bunch of well, the color you want is gonna cost us money to ship, we don't sell at invoice, much less below it, etc. Walk out and refuse to pay a penny more than this unless you want other options, which themselves are also negotiable and usually severely marked up.
I live in Missouri, so I pay the sales tax 30 days after purchase at the DMV. That is not included in the price (25,790) posted earlier.
Did you find it was hard to locate a Black on Black w/o Nav? That's exactly what I'm looking for. I haven't told the dealer I want one that specific yet as I'm affraid they'll try and up the price on me saying "that's a hard combination to find..."
Honda leasing - tier 1
$361.58 including tax
42 month
15k miles
1,500 down including 1st month payment and all fees
53% residual
.002 money factor
$25,583 price.
Why go with 42 months? Did you have them run the numbers for 36 months?
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What was the price without taxes and reg, etc? Taxes vary from state to state, so what was the cost of the car with those accessories, please.
And what state are you in?
Jim
At any rate, the new dealer invited me in to view his inventory, and he had the car I wanted in stock. He agreed to beat my original dealers price, include the accessories, and match the Costco. member price on a 2005 model. My price before taxes and fees was $27,167. Taxes here are 8.1%. I told him my number was $29K and that's what he hit. I live in Phoenix, AZ.