2024 BMW X5 Lease Deals, Incentives, Rebates, and Prices

Michaell · January 3

Mattlar said:
Are the 39m lease programs in effect again where the residual is unchanged going from 36-> 39? If so is it on all 3 trims?

There are no 39 month programs, for January.

alij0987 · January 4

I haven't leased a car but you can check online there's a lot of webs that provide sufficient knowledge on this like used car for sale

kyfdx · January 4

Mattlar said:
Are the 39m lease programs in effect again where the residual is unchanged going from 36-> 39? If so is it on all 3 trims?

We don't see the 39 month term, this month

Radmjk · January 4

2024 x5 40i money factor and residual for 36 months / 10k and 12k miles. Zip 48306
Thanks

kyfdx · January 4

Radmjk said:
2024 x5 40i money factor and residual for 36 months / 10k and 12k miles. Zip 48306

Thanks

36/12
.00210 MF and 51% residual

phil1107 · January 4

2024 x5 40i money factor and residual for 36 months / 10k and 12k miles. Zip 77584
Thanks

Also, any APR rates for purchases? Missed the 2.9 apr offer that ended Jan2

Michaell · January 4

phil1107 said:
2024 x5 40i money factor and residual for 36 months / 10k and 12k miles. Zip 77584
Thanks

Also, any APR rates for purchases? Missed the 2.9 apr offer that ended Jan2

36/12
.00210 MF and 51% residual

5.29% APR up to 60 months
5.79% APR for 72 months

dsafian · January 4

Hello gents, Happy New Year!

I'm looking for January numbers for

2024 BMW x5 m60i
zip = 90491

Finance
APR (60mos) with premium credit?
conquest?
factory cash?

Lease Incentives?
MF & residual
36/12k

Are we seeing any discounts on MSRP?

kyfdx · January 4

dsafian said:
Hello gents, Happy New Year!

I'm looking for January numbers for

2024 BMW x5 m60i
zip = 90491

Finance
APR (60mos) with premium credit?
conquest?
factory cash?

Lease Incentives?
MF & residual
36/12k

Are we seeing any discounts on MSRP?

.00210 MF and 51% residual
No lease incentives

2.99% APR up to 60 months
3.49% APR for 72 months

See the Price Checker link below, for Edmunds research

phil1107 · January 4

kyfdx said:

dsafian said:
Hello gents, Happy New Year!

I'm looking for January numbers for

2024 BMW x5 m60i
zip = 90491

Finance
APR (60mos) with premium credit?
conquest?
factory cash?

Lease Incentives?
MF & residual
36/12k

Are we seeing any discounts on MSRP?

.00210 MF and 51% residual
No lease incentives

2.99% APR up to 60 months
3.49% APR for 72 months

See the Price Checker link below, for Edmunds research

Is that 2.9 area specific? What is considered premier credit? Thank you

Michaell · January 4

phil1107 said:

kyfdx said:

dsafian said:
Hello gents, Happy New Year!

I'm looking for January numbers for

2024 BMW x5 m60i
zip = 90491

Finance
APR (60mos) with premium credit?
conquest?
factory cash?

Lease Incentives?
MF & residual
36/12k

Are we seeing any discounts on MSRP?

.00210 MF and 51% residual
No lease incentives

2.99% APR up to 60 months
3.49% APR for 72 months

See the Price Checker link below, for Edmunds research
Is that 2.9 area specific? What is considered premier credit? Thank you

So far as I know, the APR is national.

I think 740 or higher is top tier credit for BMW

EvergreenDriver · January 4

@EvergreenDriver said:
Please can you share for a 2024 xDrive50e

36 month
10k miles (will likely 7,500 tops)
zip 98116 (Seattle)
Not current BMW owner

(1) Money Factor
(2) Residual Value
(3) Incentives
(4) Rebates
(5) lease credits

Would you be so kind as to provide an update on 1-5 above?

How close to MSRP are these things selling for?

We’re moving towards a potential purchase and the dealership has made the first move. “Just to show you what finance or lease looks like.” Attached

How does this compare to what others are seeing? Any negotiation suggestions?

Thanks a ton for any inputs

P.s. Looks like 2024 rules around lease credits changed.

$7,500 at point of sale for lease credit - if bank pass it on.

Bad news is it looks like BMW are not on the list. Unless I’m reading something wrong. The gov kept mfgs close to their chests, unsurprisingly. May affect our decision to go after an x5 after all. The $7,500 was a strong factor.

Then again maybe BMW will do what Porsche did last year with the Taycan- Porsche provided straight $7,500 discount. Likely to hit their sales numbers for the market.

https://www.npr.org/2023/12/28/1219158071/ev-electric-vehicles-tax-credit-car-shopping-tesla-ford-vw-gm

https://fueleconomy.gov/feg/tax2023.shtml#requirements

Michaell · January 4

EvergreenDriver said:

@EvergreenDriver said:

Please can you share for a 2024 xDrive50e

36 month

10k miles (will likely 7,500 tops)

zip 98116 (Seattle)

Not current BMW owner

(1) Money Factor

(2) Residual Value

(3) Incentives

(4) Rebates

(5) lease credits

Would you be so kind as to provide an update on 1-5 above?

How close to MSRP are these things selling for?

We’re moving towards a potential purchase and the dealership has made the first move. “Just to show you what finance or lease looks like.” Attached

How does this compare to what others are seeing? Any negotiation suggestions?

Thanks a ton for any inputs

P.s. Looks like 2024 rules around lease credits changed.

$7,500 at point of sale for lease credit - if bank pass it on.

Bad news is it looks like BMW are not on the list. Unless I’m reading something wrong. The gov kept mfgs close to their chests, unsurprisingly. May affect our decision to go after an x5 after all. The $7,500 was a strong factor.

Then again maybe BMW will do what Porsche did last year with the Taycan- Porsche provided straight $7,500 discount. Likely to hit their sales numbers for the market.

https://www.npr.org/2023/12/28/1219158071/ev-electric-vehicles-tax-credit-car-shopping-tesla-ford-vw-gm

https://fueleconomy.gov/feg/tax2023.shtml#requirements

36/10
.00210 MF
52% RV
No lease incentives

Use the Price Checker link, below, for Edmunds research.

BMW has never offered the $7500 incentive on the X5 PHEV; I doubt they are going to start now.

scottny2016 · January 6

Hi Michaell,

May I please have the MF and residual for a 2024 x5 drive 36/10k lease? Zip is 07656. Thank you!

Michaell · January 6

scottny2016 said:
Hi Michaell,

May I please have the MF and residual for a 2024 x5 drive 36/10k lease? Zip is 07656. Thank you!

.00210 MF and 52% RV

scottny2016 · January 7

Hi Michaell,

I greatly appreciate all the help you've provided to me over the many years of buying/leasing cars. I have a question that I was hoping you could help me with. I received the following quote from a dealer in North Jersey for a 2024 x5 40i xdrive 10k/36 mo. lease.

MSRP 88,845 
Adjusted: 82,402 
Perma Plate: $395 
Nitro: $399
Total: $83,196 

Taxable Fees: $925 
Doc Fee: $799 

Tax $3,282 
Non Tax fees: $644 

Balance: $88,847
Lease comes out to: $6,434 down and $1316/mo.

If I run these numbers on a lease calculator, I don't get the numbers they quoted me (assuming money down does not include taxes, first payment and fees). You can see my calculations in the link below.

https://leasehackr.com/calculator?make=BMW&miles=10000&msrp=88845&sales_price=82402&months=36&mf=.00210&msd=0&dp=6434&dealer_fee=2518&acq_fee=0&disp_fee=495&taxed_inc=1000&untaxed_inc=0&rebate=0&resP=52&reg_fee=644&sales_tax=6.625&demo_mileage=0&memo=&tradein=0&fin_sp=0&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=1.85&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&keep_term=60&exp_rv=0&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true

Any idea what I'm doing wrong?

Thank you!

Michaell · January 7

scottny2016 said:
Hi Michaell,

I greatly appreciate all the help you've provided to me over the many years of buying/leasing cars. I have a question that I was hoping you could help me with. I received the following quote from a dealer in North Jersey for a 2024 x5 40i xdrive 10k/36 mo. lease.

MSRP 88,845 
Adjusted: 82,402 
Perma Plate: $395 
Nitro: $399
Total: $83,196 

Taxable Fees: $925 
Doc Fee: $799 

Tax $3,282 
Non Tax fees: $644 

Balance: $88,847
Lease comes out to: $6,434 down and $1316/mo.

If I run these numbers on a lease calculator, I don't get the numbers they quoted me (assuming money down does not include taxes, first payment and fees). You can see my calculations in the link below.

https://leasehackr.com/calculator?make=BMW&miles=10000&msrp=88845&sales_price=82402&months=36&mf=.00210&msd=0&dp=6434&dealer_fee=2518&acq_fee=0&disp_fee=495&taxed_inc=1000&untaxed_inc=0&rebate=0&resP=52&reg_fee=644&sales_tax=6.625&demo_mileage=0&memo=&tradein=0&fin_sp=0&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=1.85&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&keep_term=60&exp_rv=0&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true

Any idea what I'm doing wrong?

Thank you!

Using the MSRP and "Balance" amounts, with the MF and RV I provided above, I get $1468/mo.

I'd want to know the specific breakdown of the $6434 up front - first payment is included, but what else? Likely taxes and some fees - in your link, you assume all of it is going to cap reduction, which is wrong.

Also, what adjusted cap cost is the dealer using for their quote, and how is it different from the numbers you're using?

The Perma Plate, Nitro and Doc Fee adds up to almost $1600 of junk value.

Rribb · January 7

Looking for residual/mf 36 (39?)/10 for a sdrive 40.

Also any finance offers.

Thanks.

kyfdx · January 7

Rribb said:
Looking for residual/mf 36 (39?)/10 for a sdrive 40.

Also any finance offers.

Thanks.

What is your location?

Rribb · January 7

@kyfdx said:
What is your location?

33458

Michaell · January 7

Rribb said:
Looking for residual/mf 36 (39?)/10 for a sdrive 40.

Also any finance offers.

Thanks.

Rribb said:

@kyfdx said:

What is your location?

33458

36/10
.00210 and 52%

5.29% 60 months
5.79% 72 months

klydellt · January 8

How much does BMW allow the dealer to inflate the 72 month 3.49% interest rate on a 2024 X5 M60?

kyfdx · January 8

klydellt said:
How much does BMW allow the dealer to inflate the 72 month 3.49% interest rate on a 2024 X5 M60?

Not positive, but at least 1%

tomdzh · January 8

May I get the money factor and residual for 2024 x5 40i, 36/10k? Any leasing credit or loyalty? Zip code: 98004. Thanks!

Michaell · January 8

tomdzh said:
May I get the money factor and residual for 2024 x5 40i, 36/10k? Any leasing credit or loyalty? Zip code: 98004. Thanks!

.00210 and 52%
No lease incentives
$1000 loyalty

andyflys · January 9

Hello, can I get MF/ Residual on a 2024 BMW X5 xDrive50e w/ M Sport Package 36/12k zip 80109?

kyfdx · January 9

andyflys said:
Hello, can I get MF/ Residual on a 2024 BMW X5 xDrive50e w/ M Sport Package 36/12k zip 80109?

.00210 MF and 51% residual

dsafian · January 10

kyfdx said:

dsafian said:
Hello gents, Happy New Year!

I'm looking for January numbers for

2024 BMW x5 m60i
zip = 90491

Finance
APR (60mos) with premium credit?
conquest?
factory cash?

Lease Incentives?
MF & residual
36/12k

Are we seeing any discounts on MSRP?

.00210 MF and 51% residual
No lease incentives

2.99% APR up to 60 months
3.49% APR for 72 months

See the Price Checker link below, for Edmunds research

Hello Gents,

I have ordered the BMW x5 m60i, and it's now in the dealer. There are no factory incentives on this vehicle, except $1000 loyalty which my client doesn't qualify for.

Using the Edmunds price checker you are suggesting a $93k+ price on the vehicle, but how are you coming up with this number? the MSRP on this particular build is $99k+.

While there is no markup I am seeing a 1.5% discount from the dealer - just not sure how your metrics get to a $93k price?

kyfdx · January 10

dsafian said:

kyfdx said:

dsafian said:
Hello gents, Happy New Year!

I'm looking for January numbers for

2024 BMW x5 m60i
zip = 90491

Finance
APR (60mos) with premium credit?
conquest?
factory cash?

Lease Incentives?
MF & residual
36/12k

Are we seeing any discounts on MSRP?

.00210 MF and 51% residual
No lease incentives

2.99% APR up to 60 months
3.49% APR for 72 months

See the Price Checker link below, for Edmunds research
Hello Gents,

I have ordered the BMW x5 m60i, and it's now in the dealer. There are no factory incentives on this vehicle, except $1000 loyalty which my client doesn't qualify for.

Using the Edmunds price checker you are suggesting a $93k+ price on the vehicle, but how are you coming up with this number? the MSRP on this particular build is $99k+.

While there is no markup I am seeing a 1.5% discount from the dealer - just not sure how your metrics get to a $93k price?

We don't have anything to do with the Price Checker info. No insight into how they come up with the numbers.

derek2014 · January 10

Hello, can I please get MF/ Residual on a 2024 BMW X5 xDrive40i, 36/10k, zip 10583, as well as finance offers? Thanks.

Michaell · January 10

derek2014 said:
Hello, can I please get MF/ Residual on a 2024 BMW X5 xDrive40i, 36/10k, zip 10583, as well as finance offers? Thanks.

.00210 and 52%
No lease incentives

5.29% 60 months
5.79% 72 months

Snackvee · January 10

May I have MF , residual, and loyalty/incentives for 2024 x5 m60, zip 07751
Are there any financing specials available?

Thank you

Michaell · January 10

Snackvee said:
May I have MF , residual, and loyalty/incentives for 2024 x5 m60, zip 07751

Are there any financing specials available?

Thank you

36/15
.00210 MF and 49% RV

5.29% 60 months
5.79% 72 months

dsafian · January 10

kyfdx said:

dsafian said:
Hello gents, Happy New Year!

I'm looking for January numbers for

2024 BMW x5 m60i
zip = 90491

Finance
APR (60mos) with premium credit?
conquest?
factory cash?

Lease Incentives?
MF & residual
36/12k

Are we seeing any discounts on MSRP?

.00210 MF and 51% residual
No lease incentives

2.99% APR up to 60 months
3.49% APR for 72 months

See the Price Checker link below, for Edmunds research

Hello - dealer is coming back with 60 months @ 5.29% APR
- has it changed since jan. 4 when you gave me the numbers 60 months @ 2.99%??

Michaell · January 10

dsafian said:

kyfdx said:

dsafian said:
Hello gents, Happy New Year!

I'm looking for January numbers for

2024 BMW x5 m60i
zip = 90491

Finance
APR (60mos) with premium credit?
conquest?
factory cash?

Lease Incentives?
MF & residual
36/12k

Are we seeing any discounts on MSRP?

.00210 MF and 51% residual
No lease incentives

2.99% APR up to 60 months
3.49% APR for 72 months

See the Price Checker link below, for Edmunds research
Hello - dealer is coming back with 60 months @ 5.29% APR
- has it changed since jan. 4 when you gave me the numbers 60 months @ 2.99%??

5.29% is the current 60 month APR

oghowie · January 11

Michaell said:

Snackvee said:
May I have MF , residual, and loyalty/incentives for 2024 x5 m60, zip 07751

Are there any financing specials available?

Thank you

36/15
.00210 MF and 49% RV

5.29% 60 months
5.79% 72 months

Looks like those rates got a lot worse for January. 😳

kyfdx · January 11

oghowie said:

Michaell said:

Snackvee said:
May I have MF , residual, and loyalty/incentives for 2024 x5 m60, zip 07751

Are there any financing specials available?

Thank you

36/15
.00210 MF and 49% RV

5.29% 60 months
5.79% 72 months
Looks like those rates got a lot worse for January. 😳

They had specials in December. This rate is going back to the rate they've had for a few months before that.

derek2014 · January 13

May I have MF , residual, and loyalty/incentives for 2024 x5 xDrive 50e, zip 10583

Are there any financing specials available?

Thank you

kyfdx · January 13

derek2014 said:
May I have MF , residual, and loyalty/incentives for 2024 x5 xDrive 50e, zip 10583

Are there any financing specials available?

Thank you

36/15
.00210 MF and 49% residual
No lease incentives

5.29% for 60 months
5.79% for 72 months

blue49er · January 13

2024 X5 xDrive40i. Could I have the MF and RV for a 36/15 lease? My zip code is 90266. Thanks in advance!

kyfdx · January 13

blue49er said:
2024 X5 xDrive40i. Could I have the MF and RV for a 36/15 lease? My zip code is 90266. Thanks in advance!

.00210 MF and 49% residual
No lease incentives

rubicon7 · January 13

2024 X5 xDrive50e. Can I please have the MF and RV for a 36/7.5 and 10K lease? Zip code is 87122. Thanks in advance!

kyfdx · January 13

rubicon7 said:
2024 X5 xDrive50e. Can I please have the MF and RV for a 36/7.5 and 10K lease? Zip code is 87122. Thanks in advance!

36/10
.00210 MF and 52% residual
No lease incentives

rubicon7 · January 13

kyfdx said:

rubicon7 said:
2024 X5 xDrive50e. Can I please have the MF and RV for a 36/7.5 and 10K lease? Zip code is 87122. Thanks in advance!
36/10
.00210 MF and 52% residual
No lease incentives

Thank you. With that RV it makes more sense to purchase than lease.

kyfdx · January 13

rubicon7 said:

kyfdx said:

rubicon7 said:
2024 X5 xDrive50e. Can I please have the MF and RV for a 36/7.5 and 10K lease? Zip code is 87122. Thanks in advance!
36/10
.00210 MF and 52% residual
No lease incentives
Thank you. With that RV it makes more sense to purchase than lease.

I agree

JESD · January 13

Hello, can I get the MF and RV for X5 xDrive40i 2024, 36/12 for zip 30064. Military, no previous BMWs. Thank you

Michaell · January 13

JESD said:
Hello, can I get the MF and RV for X5 xDrive40i 2024, 36/12 for zip 30064. Military, no previous BMWs. Thank you

.00210 MF and 51% residual
No lease incentives
$500 military

shardul2000 · January 15

Hi Can I get a MF and residual for a 2024 X5 sdrive 4.0i? 36/10 zip code is 92011

Thanks!

Michaell · January 15

shardul2000 said:
Hi Can I get a MF and residual for a 2024 X5 sdrive 4.0i? 36/10 zip code is 92011

Thanks!

.00210 MF and 52% residual
No lease incentives

Gaddiwala · January 15

kyfdx said:
Ask your 2024 X5 lease questions here! Get info about prices, money factor, deals, incentives, and payments.

Hi, what should be the MF and residuals for the YOUR 2024
X5 xDrive40i, and here is the built I am looking to lease for 36 months 12K Zip is Tampa, FL 34638 - https://www.bmwusa.com/build-your-own.html#/studio/f89kw0go/summary

Thanks

2024 BMW X5 Lease Deals, Incentives, Rebates, and Prices

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