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2020 BMW X1 Lease Deals and Prices

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  • Danny_UDanny_U Member Posts: 15
    Hello I'm interested in RV / MF / Incentives on a '20 X1 Sdrive28i loaner with 3600 miles. 33325 zip code. 36/10k
  • kyfdxkyfdx Moderator Posts: 266,064
    Danny_U said:

    Hello I'm interested in RV / MF / Incentives on a '20 X1 Sdrive28i loaner with 3600 miles. 33325 zip code. 36/10k

    .00099 MF and 56% residual
    $500 lease credit

    Loaner mile adjustment applies

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  • marco1chavmarco1chav Member Posts: 23
    Hi - Interested in the following;
    Residual and MF for 2021 X1 sDrive28i and 2021 X1 xDrive28i
    Months/Miles: 36/15k
    Zip Code: 20166
    For the month of Septemper?
    Any incentives for 20166?

    Thanks in advance!
  • kyfdxkyfdx Moderator Posts: 266,064

    Hi - Interested in the following;
    Residual and MF for 2021 X1 sDrive28i and 2021 X1 xDrive28i
    Months/Miles: 36/15k
    Zip Code: 20166
    For the month of Septemper?
    Any incentives for 20166?

    Thanks in advance!

    Please re-post in the 2021 model discussion, here:
    https://forums.edmunds.com/discussion/62753/bmw/x1/2021-bmw-x1-lease-deals-and-prices#latest

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  • kilo16kilo16 Member Posts: 11
    Hi!

    Looking for following for September:

    - Residual and MF for 2020 X1 sDrive28i
    - 3 years / 10k a year
    - Incentives?
    - Want to max out MSDs
    - Zip code 90036
  • MichaellMichaell Moderator Posts: 262,624
    kilo16 said:

    Hi!

    Looking for following for September:

    - Residual and MF for 2020 X1 sDrive28i
    - 3 years / 10k a year
    - Incentives?
    - Want to max out MSDs
    - Zip code 90036

    .00099 and 56%
    $500 lease incentive

    .00064 after MSDs

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  • xoeastxoeast Member Posts: 13
    Hello, looking for MF and residual on a retired loaner 2020 xDrive28i (dealer's stated mileage is 21 though I wonder if that's possible). Considering 36/12k, 24/12k --how does RV change if I increase or decrease miles? Turning in my 3rd consecutive BMW lease so qualify for loyalty and wondering about any other current incentives. Zip is 94609

    Thank you!
  • kyfdxkyfdx Moderator Posts: 266,064
    xoeast said:

    Hello, looking for MF and residual on a retired loaner 2020 xDrive28i (dealer's stated mileage is 21 though I wonder if that's possible). Considering 36/12k, 24/12k --how does RV change if I increase or decrease miles? Turning in my 3rd consecutive BMW lease so qualify for loyalty and wondering about any other current incentives. Zip is 94609

    Thank you!

    .00099 MF
    59%/55% residual for 24/36 mo

    $500 lease credit
    $1000 loyalty

    -2% for 15K
    +1% for 10K

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  • sprsnicsprsnic Member Posts: 77
    I don't understand why the payment is still so high? Maybe the salesperson is messing with residual or money factor. Here is what I have so far: This is for s 2020 X1 xdrive in 95123:
    MSRP: 44945 they have discounted it to 36945 (that includes rebates and their discounts)
    36 month lease at 12k per year with $3500 drive off, payment is $505. I'm trying to get payment at $400 or close to it. What do you think?
  • kyfdxkyfdx Moderator Posts: 266,064
    sprsnic said:

    I don't understand why the payment is still so high? Maybe the salesperson is messing with residual or money factor. Here is what I have so far: This is for s 2020 X1 xdrive in 95123:
    MSRP: 44945 they have discounted it to 36945 (that includes rebates and their discounts)
    36 month lease at 12k per year with $3500 drive off, payment is $505. I'm trying to get payment at $400 or close to it. What do you think?

    The X1 has low residuals, so you'll never get a "great" payment.
    It's also likely the dealer is marking up the money factor.

    Do you have the adjusted CAP cost?

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  • sprsnicsprsnic Member Posts: 77
    i don't have cap cost...what should money factor and residual be for X1 xdrive 2020 in 95123 for 36mth/12k miles and 36mth/10k miles?
  • kyfdxkyfdx Moderator Posts: 266,064
    sprsnic said:

    i don't have cap cost...what should money factor and residual be for X1 xdrive 2020 in 95123 for 36mth/12k miles and 36mth/10k miles?

    36/12
    .00099 MF and 55% residual
    $500 lease credit

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  • sprsnicsprsnic Member Posts: 77
    What are lease MF and Residual for 2021 X1 sdrive in 95213 for 36 mth/12k miles?
  • MichaellMichaell Moderator Posts: 262,624
    sprsnic said:

    What are lease MF and Residual for 2021 X1 sdrive in 95213 for 36 mth/12k miles?

    .00099 and 56%
    No incentives

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  • jeisensc1jeisensc1 Member Posts: 59
    Requesting the residual, MF, and incentives for zip code 02026

    2020 BMW X1 xDrive 36 months / 7500 miles

    Thanks in advance!
  • MichaellMichaell Moderator Posts: 262,624
    jeisensc1 said:

    Requesting the residual, MF, and incentives for zip code 02026

    2020 BMW X1 xDrive 36 months / 7500 miles

    Thanks in advance!

    36/10
    .00099 and 56%
    No incentives

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  • xoeastxoeast Member Posts: 13
    Hi, do you have numbers for October yet? I'm being offered the following:
    2020 X1 sDrive (retired loaner with 2775 miles on it) for a 36/12:

    MSRP $40,045
    Sale price $34,499
    Rebate -$1,000
    Net cap cost $33,499
    Residual 0.56
    MF 0.00139

    Fees (paid up front) $1,106.65 + first month's payment
    In my zip of 94609 they're quoting payments of $447.91. I get $420.98.

    I'd like to continue to work the deal but I also know they're marking up the money factor --EVERY dealer I've contacted so far in Northern California has quoted 0.00139. Do you have any suggestions about that?

    Ideally, I'd like the $1,500 loyalty rebate (I'm turning in a lease) and the national MF of 0.00099 if they're still available. I'd also like to make sure they waive some curb rash on two of my wheels and I have one more payment (<$380) due on my current lease due 10/7 that I'd also like to be forgiven if I buy this week. Are these reasonable asks?

    Thanks!
  • jeisensc1jeisensc1 Member Posts: 59
    Michaell said:

    jeisensc1 said:

    Requesting the residual, MF, and incentives for zip code 02026

    2020 BMW X1 xDrive 36 months / 10,000 miles

    Thanks in advance!

    36/10
    .00099 and 56%
    No incentives
    Hello! Was not able to close a deal in September, hoping I can re-up this ask for October? Thank you!
  • MichaellMichaell Moderator Posts: 262,624
    xoeast said:

    Hi, do you have numbers for October yet? I'm being offered the following:
    2020 X1 sDrive (retired loaner with 2775 miles on it) for a 36/12:

    MSRP $40,045
    Sale price $34,499
    Rebate -$1,000
    Net cap cost $33,499
    Residual 0.56
    MF 0.00139

    Fees (paid up front) $1,106.65 + first month's payment
    In my zip of 94609 they're quoting payments of $447.91. I get $420.98.

    I'd like to continue to work the deal but I also know they're marking up the money factor --EVERY dealer I've contacted so far in Northern California has quoted 0.00139. Do you have any suggestions about that?

    Ideally, I'd like the $1,500 loyalty rebate (I'm turning in a lease) and the national MF of 0.00099 if they're still available. I'd also like to make sure they waive some curb rash on two of my wheels and I have one more payment (

    New October programs
    .00082 and 55%
    $500 lease credit

    I'm sure that the lack of inventory is allowing dealers to play hard ball with the MF and discounting. Not sure what your options are - shop in SoCal?

    In a normal selling environment, your asks are reasonable. But, this is anything but normal.

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  • MichaellMichaell Moderator Posts: 262,624
    jeisensc1 said:

    Michaell said:

    jeisensc1 said:

    Requesting the residual, MF, and incentives for zip code 02026

    2020 BMW X1 xDrive 36 months / 10,000 miles

    Thanks in advance!

    36/10
    .00099 and 56%
    No incentives
    Hello! Was not able to close a deal in September, hoping I can re-up this ask for October? Thank you!
    .00082 and 56%
    No incentives

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  • xoeastxoeast Member Posts: 13
    Michaell said:

    xoeast said:

    Hi, do you have numbers for October yet? I'm being offered the following:
    2020 X1 sDrive (retired loaner with 2775 miles on it) for a 36/12:

    MSRP $40,045
    Sale price $34,499
    Rebate -$1,000
    Net cap cost $33,499
    Residual 0.56
    MF 0.00139

    Fees (paid up front) $1,106.65 + first month's payment
    In my zip of 94609 they're quoting payments of $447.91. I get $420.98.

    I'd like to continue to work the deal but I also know they're marking up the money factor --EVERY dealer I've contacted so far in Northern California has quoted 0.00139. Do you have any suggestions about that?

    Ideally, I'd like the $1,500 loyalty rebate (I'm turning in a lease) and the national MF of 0.00099 if they're still available. I'd also like to make sure they waive some curb rash on two of my wheels and I have one more payment (

    New October programs
    .00082 and 55%
    $500 lease credit

    I'm sure that the lack of inventory is allowing dealers to play hard ball with the MF and discounting. Not sure what your options are - shop in SoCal?

    In a normal selling environment, your asks are reasonable. But, this is anything but normal.
    Thanks for that advice. I have been offered the following, would love to know if I'm missing something crucial:

    2020 X1 sDrive (retired loaner ~4,000 miles), 36/12
    MSRP $41,945
    Adj cap cost $33,277
    Residual 56%
    Buying down their marked up money factor (0.00122) to 0.00087 with 7 MSDs
    sales tax 9.25%
    Monthly payment of $350.99

    Total drive off, including MSDs = $3,500. I have one more payment on my current lease so they're offering to credit $300 back to me at signing so I'd actually just pay the $2800 in MSDs plus $400 drive off. They're also going to forgive the curb rash on my wheels.

    Seems like an okay deal --anything I'm missing?

    Thanks!


  • kyfdxkyfdx Moderator Posts: 266,064
    xoeast said:

    Michaell said:

    xoeast said:

    Hi, do you have numbers for October yet? I'm being offered the following:
    2020 X1 sDrive (retired loaner with 2775 miles on it) for a 36/12:

    MSRP $40,045
    Sale price $34,499
    Rebate -$1,000
    Net cap cost $33,499
    Residual 0.56
    MF 0.00139

    Fees (paid up front) $1,106.65 + first month's payment
    In my zip of 94609 they're quoting payments of $447.91. I get $420.98.

    I'd like to continue to work the deal but I also know they're marking up the money factor --EVERY dealer I've contacted so far in Northern California has quoted 0.00139. Do you have any suggestions about that?

    Ideally, I'd like the $1,500 loyalty rebate (I'm turning in a lease) and the national MF of 0.00099 if they're still available. I'd also like to make sure they waive some curb rash on two of my wheels and I have one more payment (

    New October programs
    .00082 and 55%
    $500 lease credit

    I'm sure that the lack of inventory is allowing dealers to play hard ball with the MF and discounting. Not sure what your options are - shop in SoCal?

    In a normal selling environment, your asks are reasonable. But, this is anything but normal.
    Thanks for that advice. I have been offered the following, would love to know if I'm missing something crucial:

    2020 X1 sDrive (retired loaner ~4,000 miles), 36/12
    MSRP $41,945
    Adj cap cost $33,277
    Residual 56%
    Buying down their marked up money factor (0.00122) to 0.00087 with 7 MSDs
    sales tax 9.25%
    Monthly payment of $350.99

    Total drive off, including MSDs = $3,500. I have one more payment on my current lease so they're offering to credit $300 back to me at signing so I'd actually just pay the $2800 in MSDs plus $400 drive off. They're also going to forgive the curb rash on my wheels.

    Seems like an okay deal --anything I'm missing?

    Thanks!


    The marked up MF isn't good, but your result is good. That might be the best deal we've seen on a 2020 X1,

    Congrats!

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  • xoeastxoeast Member Posts: 13
    kyfdx said:

    xoeast said:

    Michaell said:

    xoeast said:

    Hi, do you have numbers for October yet? I'm being offered the following:
    2020 X1 sDrive (retired loaner with 2775 miles on it) for a 36/12:

    MSRP $40,045
    Sale price $34,499
    Rebate -$1,000
    Net cap cost $33,499
    Residual 0.56
    MF 0.00139

    Fees (paid up front) $1,106.65 + first month's payment
    In my zip of 94609 they're quoting payments of $447.91. I get $420.98.

    I'd like to continue to work the deal but I also know they're marking up the money factor --EVERY dealer I've contacted so far in Northern California has quoted 0.00139. Do you have any suggestions about that?

    Ideally, I'd like the $1,500 loyalty rebate (I'm turning in a lease) and the national MF of 0.00099 if they're still available. I'd also like to make sure they waive some curb rash on two of my wheels and I have one more payment (

    New October programs
    .00082 and 55%
    $500 lease credit

    I'm sure that the lack of inventory is allowing dealers to play hard ball with the MF and discounting. Not sure what your options are - shop in SoCal?

    In a normal selling environment, your asks are reasonable. But, this is anything but normal.
    Thanks for that advice. I have been offered the following, would love to know if I'm missing something crucial:

    2020 X1 sDrive (retired loaner ~4,000 miles), 36/12
    MSRP $41,945
    Adj cap cost $33,277
    Residual 56%
    Buying down their marked up money factor (0.00122) to 0.00087 with 7 MSDs
    sales tax 9.25%
    Monthly payment of $350.99

    Total drive off, including MSDs = $3,500. I have one more payment on my current lease so they're offering to credit $300 back to me at signing so I'd actually just pay the $2800 in MSDs plus $400 drive off. They're also going to forgive the curb rash on my wheels.

    Seems like an okay deal --anything I'm missing?

    Thanks!


    The marked up MF isn't good, but your result is good. That might be the best deal we've seen on a 2020 X1,

    Congrats!
    That was what I was thinking too. Glad to know I'm not missing anything. Thanks for the reassurance and for all your help!
  • holmitanholmitan Member Posts: 66

    Looking for following

    - Residual and MF for 2020 X1 xDrive28i
    - 36/12
    - lease Incentives?
    - Zip code 84094
  • kyfdxkyfdx Moderator Posts: 266,064
    holmitan said:


    Looking for following

    - Residual and MF for 2020 X1 xDrive28i
    - 36/12
    - lease Incentives?
    - Zip code 84094

    .00082 MF and 55% residual
    No lease incentives

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  • LeasrLeasr Member Posts: 6
    Hello, can I have current residual, mf, and incentives on 2020 X1 xDrive28i 36/10 zip: 94555?
  • MichaellMichaell Moderator Posts: 262,624
    Leasr said:

    Hello, can I have current residual, mf, and incentives on 2020 X1 xDrive28i 36/10 zip: 94555?

    .00082 and 56%
    $500 lease credit

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  • TEREATEREA Member Posts: 6
    Hi Everyone, I know this is a forum for lease - but I am looking at purchase. I am not always great with numbers so I would appreciate any feedback on the below offer and what I could say back to make this better:

    MSRP Retail - $45150
    Discount - $3000
    Sale Price- $42150
    Total Finance Aftermarkets- $299
    Net Trade Allowance - (- $7700)
    Total Taxes - $ 2746.25
    Total License and Fees $353
    $ealer Conveyance Fee $799
    Total Cash Price $$46346.25
    Rebates $2500
    Amount Financed $36147.25

    Total Monthly Payment (Zero Down other than Trade) - $648.64

    Total Savings (so they say)- 5500

    Also- I was told to add the wheel and tire protection but they say I can’t do that without paying for the entire warranty $2,581- true??

    Thanks so much to anyone who can provide some feedback!!! :)

  • kyfdxkyfdx Moderator Posts: 266,064
    TEREA said:

    Hi Everyone, I know this is a forum for lease - but I am looking at purchase. I am not always great with numbers so I would appreciate any feedback on the below offer and what I could say back to make this better:

    MSRP Retail - $45150
    Discount - $3000
    Sale Price- $42150
    Total Finance Aftermarkets- $299
    Net Trade Allowance - (- $7700)
    Total Taxes - $ 2746.25
    Total License and Fees $353
    $ealer Conveyance Fee $799
    Total Cash Price $$46346.25
    Rebates $2500
    Amount Financed $36147.25

    Total Monthly Payment (Zero Down other than Trade) - $648.64

    Total Savings (so they say)- 5500

    Also- I was told to add the wheel and tire protection but they say I can’t do that without paying for the entire warranty $2,581- true??

    Thanks so much to anyone who can provide some feedback!!! :)

    $3000 off seems decent, but of course, they've added an $800 fee of no value, and "aftermarkets" of $300 (something else of dubious value?). That makes the effective discount just $1900.

    Only you know if your trade-in allowance is a good one.

    Aftermarket insurance policies for tires/wheels are generally a bad buy, in any case. Since you are owning, rather than leasing, it is almost always better to pay for those items as they occur.

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  • msaeed3msaeed3 Member Posts: 18
    Hello! Could I please have the residual, MF, and any incentives/rebates/offers for a 2020 BMW X1 sDrive28i for zip code 30043 for a 36 month / 12,000 mile lease. Thanks!
  • MichaellMichaell Moderator Posts: 262,624
    msaeed3 said:

    Hello! Could I please have the residual, MF, and any incentives/rebates/offers for a 2020 BMW X1 sDrive28i for zip code 30043 for a 36 month / 12,000 mile lease. Thanks!

    .00082 and 55%
    No incentives

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  • msaeed3msaeed3 Member Posts: 18
    Michaell said:

    msaeed3 said:

    Hello! Could I please have the residual, MF, and any incentives/rebates/offers for a 2020 BMW X1 sDrive28i for zip code 30043 for a 36 month / 12,000 mile lease. Thanks!

    .00082 and 55%
    No incentives
    Thanks!!!
  • XiaofeiXiaofei Member Posts: 7
    edited October 2020
    Could I get RV/MF on 2020 X1 sDrive28i and any incentives for October? 36/12k. Zip 12204. Thank you.
  • kyfdxkyfdx Moderator Posts: 266,064
    Xiaofei said:

    Could I get RV/MF on 2020 X1 sDrive28i and any incentives for October? 36/12k. Zip 12204. Thank you.

    .00082 MF and 55% residual
    $500 lease credit

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  • dad1983dad1983 Member Posts: 12
    Hi, just sharing. Leased a 2020 X1 sDrive demo this weekend (36/10) with 4339 miles.

    MSRP 40445
    Net Sell Price 32250 (I think lease credit + penfed for incentives)

    0 Down, paid all inception fees including tax, max MSDs

    Monthly 319

    Thank for all the work you guys do here.
  • kyfdxkyfdx Moderator Posts: 266,064
    dad1983 said:

    Hi, just sharing. Leased a 2020 X1 sDrive demo this weekend (36/10) with 4339 miles.

    MSRP 40445
    Net Sell Price 32250 (I think lease credit + penfed for incentives)

    0 Down, paid all inception fees including tax, max MSDs

    Monthly 319

    Thank for all the work you guys do here.

    Congrats! Thanks for the report.

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  • koljan26koljan26 Member Posts: 93
    Hello,
    Can you please provide current RV and MF numbers as well as all applicable incentives for 98034, based on 36/10?
    Thanks!
  • kyfdxkyfdx Moderator Posts: 266,064
    koljan26 said:

    Hello,
    Can you please provide current RV and MF numbers as well as all applicable incentives for 98034, based on 36/10?
    Thanks!

    .00082 MF and 56% residual
    No lease incentives

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  • TaitkenTaitken Member Posts: 3
    Hey! Can I get lease details for 2020 X1 Xdrive28i
    36k/15k miles in 98201
    Thanks!
  • kyfdxkyfdx Moderator Posts: 266,064
    Taitken said:

    Hey! Can I get lease details for 2020 X1 Xdrive28i
    36k/15k miles in 98201
    Thanks!

    .00082 MF and 53% residual
    No lease incentives

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  • zrikerpzrikerp Member Posts: 1
    Hello! Could I please have the residual, MF, and any incentives/rebates/offers for a 2020 BMW X1 sDrive28i for zip code 92705 for a 36 month / 10,000 mile lease. Thanks!
  • MichaellMichaell Moderator Posts: 262,624
    zrikerp said:

    Hello! Could I please have the residual, MF, and any incentives/rebates/offers for a 2020 BMW X1 sDrive28i for zip code 92705 for a 36 month / 10,000 mile lease. Thanks!

    .00082 and 56%
    $500 lease credirt

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  • bosbmcdbosbmcd Member Posts: 31
    Hi, could someone please help with MF, Residual, Incentives on a 2020 X1 xDrive28i Zip Code 02115 for 24mo/10k miles? Thank you!
  • MichaellMichaell Moderator Posts: 262,624
    edited November 2020
    bosbmcd said:

    Hi, could someone please help with MF, Residual, Incentives on a 2020 X1 xDrive28i Zip Code 02115 for 24mo/10k miles? Thank you!

    Our 2020 BMW numbers are missing, at the moment. Not sure if that means the programs have ended, the data is missing, or what....

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  • jeisensc1jeisensc1 Member Posts: 59
    Checking if the lease programs on 2020 x1 xdrive have ended, or available this month?

    If so, can I request the residual, MF, and incentives for a 2020 X1 xdrive for zip code 02026: 36 months / 10k miles

    Thanks in advance!
  • MichaellMichaell Moderator Posts: 262,624
    jeisensc1 said:

    Checking if the lease programs on 2020 x1 xdrive have ended, or available this month?

    If so, can I request the residual, MF, and incentives for a 2020 X1 xdrive for zip code 02026: 36 months / 10k miles

    Thanks in advance!

    .00082 and 56%
    No incentives

    Edmunds Price Checker
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    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • lovecatsornotlovecatsornot Member Posts: 25
    Hi Moderators: Is there any lease incentive including loyalty discount for 2020 x1, zip code 48105? Thank you.
  • stormstorm Member Posts: 4
    Hello, may I have the MF, RV, lease cash, loyalty incentive for 2020 X1 xdrive? 36 month/10k. Zip code 61525, thanks!
  • kyfdxkyfdx Moderator Posts: 266,064

    Hi Moderators: Is there any lease incentive including loyalty discount for 2020 x1, zip code 48105? Thank you.

    36/15
    .00082 MF and 53% residual
    No lease incentive

    No info on loyalty

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • kyfdxkyfdx Moderator Posts: 266,064
    storm said:

    Hello, may I have the MF, RV, lease cash, loyalty incentive for 2020 X1 xdrive? 36 month/10k. Zip code 61525, thanks!

    .00082 MF and 56% residual
    No lease incentive

    No info on loyalty

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

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