This week I will get serious with dealers in the Mid-Atlantic. My old lease is up at end of month. Looking to find a great deal on a 2009 G37x coupe with Premium and Nav. Hoping for a win-win by taking excess inventory off of a dealer's lot ahead of the 2010s. (They may not see it that way, but I am sure they will respect me the next morning.) Clearly, the base price of the car, if it is in inventory, looks like at least $7,000 below MRSP according to this forum. One local dealer, who just removed his Internet prices (?), was consistently $7,500 below MRSP.
In this forum, I have seen 2009 money factors and residual rates for similar cars, but not exactly for this coupe. I am likely to go as high as 20k per year for miles, so I would need at least the rates that apply to 15k. Thank you. I am working my calculator furiously. Every ten bucks helps in this economy.
No problem, getzstewie. Infiniti is indeed still providing lease support on the 2009 G37X. Infiniti Financial Services' current buy rate lease money factor and residual value for a 39 month lease of one with 10,000 miles per year are .00125 and 56%.
Car_man Host Prices Paid: Buying & Leasing Experiences Forum
Infiniti Financial Services' January buy rate lease money factor and residual value for a 36 month lease of a 2010 G37 Coupe with 15,000 miles per year are .00202 and 65%, respectively.
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Welcome chirostuff. Since you are new to the world of leasing, you definitely should check out the following informative articles that are available here at Edmunds.com prior to visiting any dealers: 10 Steps to Leasing a New Car and Calculate Your Own Lease Payment.
In short, to me the best way to get an attractive lease is to negotiate as low a selling price as possible. The selling prices of leased vehicles are negotiable, just as if you were paying cash for or financing them. Let us know what this car's selling price is (along with a more detailed description of what trim level you want) and I'm sure that either myself or another helpful community member will let you know what they think.
Car_man Host Prices Paid: Buying & Leasing Experiences Forum
Hi capetocairo. Here's the information for the exact car that you are interested in.
Infiniti Financial Services' January buy rate lease money factor and residual value for a 36 month lease of a 2009 G37X Coupe with 15,000 miles per year are .00176 and 60%, respectively.
Good luck in your quest for a new G Coupe (I personally love this car). Make sure to let us know how everything turns out.
Car_man Host Prices Paid: Buying & Leasing Experiences Forum
gooddeal2 and ghetto2315, thanks very much for your inputs.
Yes, the car was leased for 24months with 15000 miles. It is a G35x (AWD) sedan with Premium/Nav/Tech packages. I currently have 28000 miles on it. I was searching Autotrader.com to find similar vehicles and they are all in the 29000-32000 mark. So, at this point this residual looks like it is better than the other options!
But, I am going to check with my dealer to see if he can work the deal like you guys had mentioned.
BMW540, it is interesting that they offered to lower the price...
Unfortunately, that doesn't seem to be happening in my case. However, the residual seems to be better than the current selling price of the car in the market.. so I might go for it anyhow if my dealer does not help with buying from Infiniti and then reselling it to me.
I do understand what you mean as far as the residuals go. But, I was hoping that I could buy for something more than the auction price but less than the residual. It seems to be out of question now.
The car is a 2008 G35X with Premium/Tech/Nav packages. It has currently got about 28000 miles on it. I was checking for prices on similar vehicles in Autotrader and they seem to be in the 29000 - 32000 mark. CPO's are around 33000. At this point, I am hoping that my dealer would buy it and sell it back to me at a lower cost...
Car Man and/or Sewellgsm, would you know the residual and money factor for a 2009 convertible with premium and nav and 15k miles/yr on a 39 month IFS lease? Also, I'm looking to get the spare tire kit, the wind deflector, the black grill and the rear spoiler with integrated antenna. Are there any less expensive options then the dealers MSRP? Thanks in advance for your help.
Hi, Wonderful people on this sight, thanks for the wealth of information. My last payment on my G35X is Feb 1st. ($498.00). I was wondering if I should go into lease now to be able to save some $$$ with these deals. I was offered a G37X premium pkg MSRP $39.230 36 months 18k miles $515.00 a month including NY tax, $1247.00 total out of pocket + $498.00 last payment. Is that a decent deal? Thanks in advance.
Car_man, You were very kind to help set me up, but things did not go as planned and now I am in turmoil. I went to the Tysons guys in Northern Virginia where they have the most inventory in the region. Several bad things happened. First, I actually spent some time in the cockpit of the car plus driving and found myself disappointed. I know everybody loves this car (and well they should), but I am coming from an M35X. The G37 just seems more cramped (smaller navigation screen, less personal storage, etc) and far less luxurious---lots of hard, cold surfaces. Plus, I had forgotten how modern engines (I used to own vintage MGB-GT's) put the driver much lower versus the hood. It is a matter of taste, I know. Secondly, the one car that intrigued me the most was a red one with the wood interior package. The only wood interior on the lot and the only one in the Mid-Atlantic as far as I can judge by websites. But the dealership had just sold that car to a New York dealer. So, there is some info for you---no wood is left in East Coast 2009 dwindling inventory. Finally, the pricing for this lease was surprisingly not competitive with my Maryland dealership on the G37. This dealership seemed to imply that Infiniti (or at least this dealership) is not worried about moving out their 2009s, so there are no heroic lease supports.
So here is where I stand in chaos. The clock is ticking on my 2008 M35X lease expiration at end of month. I can go with a good lease on this G37x from my current dealer, which is probably just over $600 per month with my high mileage. I can keep my M35x and find financing, but I have some tires and brake/rotor costs ahead of me. There are some 2009 M35x's around and I could consider a new lease on one of those. I could look at 2010 M35's, but the pricing is way up and the car is essentially the same as its prior year models. Finally, I am considering the Hyundai Genesis, which is much the same car as the M35 for a $10k or more reduced sticker price. I know it is sacrilegious to say this, but I wish the G37 was better appointed. With high mileage, I spend a lot of time cruising from town to town as opposed to performance driving. I had thought of the G37 as the sport version of the M35, which in unfair because I think some aspects of the interior are built into the great pricing relative the Lexus and other competition. Driving/engine purists out there probably wish it was stripped down more. Like I said, a matter of taste.
I am waiting on a lease quote on a Genesis before attacking this again. Your thoughts are appreciated. Otherwise, I will at least post the final outcome.
See my post above on my current deal. I honestly think I can knock them down another 5-10 bucks on the monthly payment, but the salesman is a really nice guy and I do have a trade-in. I think you can knock them down even further. I just lined up 3 dealers and play the numbers game for few hours over the phone.
I'm looking to do a 15K lease on a 2009 G37 sedan with premium/nav...possibly a 2010 (with the same options). Can you give me the January IFS figures on each of these vehicles and a decent monthly payments expectation (with only first and fees at signing).
OK...Just did my own calculations with the numbers he gave me and i get $486.61 a month...so where's the extra $30 coming from????? I'll call him back tomorrow, and keep you guys posted..
Well... I did talk to my local dealer about buying this vehicle at auction and selling it back to me. They said that they will try to do that for me but that there is a lot of risk involved. They said that there are 100s of dealers bidding on the vehicle and not just the infiniti dealers. Looking at my car condition he felt that it would attract a lot of bids and that the chances of them getting the vehicle would be slim. If they had to absolutely go for it, then may be I would end up saving about a 1500 from where I am. The dealer doc fee is like 400 and there is shipping costs involved as well. They said the net benefit I might be looking at is $900-800 which may not be worth risking this option as opposed to buying it out if I really liked it. I need help deciding.......
Infiniti dealers don't have a Purchase Program? I work for Mercedes-Benz. Whenever a customer returns a lease, we take it in and it is our (the dealer) discretion if we want to purchase it and sell it as a used car. If we don't, MB just comes and picks-up the car and they are free to do what they want with it. If we (the dealer) like the car and it's clean, relatively low mileage, and not much (if any) work needs to be done, we'll buy it from MB and sell it to be either CPO''d or just sold "As Is" with no CPO Warranty. No other dealer can take it from us.
I'm surpised Infiniti doesn't have a Purchase Program like this...
The finance manager at the dealership told me that if they had to purchase it, it will be at the same residual price as I would pay!
I like this car a lot and I am specific about the color and the options it has. So, it is making the decision to wait on an auction that could slip through a hard one.....
He just threw in free oil changes for the life of the lease.... I think im pulling the trigger next week.....
Final deal.. 2009 g37xs sedan prem, navi and sport. Black on Black new selling price 37,465 money factor 0.001250 residual 54% 515x39 with 1st payment + dmv charges = $800 drive off 15k yr. and free oil changes for the life of the lease..
Does anyone know the January MF and Res % for a 2009 Coupe with Prem 36/15K? Or 39/15K? All the posts above have values for X model. I just want a simple RWD with premium pkg.
MSRP is 40,715 Inv is 37,494 Selling price (per car buying service) is $32,194.
Also I've never leased from Infinit, what should I expect for Acq fee, Dealer fee and doc fees. My latest Mazda lease was 595/799/199. I'm in FL.
Forgive my newbiness, but I'm researching the best way to obtain a nice sedan by paying the lease up front in full... I'm ok with a 2009, as long as its a new car.
I am willing to spend about $15k in cash up front, to avoid financing, etc, and am wondering if the G37X lease can be bought for $15k? What is the total amount of the lease on this car? Is it $15k for 37 months as suggested by a few posts above?
Also, any suggestions to other cars for a $15k total lease package? What does the wisdom here say about the Acura TL, BMW 3, or Mercedes C350?
I'm in the early stages of deciding on a hardtop convertible. Tested the 2009 G37 convertible today at Infiiniti of Tampa and got a lease quote for the vehicle with Premium and Navi packages.I did this with their internet sales guy. Infiniti is currently running a lease offer of $539/mo. with $3999 down on convertibles with Navi/Premium.
Here's the initial quote, but it still seems a tad high to me. This is with $3000 down , drive off amt. on a 39 month lease.
MSRP $50,963 Vehicle Price - 46077 Acquisition Fee - 595 Gross Cap Cost - 46672 Cap Cost Reduction (My $3000 minus the doc fees, 1st month, tax, lice, etc.) - 1385 Adj Cap Cost - 45286
Residual - 30339 Depreciation - 14947 Base Pmt. 558.73 + Mo. Tax of $39.11 Monthly Pmt. - $597.84
Doesn't the residual amount seem kind of high? I also didn't get a money factor included in the quote. I'm kind of new at asking for lease advice so hope I included enough info to get your opinions.
The point is: the higher the residual (what the car is worth at the end of lease), the less of the car you have to pay for...
Higher residuals = lower lease payments..
If your goal is to eventually own the car, then the residual isn't that important. But, in most cases, if that is your goal, then you are better off purchasing in the first place.
Aha. Ok, now I get it. So, ignore what I stated in the original post, I was mistaken. I guess overall, I'm just wondering if the post I made is a deal or no deal.
"I'm just wondering if the post I made is a deal or no deal."
your questioning the high residual suggests that you lack basic understanding of how leasing works.
you can do yourself a big favor if you truly comprehend leasing before you start lease a car. a lot of times people got taken for a ride on leases because they simply don't understand how they work.
"If your goal is to eventually own the car, then the residual isn't that important. But, in most cases, if that is your goal, then you are better off purchasing in the first place."
is not always true.
You can actually lease a car to buy at the end of lease, provided the following things fall in place:
1. Very Low Residual Value 2. Very Low Money Factor 3. Unavailability of funds at this point in time but there is a necessity for the vehicle. You could save up for the down payment at lease end, assuming your lease payment is $100 or so more than the actual payment, which will give you at least $3900 to put down on the car (on a 39 month lease) 4. Some financial institutions offer up to 1.5% off your interest rate if you put down 20% of the car value. So, the lower the residual it helps meet the criteria 5. GAP insurance is part of leasing during the heavy depreciation period 6. You have some special incentives offered by manufacturer towards leasing 7. There is a chance that you could negotiate a lower price at lease end
I leased a 2009 FX35 to buy at lease end. Based on my calculations, the total expenditure that I would have incurred by financing the car for 5 years would only be $600 less than what I would have paid out with the lease + buy option in 75 months!
Also, my payments would stay at or below $600 the entire period as opposed to buying which would have made me put a down payment now and also pay about $750 per month!
So, I would suggest taking into consideration the lease to buy option as well. You need to make sure you look at the numbers and see how it compares to the outright buying option.
Yes, I know I need to learn more about leasing. That is why I'm on this site. I guess I was mistaken by coming to this forum before I was well versed in it. Apparently the only feedback I'm going to get is being chastised for not knowing enough. I'll lurk, but I guess I'll know better than to post here again. :mad:
You helped me a couple years ago, hoping you can do it again...Do you have the MF and Res for the 2009 G37 Convertible? Are the numbers the same for the G37 convertible as the Coupe? Specifically, I'm looking for G37 convertible, 15k or 18k annual miles, 36 months or 39 months. MSRP is $53,345, sales cost is $47,122. I'm in Boston if that's a factor.
"I guess I was mistaken by coming to this forum before I was well versed in it. Apparently the only feedback I'm going to get is being chastised for not knowing enough. "
I am sorry that your ego got hurt.
Just remember that while people hammering you on your ego may not always be your friends, some of those who inflate your ego are your enemy waiting to stab you in the back.
Hi, I'm considering the G37 coupe with premium, maybe AWD, maybe Nav. Has anyone leased a spec like this in NY and what was your price for 36 months 12k miles per year?
Also, what is the "$3,000 marketing support" that goes to 3/31/10 that's mentioned on the myride.com website? I don't see it anywhere on Infiniti's site, myride says it's specifically for the 2010 G37 coupe.
In Ny, tax upfront, dealer des upfront, bank fees, first payment upfront is impossible to avoid, isn't, so no matter what deal you cut you will pay around $4,000 up front, correct? Then, I would guess something like $430 a month without AWD and Nav, and more like $530 a month with AWD and nav.
So, I guess I'm asking, what is your msrp and invoice, your spec, reg coupe or AWD, Nav or no Nav, 36 months, 12K miles, lowest down, monthly cost. Thanks if you know.
By the way, I went to the dealer to get this info and couldn't get it. He was busy, the car sells itself, and he "implied" that unless I was serious to buy now, then he couldn't tell me or give me the best deal and the best price. he said this as if it was a secret bonus, that is, if you commit, then he will discount. I wasn't in the mood to lie, because the truth was, unless I get the best deal, I'm not buying. So now, basically, I'm looking for real world experience with that spec specifically in NY, where I find it really hard to get info that's real and where lease and tax prices appear to be higher than anywhere else. Thanks.
Comments
In this forum, I have seen 2009 money factors and residual rates for similar cars, but not exactly for this coupe. I am likely to go as high as 20k per year for miles, so I would need at least the rates that apply to 15k. Thank you. I am working my calculator furiously. Every ten bucks helps in this economy.
Car_man
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Infiniti Financial Services' January buy rate lease money factor and residual value for a 36 month lease of a 2010 G37 Coupe with 15,000 miles per year are .00202 and 65%, respectively.
Car_man
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Car_man
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In short, to me the best way to get an attractive lease is to negotiate as low a selling price as possible. The selling prices of leased vehicles are negotiable, just as if you were paying cash for or financing them. Let us know what this car's selling price is (along with a more detailed description of what trim level you want) and I'm sure that either myself or another helpful community member will let you know what they think.
Car_man
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Infiniti Financial Services' January buy rate lease money factor and residual value for a 36 month lease of a 2009 G37X Coupe with 15,000 miles per year are .00176 and 60%, respectively.
Good luck in your quest for a new G Coupe (I personally love this car). Make sure to let us know how everything turns out.
Car_man
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Yes, the car was leased for 24months with 15000 miles. It is a G35x (AWD) sedan with Premium/Nav/Tech packages. I currently have 28000 miles on it. I was searching Autotrader.com to find similar vehicles and they are all in the 29000-32000 mark. So, at this point this residual looks like it is better than the other options!
But, I am going to check with my dealer to see if he can work the deal like you guys had mentioned.
Unfortunately, that doesn't seem to be happening in my case. However, the residual seems to be better than the current selling price of the car in the market.. so I might go for it anyhow if my dealer does not help with buying from Infiniti and then reselling it to me.
I do understand what you mean as far as the residuals go. But, I was hoping that I could buy for something more than the auction price but less than the residual. It seems to be out of question now.
The car is a 2008 G35X with Premium/Tech/Nav packages. It has currently got about 28000 miles on it. I was checking for prices on similar vehicles in Autotrader and they seem to be in the 29000 - 32000 mark. CPO's are around 33000. At this point, I am hoping that my dealer would buy it and sell it back to me at a lower cost...
Cost-$37,960
Residual - 55%
MF-.00125
Monthly-$475
$2000 day includes taxes and tags
Wonderful people on this sight, thanks for the wealth of information.
My last payment on my G35X is Feb 1st. ($498.00).
I was wondering if I should go into lease now to be able to save some $$$ with these deals.
I was offered a G37X premium pkg MSRP $39.230
36 months
18k miles
$515.00 a month including NY tax, $1247.00 total out of pocket + $498.00 last payment. Is that a decent deal?
Thanks in advance.
You were very kind to help set me up, but things did not go as planned and now I am in turmoil. I went to the Tysons guys in Northern Virginia where they have the most inventory in the region. Several bad things happened. First, I actually spent some time in the cockpit of the car plus driving and found myself disappointed. I know everybody loves this car (and well they should), but I am coming from an M35X. The G37 just seems more cramped (smaller navigation screen, less personal storage, etc) and far less luxurious---lots of hard, cold surfaces. Plus, I had forgotten how modern engines (I used to own vintage MGB-GT's) put the driver much lower versus the hood. It is a matter of taste, I know. Secondly, the one car that intrigued me the most was a red one with the wood interior package. The only wood interior on the lot and the only one in the Mid-Atlantic as far as I can judge by websites. But the dealership had just sold that car to a New York dealer. So, there is some info for you---no wood is left in East Coast 2009 dwindling inventory. Finally, the pricing for this lease was surprisingly not competitive with my Maryland dealership on the G37. This dealership seemed to imply that Infiniti (or at least this dealership) is not worried about moving out their 2009s, so there are no heroic lease supports.
So here is where I stand in chaos. The clock is ticking on my 2008 M35X lease expiration at end of month. I can go with a good lease on this G37x from my current dealer, which is probably just over $600 per month with my high mileage. I can keep my M35x and find financing, but I have some tires and brake/rotor costs ahead of me. There are some 2009 M35x's around and I could consider a new lease on one of those. I could look at 2010 M35's, but the pricing is way up and the car is essentially the same as its prior year models. Finally, I am considering the Hyundai Genesis, which is much the same car as the M35 for a $10k or more reduced sticker price. I know it is sacrilegious to say this, but I wish the G37 was better appointed. With high mileage, I spend a lot of time cruising from town to town as opposed to performance driving. I had thought of the G37 as the sport version of the M35, which in unfair because I think some aspects of the interior are built into the great pricing relative the Lexus and other competition. Driving/engine purists out there probably wish it was stripped down more. Like I said, a matter of taste.
I am waiting on a lease quote on a Genesis before attacking this again. Your thoughts are appreciated. Otherwise, I will at least post the final outcome.
I'm looking to do a 15K lease on a 2009 G37 sedan with premium/nav...possibly a 2010 (with the same options). Can you give me the January IFS figures on each of these vehicles and a decent monthly payments expectation (with only first and fees at signing).
Live in Houston.
Thanks
MSRP= 42,165
INVOICE= 38,700
Quoted $549/month for 39 months with 15,000 miles a year. 1st payment, dmv and doc fees due at signing. which would be around $750.
Again...Deal or No Deal???? btw..I'am in the NY area. The dealer said he would give it to me at invoice pricing..
new selling price 37,465
money factor 0.001250
residual 54%
515x39 with 1st payment excluding dmv charges
15k yr.
AGAIN..Deal or NO Deal
offered something similar from a dealer in miami
where are u?
I just purchased the car today for 35K instead of leasing. On the lease, I think I could have beat him down another 300-400 bucks.
Lease - 39 Months 15k
Invoice - 39,300
Cost - $37,800
Monthly - $433
MF - 0.00125
Residual - 56%
I'm surpised Infiniti doesn't have a Purchase Program like this...
I like this car a lot and I am specific about the color and the options it has. So, it is making the decision to wait on an auction that could slip through a hard one.....
Final deal..
2009 g37xs sedan prem, navi and sport. Black on Black
new selling price 37,465
money factor 0.001250
residual 54%
515x39 with 1st payment + dmv charges = $800 drive off
15k yr.
and free oil changes for the life of the lease..
MSRP is 40,715
Inv is 37,494
Selling price (per car buying service) is $32,194.
Also I've never leased from Infinit, what should I expect for Acq fee, Dealer fee and doc fees. My latest Mazda lease was 595/799/199. I'm in FL.
Thanks in advance your response
I am willing to spend about $15k in cash up front, to avoid financing, etc, and am wondering if the G37X lease can be bought for $15k? What is the total amount of the lease on this car? Is it $15k for 37 months as suggested by a few posts above?
Also, any suggestions to other cars for a $15k total lease package? What does the wisdom here say about the Acura TL, BMW 3, or Mercedes C350?
Thanks for your help and guidance.
M
Thanks!
Here's the initial quote, but it still seems a tad high to me. This is with $3000 down , drive off amt. on a 39 month lease.
MSRP $50,963
Vehicle Price - 46077
Acquisition Fee - 595
Gross Cap Cost - 46672
Cap Cost Reduction (My $3000 minus the doc fees, 1st month, tax, lice, etc.) - 1385
Adj Cap Cost - 45286
Residual - 30339
Depreciation - 14947
Base Pmt. 558.73 + Mo. Tax of $39.11
Monthly Pmt. - $597.84
Doesn't the residual amount seem kind of high? I also didn't get a money factor included in the quote. I'm kind of new at asking for lease advice so hope I included enough info to get your opinions.
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if you are concerned about that, leasing just isn't for you.
Higher residuals = lower lease payments..
If your goal is to eventually own the car, then the residual isn't that important. But, in most cases, if that is your goal, then you are better off purchasing in the first place.
regards,
kyfdx
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your questioning the high residual suggests that you lack basic understanding of how leasing works.
you can do yourself a big favor if you truly comprehend leasing before you start lease a car. a lot of times people got taken for a ride on leases because they simply don't understand how they work.
Your statement:
"If your goal is to eventually own the car, then the residual isn't that important. But, in most cases, if that is your goal, then you are better off purchasing in the first place."
is not always true.
You can actually lease a car to buy at the end of lease, provided the following things fall in place:
1. Very Low Residual Value
2. Very Low Money Factor
3. Unavailability of funds at this point in time but there is a necessity for the vehicle. You could save up for the down payment at lease end, assuming your lease payment is $100 or so more than the actual payment, which will give you at least $3900 to put down on the car (on a 39 month lease)
4. Some financial institutions offer up to 1.5% off your interest rate if you put down 20% of the car value. So, the lower the residual it helps meet the criteria
5. GAP insurance is part of leasing during the heavy depreciation period
6. You have some special incentives offered by manufacturer towards leasing
7. There is a chance that you could negotiate a lower price at lease end
I leased a 2009 FX35 to buy at lease end. Based on my calculations, the total expenditure that I would have incurred by financing the car for 5 years would only be $600 less than what I would have paid out with the lease + buy option in 75 months!
Also, my payments would stay at or below $600 the entire period as opposed to buying which would have made me put a down payment now and also pay about $750 per month!
So, I would suggest taking into consideration the lease to buy option as well. You need to make sure you look at the numbers and see how it compares to the outright buying option.
You helped me a couple years ago, hoping you can do it again...Do you have the MF and Res for the 2009 G37 Convertible? Are the numbers the same for the G37 convertible as the Coupe? Specifically, I'm looking for G37 convertible, 15k or 18k annual miles, 36 months or 39 months. MSRP is $53,345, sales cost is $47,122. I'm in Boston if that's a factor.
Thanks for your help!
I am sorry that your ego got hurt.
Just remember that while people hammering you on your ego may not always be your friends, some of those who inflate your ego are your enemy waiting to stab you in the back.
Good luck.
The other dealers where 40 dollars more per month on LEASE
Am I missing something? here below is the quote from NJ dealer. I have read the lease buying guide and used the calculator
2009 Infiniti Coupe AWD Journey with Premium and Navigation Packages
MSRP: $44825.00
Internet Selling Price $39661.00
Total Savings $5164.00
Money Factor .00191
Cap cost reduction is 152.00
Residual .51 60%
Bank fee $595.00
Sales tax for 19002 9% (PA)
$1000 down
39 months/10K
$499.42 per month
39 months/12K
511.89 per month
You can find good information on leasing here: Edmunds Leasing Tips
Also, you can try posting here or here.
Also... always feel free to ignore any post that you don't like!
regards,
kyfdx
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Also, what is the "$3,000 marketing support" that goes to 3/31/10 that's mentioned on the myride.com website? I don't see it anywhere on Infiniti's site, myride says it's specifically for the 2010 G37 coupe.
In Ny, tax upfront, dealer des upfront, bank fees, first payment upfront is impossible to avoid, isn't, so no matter what deal you cut you will pay around $4,000 up front, correct? Then, I would guess something like $430 a month without AWD and Nav, and more like $530 a month with AWD and nav.
So, I guess I'm asking, what is your msrp and invoice, your spec, reg coupe or AWD, Nav or no Nav, 36 months, 12K miles, lowest down, monthly cost. Thanks if you know.
By the way, I went to the dealer to get this info and couldn't get it. He was busy, the car sells itself, and he "implied" that unless I was serious to buy now, then he couldn't tell me or give me the best deal and the best price. he said this as if it was a secret bonus, that is, if you commit, then he will discount. I wasn't in the mood to lie, because the truth was, unless I get the best deal, I'm not buying. So now, basically, I'm looking for real world experience with that spec specifically in NY, where I find it really hard to get info that's real and where lease and tax prices appear to be higher than anywhere else. Thanks.