Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
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Chronic Car Buyers Anonymous (Archived)
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Salesman: We don't usually use them, because their money factors are too high.
Me: Well sure, on a Sienna, but what does TFS charge on a Tacoma?
Salesman: (checks his computer) uh... .00225
Me: Well, then.... hmmmm. (Trying not to say, well, duh)
We pick it up tomorrow afternoon, so I'll have pictures, then.
I think the automatic residuals on that model were 8% lower.
The two killer deals are:
SR Double Cab 4x4 V-6 auto
TRD Sport Double Cab 4x4 V-6 stick
Most Tacoma lease deals are reasonable through TFS, but not crazy cheap like those two configurations through US Bank.
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This is our first Toyota product.
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Wow! That's a big swing to get an auto.
80% for 36 months - that's stupid crazy high.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
The best lease deals I've seen (not mine) were some of the GM deals using GM Card points and bonus points on Saturns and Cobalts. Some people were leasing cars for $59-$79 /mo, with zero out of pocket. That, and @roadburner taking over a fellow employees lease on an i3. Also, the $9500 stipend given to low-income lessees in California for electrics.. Basically free cars.
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2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
@breld and @michaell maybe we need to go visit the Toyota dealer.....
But then you're stuck with a Saturn or a Cobalt!
'24 Chevy Blazer EV 2LT
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2017 Cadillac ATS Performance Premium 3.6
But yes, a trip to the dealer may be in order.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I don't actually know. I was intentionally looking for an aluminum one for better cooling.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
on the plus side, plenty of room for everyone, in comfort, and I got about 34 MPG overall on the trip.
I suppose that a good alternative (if in need of the room and comfort piece) is the Turbo version of the Sonata. Should cure the lack of grunt issue. With comparable MPG on the highway.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Congrats! What a great deal.
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Nothing too interesting - we went by one of the dealerships that was hit hard by the recent hailstorm - the damage to the cars is crazy.
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
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And, to help us with our guesses for future years, I'd like to ask if everyone is comfortable sharing when their last lease or finance payment is due on their current fleet. Not the payment amount, just the vehicle and the month/year.
I'll start:
2016 VW Jetta SE - lease - July 2019
2015 Subaru Outback 3.6R - purchase - February 2021
@corvette - as the designated thread scribe, do you mind tracking this for us?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2015 Enclave - Jan 2018
2017 Elantra - November 2019
It is very possible I sneak a punch in right at the end of year (I'll be on vacation after the holidays).
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic
Me? I've got the Jetta, and occasionally the Outback. Nothing fun or cool about either of them, but I like them just the same.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Wife and I took a walk at lunch (gorgeous here today) and I told her since we are stuck with an SUV that when the Elantra goes back we need something with at the very least a little bit of speed. Having two slow vehicles stinks. Oh, and quick to me is 6.0 to 60 or so.
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic
2017 Cadillac ATS Performance Premium 3.6
2014 Nissan Altima 3.5 SL Purchase - June 2018
I probably need to figure out what I want do on the car soon...the way May and June went it will be Labor Day before we know it.
@kyfdx - That's seriously impressive on that Tacoma! It sure makes arguing against such a move very, very difficult... particularly with the manual transmission to boot!
Infiniti will be paid for in March of '20. I know it's the famous last words 'round these parts, but it's going to be very difficult to find anything that hits the mark for me as well as my Q40. I bought a car with less than 7500 miles and a 328 hp V6 for under $25K. I anticipate having about 70K miles on the car by the time it's paid off. I'd pickup (no pun intended) a Tacoma for $265 per month if that deal is still around in 3 years and pass the Q40 on to my wife;)
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
2024 Ram 1500 Longhorn, 2019 Jeep Wrangler Rubicon, 2019 Ford Mustang GT Premium, 2016 Kia Optima SX, 2000 Pontiac Trans Am WS6
F150 lease goes through I guess mid May 2019? Wife's van and LR each have 3 years left, I believe.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
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