2014 Audi A6 Lease Questions

Smartinez24 · July 2014

What is the residual and money factor for a 3.0 premium plus A6 36/12 and for a 2.0

kyfdx · July 2014

@Smartinez24 said:
What is the residual and money factor for a 3.0 premium plus A6 36/12 and for a 2.0

.00037 MF and 53% residual.

2.0T Quattro: .00038 MF and 54% residual

lookoutfora3 · July 2014

Hello,

I am looking for the MF and Residual for Audi A6 3.0 Premium Plus Quattro for 36 months and 10k/12k in yearly mileage - for the month of July? Also, are there any incentives which Audi is giving - I have an Acura right now.

Thanks.

Michaell · July 2014

@lookoutfora3 said:
Hello,

I am looking for the MF and Residual for Audi A6 3.0 Premium Plus Quattro for 36 months and 10k/12k in yearly mileage - for the month of July? Also, are there any incentives which Audi is giving - I have an Acura right now.

Thanks.

.00037 and 53% for 36/12. Add 1% for 10K.

Only incentive I'm aware of is that Audi will make your first payment.

Smartinez24 · July 2014

may i have the mf and rv for a6 3.0 tdi premium plus for a 36/12 and 24/12

kyfdx · July 2014

@Smartinez24 said:
may i have the mf and rv for a6 3.0 tdi premium plus for a 36/12 and 24/12

.00038 MF and 60%/53% residual.

siper1 · July 2014

Please review
So. California
2014 A6 3.0 T Quattro
Black Pearl/Black
Driver's Assist
Prestige
Black Optic package
MSRP - $66,530
Selling Price - $62,000
Net Cap (After Incentives & Equity From 2012 A7 Lease) - $56,709
Residual - 50%
MF - .00107
Term - 3/36
Total Cap Reduction - $5,985
Upfront - $1,094
Advance Payment - $807
Initial Payment (Includes Trade & Incentives) - $7,887
Payment (Including Tax) - $807.29

Using the MF of .00037 listed earlier, I estimated the payment to be $717.72. Am I missing something???

Michaell · July 2014

@siper1 said:
Please review
So. California
2014 A6 3.0 T Quattro
Black Pearl/Black
Driver's Assist
Prestige
Black Optic package
MSRP - $66,530
Selling Price - $62,000
Net Cap (After Incentives & Equity From 2012 A7 Lease) - $56,709
Residual - 50%
MF - .00107
Term - 3/36
Total Cap Reduction - $5,985
Upfront - $1,094
Advance Payment - $807
Initial Payment (Includes Trade & Incentives) - $7,887
Payment (Including Tax) - $807.29

Using the MF of .00037 listed earlier, I estimated the payment to be $717.72. Am I missing something???

Using your MSRP and net cap cost with 50% residual and .00037 MF, I get a pre-tax payment of $684.51.

How much trade equity are you putting into this deal? You might want to consider using it for MSDs to lower the MF. And, you get that money back at the end of the lease.

siper1 · July 2014

Lease price - Does yours include sales taxes?
Trade Equity - $5,580
MSDs - Do I just ask the dealer if I can do that and what impact it would have on the deal?
Is the trade off that I'd get the money back later vs. a lower payment due to the lower net cap cost?

Michaell · July 2014

@siper1 said:
1. Lease price - Does yours include sales taxes?

No - my payment is pre-tax

Trade Equity - $5,580

OK, good to know.

MSDs - Do I just ask the dealer if I can do that and what impact it would have on the deal?

Yes, talk to your salesperson or finance rep about using MSDs; they reduce the MF used and therefore your payment is lower.

Is the trade off that I'd get the money back later vs. a lower payment due to the lower net cap cost?

Exactly - you get the security deposit back at the end of the lease. With a down payment, you don't.

siper1 · July 2014

Is there a formula for MSDs (per $1000 = x reduction in MF)?

sdouglas50 · July 2014

What is the current MF and Residual for a 2015 3.0T Prestige in Colorado? 36/12K and 42/12K

Michaell · July 2014

@siper1 said:
Is there a formula for MSDs (per $1000 = x reduction in MF)?

The amount of each security deposit is the monthly payment rounded up to the next $25. Each security deposit reduces the MF by .00005. A maximum of 9 security deposits can be applied.

Michaell · July 2014

@sdouglas50 said:
What is the current MF and Residual for a 2015 3.0T Prestige in Colorado? 36/12K and 42/12K

36/12 - .00037 and 49%

42/12 - .00057 and 45%

Audi will make your first payment for you.

sdouglas50 · July 2014

@Michaell said:

So the 36 month MF is the same (.00037) for 2014s and 2015s? Thats great if so as I was expecting 2015s to be higher. I don't take delivery of it until late August but I was wanting to check leading up to then so if its a good rate, then I could do a rate lock. Do you recommend locking in the .00037?

Michaell · July 2014

@sdouglas50 said:
So the 36 month MF is the same (.00037) for 2014s and 2015s? Thats great if so as I was expecting 2015s to be higher. I don't take delivery of it until late August but I was wanting to check leading up to then so if its a good rate, then I could do a rate lock. Do you recommend locking in the .00037?

Whoops ... .00079 is the MF for the 2015. My apologies. 52% residual for 36/12.

42/12 is .00099 and 45%.

ellisina4 · July 2014

Can someone help with MF and residual % for 2014 Audi S6:
12k and 15k/year for 36 and 42 months

kyfdx · July 2014

@ellisina4 said:
Can someone help with MF and residual % for 2014 Audi S6:
12k and 15k/year for 36 and 42 months

.00106 MF and 47% for 36mo, 15K/yr.

.00126 MF and 43% for 42mo, 15K/yr.

Add 2% for 12K/yr.

sophiesdad · July 2014

We are about to order an A6 TDI Premium Plus for late October delivery with an MSRP of $60,000. We will lease the car for 3 years at 20K per year/60K over 36 months. We need the 20K/year mileage. I understand that the residuals and MFs in effect on the delivery date will apply, but am following what is in effect today for indicative purposes.
Question: Sometimes the MFs are typed with two zeroes after the decimal point meaning almost 10% APR, other times there are three zeroes. Which is correct, two or three zeroes?
Question: A delivery date of 11/1/14 would suggest a 2015 model, right?
Question: Do you have any MFs and residuals for 2015 models?
Question: To get the residual for a 20K/year I have been taking the 15K residual and then reducing it by 15 cents for each mile over 15K. Correct?
Question: For us, our car is an appliance. This lease is meant to dovetail an expiring, 10/31 non-Audi lease. Any suggestions for getting the absolute best deal? Is 3 to 5% off MSRP before incentives still the goal on a 2015?
THANK YOU- you are a champ!

ericscott1 · July 2014

Have a deposit down on a 2015 A6 3.0T Premium Plus w/ the Warm and Cold Weather packages plus the LED Lights add-on. Would love to know the MF and residual for both 36/10k and 7,500 as well as 42/10k and 7,500.

TIA!

Michaell · July 2014

@sophiesdad said:
We are about to order an A6 TDI Premium Plus for late October delivery with an MSRP of $60,000. We will lease the car for 3 years at 20K per year/60K over 36 months. We need the 20K/year mileage. I understand that the residuals and MFs in effect on the delivery date will apply, but am following what is in effect today for indicative purposes.
Question: Sometimes the MFs are typed with two zeroes after the decimal point meaning almost 10% APR, other times there are three zeroes. Which is correct, two or three zeroes?

It depends on the manufacturer and model. I've seen MF's as low as .00001 (Mazda) and as high as .00200 (Porsche). It depends.

Question: A delivery date of 11/1/14 would suggest a 2015 model, right?

If it's special ordered, yes, I would assume it's a 2015 model year.

Question: Do you have any MFs and residuals for 2015 models?

We do, but as you've noted, the July numbers won't apply to an October delivery date.

Question: To get the residual for a 20K/year I have been taking the 15K residual and then reducing it by 15 cents for each mile over 15K. Correct?

Correct - up front miles are purchased at .15 per.

Question: For us, our car is an appliance. This lease is meant to dovetail an expiring, 10/31 non-Audi lease. Any suggestions for getting the absolute best deal? Is 3 to 5% off MSRP before incentives still the goal on a 2015?

You can use the pricing tools at the top of the page to help figure out what your target price is. At the moment, you should be able to negotiate up to 6% off sticker on a 2014 model.

THANK YOU- you are a champ!

We certainly try. Thanks for the compliment.

lookoutfora3 · July 2014

Can you tell me the MF and Residual value for a 2014 Audi A6 Prestige for the month of July?
Do you think Audi will continue to release new 2014 cars even for next month or will they just be phasing out their existing inventory?

kyfdx · July 2014

@lookoutfora3 said:
Can you tell me the MF and Residual value for a 2014 Audi A6 Prestige for the month of July?
Do you think Audi will continue to release new 2014 cars even for next month or will they just be phasing out their existing inventory?

Gas? .00037 MF and 47% residual for 36mo, 15K/yr.

They are already giving a 2015 A6 lease program.. Usually, that means those are being built and delivered, this month. I'd be surprised if there were any more 2014 models in the pipeline.

ericscott1 · July 2014

So I backed into the price I'm being offering for a 2015 Premium Plus w/ the CW, WW and LED packages. MSRP is $61,855, Invoice is $58,094 and the price is $56,840 (2% discount to invoice and 8% to MSRP). Seems like a good deal for a brand new model year car. I was told the 36 month MF was .00099 and the residuals were 56% for 10,000 and 57% for 7,500. 42 month lease was a worse deal (higher monthly payment) w/ a .00119 MF and 49% and 50% residuals, respectively. Also think I am getting my first payment for free.

Am I getting a good deal and are the MFs and residuals accurate for NY?

kyfdx · July 2014

@ericscott1 said:
So I backed into the price I'm being offering for a 2015 Premium Plus w/ the CW, WW and LED packages. MSRP is $61,855, Invoice is $58,094 and the price is $56,840 (2% discount to invoice and 8% to MSRP). Seems like a good deal for a brand new model year car. I was told the 36 month MF was .00099 and the residuals were 56% for 10,000 and 57% for 7,500. 42 month lease was a worse deal (higher monthly payment) w/ a .00119 MF and 49% and 50% residuals, respectively. Also think I am getting my first payment for free.

Am I getting a good deal and are the MFs and residuals accurate for NY?

This is a 3.0T Premium Plus? It appears they are marking up the MF by .00020 on both terms... But, residuals are only 4% less on the 42 month term... Looks like they quoted 10K and 7.5K/yr on the 36 month term, but misquoted you on the 42 month term.

1st payment is included.. That is a big discount on a 2015... which might account for them bumping the money factor.

ericscott1 · July 2014

@kyfdx said:
1st payment is included.. That is a big discount on a 2015... which might account for them bumping the money factor.

Yes Premium Plus 3.0T. Not sure I follow the MF and residual comments. What SHOULD the MF and residuals be for:

36 / 10k; 36 / 7.5k; 42 / 10k; 42 / 7.5k

Based on what they quoted I would definitely go w/ a 36 mo lease (sounds like those amounts are closer to accurate and they are messing w/ the 42 mo lease). But the MF change is not insignificant.

Overall seems like a pretty decent deal though.

Thanks!

kyfdx · July 2014

@ericscott1 said:
Yes Premium Plus 3.0T. Not sure I follow the MF and residual comments. What SHOULD the MF and residuals be for:

36 / 10k; 36 / 7.5k; 42 / 10k; 42 / 7.5k

.00079 MF and 56% residual/ .00079 MF and 57% residual.

.00099 MF and 52% residual./ .00099 MF and 53% residual.

I don't think they are messing with the 42 month numbers... .they simply forgot to adjust for lower mileage, and started with the 15K/yr number, instead of the 10K/yr number. Dealers can't change residuals... they likely just made a mistake quoting the numbers..

lookoutfora3 · July 2014

@kyfdx said:
They are already giving a 2015 A6 lease program.. Usually, that means those are being built and delivered, this month. I'd be surprised if there were any more 2014 models in the pipeline.

Yes, I meant Gas for 12k annual mileage. Why does Premium Plus and Prestige have such a large difference in residual (around 4%)?

kyfdx · July 2014

@lookoutfora3 said:
Yes, I meant Gas for 12k annual mileage. Why does Premium Plus and Prestige have such a large difference in residual (around 4%)?

It's typical for higher trim lines to have a lower residual percentage. While a new car buyer might be willing to pay $4000 more for a higher trim line, on the re-sale market that's worth more like $500.

rmt3 · July 2014

What is the current MF and Residual for a 2014 and 2015 A6 3.0T Prestige 36/12K and 36/15K.
MSRP is $62,700, what should I expect in terms of discount from MSRP?

Michaell · July 2014

@rmt3 said:
What is the current MF and Residual for a 2014 and 2015 A6 3.0T Prestige 36/12K and 36/15K.
MSRP is $62,700, what should I expect in terms of discount from MSRP?

2014 - .00037 and 47% for 36/15

2015 - .00079 and 50% for 36/15

Add 2% for 12k.

I would think 5-7% off sticker for the 2014; less for the '15.

rmt3 · July 2014

Thank you

ericscott1 · July 2014

Thanks for the info. With the minimal amount down, they are quoting me $710 for 36 months and 7500 miles (which should be enough for me). Using the "right" MF it comes out to $692 according to my math. Going to see if we can at least split the difference. At $700 a month and the minimal amount down, looks like the implied price is $57,115 which is a 7.7% discount to MSRP. Seems pretty solid for a 2015.

ericscott1 · July 2014

Do the residuals and MFs on comparably equipped A7's tend to mirror the A6's? I know the 2015 A7's aren't out yet. Based on comparably equipped 2014's, looks like the MSRP is about $9,400 more for the A7. So with similar MFs and residuals, looks like the payment would be ~$270 more a month. Does that seem about right?

Michaell · July 2014

@ericscott1 said:
Do the residuals and MFs on comparably equipped A7's tend to mirror the A6's?

Sort of, but not good to always assume they will be.

For example, the MF on the 2014 A6 3.0T Prestige is .00037, while for the A7 3.0T Prestige it is .00055. 36/15 residual is 47% for the A6 and 48% for the A7. So they sort of balance out.

I know the 2015 A7's aren't out yet. Based on comparably equipped 2014's, looks like the MSRP is about $9,400 more for the A7. So with similar MFs and residuals, looks like the payment would be ~$270 more a month. Does that seem about right?

$9400 over 36 months is $261/mo, so pretty close.

smcg4500 · July 2014

It's decision time! Would you please provide me with MF & Residuals for 2014 & 2015 A6 3.0, A6 TDI and S6. Prestige 36/10 .Thank you.

Michaell · July 2014

@smcg4500 said:
It's decision time! Would you please provide me with MF & Residuals for 2014 & 2015 A6 3.0, A6 TDI and S6. Prestige 36/10 .Thank you.

2014:

3.0T - .00037 and 50%

TDI - .00038 and 51%

S6 - .00106 and 50%

2015:

3.0T - .00079 and 53%

TDI - .00091 and 54%

S6 - .00135 and 53%

lookoutfora3 · July 2014

Can you tell me the MF and Residual values for 2015 Audi A6 3.0T Premium Plus? I am contemplating between 2014 and 2015 A6 models. Looks like the residual values of 2015 is higher while 2014 models have higher discounts. Which model (2014 or 2015) would you recommend? This is purely for lease purposes and we plan to return the car after 3 years.

Also, is there any changes between 2014 and 2015 A6 PP models? From all the documentation I have read, they look exactly the same.

Thanks.

Michaell · July 2014

@lookoutfora3 said:
Can you tell me the MF and Residual values for 2015 Audi A6 3.0T Premium Plus? I am contemplating between 2014 and 2015 A6 models. Looks like the residual values of 2015 is higher while 2014 models have higher discounts. Which model (2014 or 2015) would you recommend? This is purely for lease purposes and we plan to return the car after 3 years.

Also, is there any changes between 2014 and 2015 A6 PP models? From all the documentation I have read, they look exactly the same.

Thanks.

.00079 and 53% for 36/15.

You are correct; new models tend to have higher residuals but also higher MFs. I the '14 and '15 are exactly the same, I'd go for the one that is the better deal.

lookoutfora3 · July 2014

@Michaell said:
You are correct; new models tend to have higher residuals but also higher MFs. I the '14 and '15 are exactly the same, I'd go for the one that is the better deal.

Thanks for your reply.

Sorry, can you also tell me the Residual Value for 2015 Audi A6 3.0T & TDI Premium Plus for 3yrs/12k and for 3yrs/10k? Are there any specials for 2015 A6 models for the month of July?

Michaell · July 2014

@lookoutfora3 said:

Add 2% to the number above for 12k and 3% for 10k on the 3.0T Prem +.

TDI numbers are .00091 and 53% for 36/15. Same adjustments for mileage.

Only incentive I'm aware of is that Audi will make your first payment, up to $1000.

ericscott1 · July 2014

I just got my 2015 PP on Saturday. Traded in my 2012 PP. Not sure about differences vs. the '14 (although I'm pretty sure the '14 and '12 were nearly identical) but the '15 PP comes w/ the S-line accents (honeycomb mesh on the front and back) and allows you to add the LED light package (previously you need to get the Prestige package for LEDs). That was a big deal for me as I really wanted the LEDs. Also mine came w/ the Warm Weather package which gives you the 4 zone climate control and sun shades (also standard on the Prestige I believe). Finally there is now a 3 point steering wheel vs. the 4 point previously. So mostly cosmetic stuff but some changes.

kyfdx · July 2014

Congrats on the new Audi!

danmgy11 · July 2014

Have to get one for my brother, was hoping you could provide me with the following numbers

For 2014 & 2015
Prem Plus 2.0T FWD
Prem Plus 2.0T Quattro
36mnths/15k per year

Also, what is the discount and how mind MSD does Audi offer?

Thanks for the info!

Michaell · July 2014

@danmgy11 said:
Have to get one for my brother, was hoping you could provide me with the following numbers

For 2014 & 2015

Prem Plus 2.0T FWD

Prem Plus 2.0T Quattro

36mnths/15k per year

Also, what is the discount and how mind MSD does Audi offer?

Thanks for the info!

2014 2.0T FWD PP - .00010 and 50%

2014 2.0T Q PP - .00038 and 52%

2015 2.0T FWD - .00079 and 52%

2015 2.0T Q - .00107 and 54%

MSD program is .00005 reduction for each, up to a max of 9

danmgy11 · July 2014

@Michaell said:
MSD program is .00005 reduction for each, up to a max of 9

Based on what you are saying regarding the MSD, does that mean I could bring the MF to 0 or essentially have 0% interest for the 2014 rates you listed?

Michaell · July 2014

@danmgy11 said:
Based on what you are saying regarding the MSD, does that mean I could bring the MF to 0 or

essentially have 0% interest for the 2014 rates you listed?

No - Audi insists that the lowest MF allowed is .00005.

manjo62 · July 2014

I am getting following deal in NJ on A6 Prestige.
MSRP: $63,470 negotiated price $57,150. then add AUDI loyalty discount of $2K and additional $610 through my company. I am quoted monthly lease of $673.90 and around $3600 at the time of sign in. MF: 0.00079 and Res: 52%. This is for 12K/36 months. I am not sure how they are getting to monthly and due at signing. I will pay inception fee, tax, title registration, dealer fee etc at purchase. Is this good deal?

manjo62 · July 2014

I am getting following deal in NJ on A6 Prestige.
MSRP: $63,470 negotiated price $57,150. then add AUDI loyalty discount of $2K and additional $610 through my company. I am quoted monthly lease of $673.90 and around $3600 at the time of sign in. MF: 0.00079 and Res: 52%. This is for 12K/36 months. I am not sure how they are getting to monthly and due at signing. I will pay inception fee, tax, title registration, dealer fee etc at purchase. Is this good deal?

lookoutfora3 · August 2014

Is the MF and Residual Value for Audi A6 3.0T PP for 36mo/12k out yet for the month of August?

2014 Audi A6 Lease Questions

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