Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
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Chronic Car Buyers Anonymous (Archived)
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My son asked me today, "When are you getting the Golf R?"
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2024 Jeep Grand Cherokee L Limited Velvet Red over Wicker Beige
2024 Audi Q5 Premium Plus Daytona Gray over Beige
2017 BMW X1 Jet Black over Mocha
2017 Cadillac ATS Performance Premium 3.6
Most BMW 750 owners are going to be "dining out".
There will be 3-, 4- and 5-series available, along with the de riguer SAV's, and they've also promised to have an M4 on hand.
I've got two hours, and no idea how many vehicles I'll get to drive in that time. Hoping to hit all the cars, and maybe the X1.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Though pretty sure that we are going to get to the usual stall point of there being what you can get for what you want to pay, and what it costs to get what you want. And how much you will stretch the budget to bridge the gap. The princess really had hopes for a $200/mo payment, Or a fair bit below. Which I am sure I can get her. She just won't like that car. When we last looked, and discovered insurance was lower than expected, she seemed good bumping up to $250/month. Not sure though if she wants to stretch that number again though!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
New Jettas from what I can see, even the base ones, are leasing in the 220-230s+ tax. You could probably get her into a lower trim Elantra, but do you really want that?
Admittedly my expertise is not in the Toyota/Honda/Hyundai camp which is where most of that $200ish payment will be. I also don't think the American cars have enough incentives to hit that target right now, either.
If you don't mind my asking, where are you now and where do you want to be? The lease numbers on the 2019 Jetta are still just OK.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
Cruze diesel or Civic SI both showing ip as $1400 DAS and $240/mo.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
We’re not even getting to drive the Golf this week, as we’re vacationing down in Orlando with the kids plus my stepdaughters boyfriend.
We rented two cars so not everyone had to be on the same schedule - a new Pacifica, which is a very nice van, and a Corolla. Boy the Corolla’s reputation as a bare bones boring car is well-deserved. I imagine the new model is loads better - it’d have to be.
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
"2018 Mazda3 Sedan Sport Automatic Transmission
LEASE OFFER
$199/Month, 36-Month Lease, $1,999 due at Lease Signing. Monthly payment includes $595 acquisition fee. No security deposit required. Excludes taxes, title and fees.
MSRP $19,145 plus $895 destination charge. Payment based on capitalized cost of $16,975 after $1,100 Mazda Customer Lease Support. Total payments of $7,165. Dealer participation required. Not all lessees will qualify for lowest payment through participating lender. Some payments higher, some lower based on residency and other factors. Lessee responsible for excess wear and mileage over 36,000 at $0.15/mile. Purchase option at lease end for $9,820 plus tax or price negotiated at signing. Take new retail delivery from dealer stock by 9/4/2018."
Seems similar to Acura's ILX official offer....
"2018 ILX 8 Speed Dual-Clutch Featured Special Lease
$199 Per month for 36 months.
$2,499 Total due at signing.
Includes down payment with no security deposit. Excludes taxes, titles and either dealer fees or documentary service fee. For well-qualified lessees.
Closed-end lease for 2018 ILX 8 Speed Dual-Clutch vehicles (DE2F3JJW) available from July 6, 2018 through September 4, 2018, available to well-qualified lessees approved by Acura Financial Services. Not all lessees will qualify. Higher lease rates apply for lessees with lower credit ratings. Lease offers vary based on MSRP. MSRP $29,095.00 (includes destination, excludes tax, license, title fee, registration, documentation fee, options, insurance and the like). Actual net capitalized cost $21,147.53. Net capitalized cost includes $595 acquisition fee. Dealer contribution may vary and could affect actual lease payment. Total monthly payments $7,164.00. Option to purchase at lease end $14,838.45.Must take new retail delivery on vehicle from dealer stock by September 4, 2018"
She liked the Mazda 3 and ILX ideas though. She loves both of those! 3 would need to be a touring though. And ILX, could be interesting. We might be out looking some next week. Or tomorrow.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
The challenge is, of course, that only the base models of these two cars get close to the $200 a month payment. Acura's lease incentives of c. $5000 on the ILX is what is making the payments on these two cars the same.
Would she consider a used TLX? A new TLX is really worth it imho, but depending on the downpayment that's more like $325 a month.
Is she thinking of this lease as one of those "almost no money paid at delivery" ones? If that's the case, she might have to give up some options or bump her monthly up?
The Sonata is also a bargain to lease. Maybe the most bang for the buck on the market? Has AndroidAuto/CarPlay, etc., which the Mazda3 and the ILX do NOT have.
"Lease a 2018 Sonata 4dr Sdn SE (28402F45) for $199 per month for 36 months with $2,199 due at lease signing. Excludes registration, tax, title and license. Closed end lease for 2018 Sonata 4dr Sdn SE (28402F45) available from 8/1/18 through 9/4/18, to well-qualified lessees approved by Hyundai Motor Finance. Not all lessees will qualify. Higher lease rates apply for lessees with lower credit ratings. Offer shown based on $2,199 due at lease signing (includes $199 first payment and $2,000 capitalized cost reduction). No security deposit required. MSRP $22,935 (includes destination, excludes tax, license, title, registration, documentation fees, options, insurance and the like). Actual net capitalized cost $18,079. Net capitalized cost includes $650 acquisition fee. Dealer contribution may vary and could affect actual lease payment. Total monthly payments $7,164. Option to purchase at lease end $12,156."
https://www.hyundaiusa.com/financial-tools/special-offers.aspx
The Mazda, Acura and VW dealers are all close together so can hit all 3 in one evening if we get an early start. I think the VW will still win though.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
wanna run a 2019 Jetta R line for me?
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
gotta do a little research here on what the dealers have.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
And, yes, I am having way too much fun with it. I am constantly browsing it.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
so, how does this work? You sign up for the app, and if you like the offer, hit lease now, and you then find out what dealer it is, but just go and get the car? And that due at signing includes tax, DMV, dealer doc fees, etc.? All in?
thanks for the Jetta. The quote I got actually looks fair then. $279/mo, $1,000 DAS for 36/36,000. so more miles than your honcker quote, for roughly the same price.
I still plan to try and haggle them down to $255/mo.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
"2018 Civic Sedan Continuously Variable Transmission LX Featured Special Lease$189 Per month for 36 months.
$2,199 total due at signing."
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Is she really looking to put nothing beyond the first payment and fees due at signing? I don't think that's likely to work for the monthly payment she's looking for.
Brakes? Prices are from Tirerack.com.
That's just using a little common sense- it's hardly "good luck" or "hustling."
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
Anyone want to take bets on when she complains the Kia doesn't have Sirius subscription?
Need to tell my insurance, as I might save some money by driving a wagon the most miles.
Oh, I took the curvy way home today in the Alltrack, and drove it not only like I stole it, but like I was trying to outrun Police Radio!
It handles superbly. Really impressed what it can do out of measly 205 tires with a lot of sidewall. This was the first time I really "pushed" the car. It really handles like a higher-sitting GTI with more cargo room and less HP.
Your daughter's info should be input when you sign up though. It asks for SS and does a soft credit pull so the numbers it shows you are accurate. It also asks things like what you are currently driving so it can apply conquest/loyalty as appropriate. So you may or may not see different numbers than me.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
”Very powerful the dark side is.”
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
I think I need to have the kid check her benefits at work to see if she gets discount auto financing (since she does now work at a big bank, seems logical). She does seem to like the Elantra (I have barely seen it the last week since she has effectively stolen it from me). Getting good MPG on it. I did fill up Wednesday night, and after 3 days of commuting (including at least 2 times stuck in traffic for a while) and various local running around, the TC was sitting at a tick over 36. So cheap to run. And only just broke 6,000 miles.
assuming the bogey of $250/mo payments, could sell her that instead and for about the same money up front, she could finance for 5 or 6 years (intending to pay off early) and just own something instead. Depending on what we settle on, but she would certainly get the good family rate. A run through Carmax first though makes sense. Might be smarter to sell it that way and subsidize a new one instead. Or not.
financing, after 3 years (of a 5 year loan), would owe about roughly $7,000. A lease buy out would be about $15,000 + tax.
wonder if HMF would let us switch the loan into her name instead? Would keep it in the family, warranty intact, etc.
Better go check my payoff! Right after I download Honcker...
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Be real careful. I could see that enabling your tendencies to the point where you end up with a dozen Volvos and BMWs in your driveway at the same time. Just before the sheriff comes to haul you away...
2017 Cadillac ATS Performance Premium 3.6
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Sometimes Ebay will surprise you with a really good deal, but you have to be prepared to wait for rather slow shipping if you go that route.
Bought from a few other Cincinnati dealerships, though.
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Now really, how many 750iL owners install their own radiators? The "world" isn't like us, you know.