2017 Subaru WRX Lease Questions

dkilbane1 · October 2016

Can I please get the MF and residual for the base 6 speed for 44126 for 36/12k and 24/12k. Thanks!

jyarwood · October 2016

Please can you tell me the MF and residual for a WRX premium and STI base, 36/12 in New Hampshire.

kyfdx · October 2016

954catfan16 said:

Michaell said:

954catfan16 said:
May I have the MF and residual for an STI Base and Limited in South Florida? 36/10 and 36/12. And are there any incentives? Thank you
36/10
Base - 70% and .00175
Ltd - 66% and .00160

Subtract 1% for 12k
May I also have 24/10?

.00240 MF and 78%/74% residual for Base/Limited

kyfdx · October 2016

dkilbane1 said:
Can I please get the MF and residual for the base 6 speed for 44126 for 36/12k and 24/12k. Thanks!

Base WRX?

.00240 MF and 76% residual
.00160 MF and 68% residual

kyfdx · October 2016

jyarwood said:
Please can you tell me the MF and residual for a WRX premium and STI base, 36/12 in New Hampshire.

WRX Premium: .00175 MF and 66% residual
STI Base: .00175 MF and 69% residual

954catfan16 · October 2016

kyfdx said:

May I have the MF and residual for an STI Base and Limited in South Florida? 36/10 and 36/12. And are there any incentives? Thank you
36/10 Base - 70% and .00175 Ltd - 66% and .00160 Subtract 1% for 12k
May I also have 24/10?
.00240 MF and 78%/74% residual for Base/Limited

I was quoted as follows:

2017 WRX STI Base with Harmon keyless and Blind Spot

MSRP: 39,545
Sales: 37,034
MF: .00170
RV: .69
Term: 36
Miles: 10,000 per year

Payment $449.40

Michaell · October 2016

954catfan16 said:

kyfdx said:

954catfan16 said:

Michaell said:

954catfan16 said:
May I have the MF and residual for an STI Base and Limited in South Florida? 36/10 and 36/12. And are there any incentives? Thank you
36/10
Base - 70% and .00175
Ltd - 66% and .00160

Subtract 1% for 12k
May I also have 24/10?
.00240 MF and 78%/74% residual for Base/Limited

I was quoted as follows:

2017 WRX STI Base with Harmon keyless and Blind Spot

MSRP: 39,545
Sales: 37,034
MF: .00170
RV: .69
Term: 36
Miles: 10,000 per year

Payment $449.40

I get $380/mo plus tax.

What tax rate is this?

Confirm the adjusted cap cost - if higher than the selling price, find out what's been added.

954catfan16 · October 2016

Michaell said:

954catfan16 said:

kyfdx said:

954catfan16 said:

Michaell said:

954catfan16 said:
May I have the MF and residual for an STI Base and Limited in South Florida? 36/10 and 36/12. And are there any incentives? Thank you
36/10
Base - 70% and .00175
Ltd - 66% and .00160

Subtract 1% for 12k
May I also have 24/10?
.00240 MF and 78%/74% residual for Base/Limited

I was quoted as follows:

2017 WRX STI Base with Harmon keyless and Blind Spot

MSRP: 39,545
Sales: 37,034
MF: .00170
RV: .69
Term: 36
Miles: 10,000 per year

Payment $449.40

I get $380/mo plus tax.

What tax rate is this?

Confirm the adjusted cap cost - if higher than the selling price, find out what's been added.

6% tax

Michaell · October 2016

954catfan16 said:

Michaell said:

954catfan16 said:

kyfdx said:

954catfan16 said:

Michaell said:

954catfan16 said:
May I have the MF and residual for an STI Base and Limited in South Florida? 36/10 and 36/12. And are there any incentives? Thank you
36/10
Base - 70% and .00175
Ltd - 66% and .00160

Subtract 1% for 12k
May I also have 24/10?
.00240 MF and 78%/74% residual for Base/Limited

I was quoted as follows:

2017 WRX STI Base with Harmon keyless and Blind Spot

MSRP: 39,545
Sales: 37,034
MF: .00170
RV: .69
Term: 36
Miles: 10,000 per year

Payment $449.40
I get $380/mo plus tax.

What tax rate is this?

Confirm the adjusted cap cost - if higher than the selling price, find out what's been added.

6% tax

If I add the dealer doc fee and the acquisition fee to the selling price, I get $449.40 on the nose.

The up front money covers the first payment and the DMV costs (Gov't fees).

954catfan16 · October 2016

Michaell said:

954catfan16 said:

Michaell said:

954catfan16 said:

kyfdx said:

954catfan16 said:

Michaell said:

954catfan16 said:
May I have the MF and residual for an STI Base and Limited in South Florida? 36/10 and 36/12. And are there any incentives? Thank you
36/10
Base - 70% and .00175
Ltd - 66% and .00160

Subtract 1% for 12k
May I also have 24/10?
.00240 MF and 78%/74% residual for Base/Limited

I was quoted as follows:

2017 WRX STI Base with Harmon keyless and Blind Spot

MSRP: 39,545
Sales: 37,034
MF: .00170
RV: .69
Term: 36
Miles: 10,000 per year

Payment $449.40
I get $380/mo plus tax.

What tax rate is this?

Confirm the adjusted cap cost - if higher than the selling price, find out what's been added.
6% tax

If I add the dealer doc fee and the acquisition fee to the selling price, I get $449.40 on the nose.

The up front money covers the first payment and the DMV costs (Gov't fees).

Awesome, I don't have the numbers yet, but I was quoted $399 tax in from another dealer. All I know so far is that the MSRP is $37,147.00, and the term is 36/10k. Seems like a good deal so far.

954catfan16 · October 2016

954catfan16 said:

kyfdx said:

May I have the MF and residual for an STI Base and Limited in South Florida? 36/10 and 36/12. And are there any incentives? Thank you
36/10 Base - 70% and .00175 Ltd - 66% and .00160 Subtract 1% for 12k
May I also have 24/10?
.00240 MF and 78%/74% residual for Base/Limited

I was quoted as follows:

2017 WRX STI Base with Harmon keyless and Blind Spot

MSRP: 39,545
Sales: 37,034
MF: .00170
RV: .69
Term: 36
Miles: 10,000 per year

Payment $449.40
I get $380/mo plus tax. What tax rate is this? Confirm the adjusted cap cost - if higher than the selling price, find out what's been added.
6% tax
If I add the dealer doc fee and the acquisition fee to the selling price, I get $449.40 on the nose. The up front money covers the first payment and the DMV costs (Gov't fees).
Awesome, I don't have the numbers yet, but I was quoted $399 tax in from another dealer. All I know so far is that the MSRP is $37,147.00, and the term is 36/10k. Seems like a good deal so far.

WRX STI Base

MSRP: 36975
Sales: 34500
Residual: 70%
Term 36/10

Trade in $16000
Payoff $20300

Down $3000

Payment $429, tax in

I took this deal, and ran

Michaell · October 2016

954catfan16 said:

954catfan16 said:

Michaell said:

954catfan16 said:

Michaell said:

954catfan16 said:

kyfdx said:

954catfan16 said:

Michaell said:

954catfan16 said:
May I have the MF and residual for an STI Base and Limited in South Florida? 36/10 and 36/12. And are there any incentives? Thank you
36/10
Base - 70% and .00175
Ltd - 66% and .00160

Subtract 1% for 12k
May I also have 24/10?
.00240 MF and 78%/74% residual for Base/Limited

I was quoted as follows:

2017 WRX STI Base with Harmon keyless and Blind Spot

MSRP: 39,545
Sales: 37,034
MF: .00170
RV: .69
Term: 36
Miles: 10,000 per year

Payment $449.40
I get $380/mo plus tax.

What tax rate is this?

Confirm the adjusted cap cost - if higher than the selling price, find out what's been added.
6% tax
If I add the dealer doc fee and the acquisition fee to the selling price, I get $449.40 on the nose.

The up front money covers the first payment and the DMV costs (Gov't fees).
Awesome, I don't have the numbers yet, but I was quoted $399 tax in from another dealer. All I know so far is that the MSRP is $37,147.00, and the term is 36/10k. Seems like a good deal so far.

WRX STI Base

MSRP: 36975
Sales: 34500
Residual: 70%
Term 36/10

Trade in $16000
Payoff $20300

Down $3000

Payment $429, tax in

I took this deal, and ran

Congrats!

mrrad79 · October 2016

Hello
I'm looking for the residual and MF for a 2017 sti base with nav/blindspot/push New York 10567 (westchester county)
36/15k
42/15k
Also exactly what numbers would I need in order to calculate a monthly payment.
Thanks
mrRaD79

Michaell · October 2016

mrrad79 said:
Hello
I'm looking for the residual and MF for a 2017 sti base with nav/blindspot/push New York 10567 (westchester county)
36/15k
42/15k
Also exactly what numbers would I need in order to calculate a monthly payment.
Thanks
mrRaD79

67% and .00175
64% and .00215

Need the MSRP and the adjusted cap cost to figure a payment.

mcganz121 · October 2016

Hi-

Looking for residual and MF for a base 2017 sti in Costa Mesa 92627

36/15
36/12

Thanks in advance!

kyfdx · October 2016

mcganz121 said:
Hi-

Looking for residual and MF for a base 2017 sti in Costa Mesa 92627

36/15
36/12

Thanks in advance!

.00175 MF and 67%/69% residual

nicholas_ · November 2016

I'm in a bind right now, and need a car asap.

I feel like I'm over my head, but this forum may make it so much less stressful! Whats the MF and residual for both a 2017 wrx base/limited, 12/15k miles? Bay are California 94520.

I'm just confused on how these work in getting me a better deal. If I go in tomorrow with the numbers I receive, can that get me the best rates? Or do I still need to negotiate the total of the car with arguing over paying fee's like dealer prep, advertising, ect to get the best deal? I just don't want to be ripped off when I'm in the need of a car in a day or two

I see a lease offer right now that's $1199 down, and 305 a month-but I'm assuming that's not including ttl, and other hidden fees. Or could I really walk in there paying about 2k ($1199+ttlish) and 305 a month for the advertised 12k miles

Michaell · November 2016

nicholas_ said:
I'm in a bind right now, and need a car asap.

I feel like I'm over my head, but this forum may make it so much less stressful! Whats the MF and residual for both a 2017 wrx base/limited, 12/15k miles? Bay are California 94520.

I'm just confused on how these work in getting me a better deal. If I go in tomorrow with the numbers I receive, can that get me the best rates? Or do I still need to negotiate the total of the car with arguing over paying fee's like dealer prep, advertising, ect to get the best deal? I just don't want to be ripped off when I'm in the need of a car in a day or two

I see a lease offer right now that's $1199 down, and 305 a month-but I'm assuming that's not including ttl, and other hidden fees. Or could I really walk in there paying about 2k ($1199+ttlish) and 305 a month for the advertised 12k miles

36/15
Base - 64% and .00130
Limited 6MT - 58% and .00095

Yes, you want to negotiate the price of the car just like you would when you purchase. Dealer can also mark up the MF on you, so beware of that.

The rates we give are for top tier credit.

That advertised deal does not include taxes or fees, so the $1199 down would easily top $2K when all that is added.

jholla_ · November 2016

can i get mf and residual for manual wrx base and premium 36/15k zipcode 15027?
are these numbers national?

Michaell · November 2016

jholla_ said:
can i get mf and residual for manual wrx base and premium 36/15k zipcode 15027?
are these numbers national?

The Subaru numbers are national.

Base - 64% and .00130
Premium 6MT - 60% and .00110

jimmybrady · November 2016

MF and residual for 2017 STI limited. 36/15k and 24/15k. How much do I add to residual for 12k miles.

Michaell · November 2016

jimmybrady said:
MF and residual for 2017 STI limited. 36/15k and 24/15k. How much do I add to residual for 12k miles.

60% and .00110
67% and .00240

Add 2% for 12K

n10sive · November 2016

Can I get the MF and residual for a 2017 wrx limited with nav/audio. 36/12 and 36/15. Is there a big difference for tier 1 vs 2 credit?

Michaell · November 2016

n10sive said:
Can I get the MF and residual for a 2017 wrx limited with nav/audio. 36/12 and 36/15. Is there a big difference for tier 1 vs 2 credit?

Stick shift or CVT?

Add .00025 to the MF for tier 2.

n10sive · November 2016

Michaell said:

n10sive said:
Can I get the MF and residual for a 2017 wrx limited with nav/audio. 36/12 and 36/15. Is there a big difference for tier 1 vs 2 credit?
Stick shift or CVT?

Add .00025 to the MF for tier 2.

Stick shift

kyfdx · November 2016

n10sive said:

Michaell said:

n10sive said:
Can I get the MF and residual for a 2017 wrx limited with nav/audio. 36/12 and 36/15. Is there a big difference for tier 1 vs 2 credit?
Stick shift or CVT?

Add .00025 to the MF for tier 2.
Stick shift

.00095 MF and 60%/58% residual

stcar13 · November 2016

Hi, could I please get the MF and residual value for a 2017 WRX Limited CVT with Nav and Eyesight please? 24/10 and 36/10
thanks!

aaronkey · November 2016

HI! Finally got my 2017 delivered today, ETA Monday to pick up. what's the current MF and Residual for Base 6mt 36/10 and 36/12? Thanks. Previous in September when I ordered was .00160 and 69% for 36/10. need one last check before I sign ppw

Michaell · November 2016

stcar13 said:
Hi, could I please get the MF and residual value for a 2017 WRX Limited CVT with Nav and Eyesight please? 24/10 and 36/10
thanks!

68% and .00240
61% and .00085

Michaell · November 2016

aaronkey said:
HI! Finally got my 2017 delivered today, ETA Monday to pick up. what's the current MF and Residual for Base 6mt 36/10 and 36/12? Thanks. Previous in September when I ordered was .00160 and 69% for 36/10. need one last check before I sign ppw

67% and .00130 for 36/10

scapone4 · November 2016

Could you provide numbers on:

24/10
36/10

24/12
36/12

On either the Base or premium manual. Zip is 08753.

Michaell · November 2016

scapone4 said:
Could you provide numbers on:

24/10
36/10

24/12
36/12

On either the Base or premium manual. Zip is 08753.

24/12 - .00240 and 73% (base) or 69% (Premium MT)

36/12
Base - 66% and .00130
Premium MT - 62% and .00110

Add 1% for 10K

scapone4 · November 2016

Michaell said:

scapone4 said:
Could you provide numbers on:

24/10
36/10

24/12
36/12

On either the Base or premium manual. Zip is 08753.
24/12 - .00240 and 73% (base) or 69% (Premium MT)

36/12
Base - 66% and .00130
Premium MT - 62% and .00110

Add 1% for 10K

Are these good for STI as well? Both trims?

Michaell · November 2016

scapone4 said:

Michaell said:

scapone4 said:
Could you provide numbers on:

24/10
36/10

24/12
36/12

On either the Base or premium manual. Zip is 08753.
24/12 - .00240 and 73% (base) or 69% (Premium MT)

36/12
Base - 66% and .00130
Premium MT - 62% and .00110

Add 1% for 10K
Are these good for STI as well? Both trims?

Nope, different numbers for the STi:

24/12
Base - 74% and .00240
Limited - 69% and .00240

36/12
Base - 66% and .00125
Limited - 62% and .00110

Add 1% for 10K

stcar13 · November 2016

Hi Guys, a dealer in WA is quoting me a MF of 0.00135 and 61% residual for 36/10 on a 2017 WRX limited CVT with eyesight. Does that look right?

kyfdx · November 2016

stcar13 said:
Hi Guys, a dealer in WA is quoting me a MF of 0.00135 and 61% residual for 36/10 on a 2017 WRX limited CVT with eyesight. Does that look right?

The money factor is marked up from the base .00085.

nyccarguy · November 2016

For the simple reason that I enjoy torturing myself, can you please tell me the money factor & residual value for a 2017 WRX Limited with CVT? 36 months/15K per year? Thank-you!

Michaell · November 2016

nyccarguy said:
For the simple reason that I enjoy torturing myself, can you please tell me the money factor & residual value for a 2017 WRX Limited with CVT? 36 months/15K per year? Thank-you!

58% and .00085

nyccarguy · November 2016

Michaell said:

nyccarguy said:
For the simple reason that I enjoy torturing myself, can you please tell me the money factor & residual value for a 2017 WRX Limited with CVT? 36 months/15K per year? Thank-you!
58% and .00085

Ok. Thanks. Here's where things get interesting. The dealer where I purchased and currently service my Legacy has a 2017 WRX Limited with a CVT (Silver, not the world's most exciting color). MSRP of $33,684. They list it with an Internet Price of $32,005 ($1,679 discount). Let's say I get them to knock off an extra $321 to make the selling price $31,684.

Using your base money factor of .00085 and 58% residual along with the $31,684 selling price, I come up with a payment of 405.14 which is exactly $.07 more than I pay to finance my 2015 Legacy. If I add in an extra $2,250 to the capitalized cost (15,000 miles at $.15 each mile), lease guide's calculator spits out a payment of $473.65 at me ($68.58 more than I pay now). I need your help to keep myself restrained from picking up the phone.

kyfdx · November 2016

nyccarguy said:

Michaell said:

nyccarguy said:
For the simple reason that I enjoy torturing myself, can you please tell me the money factor & residual value for a 2017 WRX Limited with CVT? 36 months/15K per year? Thank-you!
58% and .00085
Ok. Thanks. Here's where things get interesting. The dealer where I purchased and currently service my Legacy has a 2017 WRX Limited with a CVT (Silver, not the world's most exciting color). MSRP of $33,684. They list it with an Internet Price of $32,005 ($1,679 discount). Let's say I get them to knock off an extra $321 to make the selling price $31,684.

Using your base money factor of .00085 and 58% residual along with the $31,684 selling price, I come up with a payment of 405.14 which is exactly $.07 more than I pay to finance my 2015 Legacy. If I add in an extra $2,250 to the capitalized cost (15,000 miles at $.15 each mile), lease guide's calculator spits out a payment of $473.65 at me ($68.58 more than I pay now). I need your help to keep myself restrained from picking up the phone.

If you are comparing lease payments to finance payments, and are looking to actually pay more on a lease, then you are going the wrong direction.

mrrad79 · November 2016

Michaell said:

Hello
I'm looking for the residual and MF for a 2017 sti base with nav/blindspot/push New York 10567 (westchester county)
36/15k
42/15k
Also exactly what numbers would I need in order to calculate a monthly payment.
Thanks
mrRaD79
67% and .00175 64% and .00215 Need the MSRP and the adjusted cap cost to figure a payment.

Hello again
i have the formula to figure out a payment but I just want to see it from a pro to make sure I'm on par with the numbers I am getting from the dealer

msrp 39,594
cap cost 37,594
i need the payment for 42/15k in westchester county ny please
thanks
MrRaD79

nyccarguy · November 2016

Where in Westchester are you looking? I bought my 2015 Legacy in Rye.

I'll run your numbers through leaseguide's calculator in the AM. Why do you want to lease for 42 months? A car like an STi holds its value so well that you will have equity in the car sooner rather than later if you were to simply buy the car outright.

mrrad79 · November 2016

nyccarguy said:

Where in Westchester are you looking? I bought my 2015 Legacy in Rye. I'll run your numbers through leaseguide's calculator in the AM. Why do you want to lease for 42 months? A car like an STi holds its value so well that you will have equity in the car sooner rather than later if you were to simply buy the car outright.

I'm actually dealing with a guy I bought my 2011 sti from and I am getting it through suburban Subaru in Hartford CT.
Ther are many factors on why, but to put it simple is I don't want to put $8k plus down to get a decent monthly payment. My plans are to buy it out after the lease. That gets me in the car, although I know I'll be spending a lot more in the end, and to some it might not make any sense. But like I said, the lease gets me in the car, and with a child coming in the near future this will probably be my last opportunity to get a toy without being selfish. I just got the house and a 3 car garage. I need one more toy before I go in to poppa bear mode.

markforgach · November 2016

Good morning,
I'm interested in leasing a vehicle and wanted to know if the below is a decent deal.
2017 WRX Base w/Short Throw Shifter
MSRP: 28,592
SALE PRICE: 26,845
MF: .0018000 (I was told this is teir 1) I have a 688 credit score.
Residual: 67%
Acquisition Fee: 595
10K / 36 Month
Zipcode: 21061 (This is in Maryland, but I'm a Pennsylvania resident, and will be title and register the car in PA.)
1K down will be $332/month

Thank you in advance!

nyccarguy · November 2016

mrrad79 said:

nyccarguy said:

Where in Westchester are you looking? I bought my 2015 Legacy in Rye.

I'll run your numbers through leaseguide's calculator in the AM. Why do you want to lease for 42 months? A car like an STi holds its value so well that you will have equity in the car sooner rather than later if you were to simply buy the car outright.

I'm actually dealing with a guy I bought my 2011 sti from and I am getting it through suburban Subaru in Hartford CT.
Ther are many factors on why, but to put it simple is I don't want to put $8k plus down to get a decent monthly payment. My plans are to buy it out after the lease. That gets me in the car, although I know I'll be spending a lot more in the end, and to some it might not make any sense. But like I said, the lease gets me in the car, and with a child coming in the near future this will probably be my last opportunity to get a toy without being selfish. I just got the house and a 3 car garage. I need one more toy before I go in to poppa bear mode.

Ok. I ran the numbers you provided me through leaseguide's lease calculator. I get $427.07 per month pre tax. I used 7.375% Westchester County Sales tax and came up with a monthly payment of $458.57. Your buyout at the end of the lease will be $25,340.

I understand what you are trying to do, but if you are planning on buying the car out at the end of the lease, then why not go for the cheapest payment. Try a 36 month/10K per year lease. You'll be paying less interest, the car will have a higher residual, and a MUCH lower payment.

The only thing you might run into in Hartford is the fact that they are affiliated with Subaru New England and NOT Subaru of America. Subaru of New England has different programs for leasing and financing.

Best of luck with the kid.

Michaell · November 2016

markforgach said:
Good morning,
I'm interested in leasing a vehicle and wanted to know if the below is a decent deal.
2017 WRX Base w/Short Throw Shifter
MSRP: 28,592
SALE PRICE: 26,845
MF: .0018000 (I was told this is teir 1) I have a 688 credit score.
Residual: 67%
Acquisition Fee: 595
10K / 36 Month
Zipcode: 21061 (This is in Maryland, but I'm a Pennsylvania resident, and will be title and register the car in PA.)
1K down will be $332/month

Thank you in advance!

The MF is marked up the max; base is .00130

Using your prices, and the marked up MF, I get $323/mo assuming 9% tax. Base MF saves you $25/mo on the payment.

Confirm the adjusted cap cost - if higher than the selling price, find out what's been added.

Michaell · November 2016

mrrad79 said:

nyccarguy said:

Where in Westchester are you looking? I bought my 2015 Legacy in Rye.

I'll run your numbers through leaseguide's calculator in the AM. Why do you want to lease for 42 months? A car like an STi holds its value so well that you will have equity in the car sooner rather than later if you were to simply buy the car outright.

I'm actually dealing with a guy I bought my 2011 sti from and I am getting it through suburban Subaru in Hartford CT.
Ther are many factors on why, but to put it simple is I don't want to put $8k plus down to get a decent monthly payment. My plans are to buy it out after the lease. That gets me in the car, although I know I'll be spending a lot more in the end, and to some it might not make any sense. But like I said, the lease gets me in the car, and with a child coming in the near future this will probably be my last opportunity to get a toy without being selfish. I just got the house and a 3 car garage. I need one more toy before I go in to poppa bear mode.

If your intention is to keep the car after the lease term, better to just buy it outright from the start. There are costs associated with a lease you don't have when buying (acquisition fee). And, you'll pay sales tax on the lease payment, then again when you buy the car out.

Frankly, if you want a decent monthly payment, perhaps you should look at something less expensive.

nyccarguy · November 2016

@mrrad79 - I agree with @Michaell. I wouldn't hesitate to take out a 6 year loan on an STi. They hold their value so well. You're almost guaranteed NOT to be buried underwater if you ever need to sell or trade.

mrrad79 · November 2016

nyccarguy said:

nyccarguy said:

Where in Westchester are you looking? I bought my 2015 Legacy in Rye. I'll run your numbers through leaseguide's calculator in the AM. Why do you want to lease for 42 months? A car like an STi holds its value so well that you will have equity in the car sooner rather than later if you were to simply buy the car outright.

I'm actually dealing with a guy I bought my 2011 sti from and I am getting it through suburban Subaru in Hartford CT.
Ther are many factors on why, but to put it simple is I don't want to put $8k plus down to get a decent monthly payment. My plans are to buy it out after the lease. That gets me in the car, although I know I'll be spending a lot more in the end, and to some it might not make any sense. But like I said, the lease gets me in the car, and with a child coming in the near future this will probably be my last opportunity to get a toy without being selfish. I just got the house and a 3 car garage. I need one more toy before I go in to poppa bear mode.
Ok. I ran the numbers you provided me through leaseguide's lease calculator. I get $427.07 per month pre tax. I used 7.375% Westchester County Sales tax and came up with a monthly payment of $458.57. Your buyout at the end of the lease will be $25,340. I understand what you are trying to do, but if you are planning on buying the car out at the end of the lease, then why not go for the cheapest payment. Try a 36 month/10K per year lease. You'll be paying less interest, the car will have a higher residual, and a MUCH lower payment. The only thing you might run into in Hartford is the fact that they are affiliated with Subaru New England and NOT Subaru of America. Subaru of New England has different programs for leasing and financing. Best of luck with the kid.

Thanks for the help nyccarguy, I did plug the numbers in on lease hacker also obviously got the same numbers. The monthly payment is a random number we came up with that we feel is worth it. Not that we can't afford it but we just want to stay under $525 and don't want to drop 8000 on a loan. We know we will most likely have a car payment for the rest of our lives, and since I got her to drive stick, she has the bug (it's a sickness for me). I have to pay to play. Thanks for your time

j1111ake · November 2016

Hi Can I get MF and residual for 2017 STI Base. 36/12k.

Do you have the MF/residual for december?

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