I have a question regarding Subaru Motor Finance credit score. Isn't their tier 1 still 700+? I saw a dealer advertising a lease special on a WRX but the details said to qualify you needed 800+?!?
I have a question regarding Subaru Motor Finance credit score. Isn't their tier 1 still 700+? I saw a dealer advertising a lease special on a WRX but the details said to qualify you needed 800+?!?
SMF tier 1 is indeed 700+
Dealer may be using a third party bank, with different qualifications.
I have a question regarding Subaru Motor Finance credit score. Isn't their tier 1 still 700+? I saw a dealer advertising a lease special on a WRX but the details said to qualify you needed 800+?!?
Some banks/dealers use an enhanced Auto score, and that scale goes up to 900, instead of the 850 FICO.
Or, they wrote the ad that way, so they could upcharge the 95% of customers that can't cut it..
Howdy! May i please have the numbers for both a 2017 WRX CVT Base/Premium, with 10k/12k, for 36/39mo? California.
Thanks a million, hands down best forum on the web for this info! You guys have saved me many thousand of dollars over the years.
Base model doesn't come in CVT
Premium:
.00040 MF and 56% residual for 36/12
.00075 MF and 55% residual for 39/12
.00105 MF and 54% residual for 42/12
Add 1% for 10K/yr
Thanks Kyfdx. Should have known better about the CVT, thanks. Funny how those residuals keep dropping month to month, thankfully the MF followed suit decently.
Howdy! May i please have the numbers for both a 2017 WRX CVT Base/Premium, with 10k/12k, for 36/39mo? California.
Thanks a million, hands down best forum on the web for this info! You guys have saved me many thousand of dollars over the years.
Base model doesn't come in CVT
Premium: .00040 MF and 56% residual for 36/12 .00075 MF and 55% residual for 39/12 .00105 MF and 54% residual for 42/12
Add 1% for 10K/yr
Thanks Kyfdx. Should have known better about the CVT, thanks. Funny how those residuals keep dropping month to month, thankfully the MF followed suit decently.
Residuals almost always go down throughout the model year.
Also, the MF you post is based of tier one credit? How are the tiers broken down?
Stick shift or CVT?
Top tier credit is 700 or higher. Every 20 point range is a tier lower. Add .00025 for tier 2; .00050 for tier 3 or .00080 for any score lower than 660.
Can I get 2017 wrx premium and limited numbers?
36/10 and 36/12?
Subaru numbers are national correct?
Also, the MF you post is based of tier one credit? How are the tiers broken down?
Stick shift or CVT?
Top tier credit is 700 or higher. Every 20 point range is a tier lower. Add .00025 for tier 2; .00050 for tier 3 or .00080 for any score lower than 660.
Thank you for the tier info. Does that apply to all Subaru or just the 17 wrx?
Also, the MF you post is based of tier one credit? How are the tiers broken down?
Stick shift or CVT?
Top tier credit is 700 or higher. Every 20 point range is a tier lower. Add .00025 for tier 2; .00050 for tier 3 or .00080 for any score lower than 660.
Thank you for the tier info. Does that apply to all Subaru or just the 17 wrx?
This is for a stick shift
All Subarus have that markup for lower tier credit
Premium: .00040 MF and 56%/55% residual Limited: .00025 MF and 55%/54% residual
Comments
Dealer may be using a third party bank, with different qualifications.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Or, they wrote the ad that way, so they could upcharge the 95% of customers that can't cut it..
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Limited: .00100 MF and 60% residual
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Thanks a million, hands down best forum on the web for this info! You guys have saved me many thousand of dollars over the years.
Premium:
.00040 MF and 56% residual for 36/12
.00075 MF and 55% residual for 39/12
.00105 MF and 54% residual for 42/12
Add 1% for 10K/yr
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Residuals almost always go down throughout the model year.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Danbury CT 06811
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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36/10 and 36/12?
Subaru numbers are national correct?
Also, the MF you post is based of tier one credit? How are the tiers broken down?
Top tier credit is 700 or higher. Every 20 point range is a tier lower. Add .00025 for tier 2; .00050 for tier 3 or .00080 for any score lower than 660.
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MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thank you for the tier info. Does that apply to all Subaru or just the 17 wrx?
This is for a stick shift
This is for a stick shift
All Subarus have that markup for lower tier credit
Premium: .00040 MF and 56%/55% residual
Limited: .00025 MF and 55%/54% residual
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Thank you!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00095 MF and 57% residual for 42/10, if a longer lease interests you. Might be cheaper.
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