2017 BMW X5 Lease Deals and Prices

Michaell

bklynborn99099 said:

Hi,

I have a supposed corporate discount with BMW and hoped to understand if it was truly a good deal. I would be purchasing the car in NYC and am looking for X5 35i with 36 months and 10K miles.

For the corporate offer, they have listed a $2000 rebate and a flat MF of .0020 for each model, but based on all of the numbers i see posted it seems way higher than what i should expect.

MSRP as built is $69545 with the packages I am looking for and the internet quoted price is $881/month for a lease. This assumes $3500 down and a $925 AF. The tax rate in NYC is 8.875%.

Thank you in advance for your help.

The numbers are .00134 and 56%. The corporate discount lowers the MF by .00020, so .00114 net.

Negotiate your best price, then subtract the $2000. We suggest you shoot for 7% off sticker before incentives ($62,677).

Using those prices, I get a lease payment of $775/mo before tax. We suggest you limit your out of pocket costs to just the first payment and DMV costs - add the taxes and fees into the selling price.

That quoted price does look high, assuming $3500 to cover first payment, DMV costs plus fees and taxes.

Ask the dealer what adjusted cap cost they are using to get the $881/mo quote

bass123

Hi,

What's the MF and resid on 2017 X5 sDrive35i for February 2017? (10K/36 and 12K/36)

Any manufacturer incentives?

Michaell

bass123 said:

Hi,

What's the MF and resid on 2017 X5 sDrive35i for February 2017? (10K/36 and 12K/36)

Any manufacturer incentives?

.00134 and 56% / 55%

No incentives on the 2017 X5, this month.

markx2015

Hi Machael,

What is the MF and residue on 2017 X5 50i for 24mo and 30 mo, 12K miles?

How does that compare to 35i?

Thanks,
Mark

Michaell

markx2015 said:

Hi Machael,

What is the MF and residue on 2017 X5 50i for 24mo and 30 mo, 12K miles?

How does that compare to 35i?

Thanks,
Mark

.00134 and 63% / 60% for all X5 trims excluding the 40e

jks24

Looking to lease an X5 or an X6 in Florida- it all comes down to numbers for me. Is one of these vehicles better to lease than the other right now? I need 36/10, incentives or Loyalty? I own 2 BMW's right now. Thank you

Michaell

jks24 said:

Looking to lease an X5 or an X6 in Florida- it all comes down to numbers for me. Is one of these vehicles better to lease than the other right now? I need 36/10, incentives or Loyalty? I own 2 BMW's right now. Thank you

.00134 and 56% for X5

X6 discussion is here:

https://forums.edmunds.com/discussion/42961/bmw/x6/2017-bmw-x6-lease-questions#latest

rx450h

So when I inquired why a dealership was quoting me a lease with a .00174 MF, the sales guy responded that "All BMW dealerships mark up the MF by 40 basis points." I suppose one has to look at the deal in total -- maybe if they're giving 12 percent off MSRP, an inflated money factor is OK. But if it's a standard, near 7-percent off MSRP deal with an inflated MF, that's not a deal it seems to me. Thoughts?

Also wanted to confirm that the $3k incentive was for the 40e only and not non-hybrid X5s? Thanks.

Michaell

rx450h said:

So when I inquired why a dealership was quoting me a lease with a .00174 MF, the sales guy responded that "All BMW dealerships mark up the MF by 40 basis points." I suppose one has to look at the deal in total -- maybe if they're giving 12 percent off MSRP, an inflated money factor is OK. But if it's a standard, near 7-percent off MSRP deal with an inflated MF, that's not a deal it seems to me. Thoughts?

Also wanted to confirm that the $3k incentive was for the 40e only and not non-hybrid X5s? Thanks.

Dealers are figuring out that, to make some money on a deal, they will give either a big discount on the MSRP, or the base MF, but rarely both. You may find a dealer willing to do both, but it's becoming harder and harder.

You'd have to run the numbers both ways (big discount but marked up MF, or base MF and smaller discount) to see which results in a better payment.

Yes, the $3K lease cash is only on the 40e.

jks24

Michaell said:

jks24 said:

Looking to lease an X5 or an X6 in Florida- it all comes down to numbers for me. Is one of these vehicles better to lease than the other right now? I need 36/10, incentives or Loyalty? I own 2 BMW's right now. Thank you

.00134 and 56% for X5

X6 discussion is here:

https://forums.edmunds.com/discussion/42961/bmw/x6/2017-bmw-x6-lease-questions#latest

Thank you, Looks like the X6 has a better residual, so it might be a better payment-"per se", any additional lease cash or loyalty $? I will ask on X6 forum.

Michaell

jks24 said:

Michaell said:

jks24 said:

Looking to lease an X5 or an X6 in Florida- it all comes down to numbers for me. Is one of these vehicles better to lease than the other right now? I need 36/10, incentives or Loyalty? I own 2 BMW's right now. Thank you

.00134 and 56% for X5

X6 discussion is here:

https://forums.edmunds.com/discussion/42961/bmw/x6/2017-bmw-x6-lease-questions#latest

Thank you, Looks like the X6 has a better residual, so it might be a better payment-"per se", any additional lease cash or loyalty $? I will ask on X6 forum.

No incentives that we are aware of.

hongbx8

Looking at X5
MSRP $64,870
36/10k
MF: 0.00134 --> 0.00085 (with 7 month MSD)
Residual: 85%
Is this valid numbers?

Aiming at $7,000 discount from MSRP.
Is it too high or low?

kyfdx

hongbx8 said:

Looking at X5
MSRP $64,870
36/10k
MF: 0.00134 --> 0.00085 (with 7 month MSD)
Residual: 85%
Is this valid numbers?

Aiming at $7,000 discount from MSRP.
Is it too high or low?

Residual is 55%, not 85%.
$7000 off seems ambitious

hongbx8

Oh.. I meant 58%..
I thought it was 58% but is it 55%?

kyfdx

hongbx8 said:

Oh.. I meant 58%..
I thought it was 58% but is it 55%?

LOL.... I meant 58%, as well. for 36/10

hongbx8

Thanks!

aquantum

Hi,

What's the MF and Residual on 2017 X5 sDrive35i for February 2017 in California? (12K/36)

Any manufacturer incentives?

Michaell

aquantum said:

Hi,

What's the MF and Residual on 2017 X5 sDrive35i for February 2017 in California? (12K/36)

Any manufacturer incentives?

.00134 and 57%

No incentives on the sDrive.

cdzorro

Hi. What's the MF and residual for a 2017 X5 xDrive35i in California (10k/36)?

Thanks!

Michaell

cdzorro said:

Hi. What's the MF and residual for a 2017 X5 xDrive35i in California (10k/36)?

Thanks!

.00134 and 58%

ychang77

I just got this offer.. seems high?

MSRP $61,595 2017 BMW X5 SAV SDRIVE35I

36 months
10,000 miles
$2,500 total drive off
$712+tax

Cap cost: $57,000
MF: .00134
Residual: 58%, $35,725.10

Michaell

ychang77 said:

I just got this offer.. seems high?

MSRP $61,595 2017 BMW X5 SAV SDRIVE35I

36 months
10,000 miles
$2,500 total drive off
$712+tax

Cap cost: $57,000
MF: .00134
Residual: 58%, $35,725.10

I get $715/mo plus tax; close enough.

What does the $2500 cover?

ychang77

Michaell said:

ychang77 said:

I just got this offer.. seems high?

MSRP $61,595 2017 BMW X5 SAV SDRIVE35I

36 months
10,000 miles
$2,500 total drive off
$712+tax

Cap cost: $57,000
MF: .00134
Residual: 58%, $35,725.10

I get $715/mo plus tax; close enough.

What does the $2500 cover?

I didn't specifically ask.. dealer just called it drive off.

The dealer said the XDRIVE model has incentive and offered this on a different vehicle..

MSRP $62,595
Cap: $56,601

36 months
10,000 miles
$2,500 drive off
$685+tax

Thoughts?

kyfdx

ychang77 said:

Michaell said:

ychang77 said:

I just got this offer.. seems high?

MSRP $61,595 2017 BMW X5 SAV SDRIVE35I

36 months
10,000 miles
$2,500 total drive off
$712+tax

Cap cost: $57,000
MF: .00134
Residual: 58%, $35,725.10

I get $715/mo plus tax; close enough.

What does the $2500 cover?

I didn't specifically ask.. dealer just called it drive off.

The dealer said the XDRIVE model has incentive and offered this on a different vehicle..

MSRP $62,595
Cap: $56,601

36 months
10,000 miles
$2,500 drive off
$685+tax

Thoughts?

I get $688/mo.+tax., so close enough.

$2500 likely includes some CAP cost reduction, though (in other words, $56,601 isn't necessarily the selling price).

You don't have much information to bargain with, until you get full disclosure.

grecoaz

Could you please provide the residual and MF for March on X5 3.5 xdrive, 36/12. Thank you

kyfdx

grecoaz said:

Could you please provide the residual and MF for March on X5 3.5 xdrive, 36/12. Thank you

.00140 MF and 57% residual

ychang77

kyfdx said:

ychang77 said:

Michaell said:

ychang77 said:

I just got this offer.. seems high?

MSRP $61,595 2017 BMW X5 SAV SDRIVE35I

36 months
10,000 miles
$2,500 total drive off
$712+tax

Cap cost: $57,000
MF: .00134
Residual: 58%, $35,725.10

I get $715/mo plus tax; close enough.

What does the $2500 cover?

I didn't specifically ask.. dealer just called it drive off.

The dealer said the XDRIVE model has incentive and offered this on a different vehicle..

MSRP $62,595
Cap: $56,601

36 months
10,000 miles
$2,500 drive off
$685+tax

Thoughts?

I get $688/mo.+tax., so close enough.

$2500 likely includes some CAP cost reduction, though (in other words, $56,601 isn't necessarily the selling price).

You don't have much information to bargain with, until you get full disclosure.

Dealer responded back "cap is $56,601, there is $134 in cap reduction".. so what does this mean?

I also saw you posted the March rates.. is it accurate to say the rates have gotten worse in March vs FEb?

kyfdx

ychang77 said:

kyfdx said:

ychang77 said:

Michaell said:

ychang77 said:

I just got this offer.. seems high?

MSRP $61,595 2017 BMW X5 SAV SDRIVE35I

36 months
10,000 miles
$2,500 total drive off
$712+tax

Cap cost: $57,000
MF: .00134
Residual: 58%, $35,725.10

I get $715/mo plus tax; close enough.

What does the $2500 cover?

I didn't specifically ask.. dealer just called it drive off.

The dealer said the XDRIVE model has incentive and offered this on a different vehicle..

MSRP $62,595
Cap: $56,601

36 months
10,000 miles
$2,500 drive off
$685+tax

Thoughts?

I get $688/mo.+tax., so close enough.

$2500 likely includes some CAP cost reduction, though (in other words, $56,601 isn't necessarily the selling price).

You don't have much information to bargain with, until you get full disclosure.

Dealer responded back "cap is $56,601, there is $134 in cap reduction".. so what does this mean?

I also saw you posted the March rates.. is it accurate to say the rates have gotten worse in March vs FEb?

That means that $134 of your $2500 upfront goes towards CAP cost reduction. (meaning, the selling price is actually $56,735)

Money factor went up to .00140. All else being equal, that would raise the payment by about $5/mo.

dteelua

I just got this offer Arizona on a 2017 X5: list price 67k, 3.5k down/due, residual 55%, money .00180, payment 1028/month.... This seems crazy to me. What should the numbers really look like?

dteelua

Actually, the payment is higher... $1,128/month

Michaell

dteelua said:

I just got this offer Arizona on a 2017 X5: list price 67k, 3.5k down/due, residual 55%, money .00180, payment 1028/month.... This seems crazy to me. What should the numbers really look like?

dteelua said:

Actually, the payment is higher... $1,128/month

.00140 is the base MF this month, so your dealer is marking it up the max amount allowed.

Residual is correct.

Is $67,000 the MSRP or the negotiated price? We need both to calculate a payment.

And, what is the breakdown of the $3500 due at signing.

Seems expensive, but without all the numbers, we'd only be guessing.

dteelua

This is all prior to any real negotiation. The list on tag was 70,500. Sale price was 67,395. Dealer sent me an email quote: sale price 67,395, doc fee 389, tint 389, acq fee 925, total cap 70561 less cap reduction of 3,871, e.g., 5k due at delivery... base payment 1048/month. I was thinking it would be mid to high 800s...maybe that is naive?

kyfdx

dteelua said:

This is all prior to any real negotiation. The list on tag was 70,500. Sale price was 67,395. Dealer sent me an email quote: sale price 67,395, doc fee 389, tint 389, acq fee 925, total cap 70561 less cap reduction of 3,871, e.g., 5k due at delivery... base payment 1048/month. I was thinking it would be mid to high 800s...maybe that is naive?

I get $965/mo.+tax with those numbers.

ychang77

What is the MF/Residual for 2017 sDrive35i & xDrive35i, 10K/36 mo?

Michaell

ychang77 said:

What is the MF/Residual for 2017 sDrive35i & xDrive35i, 10K/36 mo?

.00140 and 58% for both

rx450h

I'm looking at a 36 month 15k/year lease in Virginia. The dealer right now is 10.4 percent off MSRP, not counting an additional $500 discount from USAA. I'm also getting the .00140 base MF for March. So far the numbers seem to be working. Given the base MF, is it reasonable to seek additional discount on price? Or is this close to end game?

Michaell

rx450h said:

I'm looking at a 36 month 15k/year lease in Virginia. The dealer right now is 10.4 percent off MSRP, not counting an additional $500 discount from USAA. I'm also getting the .00140 base MF for March. So far the numbers seem to be working. Given the base MF, is it reasonable to seek additional discount on price? Or is this close to end game?

Anything over 7% off sticker is pretty good for BMW. Is there more discount available? Won't know unless you ask.

jks24

I truly wish to own a X5, but my hubby wants me to lease first, to see if I really love the car. Is it cheapest to lease for 24 mos. since the residual is higher? I should know in 2 years if I love the car. I , of course, am looking for the lowest payment, to try out the car. Thank you,

Michaell

jks24 said:

I truly wish to own a X5, but my hubby wants me to lease first, to see if I really love the car. Is it cheapest to lease for 24 mos. since the residual is higher? I should know in 2 years if I love the car. I , of course, am looking for the lowest payment, to try out the car. Thank you,

36 months will give you a much better payment.

Is it your intention to keep the car beyond the end of the lease? If so, it's probably better to buy it outright.

You may be able to find a BMW dealer willing to let you have the car overnight -would that not be long enough to know if you can live with it?

xkrazymattx

What is the residual and MF for March for a 2017 Xdrive35i 36/15.

Michaell

xkrazymattx said:

What is the residual and MF for March for a 2017 Xdrive35i 36/15.

.00140 and 55%

jks24

Michaell said:

jks24 said:

I truly wish to own a X5, but my hubby wants me to lease first, to see if I really love the car. Is it cheapest to lease for 24 mos. since the residual is higher? I should know in 2 years if I love the car. I , of course, am looking for the lowest payment, to try out the car. Thank you,

36 months will give you a much better payment.

Is it your intention to keep the car beyond the end of the lease? If so, it's probably better to buy it outright.

You may be able to find a BMW dealer willing to let you have the car overnight -would that not be long enough to know if you can live with it?

NO-I would never buy the car off a lease, most of the time I am unable to negotiate that sale price, they always say it is "standard" and cannot be negotiated-so the price is way to high to purchase at the end.

I will ask the dealer today to borrow a car overnight, they will let me bc they do have loaners and I won 2 cars from their dealership-

One last Q: They said I get a "affliate discount" bc my hubby works for a certain corporation, where do I need to make sure I see that "money"-in the CAP cost reduction???

Michaell

jks24 said:

Michaell said:

jks24 said:

I truly wish to own a X5, but my hubby wants me to lease first, to see if I really love the car. Is it cheapest to lease for 24 mos. since the residual is higher? I should know in 2 years if I love the car. I , of course, am looking for the lowest payment, to try out the car. Thank you,

36 months will give you a much better payment.

Is it your intention to keep the car beyond the end of the lease? If so, it's probably better to buy it outright.

You may be able to find a BMW dealer willing to let you have the car overnight -would that not be long enough to know if you can live with it?

NO-I would never buy the car off a lease, most of the time I am unable to negotiate that sale price, they always say it is "standard" and cannot be negotiated-so the price is way to high to purchase at the end.

I will ask the dealer today to borrow a car overnight, they will let me bc they do have loaners and I won 2 cars from their dealership-

One last Q: They said I get a "affliate discount" bc my hubby works for a certain corporation, where do I need to make sure I see that "money"-in the CAP cost reduction???

Any sort of affiliate or supplier discount program usually means either A) a fixed price, or a discount from sticker. I'd check with the employee benefit website for the details.

BMW does have a tendency to inflate their residuals, making the cars expensive to purchase at the end of the lease. Which is what they want - they'd rather have you come in and lease another car with them. Residual values are fixed - the leasing banks have gotten smart and taken out insurance policies to cover any losses that may happen when the true market value of the car is lower than the residual value.

jks24

 so far: the numbers I received for Florida, tax is 6.5
MSRP 65,570
Discount 4,600
10k/36 mos
3k down ( includes 1187.59 Cap Red., 589.00 Doc and tag, 119.00 for tax on cap reduction and first mos payment) 
They quoted me .00160 MF -I told them .00140- I have perfect credit! 
Can you calculate lease payment please.
Thank you so much!!!

Michaell

jks24 said:

 so far: the numbers I received for Florida, tax is 6.5
MSRP 65,570
Discount 4,600
10k/36 mos
3k down ( includes 1187.59 Cap Red., 589.00 Doc and tag, 119.00 for tax on cap reduction and first mos payment) 
They quoted me .00160 MF -I told them .00140- I have perfect credit! 
Can you calculate lease payment please.
Thank you so much!!!

Cap cost of $59,782

Residual 58%

With the .00160 MF, I get $810/mo.

With the .00140 MF, I get $789/mo

After tax.

jks24

Thank you so much, I do not why I am having trouble with the lease calculator-I usually can work it perfectly, but all these numbers are now confusing me. I truly appreciate this website and all of you Moderators!!!!

Michaell

jks24 said:

Thank you so much, I do not why I am having trouble with the lease calculator-I usually can work it perfectly, but all these numbers are now confusing me. I truly appreciate this website and all of you Moderators!!!!

Build your own calculator:

https://www.edmunds.com/car-leasing/calculate-your-own-lease-payment.html

jwb3rx

Hello, could I please have the current MF and residuals for X5 xdrive 35i as well as then xdrive 50i? 36mo/12k rates please. Thanks!

Michaell

jwb3rx said:

Hello, could I please have the current MF and residuals for X5 xdrive 35i as well as then xdrive 50i? 36mo/12k rates please. Thanks!

.00140 and 57%, both trims.

art234

I just got a quote for a 2017 X5d xdrive. List $71070, cap cost $65070, 36m 15k, $959.87 per month, $1054.87 out of pocket. I assume 0.00140 money factor and 55% residual, is that correct?