Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
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Chronic Car Buyers Anonymous (Archived)
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You are definitely crazy
2025 Forester Limited, 2024 Subaru Legacy Sport
2021 VW Arteon SEL 4-motion, 2018 VW Passat SE w/tech, 2016 Audi Q5 Premium Plus w/tech
negligence I can sue the other person for damages. I have not legal connection to their insurance
company or lack of insurance company. I just sue that person. If they have their insurance, they can
have them step in to cover what the perp's contract with their insurance company has the insurance
company responsible for covering to the victim. But if mjfloyd is not made whole, it's mjfloyd's choice
to sue the person for the total damages. I assume accepting an insurance company's check on behalf of the perp negates the ability to sue for the remainder of the damages.
I recall how an insurance company played me when a woman hit the rear of my 1970 Mustang. They're
professionals at manipulating victims to the benefit of the insurance company, just as car salesmen are professionals to making people pay more for vehicles at the dealer store.
Aren't there attorneys who specialize in such cases?
2014 Malibu 2LT, 2015 Cruze 2LT,
I’d be ok financially if I accept their offer but it is not a fair offer for the current situation. I paid 49k in 2019 and it is paid for. I should be paid what is a fair amount for the current date or day of accident. Less than auction is not fair. I’m lucky in that @qbrozen gave me Manheim data to support current auction values.
It will be a pain but it will be ok.
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Sounds like she didn’t have gap.
Sounds like she didn’t have gap.
Most people never get GAP on a purchase. The only time I've ever had it is when it comes included on a lease.
Seems like most of her loss is the depreciation from driving it off the lot.
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Maybe after Christmas it will settle down. Probably depends on if Ford has parts to actually make them.
But it seems like there really was actually strong demand for a reasonably compact PU. Toyota really should do something about that!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Until you look at the cost of leasing the Q7.
That’s the first totaled car in 40 years of driving (and 33 years of marriage).
The odds and cost lean towards buying but I understand that’s not for everyone.
I would never place an order for a car or truck without having at least a test drive first. No way, no how. Obviously a lot of others don't feel the same.
Seems like most of her loss is the depreciation from driving it off the lot.
Correct on both. Depreciation and no GAP. It is a very unfortunate situation.
2021 VW Arteon SEL 4-motion, 2018 VW Passat SE w/tech, 2016 Audi Q5 Premium Plus w/tech
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
I wonder how many of those unfilled Bronco orders are from people who are actually going to buy when they finally get the chance, versus people who are just "going along with a fad".
Maverick, well, they are already ordering for at least 2 months out, maybe more, so must not be in a major hurry! People without time or money, should probably not be chasing after the hot new fad anyway.
At some point, there will likely be some cars to drive, but for now, that’s how it works at initial release.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
I found a gorgeous 2018 M3 Competition with a manual but it is about $10,000 over my budget. Know anybody that wants to buy a kidney?
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
2017 Cadillac ATS Performance Premium 3.6
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I know several people willing if it is a tissue match…
2024 Jeep Grand Cherokee L Limited Velvet Red over Wicker Beige
2024 Audi Q5 Premium Plus Daytona Gray over Beige
2017 BMW X1 Jet Black over Mocha
What large premium SUV doesn’t?
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
https://www.genesisoflouisville.com/inventory/new-2021-genesis-g70-2-0t-all-wheel-drive-4d-sedan-kmtg34laxmu075242/
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
I know someone who overcame a major health issue, later bought his dream car. Did he overpay? IDK, but he doesn't care one freaking bit...
25 NX 450h+ / 24 Sienna Plat AWD / 23 Civic Type-R / 21 Boxster GTS 4.0 / 03 Montero Ltd
New Q7 got picked up and will be here early evening.
So an effective $500 on a 43K MSRP? Meh.
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic
There is 100% a middle ground. But I generally agree.
For years he drove a red 83 Toyota pickup that he loved, but it met its fate on an icy road. He couldn't find a similar replacement, so he bought a basic 90s S-10 that had been fleet-owned for a decade, then bought by an employee of the company and similarly maintained. It's at about 250K now and getting tired, so he's been wanting to replace it. He accumulated some money, and the stars aligned. He found this - 2002 Tacoma PreRunner SR5 TRD (it was an option package then, upgraded suspension perhaps). 120K, very clean, AC works, original stereo, etc. It's an automatic, which wasn't his perfect spec, but he is OK with it. Apparent local car (I don't have all of the details), no frame issues, very clean. He paid 10K even for it - apparently the owner was offered $8500 from a dealer, but he wanted to try for more. My brother is quite happy, I think in the market these days and how these things always bring good money, he did OK. It's kind of the 20 years newer version of his old red truck:
I know the PreRunners were quite popular in SoCal, where 4WD wasn't always necessary.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
If you go to the right place, you’d be surprised how much it is worth. Then You are banking on your other kidney not having any issues…
BaT 650i.
25 NX 450h+ / 24 Sienna Plat AWD / 23 Civic Type-R / 21 Boxster GTS 4.0 / 03 Montero Ltd
A friend of mine, a woman slightly older than me, owns a 1995 Toyota Tacoma extended cab. She bought it about 3 years ago from her neighbor, a woman who got too old to drive. It had less than 60k miles when she bought it. I had my neighbor, the handy man / shade tree mechanic go over it. He did a complete tune up, flushed the radiator, and buffed out the paint. When he got through with it, the paint was shiny again. Not like a new one, but definitely not like a 20 year old truck. They apparently put good paint on those old Tacomas.
I nearly bought one that is identical to that except was manual back in 2015 when I picked up the 2008 Forester. Unfortunately, it was gone before I was able to get to it (well, someone flew in from Anchorage to get it, so the seller didn't want to sell it out from under the guy who was already on his way).
He just texted me - he had it looked over as he didn't do any kind of PPI, he just jumped on it after a test drive. Clean bill of health. I don't know if the 2.7 has any big issues, but I'd expect it to be at least a 250K unit like most Toyota 4 cyls.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
So an effective $500 on a 43K MSRP? Meh.
that seems to be the new normal. Just doing my usual Rodo browsing, seems that most stuff is up 10-20%. Though it varies considerably based on what exists on the lots!
I checked a Kona lately. SEL AWD. I think sticker was ~$29,000. 36/10 was $340 DAS/month. a year back or pre covid I think that was more like $290-$300.
some stuff that must be in shorter supply was really high. $490 Tucsons, $600 Rangers, stuff like that. I think the TLX was still pretty good.
basically, if you want a car now, and you want a cheap deal, better pick something that nobody actually wants!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Pretty clever marketing if that’s what they’re up to.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2022s might be a better deal now. but similar prices.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
at some point I am sure it will go back to normal.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.