2025 Land Rover Defender Lease Deals, Incentives, Rebates, and Prices

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  • kyfdxkyfdx Moderator Posts: 267,604
    mlz2025 said:

    Hello, referring back to my initial post on January 1 for the money factor and residual value for a 2025 Defender X-Dynamic SE P400 in zip code 94070, for 36 months and 15K miles. I'm considering an up-front fully paid lease if that reduces the money factor and/or other fees/charges such as the security deposit or acquisition fee. I'm also wondering what happens if the car is stolen or totaled during the lease term: is there anything similar to "gap" protection in the lease (or that my insurance company can provide) so that I don't lose all of the up-front payment? Thanks!

    If they have a single-pay lease program, then that will lower the money factor. But, we don't have any info on that for them.

    New programs as of today

    36/15: .00223 MF and 57% residual
    39/15: .00225 MF and 55% residual (prob best term)

    In the event of total loss, a single pay lease works like a regular lease. They calculate the payoff, as if you were making monthly payments, and refund you for the payments not yet accrued. Then, GAP insurance works just like a normal lease. You don't have the big risk that you do from large CAP cost reductions

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  • MichaellMichaell Moderator Posts: 264,277
    mlz2025 said:

    Hello, referring back to my initial post on January 1 for the money factor and residual value for a 2025 Defender X-Dynamic SE P400 in zip code 94070, for 36 months and 15K miles. I'm considering an up-front fully paid lease if that reduces the money factor and/or other fees/charges such as the security deposit or acquisition fee. I'm also wondering what happens if the car is stolen or totaled during the lease term: is there anything similar to "gap" protection in the lease (or that my insurance company can provide) so that I don't lose all of the up-front payment? Thanks!

    We don't have any one-pay information for LR, but you should ask your dealer to see if one is available.

    The acquisition fee is never waived.

    The monies you give the bank up front go into an escrow account, and the monthly payment is made from it each month. If the car is stolen or totaled during the lease term, the balance of the escrow account is simply refunded back to you.

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  • GoodboygeorgeGoodboygeorge Member Posts: 1

    2025 Defender 130 S

    P300 or P400

    36/12

    45208

  • danguy426danguy426 Member Posts: 5
    Looking into a 2025 Defender 130 x dynamic. What is the current residual and MF zip code 11501? Thank you
  • MichaellMichaell Moderator Posts: 264,277
    Goodboygeorge said:

    2025 Defender 130 S

    P300 or P400

    36/12

    45208

    P300 - .00230 MF and 63% RV
    P400 - .00150 MF and 57% RV

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  • MichaellMichaell Moderator Posts: 264,277
    danguy426 said:

    Looking into a 2025 Defender 130 x dynamic. What is the current residual and MF zip code 11501? Thank you

    36/15
    .00125 MF and 54% residual

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  • bumblejoshbumblejosh Member Posts: 5

    Looking for MF and residuals for a few scenarios in 11766 for the Defender 110. 12k/15k miles. 36/42/48 months.

    P525 V8 and P400 X Dynamic SE

    Thanks so much.

  • MichaellMichaell Moderator Posts: 264,277
    bumblejosh said:

    Looking for MF and residuals for a few scenarios in 11766 for the Defender 110. 12k/15k miles. 36/42/48 months.

    P525 V8 and P400 X Dynamic SE

    Thanks so much.

    P400
    36/15 - .00223 MF and 57% RV
    42/15 - .00227 MF and 51% RV
    48/15 - .00230 MF and 44% RV

    P525
    .00094 MF and 49% RV
    .00111 MF and 44% RV
    .00122 MF and 38% RV

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  • bumblejoshbumblejosh Member Posts: 5

    Thank you! Can you provide for 12k miles too?

  • MichaellMichaell Moderator Posts: 264,277
    bumblejosh said:

    Thank you! Can you provide for 12k miles too?

    Add 2%

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  • Donno455Donno455 Member Posts: 27
    Hello,

    Looking for MF / RV - zip 92694

    36/10
    39/10

    110 - P400 X Dynamic SE
    130 - P400 X Dynamic SE


    Thanks!
  • MichaellMichaell Moderator Posts: 264,277
    Donno455 said:

    Hello,

    Looking for MF / RV - zip 92694

    36/10
    39/10

    110 - P400 X Dynamic SE
    130 - P400 X Dynamic SE


    Thanks!

    110
    .00223 and 60%
    .00225 and 58%

    130
    .00125 and 57%
    .00133 and 55%

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  • KRF22KRF22 Member Posts: 2
    May I have the MF/Residual/Incentives on a 2025 Defender 110S P300 in zip code 27511?
    36/10 & 36/12
  • kyfdxkyfdx Moderator Posts: 267,604
    KRF22 said:

    May I have the MF/Residual/Incentives on a 2025 Defender 110S P300 in zip code 27511?
    36/10 & 36/12

    36/12: .00289 MF and 63% residual
    39/12: .00289 MF and 62% residual

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  • KRF22KRF22 Member Posts: 2
    Thank you! May I have the MF/Residual/Incentives on a 2025 Defender 110S P300 in zip code 20151?
    36/10 & 36/12
  • kyfdxkyfdx Moderator Posts: 267,604
    KRF22 said:

    Thank you! May I have the MF/Residual/Incentives on a 2025 Defender 110S P300 in zip code 20151?
    36/10 & 36/12

    Land Rover numbers are national

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  • mlz2025mlz2025 Member Posts: 6
    Referring to your January 7 reply to my single-pay lease question: "In the event of total loss, a single pay lease works like a regular lease. They calculate the payoff, as if you were making monthly payments, and refund you for the payments not yet accrued. Then, GAP insurance works just like a normal lease. You don't have the big risk that you do from large CAP cost reductions." Based on this, how should I handle a trade-in? It sounds like I should not apply the trade value as a cap cost reduction (because I wouldn't recover those funds back if the car is a total loss?), but instead simply request a separate check from the dealer for the value of the trade. What do you recommend? Thanks!
  • kyfdxkyfdx Moderator Posts: 267,604
    mlz2025 said:

    Referring to your January 7 reply to my single-pay lease question: "In the event of total loss, a single pay lease works like a regular lease. They calculate the payoff, as if you were making monthly payments, and refund you for the payments not yet accrued. Then, GAP insurance works just like a normal lease. You don't have the big risk that you do from large CAP cost reductions." Based on this, how should I handle a trade-in? It sounds like I should not apply the trade value as a cap cost reduction (because I wouldn't recover those funds back if the car is a total loss?), but instead simply request a separate check from the dealer for the value of the trade. What do you recommend? Thanks!

    That's what I would do. How much equity do you have in the trade?

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  • mlz2025mlz2025 Member Posts: 6
    The trade is worth about $6,800.
  • kyfdxkyfdx Moderator Posts: 267,604
    mlz2025 said:

    The trade is worth about $6,800.

    Are we still talking about a single payment lease? Seems like they could just credit the $6800 to the upfront payment amount, rather than as a CAP cost reduction.

    If they can't, I'd ask them to separate the two transactions. Unless of course, there is some sort of sales tax credit benefit.

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  • mlz2025mlz2025 Member Posts: 6
    Yes, it would be a single payment lease. Once I see the actual paperwork and how they're calculating the sales tax and interest, and crediting the trade-in, it should become clear which option is best.
  • kyfdxkyfdx Moderator Posts: 267,604
    mlz2025 said:

    Yes, it would be a single payment lease. Once I see the actual paperwork and how they're calculating the sales tax and interest, and crediting the trade-in, it should become clear which option is best.

    Good luck. Let us know how it turns out

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  • jcholjchol Member Posts: 33
    Hi, Can I get the January MF, Residual value and Incentives for 2025 Defender 110 P400 X-Dynamic SE please? 36 months, 10K/12K miles, in NJ area (07632). Thank you
  • MichaellMichaell Moderator Posts: 264,277
    jchol said:

    Hi, Can I get the January MF, Residual value and Incentives for 2025 Defender 110 P400 X-Dynamic SE please? 36 months, 10K/12K miles, in NJ area (07632). Thank you

    36/12
    .00223 MF and 59% residual
    No lease incentives

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  • mlz2025mlz2025 Member Posts: 6
    I completed the transaction with the one-payment lease for 36 months and 15,000 miles. Note that this was an order placed last September, not purchased off the lot. It was somewhat difficult to sort out all of the details, and the structure isn't for everyone, but there was a discount on the money factor that made it worthwhile for our circumstances. MSRP for the 110 X-Dynamic SE was $86,890, residual value was $49,527, the selling price was $84,000, and the money factor was .00143. The monthly payment before sales tax was approximately $1,153. Chase has a gap waiver in their lease agreement, and will refund the prorated unearned portion of the upfront payment in the event of a total loss. They treated the trade-in separately, not as a cap cost reduction. Acquisition fee, license, documentation fees, etc. were paid up front as part of the final payment.
  • MichaellMichaell Moderator Posts: 264,277
    mlz2025 said:

    I completed the transaction with the one-payment lease for 36 months and 15,000 miles. Note that this was an order placed last September, not purchased off the lot. It was somewhat difficult to sort out all of the details, and the structure isn't for everyone, but there was a discount on the money factor that made it worthwhile for our circumstances. MSRP for the 110 X-Dynamic SE was $86,890, residual value was $49,527, the selling price was $84,000, and the money factor was .00143. The monthly payment before sales tax was approximately $1,153. Chase has a gap waiver in their lease agreement, and will refund the prorated unearned portion of the upfront payment in the event of a total loss. They treated the trade-in separately, not as a cap cost reduction. Acquisition fee, license, documentation fees, etc. were paid up front as part of the final payment.

    Congrats!

    Thanks for the report.

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  • Easyrider25Easyrider25 Member Posts: 2
    I’m looking to lease a 2025 defender P400 X Dynamic (or possibly a moderate spec Range Rover Sport).

    Turning in a 2023 Defender lease this month.

    Seeking to understand current terms (MF and Residual rates) that I could get based out of 20016?

    30, 33 or 36 months (depends on the sweet spot).
    12K per annum miles
    Typically no money down, expect for first month payment and fees.

    Also, are there currently any discounts to ask for on these vehicle?

    Any advice appreciated.

    Thanks,
    ER2025
  • MichaellMichaell Moderator Posts: 264,277
    Easyrider25 said:

    I’m looking to lease a 2025 defender P400 X Dynamic (or possibly a moderate spec Range Rover Sport).

    Turning in a 2023 Defender lease this month.

    Seeking to understand current terms (MF and Residual rates) that I could get based out of 20016?

    30, 33 or 36 months (depends on the sweet spot).
    12K per annum miles
    Typically no money down, expect for first month payment and fees.

    Also, are there currently any discounts to ask for on these vehicle?

    Any advice appreciated.

    Thanks,
    ER2025

    90, 110, or 130 model?

    Post RR Sport questions in the appropriate discussion.

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  • Easyrider25Easyrider25 Member Posts: 2
    I'm looking for info on the P400 110. Thanks!
  • MichaellMichaell Moderator Posts: 264,277
    Easyrider25 said:

    I’m looking to lease a 2025 defender P400 X Dynamic (or possibly a moderate spec Range Rover Sport).

    Turning in a 2023 Defender lease this month.

    Seeking to understand current terms (MF and Residual rates) that I could get based out of 20016?

    30, 33 or 36 months (depends on the sweet spot).
    12K per annum miles
    Typically no money down, expect for first month payment and fees.

    Also, are there currently any discounts to ask for on these vehicle?

    Any advice appreciated.

    Thanks,
    ER2025

    Easyrider25 said:

    I'm looking for info on the P400 110. Thanks!

    33/12 - .00220 MF and 62% RV
    36/12 - .00223 MF and 59% RV
    39/12 - .00225 MF and 57% RV

    We don't track pricing; use the Price Checker link, below, for Edmunds research.

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  • Driver312Driver312 Member Posts: 40
    edited February 2
    What is MF and RV for P400 and P500, 33,36,39mo./10k in 60510? Thanks!
  • kyfdxkyfdx Moderator Posts: 267,604
    Driver312 said:

    What is MF and RV for P400 and P500, 33,36,39mo./10k in 60510? Thanks!

    90, 110 or 130?

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  • Driver312Driver312 Member Posts: 40
    kyfdx said:

    Driver312 said:

    What is MF and RV for P400 and P500, 33,36,39mo./10k in 60510? Thanks!

    90, 110 or 130?
    Sorry - 110, thanks
  • kyfdxkyfdx Moderator Posts: 267,604
    Driver312 said:

    kyfdx said:

    Driver312 said:

    What is MF and RV for P400 and P500, 33,36,39mo./10k in 60510? Thanks!

    90, 110 or 130?
    Sorry - 110, thanks
    Four choices in P400
    P400 S
    P400 Sedona
    P400 X
    P400 X Dynamic SE

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  • Driver312Driver312 Member Posts: 40
    kyfdx said:

    Driver312 said:

    kyfdx said:

    Driver312 said:

    What is MF and RV for P400 and P500, 33,36,39mo./10k in 60510? Thanks!

    90, 110 or 130?
    Sorry - 110, thanks
    Four choices in P400
    P400 S
    P400 Sedona
    P400 X
    P400 X Dynamic SE
    X Dynamic SE
  • kyfdxkyfdx Moderator Posts: 267,604
    Driver312 said:

    What is MF and RV for P400 and P500, 33,36,39mo./10k in 60510? Thanks!

    P400 X Dyn SE
    .00220 MF and 63% residual
    .00223 MF and 60%
    .00225 MF and 58%

    P500 X Dyn SE
    .00135 MF and 58%
    .00143 MF and 55%
    .00150 MF and 53%

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  • SimbakuiSimbakui Member Posts: 5
    edited February 3

    MF and RV for 110 S p300? Thank you!

  • kyfdxkyfdx Moderator Posts: 267,604
    Simbakui said:

    MF and RV for 110 S p300? Thank you!

    What term and mileage allowance?
    What is your location?

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  • SimbakuiSimbakui Member Posts: 5

    @kyfdx said:
    What term and mileage allowance?
    What is your location?

    36/10k 21085. Thank you!

  • MichaellMichaell Moderator Posts: 264,277
    Simbakui said:

    MF and RV for 110 S p300? Thank you!

    Simbakui said:

    @kyfdx said:

    What term and mileage allowance?

    What is your location?

    36/10k 21085. Thank you!


    .00289 MF and 64% RV

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  • RCKCLMBRRCKCLMBR Member Posts: 2
    Can you please provide the MF and RV for a P400 X Dynamic SE for both a 24/10 and 36/10 term - zip 98607
  • MichaellMichaell Moderator Posts: 264,277
    RCKCLMBR said:

    Can you please provide the MF and RV for a P400 X Dynamic SE for both a 24/10 and 36/10 term - zip 98607

    90, 110, or 130?

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  • defender314defender314 Member Posts: 1
    Can you please provide MF and RV for a Defender 110 400PS. 36/12k - zip 48070
  • kyfdxkyfdx Moderator Posts: 267,604
    defender314 said:

    Can you please provide MF and RV for a Defender 110 400PS. 36/12k - zip 48070

    .00299 MF and 61% residual

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  • RCKCLMBRRCKCLMBR Member Posts: 2
    Michaell said:

    RCKCLMBR said:

    Can you please provide the MF and RV for a P400 X Dynamic SE for both a 24/10 and 36/10 term - zip 98607

    90, 110, or 130?
    sorry 110 - Thank you
  • MichaellMichaell Moderator Posts: 264,277
    RCKCLMBR said:

    Michaell said:

    RCKCLMBR said:

    Can you please provide the MF and RV for a P400 X Dynamic SE for both a 24/10 and 36/10 term - zip 98607

    90, 110, or 130?
    sorry 110 - Thank you
    .00267 MF and 68% RV
    .00223 MF and 60% RV

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  • leasesarehardleasesarehard Member Posts: 2
    edited February 14
    Looking into a 2025 Defender 130 P400 S. What is the current residual and MF zip code 91367?
    36mo / 12k mi
    39mo / 12k mi

    Thank you!
  • MichaellMichaell Moderator Posts: 264,277
    leasesarehard said:

    Looking into a 2025 Defender 130 P400 S. What is the current residual and MF zip code 91367?
    36mo / 12k mi
    39mo / 12k mi

    Thank you!

    .00150 MF and 57% residual
    .00157 MF and 55% residual

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  • Yatesem627Yatesem627 Member Posts: 13

    2025 Defender 130 P400 S
    2025 Defender 130 X-Dynamic SE

    36mos/10k
    30064

  • kyfdxkyfdx Moderator Posts: 267,604
    Yatesem627 said:

    2025 Defender 130 P400 S

    2025 Defender 130 X-Dynamic SE

    36mos/10k

    30064

    .00150 MF and 58% residual
    .00125 MF and 57% residual

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