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I used myfico.com to get my credit scores, and all 3 of my scores were over 710, so I thought for sure that I'd get the 4.9% for 5 years. AZ dealerships however, were no longer offering the special financing. So after getting some very competitive price quotes, I decided to make a fun weekend trip, and drove to a dealership in Los Angleles CA this past Saturday.
When I got there however, they ran my Experian score at 685 instead of 713, and told me I'd only qualify for the 5.9% for 5 years. I still bought it, but was annoyed that my Experian score suddenly changed for some reason, and I'd have to pay an extra $800 or so over the 5 years in finance charges.
Monday, I checked my Experian score again, and it was still 713! So, I'm wondering - Do car dealerships use different scores than what's available online? In that case, paying $15 per report is useless. Or, did my dealership run my score, get 713 - but tell me it was 685 in order to squeeze an extra $800 from me?
It's interesting that's this has happened to a couple other people. If anyone else had a similar experience, please post!
Trying to talk to a living being at Experian is impossible, so I'm going to try to call Honda Financing and find out from them what score they got. If they say 685 then I know something's messed up with Experian or MyFico. But if they say 713...
Dealer offers Invoice price and 4.9% APR (no money down) without protection package on 2006 TL.
For protection package (wheel locks, splashguards and trunk tray) they ask $280.
My questions are:
- Is this a good deal?
- Can they go below the Invoice price at this APR
(thought maybe cause 2007 models are coming in a month they might)
- Should I bargain to include the protection package?
Thanks
We were really angry, so we decided to buy in some other city and fortunately came across this forum and noticed the price we offered was way above what everybody else is paying. So we decided to checkout Curry Acura in Scarsdale,NY.
The sales executive was really nice and gave me a quote over phone when i explained to him that i don't want to drive 6 hrs just to get a quote. We finalized the price and both of us are going to pick up our cars this saturday.
Final price $29900 + TTL for my car (Anthracite metallic with EBONY) and $32500 + TTL (Black with EBONY) for my friends car. We are very happy to have saved almost 3000 dollars.
Thank you all for the posts. Keep it coming.
So, paying to see your FICO scores beforehand is a waste because they don't use those. Unfortunately, the only time you'll find out your Honda FICO score is after you've applied for their credit. 5.9% is still probably the best I could have gotten, I just hate being an uninformed consumer that gets surprised right at the time of purchase.
2006 Acura TL with Navigation , Anthracite/Quartz with financing
$31980 before TTL at Thomas Acura in Covina CA
This morning I went into Bloomington Acura to cut a deal assuming that they had a lot of leftover 06s and new 07s and was surprised that they had NO 2007 TLs yet on the lot and not even any literature. They definitely have a lot of leftover 2006 TLs on the lot currently as do the other Twin Cities Acura dealers so I'm guessing prices will come down more as the 07s roll in.
I'm not in a rush so I'll wait for the prices to keep falling.
This will probably be my last post in this forum.....THANKS TO ALL THAT HELPED:
Bought the 2006 black on black TL w Nav auto for 32K +TTL at Hillside Acura. The Sales MGR was awesome easy process & pleasant the whole way through. He was originally recc to me by a co-worker. the whole process was a pleasure.
i realize my price was Not as great as some other areas in the country but after 2 months on this forum, I am confident I got as good a deal as I could in the Long Island market. plus I got free oil changes at the dealership which is local for the life of the warranty ( thats gotta be worth at least $300 -10 changes at 30 bucks minimum) so it was worth being close by rather than going to NJ & save 500 bucks IMO
The only thing I would have done differently is bought in late AUgust for the same price & i would have had the 2.9%...4.9% acura financing, but oh well.
Hope this helps you all & good luck
Thanks for the information. I don't understand why they would do it that way. My credit score was good enough to get a great rate to finance my new HOUSE but not good enough for Honda? I don't get it?
Thanks again for the information.
Congrats on getting the new TL. I think you got a decent deal considering the convenience of having the dealer in practically your backyard.
I picked up my Black/Camel combination from Rallye just over a week ago for $32,175 plus TTL with only the first oil change thrown in plus wheel locks.
06 TL w/o Nav for $32,621 OTD price....is it a good deal???
i m in chicago, IL
tax is 8.75%
Did you have a trade or cash deal?
Thanx.
I am still learning how to use voice commands (approx. 300) to control the navi and other functions. It is awesome car! :P Unfortunately, I only drive on weekends, as I have to take public transportation on weekdays.
Isn't it funny how its always "an older couple" or "a little old lady" who turn in the cars we wish to buy?
When my cousin bought his 2002 Passat last year, he was told that an "old lady" owned it.
I think all three dealerships troll this website to figure out what the other one is going to. If you scroll up you'll see krlesch got his for less than $32500. To be honest with you, I was VERY unimpressed with Bloomington Acura as far as professionalism goes. Buerkle is the place to buy in this town I think. You may want to start with the internet contact person there. I was going to go to Madison WI where I had a $32000 deal lined up. If you want to drive to Chicago, people are getting them there for $31500-31800. I don't know how worth it it is to you to drive to save a couple hundred bucks (ie time and gas money). Again, once I had a price at Buerkle, there was no more haggling or BS, and my salesperson spent almost 1.25 hours with me showing me all the bells and whistles. I was very impressed. I've bought 3 new cars in the last 7 years, and this was by far the best experience.
One other suggestion I have is to line up your money for the car now (ie get the loan or cash if you're paying cash, and walk in with a blank check and let them see you'll pull the trigger right then and there). To give the sales people credit, they must get tons of "feelers" put out to them, but when you show up ready to buy with the money lined up, I think it helps. Also, if you really are patient, I think you are right, you'll get the car for the price you want. Hold your cards tight. The only thing with waiting is if they get rid of most of the '06s, you might not get the exact color you want; however, if you are ok with 3-4 colors, then you should be fine. The car is AWESOME!! I absolutely love it! We looked at VW, Audi, BMW, Mercedes, and Infinity, and as far as car for the money, I don't think the others touch it. I just can't pull the $45k-55k trigger right now, and cars are poor places to put money anyway... I digress.
Yes, the navi is not perfect, because it does not always give you the shortest direct route. Also, like you said, sometimes the search function gives you irrelevant stuff. All in all, I think it is one of the better stock navi systems. If you venture over to the Avalon board, you will see many complaints about Avalon's navi.
Price: 30750
Dealership fee: 400
TTL: 1865
Total: $33,015
I've had issues with this dealership (and other Louisville-area Neil Huffmann-owned dealerships) before and was reluctant to go back, but dealt with a good salesman this time around. They almost lost me on his day off when I spoke with the used car sales manager (would not even consider matching offer from another dealer), but ultimately I went with the convenience of buying in town. The car was driven down from Columbus and not ready when I went in to do the paperwork, so the salesman delivered it to my house last night.
I spoke with dealers in Nashville, Lexington, and Indianapolis, and was prepared to drive to any of them if they offered a better deal. Oxmoor get to within ~$250 of Lexington's deal, and my wife preferred silver to Nashville's black/ black, so I stayed at home.
Many thanks to those of you who posted information on your deals. It certainly helped me save some money on mine! I'm already in love with the car, even though my driving time was cut short by the Stones concert at Churchill Downs.
One final bit of advice that I found online that I'll share here... I applied for a loan at Lending Tree and literally got a phone call from Capital One within 5 minutes of hitting the button. They overnighted me a blank check, which helped to get me a lower rate at the dealer. They were originally in the 8.5 to 9% range until I quoted them my Capital One rate of 6.35%, which they beat by 0.02%.
One further bit of information: they never saw any documentation from Capital One, so I could have told them they quoted me even less. Just a thought...
Now, I'm going for a drive!
Makes me wonder how low they really COULD have gone on the rate. Just another way the dealer makes money.
Thanks for the info. I'm ready to pull the trigger on the purchase currently, so I really only went to Bloomington Acura to make sure that I liked the '06 TL and compare with a the comparably equipped all wheel drive '05 BMW 330xi with 25K on the lot. The BMW was nice to drive but the interior felt a little on the cheap side considering that the car cost over 45K new! The TL was just as tight to drive, had a little more room and felt more luxurious.
I am paying cash without a trade so I'm ready to go. I don't care about the color of the car (as long as it's not black or white) so I'll take whatever they have when the price is right!
Call me old school but I found the Navigation a little distracting, so I think I'll forego it.
As for the dealerships in the Twin Cities, I won't go to Bloomington now merely because I'm irritated with the tactics of the "Internet" sales person there. The internet person at Beurkle was very attentive and responded to every email very quickly so maybe it's worth the drive over.
I'm just bummed that I can't seem to get the prices that folks are getting in Chicago.....
Do you recommend the Beaumont dealer?
I tried to deal with a small town Acura dealership and it was completely impossible. A short drive affords us the Baltimore/Washington D.C. area and they were much more accommodating.
Good price on the TL with a navi, although now, I feel like they (Acura) tricked me on the navi.... what a complete piece of junk! I have a portable Garmin and a navi in another vehicle so I feel qualified to comment on this. The car is fantastic and I'm really impressed and left wondering why such a great car wasn't complemented with a great navigation system.... The thing plots routes that don't even make sense and there is absolutely no detail in the mapping. Alpine is the vendor.
Enjoy your new TL, just turn off the navi or much better.... Save your money and get a TL without it.
Price: $31,880
Dealer Fee: $299
TTL: $1100
Out the door just under $33,300
The reason you (and also myself and caltman) can't get similar pricing to the Chicago market is because we basically have very little competition between Acura dealerships here in the Twin Cities. Bloomington & White Bear Acura are both owned by the Luther group. So the competition is between Buerkle and Luther. In the Chicagoland area, I think that there are 6 or 8 dealeships - don't know if any are owned by the same group, but at least there is "some" level of competition to attract buyers. Up here, unless a buyer has their facts gathered, a firm price, and money in hand, Twin Cities Acura dealerships know that they really don't have to come off MSRP. BTW, I got the NAVI system, and it is not a distraction at all - switch the display to the Audio display and I bet that it won't bother you at all.
I guess the bottom line is that I need to go with color choice(s), a final decision regarding the whole Navigation system and a firm price in mind and my checkbook in my hand!
Thanks to all the Twin Cities folks for the info on this forum.
I emailed you back on 9/30, but got in trouble for my post, and it got pulled. I think it's ok to make your email address not "Private" in your profile if you'd like.
let's see if this works. My previous post also got pulled -they don't make this easy!
I'm hoping to finalize something next week if the price is right.
Keith W.
I live in Seattle, WA and am interested in getting a '06 TL. Does anyone have any idea what the prices are here in WA? Can you recommend a dealership? It seems like there are 4 local dealers. Thanks!
I am very happy with this car. There is an amazing value in this purchase. I am very excited to own this TL.
This is an excellent dealership and I had a very pleasent buying experience. Would highly recommend this dealership to anyone looking to buy Acura in that area.
Thanks again.
Invoice including destination: $32,875
Tax @ 7%: $2,175
Doc: $57
Plates and title: $143
Cook county Tax: $15
OTD Price: $33,465
I'm trying to get Muller Woodfield to match this price but they won't give in.
What kind of deal did you get from Muller? you text sounds more like a salesman promoting your dealership.
San Diego won't be within $1k of that price.