Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
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Chronic Car Buyers Anonymous (Archived)
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'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
Hoping our VW products work flawlessly for a long long time!!!
The Sandman
2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
The Sandman
P.S. I think the right set of wheels can make or break the looks of any vehicle to be honest!!
2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
I'm kind of surprised they didn't just put your originals back on.
Pretty sure it is a temp spare. Not exactly a donut, but not a full size matching alloy. So you don't have to worry about it matching, and since it came with the car, it will be fine since you have the same size wheels.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Just wonder what would of happened back in the end of 2013 if I had put VW in the mix...think I'd have a Tiguan in the garage right now to be honest because I really did like it last year. And funny thing is my twin has a 2014 Tiguan!!!
The Sandman
2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
Glad everything worked out for you in the end!
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
all just curb (valet) parked in front of the mall she was at.
of course, it helps that she is currently in Dubai. The amount of drop dead expensive cars there is large. Rich place.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2017 Cadillac ATS Performance Premium 3.6
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
http://www.royaleasing.com/detail-2009-saab-9~3-2_0t-used-13011017.html
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
You know you're a CCB when you start to miss your repair nightmare E39 BMW, even though you have a car that is 95% as capable and infinitely more reliable in the driveway.
Reliability? I'm sure for the 1 year you have it, you'll be fine. Seriously though, this is a car that's mostly driven by young enthusiasts who like to tinker & experiment. Some of them are beaten and modified to within an inch of their life. A guy I know bought a used STi that checked out & drove great. It was immaculate with "just an intake & exhaust." He ended up with a major engine malfunction. The car started smoking on his way to work one AM. He found the car had one of those "piggy back chips." When he removed the chip, literally every single light on the dashboard lit up. Turns out the engine was fried. The previous owner turned the boost way up & never got the proper air/fuel mixture right.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
if you want to know before that though, probably a little more detective work needed.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
And @nyccarguy, you're absolutely right - I won't need to worry about any reliability issues during "my watch."
To that end, re-selling one as adult-owned with no modifications should make it very attractive.
It's a no brainer - what am I waiting for?
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
Nah, where is the fun in the 2nd part!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
My in-laws' experience with their X-type opened my eyes a little to the potential "catastrophic" repair requirements that could nullify all the value in an older car. Understanding that's on a Jaguar model notorious for such issues, but still.
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
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2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Oh... I was just quoting David Byrne..
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Never mind...
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
I dumped its payment into some college savings accounts for the kids and called it good. My wife doesn't like switching cars anyway. And, guys, I'm tellin' ya, that's a wonderful thing!
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
Just because you don't have a payment doesn't mean your car isn't depreciating. And, really..depreciation is the major expense in owning a car... way more than the financing.
So.. I've got a car that was 4 years old when I bought it, in 2010. I paid $21K cash for it, but that isn't really all that relevant, because a 4% loan at 48 months would have only been $1675 in interest, total.. or, about $35/mo.
I've been lucky... after 56 months, my car is still worth about $12K.. About $160/mo. in depreciation, so far. But, even though the car is "paid off" (and always has been), the depreciation doesn't stop.. If I keep it two more years, I fully expect it will still depreciate at about the same rate (worth $10K next year and $8K the year after that).
If you have a 12 year old car that is worth less than $5K, then yes.. depreciation is minimal at that point.. But, if you buy a new car and pay off the loan after 60 months, the true cost doesn't go to zero.... The car is still a depreciating asset and the depreciation plus increased maintenance/repair costs for a car out of warranty are probably a wash.. at least until year 8..
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Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
Yes.. it's less money each month to keep repairing an old car that is out of warranty vs. buying a newer car. But, that doesn't mean it is actually saving any money (it could be, but not necessarily).
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besides, cars depreciate whether you are making payments or not. So it costs less to not be making payments, on top of the depreciation.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Depreciation is real, not theoretical. A car owner experiences it, even if it doesn't impact his cash flow, at the time.
And... I know you guys know this, already, and I'm not trying to beat a dead horse, but not knowing the difference is what causes people to be "payment buyers", and to keep kicking the can down the road, until it kicks back..
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Obviously, monthly payments have a very real impact, and you have to budget accordingly. But at the end of the day, the depreciation is really your net cost (in addition to fuel, maintenance, etc. which will be part of any car, obviously).
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
Test drove two Hondas back to back:
Used 2013 Accord Coupe EX-L V6 Manual - Impressive. Clutch and shifter feel is what you'd expect from Honda. Acceleration is impressive with the V6. Didn't get a chance to push it very much to get a feel for the handling, but it felt competent. Road noise and comfort is what you'd expect from an Accord, which is to say great. Rear seat room is good for a coupe. One nagging thing - the handle for the driver's side door was right where my elbow sits, so it made it somewhat uncomfortable.
New Civic Si - wanted to drive it back to back with the Accord as well as give it another shot after my last test drive. I was somewhat surprised that I found it to be more fun to drive than the Accord. Obviously not as quick, but the seating position, seats themselves, steering wheel - they all have a more purposeful (sporty) feel to them. But, not surprisingly, there's much more road noise on the highway, and more engine sound on acceleration (good and bad).
Can't say I eliminated one or the other - Accord certainly felt more grown-up and would be great for the highway cruising section of the commute. But Civic was more tossable and fun. $23k for the Accord, CPO from Honda with about 23k miles. Seems pretty good for an EX-L V6 Nav.
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
of course it is part of your cost, once you actually sell the car! Payments though, those come out of the bank account every month. so when you are making real payments, and accruing depreciation, then you are getting doubly whapped.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Indeed.
- Ray
Doing my part here...
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
It will get frisky on the tists and turns, but it's hard to get into trouble with it.
If I were to get one, the V6 manual coupe would be the one I'd put in the garage. My wife makes a case for the Accord Hybrid, though. Again, very well executed by Honda. She test drove one and backed off of it because she didn't want anything "unconventional" (where she got that from, I don't know since she married me).
The onlly other hybrids I've ever driven was a Tahoe (which was at best, a mild hybrid), a Prius, which I did not like, at all, and the Accord, which I liked quite a lot.
I saw 3 Teslas in the wild yesterday. One red one, which I see all the time, and figure it belongs to someone in my 'burg (but can't find out who it is). And, I saw two white ones.....both on flat beds being taken to what I'll assume is some sort of regional service place. Or, they just ran out of juice. IS there a way to do an emergence charge on them, to get you home when you run out of juice?