Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Add 2% for 12K
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
With One-pay, MF is .00001
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I am in Orange County CA
I just got a quote for a IS 250 Sport RWD MSRP $43,383. Cap Cost 37,800. 900 due at signing (but i get 500 off promo) and 3200 refundable Security deposit. that would bring my MF don from .0007 (tier 1? i donno) to .00016
62% residual
377.00 a month (incd 8%tax) 36 months 15k miles.
Does this sound like a good deal?
2017 Accord Sport CVT Mod Steel Metallic
Confirm the cap cost ...
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Yup, 37800 is right. I will call the guy and double check.
2017 Accord Sport CVT Mod Steel Metallic
And can someone please explain what these MSDs are and how I get the MF lower? Thanks again.
MSD is the monthly payment rounded up to the next $50. Each MSD reduces the MF by .00005, I believe. The MSD monies are returned to you at the end of the lease.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Anyone have the MF and resudial for a Lexus IS350 (AWD), Nav and F-Sport package? 36 month, 12k miles/year, $0. I was quoted MSRP of $49,130, with the sale price of $44,620. Salesman claims $469/month. Is this a good deal?
Thank you...
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.00075 MF, $500 lease cash and the first payment is complimentary.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
What is money factor (MF)? What are the residuals for 27 or 36 month terms? What will my monthly payments be? How are MF and residuals calculated? This is for a dealership in Alexandria, VA. Any feedback is appreciated.
The money factor and residual are set by the leasing bank.
The monthly payment will fluctuate, depending on the price you negotiate for the vehicle.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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MSRP: $49,973
Selling Price: $44,754.00
Leasing Rebate: $500.00
Residual Amount: $31,982.72
Money Factor: .00120
36 months/ 10,000 annual miles/ $1,060.00 Due at Signing = $452.14 +Tax and License a month (Based on Tier 1+ Credit and San Diego Tax Rate)
I'm being given a Money Factor of .00120 (Tier 1 credit) even though I'm seeing online people seem to be getting .00075.
Thoughts or the selling price and Money Factor?
MF is indeed inflated ... tell the dealer you won't sign unless you get the base MF. Get multiple dealers involved; go to Orange County or LA if necessary.
FWIW, with your numbers I get a pre-tax payment of $446.84/mo. Pretty close to your dealer quote, but the MF increase is adding a good $35/mo to the pre-tax payment.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thanks!
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2017 Chrysler Pacifica Limited
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24/12 - 71%
36/12 - 63%
Add 1% for 10K
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thank you!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Lexus IS 350 AWD F Sport/Nav/BSM/ ETC $50K
27/10 0.00075 70% $500 Lease Cash + First Payment first complimentary?
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Thanks...
27/15 residual is 65%
MF is the same.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Money factor: ?
Residual: ?
Thank you!
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Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige