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Chronic Car Buyers Anonymous (Archived)

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  • qbrozenqbrozen Member Posts: 33,737

    Does driving through a state count as visiting?

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • ventureventure Member Posts: 3,168
    My insurance company sent me a refund check for $170 after I sold the BMW and bought the Subaru. :o

    It was in the mailbox when we got home yesterday.

    2025 Forester Limited, 2024 Subaru Legacy Sport

  • MichaellMichaell Moderator Posts: 262,457
    nyccarguy said:

    This past weekend my wife and I took our son to take a tour of The University of Vermont. Beautiful school, campus, & city of Burlington (although there were an alarming number of homeless people). We ate some delicious food and drank at the brewery where they make Citizen Cider. 300ish miles from my house. Our tour was supposed to start at 11:00 AM. I wanted to leave by 6:00 AM in order to make it on time with a cushion. Well, I overslept and didn't wake up until 6:50 AM. Apparently there were a few other people that were in a BIG hurry on Saturday AM as well because I was able to drive behind a few different full backs. Our Highlander performed admirably on the open road while fracturing the speed limit enough, but not excessively. My house is less than 2 miles from the northbound entrance to the Merritt Parkway and the school was less than 2 miles off of I89 Northbound. Pretty much a straight highway drive. I averaged 24.5 mpg on the tank on the way up there.

    Bradd, I have a HS classmate who lives in Boston, and her daughter attends Vermont. I think she's a junior or senior this year, and I can connect you if you'd like to talk to someone about their experiences.

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  • kyfdxkyfdx Moderator Posts: 265,869
    qbrozen said:

    Does driving through a state count as visiting?

    Definitely..

    But, just changing planes in a state, does not.

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  • nyccarguynyccarguy Member Posts: 17,504
    Michaell said:

    nyccarguy said:

    This past weekend my wife and I took our son to take a tour of The University of Vermont. Beautiful school, campus, & city of Burlington (although there were an alarming number of homeless people). We ate some delicious food and drank at the brewery where they make Citizen Cider. 300ish miles from my house. Our tour was supposed to start at 11:00 AM. I wanted to leave by 6:00 AM in order to make it on time with a cushion. Well, I overslept and didn't wake up until 6:50 AM. Apparently there were a few other people that were in a BIG hurry on Saturday AM as well because I was able to drive behind a few different full backs. Our Highlander performed admirably on the open road while fracturing the speed limit enough, but not excessively. My house is less than 2 miles from the northbound entrance to the Merritt Parkway and the school was less than 2 miles off of I89 Northbound. Pretty much a straight highway drive. I averaged 24.5 mpg on the tank on the way up there.

    Bradd, I have a HS classmate who lives in Boston, and her daughter attends Vermont. I think she's a junior or senior this year, and I can connect you if you'd like to talk to someone about their experiences.
    Thank-you. I will let you know if it gets to that point. I will keep that in mind.

    2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD

  • stickguystickguy Member Posts: 53,378
    venture said:

    qbrozen said:

    Does driving through a state count as visiting?

    Yes. Doubly so if you stopped to pee.
    changing planes though, does that count? I get a few extras that way!

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • explorerx4explorerx4 Member Posts: 20,725
    @nyccarguy,
    Does UVM have a specialty your son is interested in? 61k for tuition, room and board, plus misc expenses for out of states students.
    I went to a small Catholic college in the same area(St Mike's) but it was so long ago, it might as well have been back in the Ice Age. :)
    2024 Ford F-150 STX, 2023 Ford Explorer ST, 91 Mustang GT vert
  • kyfdxkyfdx Moderator Posts: 265,869
    stickguy said:

    venture said:

    qbrozen said:

    Does driving through a state count as visiting?

    Yes. Doubly so if you stopped to pee.
    changing planes though, does that count? I get a few extras that way!
    Absolutely not.. sorry, I don't make the rules

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  • stickguystickguy Member Posts: 53,378

    @nyccarguy said:
    Actually they do have a specialty he's interested in. Tuition costs at every school are eye watering to say the least. Hmm. I never thought about a small catholic college. Maybe he would qualify for a full minority scholarship there >:)B)

    Navigating college costs. Brings back so many fond memories. But often state schools for out of state residents end up being a terrible $ deal.

    U Conn not an option?

    Just curious, What program is he looking at?

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • breldbreld Member Posts: 6,922
    You all may have already seen this, but obviously thought of @roadburner when I saw it…

    https://www.caranddriver.com/reviews/a45441923/1995-bmw-318ti-archive-test/

    2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman

  • breldbreld Member Posts: 6,922
    Back when you could find a gem of a car on Craigslist and it was a fair purchase…


    2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman

  • breldbreld Member Posts: 6,922
    While I’m opening myself to other options for a fun car, what about this?

    https://www.cars.com/vehicledetail/863d5983-46f4-4a4c-8988-abe9e0442965/

    2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman

  • stickguystickguy Member Posts: 53,378

    For the 3rd pedal I will overlook the exterior colors.

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • kyfdxkyfdx Moderator Posts: 265,869
    breld said:

    While I’m opening myself to other options for a fun car, what about this?

    https://www.cars.com/vehicledetail/863d5983-46f4-4a4c-8988-abe9e0442965/

    Yes

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  • explorerx4explorerx4 Member Posts: 20,725
    @breld,
    I literally just got through watching C&D's 40K wrap up of their CT5V Blackwing.
    Their larger car did 0-60 in 3.7 secs.
    2024 Ford F-150 STX, 2023 Ford Explorer ST, 91 Mustang GT vert
  • au1994au1994 Member Posts: 3,707
    breld said:

    While I’m opening myself to other options for a fun car, what about this?

    https://www.cars.com/vehicledetail/863d5983-46f4-4a4c-8988-abe9e0442965/

    Like it, but man, thats a lot of one color…

    2024 Jeep Grand Cherokee L Limited Velvet Red over Wicker Beige
    2024 Audi Q5 Premium Plus Daytona Gray over Beige
    2017 BMW X1 Jet Black over Mocha

  • laurasdadalaurasdada Member Posts: 5,182
    UConn was my son's first choice, as a resident of MA, of course. We visited UMass (in February, 16 degrees and windy. He held that against the school), he nixed that. Of course, no glamour in staying in-state. He got wait listed at UConn, likely because the school looked up my tenure there...! He went to a private, business-oriented U quite close to home. And, like every school we looked at, shockingly $$$.

    I lived in Burlington for a spell post-graduation. Wandered the UVM campus with raging jealousy of those enrolled undergrads, ruing the day that I graduated UConn. Lovely town, no memories of homeless, but that was a lifetime ago. And, a snowless winter, dashing my plans to ski-bum Stowe and the like that winter. But, I discovered Ben and Jerry's!

    My advice, Bradd, visit UConn while the weather's still pleasant!

    '21 Dark Blue/Black Audi A7 PHEV (mine); '22 White/Beige BMW X3 (hers); '20 Estoril Blue/Oyster BMW M240xi 'Vert (Ours, read: hers in 'vert weather; mine during Nor'easters...)

  • stickguystickguy Member Posts: 53,378
    edited October 2023

    I visited the school I picked in NY on the most beautiful day I had ever seen. Place looked like a postcard. Little did I know then but I would not see another day close to that in my 4 years there, but did get lots of cold and gray!

    Depending on filed if interest I can recommend a really good private school in NC

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • explorerx4explorerx4 Member Posts: 20,725
    edited October 2023
    I was looking a scholarships at St Mike's to see if there was one close to what nyccarguy was looking for. :p
    Didn't find one but found this pic, which cracked me up.
    I guess if you want proof of climate change...


    2024 Ford F-150 STX, 2023 Ford Explorer ST, 91 Mustang GT vert
  • nyccarguynyccarguy Member Posts: 17,504
    stickguy said:

    @nyccarguy said:

    Actually they do have a specialty he's interested in. Tuition costs at every school are eye watering to say the least. Hmm. I never thought about a small catholic college. Maybe he would qualify for a full minority scholarship there >:)B)

    Navigating college costs. Brings back so many fond memories. But often state schools for out of state residents end up being a terrible $ deal.

    U Conn not an option?

    Just curious, What program is he looking at?


    He's looking to major in International Relations. There are a few things about UCONN. 1st off, it is a HUGE school. 2nd, it is extremely competitive because of the reasonable cost of in state tuition. It is actually easier to get in as an out of state student. Most likely they would have him attend UCONN Stamford for a year or 2, then have him transfer to the Storrs campus.

    In state or out of state tuition, public or private, costs are staggering. I know quite a few of you have been through it already and have come out the other side.

    2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD

  • stickguystickguy Member Posts: 53,378

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • breldbreld Member Posts: 6,922
    My younger son is halfway through his first semester at University of Colorado and is having a blast, but he has brought up a couple times a little regret over not going to San Diego (he was strongly considering USD or SDSU).

    I’m letting it play out a bit, but if he gets any more serious with the consideration, we’ll have to break it to him the difference in cost, particularly now that the scholarships that were offered to him are not there any more.

    Even the in-state cost at CU is higher than the cost for either of his older siblings (one went to CSU and the other is still in school in Illinois).

    2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman

  • qbrozenqbrozen Member Posts: 33,737

    Not sure I could list all the states. It isn’t much but when recalling them I’m sure I would neglect some.

    I can say I have definitely NOT been to:
    Maine
    N Dakota
    S Dakota
    Minnesota
    Michigan
    Nebraska
    Idaho
    Iowa
    Kentucky
    Arkansas
    Mississippi
    Illinois
    Indiana
    Missouri
    Oklahoma
    Montana
    Louisiana
    Oregon
    Washington
    Alaska
    Hawaii

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • laurasdadalaurasdada Member Posts: 5,182
    529, 401k, HSA, FSA, insurance premiums; my net pay was more than enough for a Costco food court dinner for many years!

    '21 Dark Blue/Black Audi A7 PHEV (mine); '22 White/Beige BMW X3 (hers); '20 Estoril Blue/Oyster BMW M240xi 'Vert (Ours, read: hers in 'vert weather; mine during Nor'easters...)

  • jmonroe1jmonroe1 Member Posts: 9,338
    nyccarguy said:

    stickguy said:

    @nyccarguy said:

    Actually they do have a specialty he's interested in. Tuition costs at every school are eye watering to say the least. Hmm. I never thought about a small catholic college. Maybe he would qualify for a full minority scholarship there >:)B)

    Navigating college costs. Brings back so many fond memories. But often state schools for out of state residents end up being a terrible $ deal.

    U Conn not an option?

    Just curious, What program is he looking at?

    He's looking to major in International Relations. There are a few things about UCONN. 1st off, it is a HUGE school. 2nd, it is extremely competitive because of the reasonable cost of in state tuition. It is actually easier to get in as an out of state student. Most likely they would have him attend UCONN Stamford for a year or 2, then have him transfer to the Storrs campus.

    In state or out of state tuition, public or private, costs are staggering. I know quite a few of you have been through it already and have come out the other side.
    ————————————————
    Yeah, but with a LOT of holes. Some of which may never heal. :'(

    jmonroe
    '15 Genesis Ultimate just like jmonroe's.
    '18 Legacy Limited with 3.6R (Mrs. j's)
  • nyccarguynyccarguy Member Posts: 17,504
    edited October 2023
    jmonroe1 said:

    nyccarguy said:

    stickguy said:

    @nyccarguy said:

    Actually they do have a specialty he's interested in. Tuition costs at every school are eye watering to say the least. Hmm. I never thought about a small catholic college. Maybe he would qualify for a full minority scholarship there >:)B)

    Navigating college costs. Brings back so many fond memories. But often state schools for out of state residents end up being a terrible $ deal.

    U Conn not an option?

    Just curious, What program is he looking at?

    He's looking to major in International Relations. There are a few things about UCONN. 1st off, it is a HUGE school. 2nd, it is extremely competitive because of the reasonable cost of in state tuition. It is actually easier to get in as an out of state student. Most likely they would have him attend UCONN Stamford for a year or 2, then have him transfer to the Storrs campus.

    In state or out of state tuition, public or private, costs are staggering. I know quite a few of you have been through it already and have come out the other side.
    ————————————————
    Yeah, but with a LOT of holes. Some of which may never heal. :'(

    jmonroe

    I know all too well already with 2 kids in private school. Somehow when your name is on the door of the business, they (meaning the people in charge of dishing out financial assistance) just know you are hiding something.

    2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD

  • corvettecorvette Member Posts: 11,295
    edited October 2023
    Ya'll are making me feel really well traveled. Looking at the map, I have visited every state except:
    Vermont
    Rhode Island
    Delaware
    Idaho
    Alaska
    Hawaii

    I took enough road trips in the two and a half years I had the Tundra that it visited 28 states.
  • qbrozenqbrozen Member Posts: 33,737
    The dealership "who shall not be named" keeps bugging me. Interwebs person trying to suggest a '22 CPO unit they have on hand. It is priced well, I'll admit. Of course, now that I asked questions, the price will probably go up. Anyway, after some back and forth to warm her up, I hit her with the unrealistic numbers I'd want. Comms have gone silent. lol.
    Thing is, if it wasn't for crazy interest rates, it would work just fine.

    And, so far, no bites on the lease route. Wait... did I mention the least route? hmmm... anyway, yeah, I'm pondering leasing. Again, rates are ridiculous, but they have 69% RV for 36/10, so that helps, as does 0 interest since I'm trading in. Hardest part is finding any in stock.

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • corvettecorvette Member Posts: 11,295
    @qbrozen - you're looking at Colorados, right? If you'd be leasing a 2023, that is the redesigned model. Are there still lease deals on Frontiers?
  • qbrozenqbrozen Member Posts: 33,737
    corvette said:

    @qbrozen - you're looking at Colorados, right? If you'd be leasing a 2023, that is the redesigned model. Are there still lease deals on Frontiers?

    Correct on the '23.

    And "ew!" on the Nissan. Takes some real talent to have the most horsepower in your class and yet be the heaviest and slowest.

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • nyccarguynyccarguy Member Posts: 17,504
    qbrozen said:

    The dealership "who shall not be named" keeps bugging me. Interwebs person trying to suggest a '22 CPO unit they have on hand. It is priced well, I'll admit. Of course, now that I asked questions, the price will probably go up. Anyway, after some back and forth to warm her up, I hit her with the unrealistic numbers I'd want. Comms have gone silent. lol.
    Thing is, if it wasn't for crazy interest rates, it would work just fine.

    And, so far, no bites on the lease route. Wait... did I mention the least route? hmmm... anyway, yeah, I'm pondering leasing. Again, rates are ridiculous, but they have 69% RV for 36/10, so that helps, as does 0 interest since I'm trading in. Hardest part is finding any in stock.

    The interest rates KILL everything. 7% interest rate on a $30K 2024 Camry nets a payment of over $600 per month.

    2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD

  • stickguystickguy Member Posts: 53,378

    @nyccarguy said:
    I know all too well already with 2 kids in private school. Somehow when your name is on the door of the business, they (meaning the people in charge of dishing out financial assistance) just know you are hiding something.

    One good thing about paying for daycare and fancy summer camp, I barely noticed when college came along since I was conditioned for it!

    I also would add as a payment source bank of your house. I had a HELOC that I used to float cash flow during the college years. Worked great especially when rates were super low!

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • corvettecorvette Member Posts: 11,295
    Didn't realize that. According to the Google, some trims of the 2023 Colorado appear to weigh even more than the Frontier.
  • 28firefighter28firefighter Member Posts: 9,832
    edited October 2023
    I went to a small private school for middle and high school. I was one of 60 in my entire grade - average class size was 10-12. After that experience I wanted to go to a big school where I could disappear. Ended up at Pitt, but at 5.5 hours away from Philly, I felt like I got the best of both worlds - in-state tuition but a good distance from home. Would still be in Pittsburgh if the job market hadn't been awful when I finished grad school.
    2025 Jetta GLI Autobahn, 2024 Jeep Grand Cherokee 4xE
  • corvettecorvette Member Posts: 11,295
    @stickguy - the HELOC trick does not work as well right now since they (generally) have variable interest rates. Mine is 9.24% right now--thankfully, I don't have a balance on it!
  • stickguystickguy Member Posts: 53,378

    Yeah used to be nice and low. But still convenient when you only need the money for a few months.

    For my new house (the 10% deposit to start building) I did not want to clean out cash reserves, or sell stock for a CG (though now, might regret that!) so I ended up taking a loan off one of my chase CCs. Instant cash, no application or fees. 1 year term and I think the rate was about 7%. Very convenient and I can pay off T any time. Depending on logistics next year might do it again to avoid needing a real mortgage.

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • au1994au1994 Member Posts: 3,707
    Haven’t visited:

    WA
    OR
    ID
    AK
    HI
    ND
    WY
    NM
    WV
    ME
    NH
    VT
    VA
    DE
    NE

    2024 Jeep Grand Cherokee L Limited Velvet Red over Wicker Beige
    2024 Audi Q5 Premium Plus Daytona Gray over Beige
    2017 BMW X1 Jet Black over Mocha

  • au1994au1994 Member Posts: 3,707
    qbrozen said:

    The dealership "who shall not be named" keeps bugging me. Interwebs person trying to suggest a '22 CPO unit they have on hand. It is priced well, I'll admit. Of course, now that I asked questions, the price will probably go up. Anyway, after some back and forth to warm her up, I hit her with the unrealistic numbers I'd want. Comms have gone silent. lol.
    Thing is, if it wasn't for crazy interest rates, it would work just fine.

    And, so far, no bites on the lease route. Wait... did I mention the least route? hmmm... anyway, yeah, I'm pondering leasing. Again, rates are ridiculous, but they have 69% RV for 36/10, so that helps, as does 0 interest since I'm trading in. Hardest part is finding any in stock.

    That 69% for a 36/10 could be interesting. The redo on the Colorado/Canyon twins is quite attractive.

    2024 Jeep Grand Cherokee L Limited Velvet Red over Wicker Beige
    2024 Audi Q5 Premium Plus Daytona Gray over Beige
    2017 BMW X1 Jet Black over Mocha

  • kyfdxkyfdx Moderator Posts: 265,869
    There are better MFs and residuals on a Tacoma

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  • qbrozenqbrozen Member Posts: 33,737

    @kyfdx said:
    There are better MFs and residuals on a Tacoma

    Odd because the leases from the broker aren’t looking so great. Huh. What’s the 36/10 MF and RV on a 4-door SR5 v6 4x4?

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • breldbreld Member Posts: 6,922
    Speaking of rates, Ford is offering 2.9% on the new Mustang. That’s for 36 months, but 3.9% for 48 and 4.9% for 60 isn’t bad.

    I think Acura has some lower rates on CPO MDX’s too - almost enough to make me swap the Lexus for one.

    2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman

  • MichaellMichaell Moderator Posts: 262,457
    qbrozen said:

    @kyfdx said:

    There are better MFs and residuals on a Tacoma

    Odd because the leases from the broker aren’t looking so great. Huh. What’s the 36/10 MF and RV on a 4-door SR5 v6 4x4?


    .00255 and 70%

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  • mjfloyd1mjfloyd1 Member Posts: 3,806
    kyfdx said:

    stickguy said:

    venture said:

    qbrozen said:

    Does driving through a state count as visiting?

    Yes. Doubly so if you stopped to pee.
    changing planes though, does that count? I get a few extras that way!
    Absolutely not.. sorry, I don't make the rules
    What about changing planes and peeing in the airport?😂
  • mjfloyd1mjfloyd1 Member Posts: 3,806
    breld said:

    Speaking of rates, Ford is offering 2.9% on the new Mustang. That’s for 36 months, but 3.9% for 48 and 4.9% for 60 isn’t bad.

    I think Acura has some lower rates on CPO MDX’s too - almost enough to make me swap the Lexus for one.

    Would the rate savings on the MDX be enough to cover the depreciation of the Lexus?

    Why am I even asking @breld this question?😇
  • MichaellMichaell Moderator Posts: 262,457
    mjfloyd1 said:

    breld said:

    Speaking of rates, Ford is offering 2.9% on the new Mustang. That’s for 36 months, but 3.9% for 48 and 4.9% for 60 isn’t bad.

    I think Acura has some lower rates on CPO MDX’s too - almost enough to make me swap the Lexus for one.

    Would the rate savings on the MDX be enough to cover the depreciation of the Lexus?

    Why am I even asking @breld this question?😇
    As we've discussed many, many times before - you can make the numbers say anything you want to justify a lease or purchase.

    Given that he's an accountant, I don't doubt his knowledge...

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